7月1日，2025年全国铁路暑期运输正式启动，为期62天至8月31日结束，全国铁路预计发送旅客9.53亿 人次，同比增长5.8%，日均发送旅客1537万人次。中国国家铁路集团有限公司（以下简称"国铁集团"） 6月30日发布上述信息。 国铁集团方面称，2025年暑运在7月1日实施三季度运行图的基础上，同步实施暑期临客列车运行图，安 排增开临时旅客列车402列，全国铁路日均计划安排开行旅客列车1.15万列以上，同比增长5.5%。 同时，用好渝厦高铁重庆东至黔江段、重庆东站等新线、新站能力和京哈高铁京沈段、沪昆高铁杭长段 高标运行成果，有效提升区域旅客运输能力。通过加开临时旅客列车、动车组重联、普速列车加挂车厢 等方式在热门方向、区间和时段增加运力投放，安排主要城市间普速旅客列车，特别是进京、进沪、进 穗列车满轴或满编组运行。 国铁集团强调，要在主要铁路枢纽储备一定数量的应急客车和乘务人员，遇突发客流可随时上线运行， 并保持普速旅客列车开行规模。提升旅客购票体验，扩大计次票、定期票、旅游套票等新型票制产品应 用范围，对部分动车组列车推出最低4折的折扣票价。 暑运期间也是汛期风险防控重点时段，国铁集团称，要加强铁路防 ...

Core Viewpoint - Several banks are integrating party building with business operations, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, to support high-quality economic development [1] Group 1: Service to the Real Economy - Banks are emphasizing financial services to the real economy as their fundamental purpose, leveraging monetary policy tools to ensure the implementation of major decisions from the central government [1][2] - Industrial and Commercial Bank of China (ICBC) is enhancing support for small and micro enterprises through digital transformation and innovative financing products, improving accessibility and convenience for customers [1] - Agricultural Bank of China is focusing on green development and ecological protection, increasing financial support for energy transition and environmental sustainability [2] - China Construction Bank is providing a comprehensive technology finance service system to support innovation and technology enterprises with tailored financial products [2] - Bank of China is enhancing services for foreign trade and investment, contributing to the internationalization of the Renminbi [2] Group 2: Risk Management - Banks are prioritizing risk management amidst market volatility, emphasizing the importance of internal controls and operational risk prevention [3] - ICBC is adopting a proactive approach to risk management, ensuring overall risk control through compliance and internal oversight [3] - Regional banks like Baode Rural Commercial Bank are focusing on precise risk prevention and enhancing compliance management to address potential issues early [3] Group 3: Compliance and Ethical Standards - Banks are conducting educational initiatives to reinforce compliance with central regulations, emphasizing integrity and ethical conduct among employees [4][5] - China Bank's leadership is advocating for a culture of accountability and discipline, aiming to resist corruption and maintain high ethical standards [4] - Shanghai Pudong Development Bank is integrating compliance education into daily operations to ensure effective implementation and high-quality development [5]

Core Insights - Project investment is a crucial driver for corporate development, but improper management and risk control can lead to financial crises, as evidenced by the recent debt crisis of Evergrande [3][5] - Many Fortune 500 companies have faced similar debt crises due to cash flow issues, often stemming from inadequate investment analysis that prioritizes future returns over risk assessment [3][5] - The course aims to equip participants with practical tools and theoretical knowledge for effective project investment and risk prevention [4] Group 1: Project Investment Overview - Project investment management is essential for maintaining competitive advantage [3] - The case of Ma'anshan Construction Investment illustrates successful market-oriented transformation post-restructuring [5] Group 2: Financial Analysis in Project Investment - Understanding financial feasibility indicators is critical for project selection [6] - Financial decision-making principles and the importance of break-even analysis are emphasized [7][9] Group 3: Implementation of Project Investment - The significance of project site selection and the consequences of poor decisions are highlighted through case studies [12][13] Group 4: Investment Models for State-Owned Enterprises - Various investment models, including direct investment and leveraged investment, are discussed, along with their respective steps [14][20] Group 5: Project Financing Choices - Different financing modes, such as debt and equity financing, are analyzed, with a focus on the impact of funding costs on financing decisions [16][20] Group 6: Risk Prevention in Project Investment - The course covers strategies for preventing investment risks, including the design of a debt risk early warning system [21]

2024年全国两会闭幕，政府工作报告中对房地产市场部署的"两大工作重点"——稳妥处置风险隐患和健全风险防控长效措施，为今年楼市走向定下了基调。 这两大举措，既要化解当前房地产市场的风险，又要建立长效机制，最终目标是实现楼市的持续健康发展。 中央此番定调，并非无的放矢，其背后是基于 对当前房地产市场风险的深刻洞察和对未来发展的长远规划。让我们深入解读这两大工作重点，剖析其具体措施，以期洞悉2024年房地产市场的趋势，并据 此制定合理的应对策略。 3. 购房者断供风险: 房价下跌和家庭收入下降导致断供现象增加，给银行带来巨大的金融风险。政府将全力稳定楼市，避免房价剧烈波动，并进一步下调房 贷利率，减轻购房者的还贷压力，以稳定市场预期，降低断供风险。 2. 开发商销售业绩下滑风险: 去年商品房销售面积同比下降8.5%（11.17亿平方米），开发商业绩持续下滑、库存积压，导致资金链紧张，甚至破产。预计今 年更多地区将放开"限价令"，更多开发商将采取"降价促销"策略回笼资金，以应对市场压力。 2. 全面推进城中村改造工程: 这项工程已全面启动，旨在对城中村的危房和规划用地进行改造和更新。改造过程中产生的巨额拆迁补偿款和 ...

最近，小师姐正沉迷在这本 《私募股权投资手册》 中不可自拔，因为这本阅读材料真的太实用、太划算 了！ 《私募股权投资手册》约有11万字，划分为五大章节，前半部分内容从尽职调查拓展到股权投资风险防控， 后半部分内容从投资协议延伸到对赌与回购事项。 《私募股权投资手册》目录大纲 《私募股权投资手册》 11万字，5大章节 现在仅需 87.72元 第一章简要介绍了股权投资尽职调查的主要流程与方法，着重讲解了业务尽调"四核"、财务尽调"五定"、法 律尽调"六维"等内容。 例如业务尽调的"四核"就具体分为业务和产品、标的公司细分行业、研发实力情况、核心竞争力这四个层 面，每个层面都有不同的侧重点。 为了方便我们将理论与实践结合，书中还例举了浑水公司做尽调的"七板斧"：查阅资料、查关联方、实地调 研、调查供应商……等等，虽然都是一些常规的尽调方法，但如何把简单的工作在实践中做到极其细致，也 是非常不容易的。 第二章重点从风控角度，梳理了股权投资的三类常见业务风险、四类常见财务风险、十类常见法律风险，以 及估值风险与风险缓释。 虽然第二章的内容更为复杂，但小师姐却非常喜欢，因为通篇都是案例，没有什么比用实践说话更有信服力 的 ...

中信证券股份有限公司关于本次交易符合《关于加强证券公 司在投资银行类业务中聘请第三方等廉洁从业风险防控的 意见》的相关规定之核查意见 安源煤业集团股份有限公司（以下简称"上市公司"或"公司"）拟以持有的煤 炭业务相关资产及负债与江西江钨控股发展有限公司持有的赣州金环磁选科技 装备股份有限公司 8,550 万股股份（对应股比 57%）的等值部分进行置换，拟置 入资产与拟置出资产交易价格的差额部分，由一方向另一方以现金方式补足（以 下简称"本次交易"）。中信证券股份有限公司（以下简称"独立财务顾问"）作为 上市公司本次交易的独立财务顾问，根据《关于加强证券公司在投资银行类业务 中聘请第三方等廉洁从业风险防控的意见》（证监会公告〔2018〕22 号）的有 关规定，就独立财务顾问及上市公司在本次交易中聘请第三方机构或个人的行为 进行核查并发表如下意见： 一、独立财务顾问有偿聘请第三方行为的核查 本次交易中，本独立财务顾问不存在直接或间接有偿聘请第三方机构或个人 的行为。 务咨询等服务。 除上述聘请行为之外，上市公司在本次交易中不存在直接或间接有偿聘请其 他第三方机构或个人的行为。 三、独立财务顾问的核查意见 经核查， ...

方正证券承销保荐有限责任公司 关于本次交易符合《关于加强证券公司在投资银行类业务中聘请第三方 等廉洁从业风险防控的意见》相关规定的核查意见 梦网云科技集团股份有限公司（以下简称"上市公司"或"公司"）拟发行股份及 支付现金购买杭州碧橙数字技术股份有限公司全部股份并募集配套资金（以下简称 "本次交易"） 。方正证券承销保荐有限责任公司（以下简称"本独立财务顾问"）作为 本次交易的独立财务顾问，根据中国证监会《关于加强证券公司在投资银行类业务中 聘请第三方等廉洁从业风险防控的意见》（证监会公告〔2018〕22 号）的规定，就本 次交易是否存在有偿聘请各类第三方机构和个人的行为进行了核查，核查情况如下： 一、独立财务顾问有偿聘请第三方行为的核查 本次交易中，本独立财务顾问不存在直接或间接有偿聘请第三方的行为，本独立 财务顾问已在财务顾问报告中对此进行了披露。 二、上市公司有偿聘请第三方行为的核查 上市公司在本次交易中聘请的第三方机构或个人的情况如下： （一）聘请方正证券承销保荐有限责任公司担任本次交易的独立财务顾问； （四）聘请上海众华资产评估有限公司担任本次交易的评估机构； （五）聘请香港余沛恒律师事务所为本次交 ...

Core Viewpoint - The article highlights the dedication and innovative approaches of Judge Wang Jing in enhancing the judicial process and providing effective legal services to businesses in Jiangxi, particularly in the context of commercial disputes and legal risk management [1][4][6]. Group 1: Judicial Efficiency and Innovation - Wang Jing has handled 2,138 civil and commercial cases since 2019, achieving a record of no cases being sent back, no wrongful judgments, and no petitions, leading the province in judicial quality and efficiency [1][4]. - The Xuri Court, under Wang's leadership, is the first specialized commercial court in Jiangxi, integrating various legal services and handling nearly 1,000 business-related cases annually [3][4]. - Wang introduced the "135" service model and a three-step dispute resolution process to enhance the efficiency of case handling [4][6]. Group 2: Legal Risk Management for Businesses - Wang identified that many business disputes stem from a lack of timely legal risk assessment and prevention, leading to the establishment of a proactive legal service model for enterprises [6][7]. - The "Enterprise Judge + Enterprise Service Group" model was created to provide professional legal guidance to over 600 companies, helping them identify and mitigate legal risks [6][7]. - Wang's approach includes conducting "legal health checks" for businesses, offering timely feedback and suggestions to reduce legal risks and support operational efficiency [6][7]. Group 3: Community and Employee Support - Wang emphasizes the importance of addressing community concerns and employee rights, as demonstrated in a case involving a car company's layoffs where she facilitated a resolution for 300 employees seeking compensation [9]. - By coordinating with government departments and ensuring timely payments, Wang was able to help the company manage its financial obligations while supporting the affected employees [9].

中共中央办公厅、国务院办公厅发布关于全面推进江河保护治理的意见。意见提出，强化洪涝灾害风险 防控。加强流域洪涝灾害风险隐患排查和系统评估，完善洪水风险图和洪水风险区划，有序引导人口、 产业向洪水低风险区迁移。城镇发展、产业布局、基础设施建设要留出行洪排涝通道和蓄滞洪空间。在 确保省域内耕地保护任务不降低前提下，稳妥有序退出河道内影响行洪安全等的不稳定耕地。强化交 通、通信、供水、能源等重点领域防洪抗灾能力建设。以洪水高风险区为重点逐步推行洪水保险制度。 坚持旱涝同防同治，在确保防洪安全前提下，促进洪水资源化利用。 ...

Core Viewpoint - The approval of the Industrial and Commercial Bank of China (ICBC) to acquire Chongqing Bishan Rural Bank and establish a new branch is aimed at enhancing financial stability and risk management in rural banking [1][2]. Group 1: Company Actions - ICBC has initiated the establishment of two rural banks, including Chongqing Bishan Rural Bank and Zhejiang Pinghu Rural Bank, with full ownership of the former and 60% ownership of the latter [2]. - The acquisition allows ICBC to absorb the assets, liabilities, business, and employees of Chongqing Bishan Rural Bank after asset verification [1]. Group 2: Industry Trends - The trend of merging rural banks into branches, referred to as "village to branch" (村改支), is becoming prevalent, with many major banks absorbing their rural banks to streamline operations and enhance risk management [3]. - The overall development of rural banks in China is showing a trend of reduction in numbers, with a focus on consolidating institutions to improve financial stability [3]. Group 3: Financial Stability and Risk Management - Experts suggest that merging rural banks into larger institutions like ICBC can strengthen financial regulation and risk prevention, as larger banks have more robust internal controls and risk management systems [2]. - The integration of rural banks into larger banking structures is expected to enhance credit availability for agriculture and small enterprises, thereby supporting rural economic development [3].