Core Viewpoint - The implementation of the central bank's one-time personal credit repair policy has sparked widespread discussion on social media platforms, with users seeking clarification on eligibility and specific conditions for overdue records [1][6]. Policy Details - The overdue information must meet three core requirements: it must have occurred between January 1, 2020, and December 31, 2025; the amount of a single overdue payment must not exceed 10,000 RMB; and the individual must fully repay the overdue debt by March 31, 2026 [1][4]. - The definition of "single overdue amount under 10,000 RMB" refers to the overdue amount for a single loan in a given month, which accumulates if payments are missed [2][3]. Variations by Credit Product - Different credit products have varying rules for policy applicability. For instance, multiple small loans can be repaired even if their total overdue amount exceeds 10,000 RMB, as long as each individual loan's overdue amount is below this threshold [3][7]. - Credit card overdue amounts are reported based on the monthly statement, meaning if the total overdue amount exceeds 10,000 RMB, it cannot be repaired [3][4]. Repayment Requirements - "Full repayment of overdue debt" means borrowers must not only repay historical overdue amounts but also make timely payments on current obligations [4][5]. - The total amount to be repaid includes principal, interest, and any penalties, and borrowers should confirm the exact amount with their financial institutions [5][6]. Beneficiaries of the Policy - The policy is expected to benefit a wide range of individuals, particularly those with small overdue amounts from consumer loans and credit cards, as most overdue amounts typically fall below the 10,000 RMB threshold [6][7]. - The policy aims to support honest borrowers while maintaining credit constraints on those with larger overdue amounts [6][7]. Impact on Financial Institutions - Following the announcement of the policy, banks and consumer finance companies have quickly adapted their services to comply with the new regulations [8][9]. - The policy is anticipated to improve asset quality for banks in the short term by increasing the recovery rate of small overdue loans and reducing the scale of small non-performing assets [10]. - The one-time nature of the policy is designed to prevent potential moral hazards while encouraging overdue borrowers to settle their debts, which could stimulate demand for personal loans [10].

Group 1 - The revised "Public Security Administration Punishment Law" will take effect on January 1, 2026, increasing penalties for disseminating obscene information [2][3] - The new law clarifies that using information networks, telephones, and other communication tools to spread obscene information is punishable, regardless of whether it occurs in public groups or private chats [5] - Penalties include detention of 10 to 15 days and fines up to 5,000 yuan for serious cases, while lighter cases may incur detention of up to 5 days or fines between 1,000 and 3,000 yuan [5] Group 2 - The law aims to correct the public misconception that private dissemination of obscene information is merely a moral issue [5] - Even sending inappropriate photos or videos in private chats can lead to legal consequences if reported and verified [6]

Core Viewpoint - The recent news highlights the status of automotive reviewer Chen Zhen's social media accounts, indicating that while some accounts appear to have been unbanned, official verification states that his Weibo account remains under a ban due to legal violations related to tax issues [1][2][18]. Group 1: Account Status - Chen Zhen's accounts on platforms like Xiaohongshu, Bilibili, and Weibo were reported to be unbanned, allowing normal interactions [1][2]. - However, a verification from Weibo indicated that his Weibo account is still under a ban and has not been unbanned [1][2]. Group 2: Background on Legal Issues - On December 5, it was reported that Chen Zhen's accounts across multiple platforms were banned due to violations of laws and regulations, including tax evasion [3][18]. - The tax authorities found that Chen Zhen had underpaid personal income tax by 1.1867 million yuan, leading to a total penalty of 2.4748 million yuan, which has since been collected [18][38]. Group 3: Public Reaction and Controversy - Chen Zhen faced backlash for his comments regarding a donation by Xiaomi, which many perceived as opportunistic, leading to significant controversy [19][39]. - Following the backlash, Chen Zhen expressed a desire to reflect on his actions and promised to provide more positive content in the future [11][31].

Core Viewpoint - The accounts of car reviewer Chen Zhen on platforms Xiaohongshu, Bilibili, and Weibo remain banned due to tax evasion allegations, despite rumors of their unblocking [1][2][4]. Group 1: Account Status - Xiaohongshu confirmed that Chen Zhen's accounts, including "Chen Zhen Classmate," are under a ban following the tax investigation results published by tax authorities [1]. - Bilibili stated that it has enforced a ban on Chen Zhen's account (UID 483708283) in compliance with legal regulations and community guidelines [2]. - As of the report, all of Chen Zhen's accounts on Xiaohongshu, Bilibili, and Weibo are still showing a banned status and cannot be followed [4]. Group 2: Legal and Regulatory Compliance - All platforms involved emphasize the importance of tax compliance as a fundamental responsibility of taxpayers, highlighting their commitment to uphold fair tax practices [2]. - The platforms are adhering to relevant laws such as the Cybersecurity Law and the regulations on the governance of online information content, ensuring that actions taken against Chen Zhen's accounts are in line with legal requirements [2].

12月22日，针对网络车评人陈震部分平台账号解封传闻，微博社区观察员官方账号@围脖侠 发文辟 谣：经核实，微博小号并未解禁。依法纳税是每个纳税人应尽的义务和责任，微博平台履行平台主体责 任，根据相关规定对@陈震同学、@陈震同学的同学 执行处置，因此其微博小号目前仍在禁言期内， 并未解封。 据国家税务总局北京市税务局此前通报，近期，国家税务总局北京市税务局第三稽查局依法查处网络车 评人陈震偷税案件。经查，2021年至2023年，陈震通过隐匿收入、转换收入性质、进行虚假申报等方 式，少缴个人所得税共计118.67万元。2025年11月，国家税务总局北京市税务局第三稽查局依据相关法 律法规规定，对其作出追缴税款、加收滞纳金并处罚款共计247.48万元的处理处罚决定。目前，涉案税 款、滞纳金及罚款均已追缴入库。 当日，B站和小红书也针对陈震账号封禁情况进行了说明。哔哩哔哩社区官方账号发布《哔哩哔哩关于 萝卜陈震同学账号封禁的说明》，称账号"萝卜陈震同学"（UID483708283）目前仍在封禁期内。小红 书则在声明中称，"陈震同学"等账号始终处于禁言状态，相关功能限制严格遵照法律法规及平台规则执 行。 ...

21财经·南财快讯记者实测发现，截至发稿，陈震的小红书、B站和微博账号均显示封禁状态，且无法被 关注。 < 0 圈 Q : < (C) ( .. ● 谈胜号图进反相关社区规则,已被禁宫 67万 30 645.177 4 751 十八十 陈震同学 @ Www. 萝卜陈震同学 us 《梦卜报告》《越野篮书》汽车节目主持人 职合创始人,汽摩比 春日年"了 年手 玩车 赛车 越野 户外 是我的爱好 1012.3万 原出 957关注 6342.1万 作评题 ● bilbii UP主认证: 中手数据、汽车UP主 用得 年度投加之星 品具制明力汽车大V 目或在常到面積大地 ●中国第一人 用从得了精神病,整个人都精神多了 在全球极端地理、气候拍摄几十期记录片 8 年半韩国 云 田中高地上上来 2024年度对城 分源车和生活。 之星 ● 该账号封禁中 & 43 W 作有 786 个好友 该用户图违反法律法 误用户被禁止关注 小店 51 7 微博网客 72.1万 图 寂寞《微博社区公 约》被禁止关注! 福信 伊 煎萌 49人高原 2月摩基 1979 线 好维 (20598) 站迈 相册 主演 动态 投稿 Q 笔记 三十特选 全部 ...

Core Viewpoint - The recent developments regarding the car reviewer "Chen Zhen Tong Xue" have drawn attention, particularly the status of his social media accounts following a tax evasion investigation [1][3]. Group 1: Account Status and Regulatory Actions - Chen Zhen Tong Xue's accounts on various platforms, including Xiaohongshu, were initially silenced due to a tax evasion case, with the platform stating that measures were taken in accordance with legal regulations [1]. - As of December 22, Xiaohongshu announced that the accounts remained under restrictions, and they would continue to monitor the situation and enforce compliance with laws [1]. - The Weibo account @WeiBoXia confirmed that Chen's secondary account remains under a ban and has not been unblocked [2][3]. Group 2: Background and Impact - Chen Zhen is a well-known car reviewer with a significant online presence, boasting over 24 million followers across various platforms, including 10.14 million on Weibo and 10.74 million on Douyin [3]. - The tax evasion case involved a total of 1.1867 million yuan in unpaid personal income tax, leading to a total penalty of 2.4748 million yuan, which has since been collected by the tax authorities [3]. - Following the investigation, Chen expressed remorse through another Weibo account, indicating a desire to reflect on his actions and promote positive energy [4].

Group 1 - The article discusses the upcoming year-end project "LookingBack2025" by Sichuan Observer, which will reflect on significant events and personal stories from 2025 [1] - It highlights various emotional narratives, including the struggles of individuals like Wu Yanni, who faced defeat in competitions, and Chen Meilin, who overcame despair after a tragic incident [1] - The piece emphasizes the resilience and transformation of individuals, showcasing their journeys from hardship to new beginnings [1] Group 2 - The article mentions the emotional impact of events such as the 93rd National Day parade, where journalist Fang Haoming was moved to tears, illustrating the power of national pride [1] - It also references the societal challenges faced by families involved in high-profile criminal cases, emphasizing the quest for justice and personal recovery [1] - The narrative includes a metaphorical representation of a zoo transformed into a "life ark," symbolizing hope and renewal in the face of adversity [1]

Core Insights - The 2025 China Economic Media Integration Development Exchange Conference was held in Beijing, focusing on the theme "Digital Intelligence Empowerment, Transformation and Efficiency" [1] Group 1: Awards and Recognition - Hongxing News won two awards: "Top 10 Original Influence Index on Weibo" and "Top 10 Original Influence Index on WeChat Official Accounts" [1] - Hongxing News achieved first place in three metrics: number of journalist interviews, number of original materials, and video playback duration in the Weibo Original Influence Index [3] - The total number of articles published by Hongxing News on WeChat reached 6,994 [3] Group 2: Notable Reports - A report by Hongxing News titled "The Time-Stealing Video Platform Ads: Youku has 4 more seconds, Mango has 3 more seconds, and iQIYI has 123 seconds of ads in a two-minute slot" was selected as a typical case in the 2025 China Economic Media Integration Reporting [3]

Core Insights - The 2025 China Economic Media Integration Development Exchange Conference was held in Beijing, focusing on the theme "Digital Intelligence Empowerment and Transformation Efficiency" [1] - The conference released the "2025 China Economic Media Integration Development Practice Report," which includes the "Top 10 Original Influence Indexes for Weibo" and "Top 10 Original Influence Indexes for WeChat Official Accounts" [3] Weibo Original Influence Index Top 10 - The top ten media outlets in the Weibo Original Influence Index include Beijing Daily, Hongxing News, Modern Express, China News Network, Qilu Evening News, First Financial Daily, Central Radio Network, Southern Metropolis Daily, Daily Economic News, and Zhitong Finance APP [3][5] - Beijing Daily ranked first in exclusive material quantity and hot search counts, while Hongxing News led in reporter interview counts, original material quantity, and video play duration [5] - China News Network achieved the highest reading volume, interaction volume, and government blue V retweets [5] WeChat Official Account Original Influence Index Top 10 - The top ten media outlets in the WeChat Official Account Original Influence Index include Chang'an Street Observer, China News Network, Southern Metropolis Daily, China Fund News, Securities China, Zhitong Finance, First Financial, Hongxing News, Daily Economic News, and Qilu Evening News [6][9] - Chang'an Street Observer ranked first with an influence index score of 83.050, leading in total reading counts among member media [9] - China News Network ranked first in total published articles, total likes, and total "views" among member media [9] Data Collection Methodology - The "2025 China Economic Media Integration Development Practice Report" was organized and published by the New Media Branch of the China Economic Media Association and the Media Tea Talk, with data support from Weibo and Chuanbo Brain Technology Company [9] - The data collection period spanned from October 1, 2024, to September 30, 2025, capturing information from 47 Weibo accounts and 49 WeChat official accounts of member media [9]