登录新浪财经APP 搜索【信披】查看更多考评等级 公告送出日期：2026年2月9日 1 公告基本信息 ■ 注：1．本基金为定期开放基金，本次开放期为该基金第九个开放期。本次开放期内开放申购、赎回和 转换业务，申购及转换转入业务的开放时间为2026年2月24日至2026年3月10日，赎回及转换转出的开放 时间为2026年2月24日至2026年3月10日。 2．本基金自2026年3月11日起进入封闭期，封闭期内本基金不接受申购、赎回及转换申请。 2 申购、赎回业务的办理时间 根据《长安鑫瑞科技先锋6个月定期开放混合型证券投资基金基金合同》（以下简称"《基金合同》"） 及《长安鑫瑞科技先锋6个月定期开放混合型证券投资基金招募说明书》（以下简称"《招募说明 书》"）的约定，本基金以定期开放方式运作。 投资人通过除基金管理人之外的其他销售机构申购本基金份额，首次申购和追加申购每笔最低金额均为 10元人民币（含申购费），其他销售机构可根据自己的情况调整首次申购和追加申购最低金额限制。投 资人在基金管理人直销柜台首次申购本基金份额，最低金额为10,000元人民币（含申购费），追加申购 每笔最低金额1,000元人民币（含申购 ...

良好的个人征信是现代社会经济生活的"通行证",今年1月1日,中国人民银行征信中心为特定的小额逾期 人群开辟了一条官方的"信用修复通道":对于单笔金额不超过1万元的个人逾期信息,在满足特定条件并还 清欠款后,将不再进行展示。 本来是帮助部分逾期人群重建信用的政策,却被一些不法分子盯上,成为敛财、诈骗的噱头。近期,网络平 台上涌现出大量打着"征信修复""征信洗白"旗号的中介,他们声称花几千块钱,就可以处理万元以下的小 额逾期,甚至能修复"超过1万元的逾期记录"。记者调查发现,这背后可能隐藏着一条从虚假宣传、伪造证 据到恶意申诉的灰色产业链。 声称能利用"规则漏洞" 消除不良征信记录 在各类社交平台和二手交易网站上,不少中介、商家开始把目光对准了1万元以上的逾期记录——"逾期 不可怕,专业团队帮你销户""征信异议申诉,百分百成功"……类似的广告语比比皆是,这些商家自称能够 利用所谓的"规则漏洞"消除不良征信记录。 记者以咨询者的身份联系了一位声称能处理"疑难杂症"的商家,对方表示自己所在的金融公司掌握"底层 逻辑"。 宣称可"洗白"逾期记录商家:"我们干了五年,这一行是从根本上解决你的征信问题。虽然说现在国家政策 ...

春节临近,与筹备年货的喜悦一同到来的,是关于快递停运的广泛讨论。春节快递何时停,怎么寄,是大家关 心的话题。2月6日,"快递停运"话题冲上热搜。还有一份被广泛转发的"快递停运时间表"显示,多家快递 公司将在春节前几天陆续停止收派件。 圆通表示,春节期间国内寄递除西藏、甘肃、云南、内蒙古、吉林、广西、湖南、辽宁等部分因第三方 物流停运或天气原因无法到达的区域外,其余地区服务正常。 申通表示春节期间不打烊,会正常提供收派服务,具体安排可能根据各地网点实际情况略有调整,其间可能 根据实际情况调整运费。 韵达客服表示,春节期间全网正常营运,除部分地区(西藏、新疆、四川部分县级城市、云南、青海部分县 市)无法收寄,其他地区均正常营运。但春节期间会有省内2-3天、跨省4-5天的延时。 网传的那些"停运时间表"到底靠不靠谱?记者打听了一圈,目前没有一家快递公司明确表示会在春节期间 全面停运,"停运时间表"的信息并不准确。为了让大家过个安心年,记者梳理了2026年春节期间国内主要 快递公司和电商平台的发货政策。一句话总结:春节快递不打烊,但时效和服务费可能会有小变动。 春节期间,中国邮政继续提供寄递服务,可以通过EMS微信公 ...

Core Viewpoint - The article highlights the rise of illegal "proxy rights protection" schemes that exploit financial consumers through misleading advertisements and false promises, prompting regulatory bodies to issue warnings against such practices [1][3][10]. Group 1: Regulatory Response - On February 6, multiple regulatory bodies including the Financial Regulatory Bureau and the People's Bank of China issued a risk warning against illegal "proxy rights protection" schemes, emphasizing their disruptive impact on the financial market and consumer rights [1][3]. - Financial institutions are actively publishing warnings about illegal "proxy rights protection" to guide consumers towards legitimate channels for rights protection [10][11]. Group 2: Characteristics of Illegal Practices - The core issues of illegal "proxy rights protection" are concentrated on social media platforms, where false information and disguised professional identities are used to lure consumers into paying high consultation fees [3][6]. - Common tactics include fabricating regulatory updates and misleading claims about debt recovery and credit repair, which confuse consumers and lead them to believe in non-existent policies [3][4]. Group 3: Consumer Vulnerability - The emergence of illegal "proxy rights protection" is rooted in the information asymmetry and anxiety of financial consumers, who often seek quick solutions to disputes with financial institutions [6][12]. - Many consumers are misled by promises of "full refund" or "debt clearance," which creates opportunities for fraudsters to exploit their desperation [6][12]. Group 4: Online Evolution of Fraud - The shift from offline to online platforms has allowed illegal "proxy rights protection" schemes to scale up and diversify, utilizing short videos and live streams for broader reach and lower costs [6][10]. - These platforms enable real-time interaction and targeted persuasion, significantly enhancing the effectiveness of fraudulent marketing [6][10]. Group 5: Consumer Education and Protection - Financial consumers are urged to recognize legitimate rights protection channels and remain vigilant against illegal "proxy rights protection" traps to maintain a clear financial environment [1][10]. - Regulatory bodies stress the importance of verifying information through official channels and discourage reliance on social media "experts" or intermediaries [9][12].

Core Insights - The rapid development of rural e-commerce in China has established a three-tier electronic commerce service and logistics distribution system at the county, township, and village levels, significantly contributing to farmers' income and rural consumption [1] Group 1: Rural E-commerce Development - By 2025, the national rural online retail sales are expected to grow by 6.7% year-on-year, while agricultural product online retail sales are projected to increase by 9.9% year-on-year [1] - The integration of logistics and e-commerce has made rural life more convenient, allowing for better quality of life and increased economic activity in rural areas [1] Group 2: Case Study - Inner Mongolia - In Inner Mongolia, a new model combining passenger and freight transport has been implemented, allowing rural residents to receive packages directly in their villages, thus reducing the need for long-distance travel [3] - The collaboration between postal services and local bus companies has led to a significant increase in delivery efficiency, with an average of 4,000 packages being transported daily across seven townships and 94 villages by the end of 2025 [4] Group 3: Case Study - Liaoning - In Liaoning, rural supermarkets have become package collection points, enhancing the convenience of e-commerce for local residents and increasing the number of elderly individuals engaging in online shopping [5][6] - The integration of package delivery services with local businesses has resulted in a 30% increase in revenue for rural supermarkets [6] Group 4: Case Study - Shanxi - In Shanxi, live-streaming e-commerce has significantly boosted the income of local fruit farmers, with one farmer reporting sales exceeding 30,000 yuan in a single day through live broadcasts [7][8] - The county has developed over 1,000 e-commerce enterprises, creating employment for over 60,000 people, and has implemented logistics subsidies to reduce shipping costs for local farmers [9][10] - By 2025, the e-commerce sales of agricultural products in Shanxi are expected to reach 2.5 billion yuan, with live-streaming sales accounting for 25% of this figure [10]

Core Viewpoint - The discussion around whether express delivery services will be suspended during the Spring Festival has garnered attention, with major companies confirming they will continue to provide services during this period [1][2][3]. Group 1: Company Responses - China Post will continue to provide services from February 15 to 23, allowing users to submit collection requests through various online channels and providing customer service via a dedicated hotline [1]. - SF Express will ensure the operation of express delivery services during the Spring Festival, adjusting service fees for certain shipments, with additional resource adjustment fees applied during the holiday [1]. - YTO Express will maintain service availability during the Spring Festival, with normal operations in most regions, except for areas affected by third-party logistics disruptions or weather conditions [2]. - Shentong Express will adjust operations based on local conditions, with most areas expected to have normal collection and delivery services, advising users to confirm specific times with local outlets [2]. - Zhongtong Express will also ensure stable logistics support during the Spring Festival, while JD Logistics commits to providing comprehensive logistics safety and service coverage, including same-day and next-day delivery options [3]. Group 2: Service Adjustments and Fees - SF Express will charge a resource adjustment fee of 0.1 to 1.5 yuan/kg for shipments over 20kg from January 19 to February 15, with additional fees during the holiday period [1]. - JD Logistics will implement a resource adjustment fee of 0.1 to 1.2 yuan/kg for express heavy goods during the Spring Festival [3].

声称能利用"规则漏洞"消除不良征信记录 在各类社交平台和二手交易网站上，不少中介、商家开始把目光对准了1万元以上的逾期记录——"逾期不可怕，专业团队帮你销户""征信异议申诉，百分 百成功"，类似的广告语比比皆是，这些商家自称能够利用所谓的"规则漏洞"消除不良征信记录。记者以咨询者的身份联系了一位声称能处理"疑难杂 症"的商家，对方表示自己所在的金融公司掌握"底层逻辑"。 来源：每日商报 良好的个人征信是现代社会经济生活的"通行证"，今年1月1日，中国人民银行征信中心为特定的小额逾期人群开辟了一条官方的"信用修复通道"：对于单 笔金额不超过1万元的个人逾期信息，在满足特定条件并还清欠款后，将不再进行展示。本来是帮助部分逾期人群重建信用的政策，却被一些不法分子盯 上，成为敛财、诈骗的噱头。近期，网络平台上涌现出大量打着"征信修复""征信洗白"旗号的中介，他们声称花几千块钱，就可以处理万元以下的小额逾 期，甚至能修复"超过1万元的逾期记录"。记者调查发现，这背后可能隐藏着一条从虚假宣传、伪造证据到恶意申诉的灰色产业链。 宣称可"洗白"逾期记录商家：我们干了五年，这一行是从根本上解决你的征信问题。虽然说现在国家政策低 ...

本文转自【杭州日报】； 在各类社交平台和二手交易网站上，不少中介、商家开始把目光对准了1万元以上的逾期记录——"逾期不可怕，专业团队帮你销户""征信异议申诉，百分 百成功"，类似的广告语比比皆是，这些商家自称能够利用所谓的"规则漏洞"消除不良征信记录。记者以咨询者的身份联系了一位声称能处理"疑难杂 症"的商家，对方表示自己所在的金融公司掌握"底层逻辑"。 宣称可"洗白"逾期记录商家：我们干了五年，这一行是从根本上解决你的征信问题。虽然说现在国家政策低于一万元直接覆盖、不予展示，但你逾期的底 层数据还在中国人民银行征信管理系统里，有的银行机构它还是能调到你的原始逾期记录。我们帮你处理好之后，你去银行打征信，这个记录是没有的， 中国人民银行征信管理系统的数据是正常的，我换句话说，就是你根本没有逾期过，真正的意义之处，它是从基础数据库里面直接把这个数据给删除，根 本就没发生这个事，这才是真正的底层逻辑，我就是干这个。 还有不少商家打着"法律咨询"的幌子诱导消费者添加征信修复业务人员。在二手交易平台，某商家表示自己是律所律师，不碰征信修复的业务，需要再添 加一个业务人员的个人微信，该业务人员表示，公司有强大的法务团队 ...

建湖县支行将以此为契机，持续创新金融产品与服务，紧密贴合地方经济需求，为建湖经济高质量发展 提供更有力的金融支撑，再谱新篇。（来源：邮储银行盐城市分行） 近日，邮储银行建湖县支行荣获建湖监管局"2025年度金融支持建湖经济高质量发展先进集体"称号。 建湖县支行精准发力科技、绿色、普惠等重点领域，聚焦建湖石油机械产业推出专属信贷产品，为产业 升级注入金融动力；围绕乡村振兴，落地全国首笔农业制种碳汇贷，跨层级协调发放1.3亿元长期贷款 助力乡村振兴；践行普惠金融，借助线上产品解决小微企业融资难题，以政策性金融推动地方绿色转 型。 （注：此文属于央广网登载的商业信息，文章内容不代表本网观点，仅供参考） ...

Investment Rating - The industry investment rating is "Positive" (maintained) [4] Core Insights - Bank stocks have outperformed the market, with the banking index rising by 1.70% while the CSI 300 index fell by 1.33%, indicating a shift in market sentiment towards underperforming sectors [1] - Quality city commercial banks have shown superior performance, with city commercial banks increasing by 3.27% compared to state-owned banks at 0.35% and joint-stock banks at 1.84% [1] - The banking sector is expected to enter a growth cycle in 2026, with projected revenue and net profit growth rates of 2.8% and 2.6% respectively, indicating a gradual recovery [3] - The opportunity cost of investing in bank stocks remains low, with a 10-year government bond yield at 1.80% and bank stock dividends around 4.4%, providing a 2.6 percentage point premium [3] - The report emphasizes the importance of new growth drivers, particularly recommending Nanjing Bank for its strong management and market position [3] Summary by Sections Industry Performance - The banking sector ranked sixth among 31 primary industries, with a weekly increase of 1.70% [1] - The performance of various bank types showed that city commercial banks had the highest weekly increase at 3.27% [1] Individual Bank Events - Qilu Bank reported a 5.1% year-on-year increase in revenue and a 14.6% increase in net profit, aligning with market expectations [2] - Ningbo Bank's executive appointment was approved, indicating stability in management [2] Investment Outlook - The report maintains a positive outlook for bank stocks in 2026, suggesting a rebalancing of market styles and a favorable environment for bank valuations [3] - Recommendations include major state-owned banks and a focus on mid-sized banks with new growth potential, particularly Nanjing Bank, Shanghai Bank, and others [4][6]