近日，中山市商务局发布《2025年中山市大力提振消费若干措施》（下称《措施》），围绕以旧换新、 消费供给、美食经济、文旅消费等12个方面推出系列创新举措，明确将通过"两个一百"促消费行动计 划、跨境消费圈构建等组合拳，全年撬动超100家企业开展100场以上促消费活动，构建"季季有主题、 月月有活动"的消费格局，全力打造珠江西岸消费新高地。 依托深中通道等交通优势，《措施》提出构建"1小时跨境消费圈"，建设退税商店、推广离境退税"即买 即退"服务。文旅和体育消费方面将承办全省乡村旅游消费季启动仪式，升级夜间消费阵地，支持景区 设施迭代；同时，借力大湾区全运会举办高水平赛事，开展"体育惠民乐动中山"活动。住房领域则推出 5—6月购房电子消费券补贴。 网络销售及电商发展也获多重支持，《措施》提到将对直播基地、电商园区及达标企业给予办公租金、 运营等支持；对新纳统且零售额达标的电商企业给予奖励。此外，《措施》还强化消费环境保障，推行 首席质量官制度，严厉打击假冒伪劣，健全消费争议多元化解机制。 《措施》首先为以旧换新扩围加码。聚焦汽车、家电、家装等品类，支持电动自行车换购，加倍投入资 金并扩大补贴范围，推动本地制造业 ...

2025.05. 07 本文字数：1851，阅读时长大约3分钟 作者 | 第一财经 杜川 值得注意的是，此次住房公积金贷款利率调整范围既包括新发放的住房公积金贷款，也包括存量住房 公积金贷款。此次利率下调后，新发放的住房公积金贷款将执行新的利率，此前已发放的住房公积金 贷款，利率将在2026年1月1日起下调。这可直接减轻借款人利息负担，等同于增加居民收入，提升 消费能力。 以一笔金额100万元、期限30年、等额本息还款的首套个人住房公积金贷款为例，月供将由4136元 降至4003元，减少约133元，总利息支出将减少约4.76万元。 而如以组合贷款商业住房抵押贷款与公积金贷款额度各100万元、贷款30年、等额本息还款方式计 算，此次利率降低后，累积30年月供减少6.76万元。 百万房贷30年节省超4.7万 在5月7日国新办新闻发布会上，央行行长潘功胜宣布，降低个人住房公积金贷款利率0.25个百分 点。其中，五年期以上首套房利率由2.85%降至2.6%，其他期限的利率同步调整。这预计每年将节 省居民公积金贷款利息超过200亿元，有利于支持居民家庭的刚性住房需求，有助于房地产市场止跌 企稳。 降低住房公积金贷款利率 ...

Group 1 - The People's Bank of China announced a reduction in the personal housing provident fund loan interest rate by 0.25 percentage points, with the new rate for first-time homebuyers over five years dropping from 2.85% to 2.6% [1] - The central bank also implemented a 0.5 percentage point reserve requirement ratio cut, injecting approximately 1 trillion yuan into the market, and lowered the policy interest rate by 0.1 percentage points [1] - The interest rate adjustment applies to both new and existing housing provident fund loans, with existing loans set to be adjusted starting January 1, 2026 [1] Group 2 - The reduction in housing provident fund loan interest rates is aimed at supporting consumer spending, aligning with the previously announced "Special Action Plan to Boost Consumption" [2] - Experts believe that lowering the housing provident fund interest rate will effectively reduce the threshold for home purchases, stimulate housing consumption, and address the interest rate differential between provident fund loans and commercial loans [2] - This measure is expected to release potential demand for both rigid and improved housing needs, contributing to the sustained healthy development of the real estate market [2]

Group 1 - The city of Puyang aims for a GDP growth of 6% in the first half of the year, with industrial added value and retail sales reaching the provincial mid-level, and fixed asset investment maintaining a leading position in the province [1] - Puyang's manufacturing sector showed a significant increase, with industrial added value growing by 13.5% year-on-year in Q1, outperforming the provincial average by 3.8 percentage points [1] - A series of policies, including measures to support small and micro enterprises, are being implemented to stimulate economic growth and enhance development momentum [1] Group 2 - The city is focusing on key enterprises and industries, establishing a service team to support top revenue-generating companies and those affected by tariffs, enhancing collaboration in innovation and technology transfer [2] - The XinDe New Materials Industrial Park is set to become a benchmark for the new materials industry in Puyang, with a focus on efficient conversion from crude oil to high-end chemical products [2] Group 3 - Puyang is accelerating the construction of 185 key projects and has plans for 44 new projects in Q2, aiming to secure funding for over 1,000 projects to support high-quality development [3] - The city is promoting tourism and consumption, with record visitor numbers during the recent holiday, and is implementing strategies to boost domestic demand and consumer spending [3] Group 4 - Puyang is enhancing awareness of challenges and responsibilities, focusing on key areas to ensure the successful completion of annual goals [4]

Core Viewpoint - The article emphasizes the need for innovation in the supply side of the dairy industry to boost consumer confidence and consumption, highlighting the shift from merely drinking milk to incorporating it into various consumption scenarios [2][3][8]. Group 1: Current Consumption Landscape - Chinese per capita milk consumption is less than half of the world average, indicating a significant growth opportunity in the dairy sector [2]. - The dairy industry is seen as a crucial component of consumer spending, which is becoming a key driver of economic growth in China [2][9]. Group 2: Innovation in Supply - The introduction of products like Junlebao's "Yuexianhuo" fresh milk demonstrates how supply-side innovation can create new consumption scenarios, such as mixing milk with coffee [5][7]. - Junlebao employs advanced technology, such as the INF0.09 second ultra-instant sterilization technique, to enhance the nutritional quality of its milk while addressing consumer demands for longer shelf life [5][7]. Group 3: Market Position and Growth - Junlebao has achieved a 30% growth rate in its "Jianchun" yogurt line, which caters to health-conscious consumers by offering zero-sugar options [11]. - The market share of domestic milk powder has increased from 30% in 2013 to 70% in 2023, reflecting a growing consumer trust in local products [20][22]. Group 4: Consumer Trust and Future Outlook - The article highlights the importance of consumer trust in driving consumption, with Junlebao's efforts contributing to a renewed confidence in Chinese dairy products [22]. - There remains a substantial gap in per capita milk consumption between China and developed countries, suggesting significant potential for growth in the dairy market [22].

Core Viewpoint - In the first quarter of this year, Henan Province's GDP grew by 5.9% year-on-year, outperforming both the same period last year and the entire previous year, indicating a strong economic start for the province [1] Economic Growth and Policy Measures - Henan Province has released a series of policy measures titled "1+7" to ensure economic growth in the second quarter, focusing on expanding demand, stabilizing enterprises, and promoting development [1][2] - The "1" in the "1+7" series refers to the overarching policy measures, while the "7" includes specific actions such as boosting consumption, infrastructure investment, foreign trade, and support for key enterprises [1][2] Consumption and Investment Strategies - The policy measures aim to stimulate consumption through various initiatives, including a special action plan for consumption and promotional activities to enhance consumer spending [2][3] - The province plans to implement a "circular economy" approach by promoting the replacement of old consumer goods, particularly in sectors like automotive and home appliances, to enhance consumption quality and quantity [3] Infrastructure Investment - Henan Province has experienced a decline in infrastructure investment, with a 10.5% year-on-year decrease in the first quarter, which is significantly lower than the national average [3] - In response, the provincial government has introduced 14 measures to boost infrastructure investment, focusing on major projects and enhancing coordination across different sectors [3]

杭州全力推动消费品以旧换新补贴直达快享，让越来越多的消费者能够享受到政策红利。记者从市 商务局获悉，截至4月29日，今年全市通过实体门店以及淘宝、天猫、京东、抖音等各类电商平台已补 贴消费者超过680万人次，使用补贴资金超29亿元，实现以旧换新资金总量、核销速度、兑付进度三个 全省第一。 根据国家消费品以旧换新加力扩围要求，杭州在省级扩品目录基础上，结合产业特色建立了市级家 电扩品目录。目前，参与杭州消费品以旧换新的家电、家居、3C等品类已超100大类，商品型号超125 万个，参与企业超5100家，已有9万人申请到杭州汽车焕新补贴，带动汽车销售310亿元、家电销售70亿 元、3C数码产品销售33亿元。 发挥产业优势，助力本土制造。杭州鼓励本土家电、家居、汽车生产企业积极参与消费品以旧换 新，今年新增灵伴科技、艾罗能源、微泰医疗、由莱科技等40多家知名企业参与，这些企业推出的新产 品不仅激发了消费端的活力，也有力提升了本土生产企业产能，通过以旧换新实现了政府、企业、商家 和消费者多方共赢。 充分发挥平台、政策、产业等优势，杭州把消费品以旧换新作为提振消费的有效抓手，推动消费快 速增长。在补贴审核发放环节，杭州发 ...

坚定不移办好自己的事，这是4月25日召开的中共中央政治局会议提出的明确要求。 "增强消费对经济增长的拉动作用""加快推动内外贸一体化""加强对企业'走出去'的服务"——中央政治 局会议提出的要求，为银行业支持经济高质量发展指明了路径。 激活消费市场"一池春水" "关税冲击本质上是一种需求冲击，外需下降让总需求压力变大。加力扩大内需，增加国内支出，增加 企业盈利，增加居民就业机会，可以使受到关税影响的企业有更多的腾挪空间。"中国金融四十人论坛 资深研究员、中国社科院世界经济与政治研究所副所长张斌向《金融时报》记者表示，要以更大力度促 消费、扩内需，让就业和企业经营更多地向国内市场转换，以争取更多空间。 近期，在《提振消费专项行动方案》的指引下，银行业金融机构加大服务供给力度，为进一步提振消 费、全方位扩大国内需求提供了金融保障。 "当前，部分外贸企业受国际形势影响面临经营压力，内外贸一体化为这些企业开辟了内销新渠道，有 助于稳定企业经营。"上海金融与发展实验室首席专家、主任曾刚在接受《金融时报》记者采访时表 示。 "通过内外贸一体化，优质外贸产品进入国内市场，既可以丰富国内消费供给，又能带动内需增长，形 成'就 ...

四川省通过"财政补贴+市场联动"发放各类文旅专项消费券、雄安新区举办"购在雄安"政府促消费活 动、西安发放体育用品类消费券……"五一"假期，各地纷纷推出促消费活动，有效激发群众消费热情， 市场保持升温势头。 推动提振消费、全方位扩大国内需求，宏观政策特别是财政政策大有可为。中央政治局会议强调，要加 紧实施更加积极有为的宏观政策，用好用足更加积极的财政政策和适度宽松的货币政策。 强化政策精准性。针对制约消费的突出矛盾问题，突出重点、精准施策，把宝贵的财政资金花在刀刃 上。对于增收减负难题，更大力度支持保障和改善民生，织密扎牢社会保障网，多渠道提高中低收入群 体收入，提升群众消费能力。同时，财政补贴只有切中消费者需求，才能更好拉动消费。今年扩围提质 实施消费品以旧换新，家电支持品类由8大类拓展至12大类，增加了手机、平板等数码产品购新补贴， 提振消费效果更加明显。政策靶向发力、精准支持，既有效扩大消费需求，也提升了人民群众的幸福感 和获得感。 增强政策协同性。提振消费需要加强财税、货币、产业等政策的系统集成、协同配合，打出政策"组合 拳"，特别是通过财政货币政策合力提供更多真金白银的支持。通过财政贴息的方式，引导 ...

Group 1 - The core initiative is the launch of the "Tuesday Enjoy Gift" dining coupon distribution activity by the Nanshan District Commerce Bureau to boost consumption and expand domestic demand [1] - A total of 24 million yuan in dining and retail coupons will be distributed in five rounds, with the activity running from April 29 to June 2 [1] - The coupon distribution will occur every Tuesday at 16:00, focusing on enhancing the quality and scale of new consumption [1]