Group 1 - The core point of the article is that Ying Sheng Science (00209) has engaged in a share placement agreement, raising approximately HKD 10.83 million through the issuance of new shares at a price of HKD 0.350 per share [1] - On September 16, shareholders transferred shares worth HKD 3.7261 million from Hope Securities to Bank of China (Hong Kong), representing 8.45% of the total shares [1] - The share placement involves issuing 30.9515 million new shares, which accounts for about 16.67% of the company's total issued shares post-placement [1] Group 2 - The estimated net proceeds from the placement, after deducting all related expenses, are approximately HKD 10.32 million [1] - The company plans to allocate around 50% of the net proceeds for loan repayment and the other 50% for operational funds and general corporate purposes [1]

配售股份的总面值将为30.95万港元。配售事项的所得款项总额将为1083.3万港元。经扣除所有相关开支 后，配售事项的所得款项净额估计约为1032万港元，其约50%拟用作偿还贷款，及约50%拟用作集团营 运资金及一般企业用途。 9月11日，瀛晟科学发布公告，于当日交易时段后，公司与配售代理订立配售协议，据此，配售代理同 意按悉数包销基准按每股配售股份0.350港元的价格为及代表公司向不少于六名承配人配售3095.15万股 新股份，占经配售事项扩大后公司已发行股份总数约16.67%。配售股份将根据一般授权配发及发行。 香港联交所最新资料显示，9月16日，瀛晟科学(00209)股东将股票由希望证券转入中国银行(香港)，转 仓市值372.61万港元，占比8.45%。 ...

保障金融消费者知情权与选择权，深圳又有行动。9月16日，深圳首批8家银行业金融机构通过各自官方 信息发布平台，统一公布了信贷业务第三方合作机构名单。记者看到，8家机构包括工商银行深圳市分 行、农业银行深圳市分行、中国银行深圳市分行、建设银行深圳市分行、招商银行深圳分行、北京银行 深圳分行、微众银行、招联消金。记者注意到，本次8家金融机构集体"官宣"，恰逢"深圳2025金融教育 宣传周"期间。 9月15日，深圳金融监管局、深圳市地方金融管理局等启动深圳第三届金融教育宣传节暨2025年金融教 育宣传周，围绕"保障金融权益""防范非法金融""风险提示送上门"等主题，构建金融素养提升新矩阵。 记者注意到，本次公布的信贷业务第三方合作机构主要包括了营销获客、担保增信、催收服务这三类机 构名单。 深圳市银行业协会表示，此次面向社会公布第三方合作机构名单，是保障金融消费者知情权与选择权， 强化金融消费者权益保护的有益尝试；是规范银行业金融机构与第三方合作行为，协同打击不法贷款中 介乱象，反对无序竞争的积极举措。 实际上，不法贷款中介乱象层出不穷，规范与第三方合作行为也被提上议事日程。 今年7月中旬，中国银行、工商银行、农业 ...

Core Viewpoint - Shenzhen has taken action to enhance financial consumer rights by publicly disclosing the list of third-party cooperation institutions involved in credit business among eight major banks during the "Shenzhen 2025 Financial Education Promotion Week" [2][3]. Group 1: Third-Party Cooperation Institutions - Eight banks, including Industrial and Commercial Bank of China and Agricultural Bank of China, have announced their third-party cooperation institutions, focusing on marketing, guarantee enhancement, and collection services [2][3]. - For example, Shenzhen's Bank of China has nearly 80 third-party cooperation institutions, with over 70% involved in credit card auto installment and home decoration installment services [3]. - The list includes 49 auto installment companies, 9 home decoration installment companies, and 9 personal housing loan institutions, indicating a significant reliance on third-party services for credit management [3]. Group 2: Consumer Rights Protection - The Shenzhen Banking Association stated that the public disclosure of third-party cooperation institutions is a positive step towards protecting financial consumer rights and regulating banking practices [3]. - This initiative aims to combat illegal loan intermediaries and promote fair competition within the financial sector [3][4]. Group 3: Issues with Illegal Loan Intermediaries - Illegal loan intermediaries have been a persistent issue, prompting banks in Shenzhen to issue "anti-intermediary" statements against a specific consulting service named Xin Xin Hui Lin [4]. - These intermediaries often mislead consumers with false claims of partnerships with banks and charge excessive fees, leading to significant consumer rights violations [4][5]. - Regulatory authorities have highlighted various deceptive tactics used by these intermediaries, such as posing as bank employees and promoting unrealistic loan conditions [5].

随着"金九银十"求职季的到来，一年一度的银行秋季校园招聘也陆续拉开帷幕。 《金融时报》记者注意到，近日，工、农、中、建、交、邮储六家国有大行集体发布了2026年度校园招 聘的公告，纷纷面向海内外的应届毕业生抛出"橄榄枝"，招聘机构不仅包括总行本部，还包括各分支机 构及直属单位。 六大行开启"秋招模式" 随着数字化转型的深入推进，各家银行对于金融科技人才的需求依旧有增无减。《金融时报》记者注意 到，在2026年度校园招聘中，六大行均发布了金融科技相关的若干岗位。 在今年秋招季，工商银行继续加大了科技人才招聘力度，其中，工商银行总行开启了"人工智能+"专项 招聘，分支机构则设置"科技菁英"岗位，主要为系统开发、应用研发、信息安全、数据挖掘、产品设计 等领域提供科技人才储备。 农业银行还发布了数据中心、研发中心两家总行直属机构的2026年度校园招聘公告，足以见得农行对金 融科技人才的重视。其中，农行数据中心今年共计招聘145人，包括智领计划岗、信息技术工程师岗； 研发中心共计招聘215人，包括智领计划岗、软件研发岗等6类岗位。 除了对于科技人才的关注，"小语种"专业人才也成为了多家国有大行秋招的重点。在今年中国银行 ...

Core Insights - The Beijing-Tianjin-Hebei region achieved a GDP of 5.7 trillion yuan in the first half of 2025, reflecting a year-on-year growth of 5.4% [1] - The region has seen continuous improvement in overall strength over the past 11 years, crossing six trillion yuan milestones, becoming a strong driver for high-quality national development [1] - The analysis of brand value among listed companies in the region highlights the need for enhanced industrial collaboration and innovation, particularly in nurturing emerging industries and upgrading traditional sectors [1] Company Brand Value - China Mobile ranks first in brand value within the region, valued at 845.54 billion yuan [2][3] - The top ten companies in the Beijing-Tianjin-Hebei region are all based in Beijing, primarily consisting of state-owned enterprises and well-known internet companies [2][3] - The total brand value of 416 listed companies in the region reached 99,581.76 billion yuan, with Beijing accounting for 93.81% of this total [4] Year-on-Year Brand Value Changes - Beijing's brand value increased from 67,310.05 billion yuan in 2022 to 93,417.65 billion yuan in 2025, marking a growth of 26,107.60 billion yuan over four years [5] - In contrast, cities like Tianjin and Hebei cities showed minimal growth or declines in brand value, indicating a disparity in economic development [5] - The number of listed companies in Beijing decreased from 347 in 2022 to 329 in 2025, while Tianjin saw a slight increase [6] Industry Insights - The telecommunications sector experienced significant growth, with brand value increasing by over 1 trillion yuan over four years, largely driven by China Mobile's return to the A-share market [10][11] - The leisure industry faced a decline, with a reduction of 10 companies and a total brand value drop of 534.59 billion yuan, attributed to cyclical fluctuations in consumer markets [10][11] - Other sectors like finance, oil, and construction also showed notable brand value increases, while industries such as real estate and retail faced challenges [10][11] Recommendations for Regional Development - To address the imbalance in development within the region, it is suggested that leading companies in Beijing and Tianjin extend high-value segments of their operations to Hebei [13] - Hebei is encouraged to focus on transforming traditional industries towards high-end, intelligent, and green practices, while fostering a local digital economy [13] - The establishment of collaborative innovation platforms among enterprises, universities, and research institutions is recommended to enhance regional brand image and competitiveness [13]

Group 1 - The first batch of 8 banking financial institutions in Shenzhen has publicly announced a list of third-party cooperation agencies for credit business, which includes major banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, and China Bank [1] - The third-party agencies primarily cover three categories: marketing and customer acquisition, guarantee and credit enhancement, and collection services [1] - Financial institutions will continuously update the list based on business developments and encourage customers to verify the legitimacy of any third-party claims [1] Group 2 - The public disclosure of the third-party cooperation agency list is an effort to implement regulatory requirements, protect financial consumers' rights, and combat illegal loan intermediaries [2] - Illegal loan intermediaries have been a significant issue in the financial sector, with instances of companies falsely claiming partnerships with banks to attract customers [2] - Common tactics used by illegal loan intermediaries include impersonating legitimate financial institutions, offering low-interest rates, and making false service promises, which can lead to consumer financial losses and data breaches [2] Group 3 - Regulatory authorities have intensified efforts to combat financial "black and gray industries," focusing on illegal loan intermediaries and related financial crimes [3] - A new regulation from the National Financial Supervision Administration mandates that commercial banks manage and disclose lists of platform operators and credit enhancement service providers, effective October 1 [3] - The regulation prohibits banks from collaborating with institutions not on the approved list for internet lending services [3]

Core Viewpoint - The state-owned large banks sector experienced a decline of 0.81% on September 16, with Agricultural Bank leading the drop, while the overall market indices showed slight increases [1] Group 1: Market Performance - The Shanghai Composite Index closed at 3861.87, up 0.04% - The Shenzhen Component Index closed at 13063.97, up 0.45% [1] Group 2: Individual Bank Performance - Industrial and Commercial Bank of China (ICBC) closed at 7.45, up 0.27% with a trading volume of 2.89 million shares and a transaction value of 21.56 billion - China Construction Bank closed at 9.01, down 0.33% with a trading volume of 998,400 shares and a transaction value of 9.001 billion - Postal Savings Bank closed at 6.17, down 0.80% with a trading volume of 1.06 million shares and a transaction value of 6.55 billion - Bank of China closed at 5.41, down 0.92% with a trading volume of 3.19 million shares and a transaction value of 1.73 billion - Bank of Communications closed at 7.01, down 1.27% with a trading volume of 2.99 million shares and a transaction value of 2.10 billion - Agricultural Bank closed at 7.04, down 1.68% with a trading volume of 4.12 million shares and a transaction value of 2.92 billion [1] Group 3: Fund Flow Analysis - The state-owned large banks sector saw a net outflow of 1.229 billion from main funds, while retail investors contributed a net inflow of 719 million - The individual bank fund flow details show that ICBC had a net inflow of 24.89 million from main funds, while Agricultural Bank experienced a net outflow of 436 million from main funds [2]

Core Viewpoint - The implementation of two interest subsidy policies starting in September aims to stimulate consumer spending and support service industry operators, thereby activating the consumption "main engine" and releasing new growth momentum [2][4]. Consumer Side - The personal consumption loan interest subsidy policy allows consumers to save on loan interest, as demonstrated by a case where a consumer saved 2,000 yuan on interest for a 200,000 yuan loan for new furniture [3][4]. - The subsidy applies to personal consumption loans processed by 23 banks and consumer finance companies from September 1, 2025, to August 31, 2026, covering various categories including household appliances, automobiles, and education [4][6]. - The subsidy rate is set at 1 percentage point, approximately one-third of the current personal consumption loan interest rates [4]. Supply Side - The subsidy policy also benefits service industry operators, as illustrated by a case where a lodging operator saved 4,000 yuan in interest on a 365,000 yuan loan for business upgrades [8][9]. - The service industry loan interest subsidy policy, effective from March 16, 2025, to the end of that year, targets eight key consumption sectors, allowing for a maximum loan subsidy of 1 million yuan per entity [8][9]. - The policy aims to enhance the supply of high-quality services to meet diverse consumer demands [8]. Financial Collaboration - The combination of interest subsidy policies and other financial incentives, such as trade-in subsidies for consumer goods, is expected to create a synergistic effect, enhancing overall consumer demand and service supply [10][11]. - The collaboration between fiscal and financial policies is designed to leverage public funds and financial tools to stimulate more credit towards consumer sectors, thereby promoting economic circulation [10][11].

Core Viewpoint - The article emphasizes the role of technology finance in enhancing financial services for the real economy and supporting emerging industries in Hubei province, China [1] Group 1: Financial Support and Growth - As of August 2025, the technology finance loan balance of Bank of China Hubei Branch reached 100.712 billion yuan, with an increase of 13.487 billion yuan, representing a growth of 15.37% since the beginning of the year [1] - Key industries such as optoelectronic information, automotive manufacturing, and health care have reached a scale of over one trillion yuan, while energy conservation, high-end equipment, and new materials have surpassed five hundred billion yuan [1] Group 2: Innovative Financial Services - The bank has established a technology finance center at the primary department level and set up 11 specialized technology finance outlets in high-tech parks and development zones [2] - The bank has tailored financial products like "knowledge value credit loans" for technology companies, allowing them to secure funding without traditional collateral [4] Group 3: Comprehensive Financial Ecosystem - The bank has launched a comprehensive financial product matrix to support technology enterprises throughout their lifecycle, including products for seed, growth, and mature stages [5] - A total of 100 billion yuan AIC equity investment fund was established to focus on new-generation electronic information, new energy, artificial intelligence, and new materials [6] Group 4: Collaborative Efforts and Partnerships - The bank has collaborated with various government departments and investment institutions to enhance support for specialized and innovative small and medium-sized enterprises, achieving a credit coverage rate of 30.50% for provincial-level specialized enterprises [7] - The bank has actively engaged in partnerships with venture capital firms and other financial institutions, facilitating equity financing of 1.155 billion yuan for sectors like biomedicine and new energy vehicles [7]