Core Viewpoint - The article highlights the success of the unique agricultural product, Sangzi watermelon, in the Jizhou District, which has gained market favor due to its geographical indication quality, supported by comprehensive financial assistance from Postal Savings Bank of China Tianjin Branch [1][2]. Group 1: Company Overview - Sangzi Watermelon is a distinctive agricultural product in Sangzi Town, Jizhou District, recognized for its exceptional quality and contributing to local farmers' income [1]. - Tianjin Sangtianzidi Agricultural Technology Co., Ltd. focuses on breeding seeds for watermelons and tomatoes, aiming to enhance the international competitiveness of domestic watermelons [1]. - The breeding process for high-quality watermelon seeds takes 5 to 6 years, requiring significant investment in research, equipment, and talent [1]. Group 2: Financial Support and Services - Postal Savings Bank of China Tianjin Branch provided a customized "bank-guarantee cooperation" plan, issuing a 3-year guarantee loan of 3 million yuan to support the company [1]. - The bank's innovative "1+N" service model aims to provide tailored financial services to core agricultural enterprises and extend support to upstream and downstream farmers, cooperatives, and small businesses [2]. - The bank plans to enhance financial services along the agricultural supply chain, including customized "procurement loans" to address funding challenges for downstream clients [2]. Group 3: Market Impact and Community Engagement - The bank's services extend to promoting Sangzi watermelons through postal outlets and organizing fruit markets to connect local specialties directly to consumers [2]. - The collaboration between agricultural technology and financial support is seen as a way to invigorate the local economy and contribute to rural revitalization [2].

Group 1 - The article highlights the role of Postal Savings Bank of China in supporting the development of the grape and bamboo fungus industries in Jiangxi Province, specifically in Ji'an City, through tailored financial services [1][2] - The bank has identified financing pain points for farmers, such as expanding scale, upgrading technology, and managing natural disasters, and has developed customized credit solutions like "Reemployment Subsidy Loan," "Agricultural and Animal Husbandry Loan," and "Industry Loan" [1] - The bank's initiatives aim to lower financing costs and ensure timely funding during critical agricultural periods, thereby enhancing the quality and marketability of agricultural products [1][2] Group 2 - Farmers like Tan Xiaohui have benefited from the bank's financial support, receiving loans that enable them to upgrade facilities and improve product quality, leading to increased confidence in income generation [1] - The article emphasizes the positive impact of financial services on rural economic development, showcasing how credit funds are directed towards the real economy to promote rural industry growth and contribute to rural revitalization [2]

Core Viewpoint - Postal Savings Bank of China (PSBC) Jiangxi Ganzhou Branch emphasizes the importance of serving "three rural issues" and rural revitalization, leveraging its advantages in county-level market penetration to enhance product and service innovation, and increase credit investment in agriculture [1][2]. Group 1: Financial Support for Agriculture - PSBC provides financial support to local farmers, such as Lin Yuzhen, who received a 200,000 yuan loan through the "Express Loan" program, enabling him to expand his mushroom farming operations [1]. - Wang Zhiquan, a meat pigeon farmer, received 650,000 yuan in funding from PSBC to expand his breeding operations, highlighting the bank's role in injecting vitality into rural businesses [2]. Group 2: Service Model and Efficiency - PSBC has developed a "three-level linkage + postal banking collaboration" service model to enhance financial services for rural revitalization, effectively tapping into rural economic potential [2]. - The bank collaborates with local governments to conduct activities like "strong towns and rich villages" and utilizes a cloud-based loan application process to improve service efficiency [2].

展望未来，邮储银行抚州市分行将继续坚守服务实体经济的根本，以客户为中心，持续深化金融创新， 提升服务水平，在支持产业发展、助力消费升级的道路上不断迈进，为抚州地区经济社会的高质量发展 贡献更多金融智慧和力量。（供稿：邮储银行抚州市分行） 以江西某新能源科技有限公司为例，作为抚州市重点培育的绿色发展企业，该公司专注于锂电池材料的 研发与生产。伴随市场需求的持续攀升，企业急需资金扩大生产规模、升级研发设备，却因缺乏抵押物 陷入融资困境。邮储银行抚州市分行获悉后，第一时间组建专项服务团队深入企业实地调研，结合 其"科技+绿色"的双重属性，创新推出"科技信用贷+绿色信贷"组合融资方案，仅用一周便完成500万元 信用贷款发放，高效解决了企业的燃眉之急。据悉，截至当前，该行公司贷款余额已成功突破20亿元， 达到20.80亿元，为抚州产业的高质量发展提供了坚实的金融保障。 在助力居民消费升级方面，邮储银行抚州市分行充分发挥金融纽带作用，聚焦居民在住房、汽车、教 育、医疗等重点领域的消费需求，持续拓展消费场景，优化金融服务流程。通过推出利率优惠、审批提 速、线上办理等便民措施，为居民提供更便捷、优惠、贴心的金融服务，有效激发 ...

Investment Rating - The report maintains a "Positive" investment rating for the banking industry [11] Core Insights - The current round of growth stabilization policies encourages consumption and expands domestic demand, with the government implementing fiscal subsidies for eligible personal consumption loans and service industry loans [2][6] - The introduction of consumption loan subsidies is expected to stimulate consumer demand, particularly in sectors like automotive and home renovation, thereby enhancing market expectations and risk appetite [2][8] - The fiscal leverage and encouragement of consumption policies are becoming increasingly clear, although the short-term effectiveness remains difficult to assess [2][8] Summary by Sections Background of Consumption Loan Subsidy Policy - The macroeconomic context shows a push for consumption and domestic demand expansion, with the State Council issuing a plan to provide fiscal subsidies for qualifying personal consumption loans [6] - Since the real estate downturn in 2022, retail loan demand has been weak, with personal loan growth slowing to 3.4% by the end of 2024 [6][7] Scale of Impact from Consumption Loan Subsidy Policy - By the end of 2024, the total personal consumption loan scale is projected to reach 12.3 trillion yuan, accounting for about 5% of total loans [7] - The annualized subsidy rate is set at 1.0%, meaning that for every 1 trillion yuan of new qualifying loans, the subsidy amounts to 100 billion yuan [7] Effects on Macroeconomic Expectations and Capital Markets - The policy is expected to reduce interest expenses for consumers, thereby encouraging spending [8] - The fiscal stimulus reflects confidence in economic growth, potentially boosting market expectations and risk appetite [8] Impact on Different Types of Banks - The overall credit growth in the banking sector is slowing, particularly in retail loans, which affects retail banks' asset expansion [9] - The subsidy policy is likely to benefit state-owned banks and related consumer finance institutions, especially those with a high proportion of consumer loans [9] Investment Outlook for Bank Stocks - Despite a recent recovery in market risk appetite, bank stocks may not show outstanding relative returns, but their core advantages remain in terms of allocation value and absolute returns [10] - The report highlights a positive outlook for banks like China Merchants Bank, which has strong retail customer resources and is expected to benefit from the policy [10]

Core Viewpoint - Postal Savings Bank of China is enhancing the governance of personal customer identity information for digital RMB, aiming to improve the security and compliance of digital RMB operations, marking significant progress in anti-money laundering efforts within the state-owned banking sector [1]. Group 1: Identity Information Verification - The bank will strictly verify the completeness and validity of personal customer identity information, including basic details such as name, gender, nationality, occupation, and detailed information like address, workplace address, and contact number [2]. - Identification document information will also be included in the verification process, covering document type, number, and expiration date [2]. - Customers with incomplete identity information will face restrictions, including reduced transaction limits for wallets lacking valid identification copies or those with expired documents over 90 days [2]. Group 2: Customer Cooperation and Information Update Mechanism - To ensure normal wallet functionality, the bank offers multiple channels for customers to update their information, including direct uploads via the digital RMB app and mobile banking client [3]. - Offline service channels are also available, allowing customers to visit any bank branch with valid identification for assistance in updating their information [3]. - Once customers provide complete and accurate information, wallet functionalities will be restored immediately, ensuring diverse customer needs are met through a multi-channel service model [3].

2025年是 "绿水青山就是金山银山"理念 （以下简称 "两山"理念 ）提出20周年，也是 "十四五"规划 收官 之年。20年来，特别是党的十八大以来，我国生态文明建设迈出坚实步伐，取得举世瞩目的成就。 中国邮政储蓄银行以 "两山"理念 为指引，积极推进绿色银行建设，大力发展绿色金融，为建设美丽中国 贡献金融力量。 一组系列海报 带您感受 "两山"理念 科学指引下的 美丽生态画卷 ↓↓↓ "十四五"期间,我国新能源 发电装机规模首次超过煤电 建 成了全球最大清洁发电体系, 每 消费3度电就有超过1度是绿电 截至2025年6月底 "绿水青山就是金山银山" 理念提出20年来,已深入人心。 邮储银行做好绿色金融大文章,为国土绿化、生态修复等提供金融 支持。邮储银行漳州市分行成功实施邮储银行全国首笔集绿色、盘 活存量、中长期制造业矿山修复于一体的并购银团贷款项目,作为 参团行承担3.5亿元份额,助力废弃矿山生态修复。 b围邮政储蓄银行 在"两山"理念指引下,防沙治沙工作成就显著。邮储银行深入践 行"两山"理念,持续加大绿色信贷业务支持力度。邮储银行呼和 浩特市分行为蒙草生态提供1.5亿元授信额度,以金融活水护航企 业 ...

Core Viewpoint - The 2025 China International Service Trade Fair (CIFTIS) will feature a financial services section from September 10 to September 14 in Beijing, focusing on "Digital Intelligence Driving Open Win-Win" as its theme, aiming to showcase global financial innovation products and services, policy releases, and collaborative opportunities [3][4]. Group 1: Event Overview - The financial services section will include a large-scale exhibition with 92 domestic and foreign financial institutions participating, covering an area of 11,000 square meters [4]. - The exhibition will feature two main thematic areas: "Open Integration" showcasing various financial institutions and their contributions to the economy, and "Smart Sharing" focusing on the collaboration between financial institutions and leading technology companies [4]. Group 2: Participation and Innovation - Over 40 foreign financial institutions, including the Asian Infrastructure Investment Bank and HSBC, will present their innovative practices in cross-border financial services and fintech [5]. - The event will leverage AI technology to create an immersive exhibition experience, highlighting innovations in fintech from various institutions, such as the Agricultural Bank's VR property viewing service and the Industrial and Commercial Bank's large-scale financial model [6][7]. Group 3: Forums and Discussions - The event will host over 30 forums and discussions, attracting 3,000 to 4,000 participants, focusing on global financial trends and the integration of finance with the real economy [8][9]. - Key topics will include high-quality financial development, risk management, and green finance, with various financial institutions conducting specialized sessions [9]. Group 4: Beijing's Role and Innovations - Beijing will showcase its role as a national financial management center, highlighting innovative financial services and products that support urban development and national strategies [10]. - Notable innovations include the "Mifang Card" for foreign tourists and a commercial space insurance consortium led by China Insurance [10]. Group 5: Interactive Experiences - The event will emphasize interactive experiences, with various engaging activities planned by participating institutions to enhance public engagement with financial services [11]. - Activities will include creative displays and educational games focused on financial literacy and anti-money laundering [11].

Group 1 - The 2025 China International Service Trade Fair's financial services section will be held from September 10 to September 14 in Beijing, focusing on the theme "Digital Intelligence Drives Open Win-Win" [1] - The financial services section aims to create four major platforms: global financial innovation product and service display, important policy and industry rule release, partner negotiation, and cutting-edge financial experience [1] - A total of 92 companies will participate in the exhibition, including 68 from the Fortune Global 500, with a 45.7% internationalization rate [1] Group 2 - Major financial institutions such as Industrial and Commercial Bank of China, Bank of China, and Beijing Bank will showcase innovative products in the field of fintech [2] - Industrial and Commercial Bank will display a trillion-level financial model, while Beijing Bank will present an interactive digital robot to demonstrate various financial services [2] - A digital RMB immersive experience area of nearly 1,000 square meters will be created, featuring a collaborative exhibition matrix from multiple banks to showcase "Digital RMB+" innovations [2] Group 3 - The financial services section will emphasize experiential activities, with interactive events designed to engage the public [3] - China Minsheng Bank will introduce fun activities such as stamp collection and interactive games to enhance the audience's experience of financial innovation [3] - Traffic Bank will feature creative displays and promotional activities to allow visitors to experience the vitality of a century-old financial brand [3]

1、股票名称和代码:邮储银行(1658.HK) 2、交易日:平安资产管理有限责任公司(以下简称"平 安资管")受托我公司资金,投资于邮储银行H 股股票,于 2025年8月8日达到邮储银行H股股本的15%,根据香港市 场规则,触发我公司举牌。 3、上市公司公告日期:2025年8月13日 注:上市公司公告日期为我公司按照香港《证券及期货条例》的规定在香港 交易所线上权益披露系统中呈交权益披露表格的日期。 北京商报讯（记者 胡永新）8月15日，中国平安人寿保险股份有限公司（以下简称"平安人寿"）发布公告称，平安资产管理有限 责任公司（以下简称"平安资管"）受托公司资金，投资于邮储银行H股股票，于2025年8月8日达到邮储银行H股股本的15%，根 据香港市场规则，触发公司举牌。 平安人寿表示，本次举牌系平安资管受托公司资金，增持邮储银行H股触发，因此参与本次举牌的关联方为平安资管，是公司的 受托方，也是由同一控股股东中国平安保险（集团）股份有限公司控股的公司。 中国平安人寿保险股份有限公司关于 委托投资中国邮政储蓄银行股份有限公司 H 股股票举牌的信息披露公告 根据国家金融监督管理总局《保险公司资金运用信息披 露准则 ...