年关将至，金融反腐持续高压！ 2月6日，据中央纪委国家监委网站消息，中国银行原党委委员、副行长林景臻因严重违纪违法被开除党籍，按 规定取消其享受的待遇。通报提及，林景臻将信贷权力异化为谋取个人私利的工具，大搞权钱交易，利用职务 便利为他人在贷款融资等方面谋利，并非法收受巨额财物。 同一日披露的还有多名国有大行干部的处分结果。包括中国银行贵州省分行原党委委员、副行长张文明；工商 银行安徽省分行原党委副书记、副行长梁延国；农业银行河北省分行原党委委员、副行长陈元良。三名大行干 部均因严重违纪违法，被开除党籍。 林景臻被指"信贷权力异化" 据中央纪委国家监委网站2月6日通报，经中共中央批准，中央纪委国家监委对中国银行原党委委员、副行长林 景臻严重违纪违法问题进行了立案审查调查。 经查，林景臻丧失理想信念，背弃初心使命，私藏、阅看、寄递有严重政治问题的书籍；无视中央八项规定精 神，违规收受礼品，接受可能影响公正执行公务的宴请、旅游活动安排，违规接受他人提供的出行服务安排， 违规出入私人会所；不按规定报告个人有关事项，在职工录用等工作中为他人谋取利益并收受财物；廉洁底线 失守，违规拥有非上市公司股份，由他人支付应由本人 ...

中国银行党委坚决拥护党中央给予林景臻开除党籍处分的决定。 中国银行党委坚决拥护党中央给予林景臻开除党籍处分的决定中国银行党委坚决拥护党中央给予林景臻 开除党籍处分的决定近日，中国银行党委召开会议，传达中央纪委国家监委关于给予中国银行原党委委 员、副行长林景臻开除党籍处分、按规定取消其享受的待遇的决定。与会同志一致表示，坚决拥护党中 央决定，坚决拥护中央纪委国家监委决定，深刻汲取林景臻案件教训，以案为鉴、警钟长鸣，发扬彻底 的自我革命精神，以更高标准、更实举措推进全面从严治党。党委书记、董事长葛海蛟主持会议，党委 班子成员、中央纪委国家监委驻中国银行纪检监察组有关同志参加会议。 会议指出，党中央决定给予林景臻开除党籍处分，充分彰显了以习近平同志为核心的党中央持之以恒推 进全面从严治党、将反腐败斗争进行到底的坚定决心，充分体现了我们党有腐必反、有贪必肃、除恶务 尽的鲜明态度，充分释放了反腐败一刻不能停、半步不能退的强烈信号。全行各级党组织和党员干部要 切实把思想和行动统一到党中央决定精神上来，不断提高政治判断力、政治领悟力、政治执行力，坚定 拥护"两个确立"，坚决做到"两个维护"。 会议强调，全行各级党组织和党员 ...

会议强调，全行各级党组织和党员干部要深学细悟习近平总书记关于党的建设的重要思想、关于党的自 我革命的重要思想，深入贯彻党的二十届四中全会、二十届中央纪委五次全会精神，深刻认识金融领域 反腐败斗争的严峻复杂形势，认真落实管党治党政治责任，坚定不移把党的自我革命向纵深推进。要更 加坚决有力地贯彻落实党中央重大决策部署，坚持党中央对金融工作的集中统一领导，深刻把握金融工 作的政治性、人民性，树立和践行正确政绩观，聚焦"十五五"时期经济社会发展任务，全力做好金 融"五篇大文章"，持续防范化解金融风险，坚定不移走好中国特色金融发展之路。要更加清醒坚定地推 进反腐败斗争，保持高压态势，严查金融风险背后的腐败问题，一体推进不敢腐、不能腐、不想腐，抓 实以案促改促治，坚决铲除腐败滋生的土壤和条件。要更加科学有效地把权力关进制度笼子，持续完善 权力配置运行的制约监督机制，引导各级党员干部自觉按制度履职用权、开展工作。要巩固拓展深入贯 彻中央八项规定精神学习教育成果，坚持党性党风党纪一起抓、正风肃纪反腐相贯通，推进作风建设常 态化长效化，不断营造风清气正的良好政治生态，为打造强大的金融机构、助力金融强国建设提供坚强 保障。 据中 ...

近日，中国银行党委召开会议，传达中央纪委国家监委关于给予中国银行原党委委员、副行长林景臻开 除党籍处分、按规定取消其享受的待遇的决定。与会同志一致表示，坚决拥护党中央决定，坚决拥护中 央纪委国家监委决定，深刻汲取林景臻案件教训，以案为鉴、警钟长鸣，发扬彻底的自我革命精神，以 更高标准、更实举措推进全面从严治党。党委书记、董事长葛海蛟主持会议，党委班子成员、中央纪委 国家监委驻中国银行纪检监察组有关同志参加会议。 来源：中国银行官网 会议指出，党中央决定给予林景臻开除党籍处分，充分彰显了以习近平同志为核心的党中央持之以恒推 进全面从严治党、将反腐败斗争进行到底的坚定决心，充分体现了我们党有腐必反、有贪必肃、除恶务 尽的鲜明态度，充分释放了反腐败一刻不能停、半步不能退的强烈信号。全行各级党组织和党员干部要 切实把思想和行动统一到党中央决定精神上来，不断提高政治判断力、政治领悟力、政治执行力，坚定 拥护"两个确立"，坚决做到"两个维护"。 会议强调，全行各级党组织和党员干部要深学细悟习近平总书记关于党的建设的重要思想、关于党的自 我革命的重要思想，深入贯彻党的二十届四中全会、二十届中央纪委五次全会精神，深刻认识金融 ...

转自：新华财经 近日，中国银行宁波市分行成功办理该行首笔"中银票E通"业务，以票据业务数字化创新为突破口，精 准对接民营企业融资需求，为宁波实体经济高质量发展注入金融活水 。 近年来，中国银行宁波市分行始终坚守金融服务实体经济本源，将支持民营经济发展作为重点工作，不 断丰富票据产品体系，拓宽业务应用场景。下一步，该行将持续深化金融创新，依托科技赋能优化服务 流程，进一步加大对"专精特新"、产业链供应链等重点领域民营企业的支持力度，完善"线上+线下"融 合的综合金融服务模式，为宁波区域产业升级与经济高质量发展贡献更多金融力量。（邵侠） 作为中国银行深耕产业链供应链金融的创新成果，"中银票E通"打破传统票据业务流程壁垒，秉持"承兑 贴现一体化"核心理念，通过数字化手段重构业务链条，实现签约线上化、操作智能化、收款无感化的 全流程优化。相较于传统模式，该产品大幅缩短业务办理周期，一站式满足企业即开即贴的支付结算与 融资需求，有效破解了民营企业尤其是中小微企业"融资慢、手续繁"的痛点 。 得知宁波某国家级"专精特新"企业存在紧急出票支付需求后，中国银行宁波市分行迅速组建专项服务团 队，主动靠前对接企业诉求，全程指导客 ...

【#中国银行坚决拥护党中央决定#】#中国银行通报#据中国银行网站2月7日消息，近日，中国银行党委 召开会议，传达中央纪委国家监委关于给予中国银行原党委委员、副行长林景臻开除党籍处分、按规定 取消其享受的待遇的决定。与会同志一致表示，坚决拥护党中央决定，坚决拥护中央纪委国家监委决 定，深刻汲取林景臻案件教训，以案为鉴、警钟长鸣，发扬彻底的自我革命精神，以更高标准、更实举 措推进全面从严治党。党委书记、董事长葛海蛟主持会议，党委班子成员、中央纪委国家监委驻中国银 行纪检监察组有关同志参加会议。会议指出，党中央决定给予林景臻开除党籍处分，充分彰显了以习近 平同志为核心的党中央持之以恒推进全面从严治党、将反腐败斗争进行到底的坚定决心，充分体现了我 们党有腐必反、有贪必肃、除恶务尽的鲜明态度，充分释放了反腐败一刻不能停、半步不能退的强烈信 号。全行各级党组织和党员干部要切实把思想和行动统一到党中央决定精神上来，不断提高政治判断 力、政治领悟力、政治执行力，坚定拥护"两个确立"，坚决做到"两个维护"。会议强调，全行各级党组 织和党员干部要深学细悟习近平总书记关于党的建设的重要思想、关于党的自我革命的重要思想，深入 贯彻党 ...

Core Viewpoint - The China Bank Chongqing Branch has launched the "2026 Youth Commando Team" initiative, focusing on innovative consumer financial services to stimulate consumption and support regional economic development, particularly in the areas of new energy vehicles and housing [1] Group 1: Focus on New Energy Vehicles - The Shapingba Branch's Youth Commando Team has partnered deeply with brands in the new energy vehicle sector, completing over 2,000 financing transactions by 2025, integrating financial services into the entire green consumption chain [3] - The Jiulongpo Branch has established on-site support for housing and automotive consumption, achieving same-day loan approvals for vehicle purchases [3] Group 2: Community and Personalized Services - The Nan'an Xuefu Road Branch has actively engaged with teachers and salary distribution clients, processing over 40 consumer loans in just a few days [5] - The Banan Branch has completed over 160 loan signings this year, amounting to nearly 100 million yuan, by providing on-site and remote signing services [5] - The High-tech Zone Branch has implemented a "three-step strategy" to enhance service efficiency, achieving a 5-minute loan approval experience [5] Group 3: Tailored Financial Solutions - The Changshou Branch has adopted a "customer segmentation + personalized plan" approach to create a replicable service model [6] - The Bishan Branch focuses on teachers, simplifying processes and providing multiple product supports while promoting rational borrowing knowledge [6] - The Jiangjin Branch has established service points in community business circles to address funding needs and promote financial literacy [6] Group 4: Expanding Service Reach - The Yuzhong Changjiang Road Branch has conducted over 50 on-site services targeting military and hospital clients [8] - The Yubei Branch has implemented fiscal interest subsidy policies, reaching consumers directly at exhibitions [8] - The Two Rivers Branch has focused on housing finance, tailoring loan solutions to family development needs [8] Group 5: Commitment to Consumer Finance - The China Bank Chongqing Branch's Youth Commando Team aims to continue enhancing consumer finance services, optimizing service processes, and leveraging digital tools to support the development of Chongqing as an international consumption center [11]

Core Viewpoint - The Central Commission for Discipline Inspection (CCDI) has announced the expulsion of four senior officials for serious violations of party discipline and law, reflecting the government's ongoing commitment to anti-corruption efforts [1][3]. Group 1: Disciplinary Actions - Four senior officials were expelled from the Communist Party and public office for serious violations, including Ni Qiang, Gao Xingfu, Han Song, and Lin Jingzhen [1][3]. - All four officials were found to have committed serious job-related violations and are suspected of bribery, with their cases being transferred to the judicial authorities for prosecution [3][7][12]. Group 2: Individual Cases - Ni Qiang, former Secretary-General of Hainan Province, was expelled for serious violations including abusing power for personal gain and allowing his spouse to receive salary without actual work [5][7]. - Gao Xingfu, former Deputy Director of the Zhejiang Provincial People's Congress, was expelled for associating with political fraudsters and pursuing low-level pleasures [9][12]. - Han Song, former Director of the Xi'an Municipal People's Congress, was expelled for long-term unauthorized use of vehicles belonging to management and service objects [14][15]. - Lin Jingzhen, former Vice President of the Bank of China, was expelled for engaging in power-for-money transactions using his credit authority [17][18].

自2026年2月9日（星期一）收盘清算时起，上金所白银延期合约保证金比例从23%调整为24%，中国银 行白银延期合约客户保证金比例由66.01%调整为68.88%，上金所下一交易日（2月9日20:00）起涨跌幅 度限制从22%调整为23%。 中国银行提醒，近期贵金属市场的不确定性因素较多，价格大幅波动。请用户做好市场风险防范，基于 自身财务状况和风险承受能力开展贵金属交易活动，合理控制贵金属持仓规模，防范贵金属价格波动带 来的资金损失风险。 北京商报讯（记者 宋亦桐）2月6日，中国银行发布公告指出，为保护投资者权益，防范市场风险，根 据上海黄金交易所（简称"上金所"）2026年2月6日发布的《关于调整部分合约保证金水平和涨跌停板的 通知》，该行将对代理个人上金所业务（包括黄金延期合约和白银延期合约）的交易保证金比例、涨跌 幅度限制及交易时间进行相应调整。 中国银行指出，自2026年2月9日（星期一）收盘清算时起，上金所黄金延期合约保证金比例从17%调整 为18%，该行黄金延期合约客户保证金比例由44.88%调整为47.52%，上金所下一交易日（2月9日 20:00）起涨跌幅度限制从16%调整为17%。 ...

Core Viewpoint - The banking industry is tightening cost control measures by increasing the threshold for transaction notification SMS services, with some banks raising the limit to 5000 yuan, marking the beginning of a paid SMS notification era for small transactions [1][2]. Group 1: Changes in SMS Notification Services - Multiple banks, including China Merchants Bank, have announced adjustments to their SMS notification services, with a new threshold of 5000 yuan for free notifications, which is among the highest in the industry [2][3]. - Other banks, such as Minsheng Bank and Bank of China, have also raised their SMS notification thresholds to 300 yuan and 100 yuan respectively, indicating a trend across the banking sector [3][4]. - The adjustments reflect a broader movement among banks to manage operational costs more effectively, particularly in light of the expenses associated with SMS notifications [6][13]. Group 2: Cost Savings and Digital Transition - Banks are expected to save significant costs by reducing the number of SMS notifications sent, as each message incurs a fee from telecom operators [6][9]. - The average cost for SMS services varies, with larger banks typically securing lower rates due to their scale, while smaller banks face higher costs [8][9]. - The shift towards digital notification methods, such as mobile banking apps and WeChat services, is becoming more prevalent, reducing reliance on traditional SMS notifications [12][14]. Group 3: Financial Implications - The banking sector's net interest margin remains stable at 1.42%, with expectations of continued optimization in asset-liability structures and a gradual decline in interest margins [14][15]. - The cost structure for SMS notifications suggests that charging customers around 3 yuan per month can cover operational costs, especially if the average customer receives fewer than 100 notifications monthly [11][10].