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金融沃土育繁花 贴心服务助兴产
Huan Qiu Wang· 2025-08-15 11:45
据介绍,该支行针对花卉从业者需求推出"一站式"金融服务,从对公账户开立到收款二维码办理全程高 效衔接,大幅节省商户的时间成本,并设立"邮爱驿站",成为户外劳动者的温馨港湾,传递金融服务的 温度。 来源:环球网 近年来,河南省许昌市鄢陵县凭借"中国花木第一县"的金字招牌,孕育出蓬勃发展的花卉产业集群。坐 落于鄢陵国家花木博览园的邮储银行鄢陵花博大道支行,深耕地方经济沃土,将金融服务深度融入花卉 产业发展脉络,以创新举措和贴心服务书写着金融助农兴产的生动篇章。 走进支行营业厅,浓郁的花卉元素扑面而来,精心布置的花艺装饰与鲜花茶歇相映成趣。网点配备的个 人征信自助查询机为花卉商户提供了便捷的征信查询打印服务,有效简化办事流程。 破解融资难题是服务产业的重中之重。该支行通过创新供应链金融模式,已为500余家花卉企业提供综 合授信支持,精准对接产业链各环节资金需求。针对小微企业推出的"链式授信"服务,累计授信"花卉 贷"6600万元,助力50余家小微企业茁壮成长。 为积极响应政府产业扶持政策,邮储银行鄢陵花博大道支行在信贷融资、减费让利、资金结算等领域持 续发力,不断提升涉花企业融资便利度,切实为企业节约经营成本。下一 ...
最高达6139亿元!一图了解银行个人消费贷款TOP10
天天基金网· 2025-08-15 11:22
Core Viewpoint - The recent implementation of the personal consumption loan interest subsidy policy by the Ministry of Finance, the People's Bank of China, and the financial regulatory authority aims to stimulate consumer spending through subsidized loans, with a focus on major banks and specific financial institutions [4]. Group 1: Policy Overview - The personal consumption loan subsidy policy will be effective from September 1, 2025, to August 31, 2026, allowing residents to receive a subsidy of 1% per year on loans used for consumption, capped at 50% of the loan contract interest rate [4]. - A total of 23 lending institutions are included in the policy, comprising 6 large state-owned commercial banks, 12 national joint-stock commercial banks, and 5 other personal consumption loan providers [4]. Group 2: Loan Balances - In 2024, 16 banks reported personal consumption loan balances exceeding 100 billion yuan, with the top ten banks surpassing 300 billion yuan, indicating a significant concentration of loan balances among leading banks [4]. - Postal Savings Bank leads with a loan balance of 613.9 billion yuan, followed by China Construction Bank at 544.9 billion yuan and Agricultural Bank of China at 491.4 billion yuan [3][4]. Group 3: Bank Rankings - Among the top ten banks, five are large state-owned commercial banks, while three national joint-stock commercial banks also made the list: Ping An Bank (4th), China Merchants Bank (6th), and CITIC Bank (10th) [5]. - Notable performances include Ping An Bank with a balance of 474.7 billion yuan, surpassing Industrial and Commercial Bank of China at 421.2 billion yuan, and Ningbo Bank at 357.5 billion yuan, slightly ahead of Bank of Communications at 330.3 billion yuan [5].
长沙邮储银行成功拦截12万元电信诈骗款
Chang Sha Wan Bao· 2025-08-15 09:55
长沙晚报掌上长沙8月15日讯(全媒体记者 刘捷萍 通讯员 盛惠妃)近日,中国邮政储蓄银行长沙市开福区华章路 营业所在日常业务办理中,成功拦截一起电信诈骗案件,为客户避免了12万元的资金损失。 当日8时40分,市民陈女士来到该营业所,要求支取12万元现金。柜员胡艺方按照规定询问其取款用途,陈女士 起初称是 "去医院看病"。胡艺方进一步询问就医地点,并建议她可以直接刷卡结算,无需提取现金。 然而,在后续的交谈中,陈女士的表述出现了明显矛盾:她先是说自己看病,随后又改口称是为女儿看病。当柜 员提出需要提供其女儿的手机号码以进一步核实情况时,陈女士却声称"没有号码",且表示自己"没带手机",之 后又再次改口,称取款是为"老伴看病"。 陈女士前后矛盾的表述引起了网点工作人员的高度警惕,结合日常反诈培训知识,判断客户可能遭遇电信诈骗。 为及时阻止可能发生的资金损失,网点于9时19分果断向反诈中心报警。 反诈中心民警接到报警后迅速响应,于9时28分抵达该营业所,随后将陈女士带往长沙市公安局芙蓉北路派出所 进行进一步排查。经过核查,警方于11点08分确认陈女士确实正遭受诈骗分子的诈骗。民警随即与陈女士的女儿 取得联系,在多方 ...
定了!9月10日开幕!
Jin Rong Shi Bao· 2025-08-15 09:41
Core Insights - The 2025 China International Service Trade Fair's financial services section will take place from September 10 to September 14 in Beijing, focusing on "Digital Intelligence Driving Open Win-Win" as its theme [1] - The event aims to create four platforms: global financial innovation product and service showcase, important policy and industry rule releases, partner negotiations, and cutting-edge financial experiences [1] Group 1: Exhibition Overview - The financial services exhibition has attracted 92 domestic and international financial institutions, covering an area of 11,000 square meters [2] - Two main thematic exhibition areas: Hall 5 focuses on "Open Integration," showcasing achievements in building a strong financial nation and expanding financial services [2] - Hall 6 emphasizes "Smart Benefits and Sharing," highlighting deep cooperation between financial institutions and leading technology companies [2] Group 2: International Participation - Over 40 international and foreign financial institutions, including AIIB, HSBC, and Mastercard, will present their innovative practices in cross-border financial services and fintech [3] Group 3: Technological Integration - This year's exhibition will leverage AI technology to enhance interactive experiences, creating an immersive platform for financial innovation [4] - Notable exhibits include ICBC's trillion-level financial model and Agricultural Bank's VR-enabled home viewing service [4] Group 4: Beijing's Role in Financial Innovation - Beijing, as the national financial management center, will showcase original and advanced "Beijing Service" cases that support national strategies and urban development [5] - Key exhibits include Bank of China's "three-in-one" service card for foreign tourists and PICC's commercial space insurance initiatives [5][6] Group 5: Interactive Experiences - The exhibition will feature engaging activities to enhance public interaction with financial services, such as fun games and educational experiences [7] - Examples include Minsheng Bank's interactive activities and ICBC Credit Management's anti-money laundering themed maze [7]
深耕细分领域+打造服务新范式 科技金融如何赋能中小企业?
Zhong Guo Jin Rong Xin Xi Wang· 2025-08-15 09:06
Group 1 - Postal Savings Bank of China (PSBC) Linyi Branch has been actively supporting technology-based small and medium-sized enterprises (SMEs) through innovative financial products and services, injecting strong financial momentum into the regional economy [1][2] - The bank has introduced products like "Science and Technology Credit Loan" and "Technology Credit Loan" tailored for the characteristics of light-asset and high-growth technology SMEs, enhancing their development capabilities [2][6] - As of now, PSBC has provided over 9.2 billion yuan in funding support to technology-based SMEs, with a loan balance of 4.367 billion yuan [1][7] Group 2 - The bank's collaboration with local government agencies has enabled comprehensive outreach to technology SMEs, ensuring that policy benefits reach the enterprises directly [7] - A notable example includes the issuance of a 15 million yuan loan to Shandong Weihe Transmission Co., Ltd. for purchasing components and expanding production [3][6] - The bank's efforts have resulted in a significant increase in the loan support for technology SMEs, with a loan balance of 3.46 trillion yuan, reflecting a year-on-year growth of 22.9% [6]
国有大型银行板块8月15日跌1.62%,交通银行领跌,主力资金净流出18.9亿元
Zheng Xing Xing Ye Ri Bao· 2025-08-15 08:37
证券之星消息,8月15日国有大型银行板块较上一交易日下跌1.62%,交通银行领跌。当日上证指数报收 于3696.77,上涨0.83%。深证成指报收于11634.67,上涨1.6%。国有大型银行板块个股涨跌见下表: | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601288 | 农业银行 | 6.85 | -1.01% | 744.21万 | 50.73 Z | | 601658 | 邮储银行 | 6.01 | -1.80% | 296.12万 | 17.80 Z | | 601398 | 工商银行 | 7.55 | -1.82% | 648.01万 | 48.82 Z | | 666109 | 建设银行 | 9.17 | -1.93% | 219.49万 | 20.13亿 | | 601988 | 中国银行 | 5.45 | -2.15% | 640.92万 | 34.99 Z | | 601328 | 交通银行 | 7.43 | -2.24% | 291.12万 | 21.78亿 | 从资金 ...
金融活水浇灌“专精特新”企业茁壮成长
Zhong Guo Jin Rong Xin Xi Wang· 2025-08-15 07:13
Core Viewpoint - "Specialized, Refined, Characteristic, and Innovative" enterprises are crucial for technological innovation and high-quality economic development, with financial support playing a key role in their growth [1][3]. Group 1: Company Overview - Taizhou Wanzhou Machinery Co., Ltd. is recognized as a provincial "specialized, refined, characteristic, and innovative" enterprise and a national high-tech enterprise, focusing on precision components for automobiles and motorcycles [1]. - The company has been expanding its scale and increasing R&D investment amid a transformation and upgrade process [1]. Group 2: Financial Support - Postal Savings Bank's Yuhuan Branch has developed specialized financial products like "Science and Technology Loans" to meet the operational needs of "specialized, refined, characteristic, and innovative" enterprises [1][3]. - The bank provided a tailored financial service plan for Wanzhou Machinery, resulting in a loan credit of 28 million yuan, which alleviated the company's cash flow pressure and supported its capacity expansion and R&D efforts [3]. Group 3: Broader Impact - The support from Postal Savings Bank is seen as essential for the sustainable growth of "specialized, refined, characteristic, and innovative" enterprises, which are key to upgrading the manufacturing industry in Yuhuan [3]. - By offering a comprehensive suite of financial services, the bank aims to optimize the regional business environment and stimulate innovation [3]. Group 4: Loan Statistics - As of 2025, Postal Savings Bank's Yuhuan Branch has issued loans totaling 928 million yuan to 65 "specialized, refined, characteristic, and innovative" enterprises, with a total loan balance exceeding 2.3 billion yuan for small and medium-sized enterprises [5].
邮储银行(01658)下跌3.11%,报5.6元/股
Jin Rong Jie· 2025-08-15 07:01
8月15日,邮储银行(01658)盘中下跌3.11%,截至14:37,报5.6元/股,成交3.0亿元。 截至2025年一季报,邮储银行营业总收入894.06亿元、净利润252.46亿元。 本文源自:金融界 作者:行情君 中国邮政储蓄银行股份有限公司是一家以服务"三农"、城乡居民和中小企业为核心的中国领先大型零售 银行,主要通过"自营+代理"的模式提供包括科技金融、绿色金融、普惠金融等在内的综合化金融服 务。公司坚持客户为中心,注重风险管理,通过持续的创新变革和精细化管理,致力于成为客户信赖、 具有特色、稳健安全、创新驱动、价值卓越的一流大型零售银行。 ...
到绿水青山中去|邮储银行的绿色答卷
Xin Hua Wang· 2025-08-15 04:45
中国邮政储蓄银行 循日出轨迹,看绿水青山 这是一场光的巡礼,一次绿的见证 M东极抚远的第一缕曙光 到喀什群山聆听林海风吟 晨光流淌过绿水青山 邀你共给这幅绿色画卷 晨光破晓处, 绿意正生长 下一程,即将启幕 …… UJIPDF 份写在绿水青山中的生态答卷 当"绿水青山"的种子埋进时代土壤 我们投身其中,见证绿满山河成为现实 根植城乡沃土,融于绿水青山 我们不仅见证,更躬身守护 这是对绿色未来,最深情的告自 ...
邮储银行拟发行2025年首期50亿元科技创新债券
Jing Ji Guan Cha Wang· 2025-08-15 04:08
Group 1 - The company Postal Savings Bank of China plans to issue 50 billion RMB in technology innovation bonds, divided into two types [1] - The bonds will be issued on August 19, with a credit rating of AAA for the issuer and AAAsti for the bonds, indicating high credit quality [1] - The issuance aims to support financing needs in the technology innovation sector [1] Group 2 - Type one of the bonds will have a scale of 30 billion RMB and a fixed interest rate for a term of 5 years [2] - Type two of the bonds will have a scale of 20 billion RMB and a floating interest rate for a term of 3 years [2]