小小一张票根，串联起"吃住行游购娱"全链条，消费者获得实实在在的优惠，商家收获稳定客流，城市 文旅资源实现高效配置。这种"三赢"格局，正是票根经济蓬勃发展的内生动力。作为一种创新的文旅消 费模式，每张票根都是解锁新场景的密钥，承载着人们对美好生活的向往。期待这一创新模式能释放更 大潜能，突破消费场景形态限制，向更智能、更便捷的方向演进，为文旅市场创造更多可能，为经济发 展注入持久活力。 （文章来源：经济日报） 票根经济的火爆，本质上是系统思维在促消费领域的体现。它打破了传统消费场景中条块分割的局限， 构建了一个开放共享的消费生态系统。在这个系统中，各个经营主体不再是单打独斗，而是形成互利合 作。消费者也不再是被动接受者，而是成为价值共创的参与者。这种系统性创新改变了传统的商业逻 辑，让消费从零和博弈走向多方共赢。 近期，全国多地为提振消费活力、激发消费潜力，推出一系列新招实招，其中，票根成为连接消费场景 的重要媒介，发挥出特殊作用。江苏常州举办"一张票玩转一座城"活动；持终点站为河南洛阳的车票、 高铁票或电子订单，可以半价游览应天门、九洲池等11家洛阳知名景区；更有第十五届北京国际电影节 期间"凭电影票免景区 ...

齐鲁晚报·齐鲁壹点 程建华 通讯员 田忠华 "这下好了，赶上了国家消费补贴好政策，75英寸电视挂上墙，感觉就是不一样，接近500升的电冰箱， 再也不怕食物没地放，变质、蔬菜霉烂了，不但如此，购买这些消费品，享受了国家补贴，节省了几千 元的费用……"30多岁的王先生在巨野农商银行"福麟惠民贷"贷款支持下，更换了家中的电冰箱、洗衣 机、电视机，购买了其他生活用品，环境舒适，质量得到提高。 近年来，该行紧紧围绕国家支持客户消费，提高生活品质的精神，积极参与当地政府举办的各类助力消 费升级的活动，支持居民提升生活的好环境的建设。如在当地政府举办的"惠享巨野·2025 提振消费大会 暨焕新春天消费季启动"活动中，积极参与其中，摆放了宣传展位，宣传与提振消费有关的金融产品， 介绍帮助居民消费的金融服务流程。在宣传活动中，商家宣传国家促消费的补贴政策，银行介绍贷款利 率低、可线上办理方便快捷的方法。为提升消费服务能力，支持电商产业发展，支持淘宝村、淘宝镇数 量不断增加。该行支持电商企业及网络零售店铺数持续攀升，不但方便了客户足不出户就可以购物，不 出家门就可以收到货物，也直接为社会提供了就业岗位5000多个。 近年来，巨野 ...

5月12日，多个"金价下跌"相关话题冲上微博热搜。 下午，金价突然跳水。伦敦金指数直线下挫，截至今日15:28， 伦敦金现跌破了3230点，日内跌幅扩大至3%。 今日下午A股盘后（15：00），新华社发布中美日内瓦经贸会谈联合声明。 受此影响， 目前仍在交易中的恒生科技指数涨超6%，恒生指数涨幅扩大至近3%，此外，富时中国A50指数期货同样出现异动，短线拉升涨1.5%。 今天， 黄金品牌也纷纷回调金饰价格。周生生足金饰品标价1007元/克，较前一日1021元/克的价格下跌14元/克。周大福足金饰品标价1008元/克，较前一 日1022元/克的价格下跌14元/克。 业内人士提醒，当前黄金市场高位波动加剧，普通投资者应理性对待，避免盲目"追涨杀跌"，防范投资风险。 新闻多看点 消息面上，今天下午，新华社发布《中美日内瓦经贸会谈联合声明》。（早前报道：） 恒生科技指数 ◀ HS2083 L2 5442.01 高 5500.89 开 5291.67 量 17.60亿 261.76 5.05% 低 5215.13 振幅 5.52% 额 800.77亿 相关 ETF 2 恒生科技 ETF 2.45% 跟踪度 100% > ...

Group 1 - The core viewpoint of the articles highlights the proactive measures taken by the Bank of Communications Shanghai Branch to boost consumer spending during the 2025 "May Day" holiday, achieving a total consumption amount of 3.8 billion yuan, a year-on-year increase of 11% [1][2] - The bank engaged in multi-level marketing strategies, launching a series of promotional activities under the theme "'Enjoy with Bank of Communications, Benefits in Shanghai," focusing on four major areas: dining, entertainment, shopping, and transportation [1] - The bank plans to establish a year-round themed consumption promotion system to create a sustainable consumption ecosystem [1] Group 2 - The bank introduced the "Bank of Communications Elderly Care" brand, targeting the elderly demographic with tailored services, resulting in a year-on-year increase of 12.2% in transaction numbers and 15.15% in transaction amounts for customers aged 50 and above [1] - For younger consumers, the bank launched unique events such as the Cultural Tourism Carnival and "Second Dimension Pilgrimage Season" to cater to personalized consumption needs [1] - The bank enhanced the payment environment for foreign consumers by collaborating with leading taxi companies to offer mobile POS services for international card acceptance, leading to a year-on-year increase of 37% in transaction counts and 34% in transaction amounts during the holiday [2] Group 3 - The bank introduced the "Hui Shang Dai 2.0" inclusive financial product to provide efficient financing services for individual businesses and small enterprises [2] - The bank also promoted consumption upgrades in green home appliances and new energy vehicles by leveraging the national "old-for-new" policy, government subsidies, and exclusive discounts [2] - The Bank of Communications Shanghai Branch aims to deepen the synergy between policy, finance, and market to inject more momentum into Shanghai's development as an international consumption center [2]

在北京，邮储银行（601658）、光大银行、华夏银行、北京银行等围绕"精彩石景山·点石成金"主题信 用卡焕新升级，推出指定商户双倍积分、30元微信立减金、接送机服务和出行加油满减等一系列优惠权 益，全面提升市民消费体验。 根据文化和旅游部数据中心测算，2025年"五一"期间国内出游达3.14亿人次，游客出游总花费1802.69亿 元。商务部商务大数据监测显示，"五一"假期，汽车、家电、手机销售较快增长，餐饮、文旅等服务消 费需求旺盛，全国消费市场欣欣向荣。金融作为促消费的源头活水，与提振消费政策形成合力，在激活 假日消费热潮、助力改善民生方面不断释放正向作用，有力促进文旅产业升级。 深度链接文旅场景 激活假日消费新动能 2025年"五一"假期，国内文旅市场呈现"多点开花"态势。各地文旅部门因地制宜推出了各式各样的促消 费活动，以当地特色旅游资源为纽带，串联起从交通、住宿、餐饮到购物多样化的文旅消费新业态；金 融机构积极推出促消费政策和优惠活动，创新消费场景，改善消费条件，推动假日经济活力进一步迸 发。 中国银行结合"五一"黄金周文旅热点，投放超亿元的旅游消费补贴，全方位覆盖"吃、住、行、游、 购、娱"文旅消费 ...

【华泰证券：看好二季度乘用车板块维持高景气】 2025年一季度以旧换新政策快速衔接，刺激终端需求同比向好，乘用车板块营收/归母净利润分别同比 +8%/+19%。 板块内表现分化：1) 新能源渗透率提升，规模效应增强下自主品牌盈利能力同比改善；2）合资持续承压，以价换量策略收效有限，销 量同比继续下滑；3）受汇兑收益影响，汽车及乘用车财务费用率同比大幅下降。 展望后市，看好二季度各省市促消费政策和自主品牌智能化新车协同发力下，乘用车板块维持高景气，业绩水平 进一步向好。 【华泰证券：看好二季度乘用车板块维持高景气】 2025年一季度以旧换新政策快速衔接，刺激终端需求同比向好，乘用车板块营收/归母净利润分别同比 +8%/+19%。 板块内表现分化：1) 新能源渗透率提升，规模效应增强下自主品牌盈利能力同比改善；2）合资持续承压，以价换量策略收效有限，销 量同比继续下滑；3）受汇兑收益影响，汽车及乘用车财务费用率同比大幅下降。 展望后市，看好二季度各省市促消费 ...

Group 1: CPI and PPI Trends - In April, the Consumer Price Index (CPI) shifted from a month-on-month decline of 0.4% to an increase of 0.1%, while the year-on-year CPI decreased by 0.1%, maintaining the same decline as the previous month [1] - The core CPI increased by 0.2% month-on-month and rose by 0.5% year-on-year, indicating stable growth [1][2] - The Producer Price Index (PPI) fell by 0.4% month-on-month and decreased by 2.7% year-on-year, with the decline expanding by 0.2 percentage points compared to the previous month [1][4] Group 2: Influencing Factors on Prices - The rise in CPI was primarily driven by increases in food and travel service prices, with food prices up by 0.2% month-on-month, exceeding seasonal levels by 1.4 percentage points [2] - International commodity price declines, particularly in oil and gas, have negatively impacted domestic prices, contributing to the PPI's downward trend [1][4] - The impact of U.S. tariff policies has led to a decrease in international crude oil and metal prices, which has been transmitted to domestic industries [4][5] Group 3: Future Outlook - Analysts expect PPI to remain under pressure due to tariff issues, while CPI may experience a mild recovery driven by demand rebound and seasonal food price stabilization [1][5] - The implementation of macroeconomic policies aimed at boosting consumption and investment is anticipated to positively influence certain sectors, leading to price increases in high-tech industries [5] - Despite external pressures, domestic policies are expected to support a reasonable price level, with a slight narrowing of PPI's year-on-year decline projected for the second quarter [5]

凤凰网财经讯 5月12日，三大指数集体高开，沪指高开0.33%，深成指高开0.92%，创业板指高开 1.55%，CPO、消费电子、服装纺织等板块指数涨幅居前。 | | | | | | 沪深京重要指数 | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 名称 | *● | 最新 | 张幅% | | 涨跌 涨跌家数 | | 总手 | 现手 | 金额 | | 上证指数 | | 3352.97 | 0.33 | 10.97 | 1758/315 | 0.12 | 4137 | 413万 | 47.82 乙 | | 深证成指 | | 10220.33 | 0.92 | 93.50 | 2326/372 | 0.27 | 7107 | 710万 | 87.83 乙 | | 北证50 | | 1398.15 | 1.37 | 18.84 | 196/59 | 0.39 | 15.57 | 15.5万 | 3.62 乙 | | 创业板指 | | 2042.90 | 1.55 | 31.13 | 1148/180 | 0.32 | ...

Core Viewpoint - The article emphasizes the importance of consumer confidence and spending in driving economic growth, highlighting various initiatives and events in Shanghai aimed at boosting consumption and enhancing the consumer experience [1][2][6]. Group 1: Consumer Initiatives - The "2025 Shanghai International Auto Show" and the "2025 Shanghai International Coffee Culture Festival" are set to enhance consumer engagement and showcase technological innovation [1]. - The "Sixth Shanghai 'Five-Five Shopping Festival'" runs from late April to late June, featuring a dual approach of "policy + activities" to stimulate consumption [1]. - The "Five-Five Shopping Festival" includes over 1,000 unique events across the city, integrating commerce with culture, tourism, and sports to create new consumption scenarios [4]. Group 2: Financial Tools and Support - The "Consumption Promotion Special Action Plan" includes measures to optimize services for the elderly and children, promote life services, and support the replacement of consumer goods [2]. - Shanghai's "Five-Five Shopping Festival" features the most extensive consumer subsidy policies to date, covering a wide range of products and services [2]. - SPDB Credit Card has launched a "National Subsidy" section in collaboration with JD.com and China Mobile, offering a combined "installment discount + interest-free" financial solution [2]. Group 3: Consumer Engagement Strategies - SPDB Credit Card has introduced a tiered discount program for travel bookings through platforms like Ctrip and Qunar, significantly reducing travel costs and enhancing service consumption [3]. - The "Monthly Spend Rewards" program encourages frequent small purchases, creating a positive feedback loop for consumer engagement [5]. - SPDB Credit Card's digital tools simplify user participation in promotional activities, enhancing the overall consumer experience and reducing barriers to engagement [7]. Group 4: Cross-Border Consumption - Shanghai is positioning itself as a global consumption destination, with policies enhancing inbound tourism and cross-border shopping experiences [6]. - SPDB Credit Card offers incentives for overseas spending, including cashback and interest-free installment options, catering to the needs of outbound travelers [6].

Group 1 - Financial institutions in Nanjing are enhancing user experience and stimulating consumption through various initiatives such as increasing quick payment limits, collaborating with online platforms, and launching consumption months [1][3][4] - Industrial and Commercial Bank of China (ICBC) has partnered with the online travel platform "Fliggy" to offer exclusive discounts for cardholders, including a reduction of 15 yuan for debit card payments and 30 yuan for credit card payments on purchases over 1000 yuan [1] - ICBC cardholders can also enjoy discounts of 8-10 yuan when shopping on Douyin for the first time using their debit or credit cards [1] Group 2 - Industrial Bank is launching the "Xing Flash Loan Consumption Month," offering limited-time discount coupons for its online personal consumption loan product, with a maximum credit limit of 300,000 yuan [2] - The bank will distribute discount coupons with a 3% interest rate during specific dates in May, targeting consumer needs for large durable goods and renovations [2] Group 3 - From June 21, 2025, China CITIC Bank will increase the mobile payment limit for credit card users from 20,000 yuan to 50,000 yuan per transaction, enhancing convenience for large payments [3] - Other banks, such as Postal Savings Bank, have also raised their quick payment limits to meet customer demands for larger transactions [3][4] - The overall trend among banks to increase quick payment limits is driven by the need to improve user experience and stimulate large-scale consumer spending in sectors like home appliances and automobiles [4]