Group 1: Financial Performance - In 2024, the bank maintained steady operational performance with revenue and net profit growth, and asset scale exceeded 200 billion yuan [1] - The non-performing loan ratio and amount both decreased, enhancing risk resistance capabilities [1] - By the end of 2024, the balance of green loans reached 3.415 billion yuan, with a growth rate higher than the average loan growth of the bank [2] Group 2: ESG and Sustainable Development - The bank has been improving its ESG information disclosure system, focusing on governance, high-quality financial services, and green low-carbon development [2] - Future plans include enhancing ESG governance transparency and communication with investors to boost market recognition and trust [2] Group 3: Key Strategic Initiatives - The bank has made breakthroughs in five key areas: technology finance, green finance, inclusive finance, elderly finance, and digital transformation [3] - Over 1,000 technology enterprises received loans exceeding 10 billion yuan, covering over 80% of high-tech enterprises [3] - The bank's supply chain loans increased by 110.35% year-to-date, with the number of clients growing by 88.2% [4] Group 4: Digital Transformation and User Experience - The bank is enhancing digital transformation by building a technology information center and optimizing online product processes [4] - An intelligent risk control system has been launched to improve user experience and risk management for online products [5] Group 5: Rural Revitalization and Financial Support - The bank is innovating financial services for rural revitalization, including tailored credit products and digital service platforms [5] - Future efforts will focus on increasing credit resources and enhancing the financial service system for rural industries [5]

以下文章来源于首席品牌评论 ，作者首席品牌评论 洪九果品创始人邓洪九及多名高管被重庆警方采取刑事强制措施，罪名直指骗取贷款、虚开增 值税发票。 这家曾被誉为"中国水果第一股"的明星企业，在停牌一年多后，以如此炸裂的新闻重回公众视 野。曾以600亿市值风光上市的行业巨头，如今市值仅剩27.95亿港元，跌幅超95%。 从"山城棒棒"到"水果大王"，邓洪九的逆袭神话轰然崩塌，留下一地鸡毛与无尽唏嘘。 01 一根棒棒创业 1970年，邓洪九出生于重庆市长寿区天台村。在他年仅5岁时，父亲便撒手人寰，整个家庭的 重担瞬间压在了母亲柔弱的肩头。 首席品牌评论 . 热门品牌案例，专业深度评论。在这里，读懂品牌之道！ 洪九的溃败。 来源：首席品牌评论 4月16日，中国水果行业爆出惊天巨雷。 童年的邓洪九，在贫困与艰辛中度过，红薯成为家中主要的果腹之物，生活的苦涩如影随形。 然而，困苦并未磨灭他对未来的渴望，反而早早在他心中种下了一颗改变命运的种子。 1987年，重庆朝天门码头，17岁的邓洪九扛着扁担穿梭于货船与人群之间。他背井离乡来 到"大城市"，投身于棒棒大军之中。 码头的工作，繁重且艰辛，每一次肩挑背扛，都是对体力与意志的 ...

账期不仅关乎利润，更关乎生死 电商平台出现后，平台成了大零售商，尤其以自营电商模式为主的平台，更多地扮演了传统零售商 的角色。平台企业较线下零售，波及商家的范围更广、影响程度更深，大型平台玩弄账期游戏，商 家愈发苦不堪言。 超长账期，已经成为中小企业不可忽视的隐性经营成本，甚至导致企业经营困难。消除这一行业痼 作者 丨 瀚星 中国人自古讲究"落袋为安"，钱只有放进自己的口袋里，才算是实际收益，企业经营也不例外。账 款能够及时"落袋"，是企业现金流健康的前提之一。 但近些年来，因账期过长而引发的中小企业经营困难的案例频现。 账期，是指从供货商供货到零售商付款的时间周期。供货商希望账期越短越好，这样可以迅速回笼 资金，支持持续生产。 双方地位对等时，合理的账期可以让钱和货更加高效地运转；但当话语权失衡，账期便成了双方博 弈的武器。一些体量较大的企业，甚至将账期延长到数月甚至半年以上。 疾，迫在眉睫。 时间就是生命线 对中小商家而言，现金流就是血液，时间就是生命线。 2022年，小有名气的蓝牙耳机代工厂库珀电子，因大量成品积压和跨境卖家拖欠货款，导致公司资 金链断裂，被迫停产并解散全部员工。 2024年，有500万 ...

3月20日，兴享供应链金融平台应收账款电子凭证多层级融资业务焕新上线，次日即与某市供应链公共 服务平台完成首单业务落地。从核心企业上游供应商发起融资申请到银行放款，全程线上化操作，耗时 不到两小时，业务流程高效便捷，赢得了客户的高度认可。 2025年2月6日，中国人民银行会同国家金融监督管理总局等六部门发布《关于规范供应链金融业务引导 供应链信息服务机构更好服务中小企业融资有关事宜的通知（征求意见稿）》，提出要"规范应收账款 电子债权凭证业务，完善管理框架，防范业务风险"，并在电子债权凭证付款、转让拆分、转让登记、 资金清结算等方面进行了业务规范说明。 供应链金融作为科技金融与普惠金融的重点业务领域，是做好金融"五篇大文章"的重要抓手。兴享供应 链金融平台专注于构建供应链金融业务场景下的全方位金融服务体系，为核心企业及其上下游客户提供 涵盖基础应用产品、交易场景模式以及产融互补平台于一体的综合化供应链金融服务，目前已成功打造 了以兴享E（票）、兴享E（证）、兴享E（函）、兴享E（融）、兴享E（购）等为代表的多维度融资 产品矩阵，全面满足供应链上中下游客户在不同业务阶段的融资需求。近年来，兴享供应链金融平台通 ...

Core Insights - Zhejiang Zheshang Bank reported steady growth in operating income and net profit while actively serving the real economy, with operating income reaching 67.65 billion yuan, a 6.19% increase year-on-year, and net profit attributable to shareholders at 15.19 billion yuan, up 0.92% from the previous year [1] - The bank announced a profit distribution plan, proposing a cash dividend of 1.56 yuan per 10 shares, totaling 4.28 billion yuan, which represents 30.12% of the net profit attributable to ordinary shareholders, reflecting a strong return to shareholders and a solid financial position [1] Group 1: Strategic Focus and Economic Service - In the context of challenges facing the Chinese banking industry, including narrowing interest margins and increasing competition, Zhejiang Zheshang Bank's performance highlights its commitment to serving the real economy and maintaining steady growth [2] - The bank has focused on key areas to meet effective financing needs, comply with regulatory requirements, and enhance risk management, particularly in local debt and real estate sectors [2] - Since establishing the "Deepening Zhejiang" strategy in early 2022, the bank has achieved significant results, with total financing services in Zhejiang province exceeding 1 trillion yuan, a growth of over 230 billion yuan in three years [2] Group 2: Supply Chain Financial Innovation - Zhejiang Zheshang Bank has embraced digitalization and developed a comprehensive supply chain financial service model, integrating services across the entire supply chain [4] - The bank has successfully implemented over 3,500 digital supply chain projects, providing financing exceeding 700 billion yuan, with over 75% of clients being small and micro enterprises, demonstrating strong support for inclusive finance [5] - The bank's average financing rate has decreased, benefiting clients in the real economy and enhancing the efficiency of capital flow within the supply chain [5] Group 3: Data-Driven Ecosystem Construction - The bank is transitioning from a traditional financial intermediary to an ecosystem builder, leveraging data integration and sharing to enhance service capabilities [8] - By constructing a digital ecosystem and utilizing over 100 million transaction records, the bank has developed a robust risk control model that allows for rapid customer profiling [9] - The collaboration with Southern Power Grid exemplifies the bank's ability to create a comprehensive supply chain solution, facilitating over 18 billion yuan in project financing [9]

Group 1 - The core viewpoint of the news is that Industrial Bank's Jinan branch actively participates in the development of a supply chain bill ecosystem in Linyi, collaborating with various financial institutions and government departments to enhance supply chain financial services [1] - The bank emphasizes its commitment to supporting the real economy and has been exploring innovations in supply chain finance, leveraging financial technology to build a digital supply chain financial service system [1][2] - As of March 2025, the Jinan branch has provided over 60 million yuan in financing support to enterprises in Linyi, significantly contributing to the stability and development of the supply chain industry [1] Group 2 - The bank utilizes its strong financial technology capabilities to support the construction of Linyi Mall by offering tailored digital financial solutions for businesses within the mall [2] - By establishing an online payment settlement platform and providing electronic supply chain financing services, the bank enhances transaction efficiency and capital flow speed within the mall [2] - The use of big data and artificial intelligence allows for in-depth analysis of business data, providing precise financial services and risk warnings to reduce operational risks for enterprises [2]

2025年，济宁市锚定"走在前、勇争先"，提出"一个万亿、五个倍增"三年宏伟蓝图。济宁银行紧跟市 委、市政府工作部署，以链通产业、金融助商为核心，聚焦15条标志性产业链、36条重点产业链 及"232"优势产业集群，推动传统与新兴产业齐头并进、做优做强。 供应链金融作为打通产业链资金血脉的关键引擎，在助推传统产业升级和新兴产业壮大过程中，发挥着 源头活水作用。为做好供应链金融支持，济宁银行把握"五个统筹""两个聚焦"，推动供应链金融服务走 深走实。 在业务创新方面，推出《供应链主动授信政策》，将产业集群和产业链端的服务进一步升级，推进制 造、建筑、商贸服务产业一链一策、一企一策。聚焦链主企业，围绕"总链长+链长+副链长+链主"工作 体制，推出"1+N"供应链金融服务，围绕1个核心，打通上下渠道，为上游供应商提供"订单融资""应收 账款融资""供应链票据融资"等服务，为下游经销商匹配"机器设备按揭""保兑仓""预付款融资"等产品。 聚焦链属小微，针对生物制药企业研发周期长、项目投资大的特点，以"设备购置及更新改造贷"助力企 业升级；针对医疗卫生等产业上游配套多的特点，推出"数字债权融资"助力产业链延伸；针对大蒜企 ...