格隆汇1月5日丨达利凯普(301566.SZ)在互动平台表示，公司产品主要应用于半导体射频电源、医疗及 通信等行业。其中，在航空航天领域亦有所应用，但目前占整体业务比例较低。敬请您在投资决策时， 充分关注相关风险，谨慎判断。关于公司未来战略布局，公司正依据整体发展规划稳步推进相关工作。 ...

转自：中国日报网 中国日报网12月29日电 美联社近日报道指出，由于对物价持续攀升及美国政府全面关税政策的影响深感忧虑，美国消费者对经济的信心出现动 摇。世界大型企业研究会12月23日发布的调查数据显示，12月美国消费者信心指数下降3.8点至89.1，已连续第5个月下滑。 美国"市场观察"网站刊文称，关税冲击、通胀加剧以及就业增长乏力给2025年的美国经济蒙上了厚厚的阴影。虽然第三季度美国经济以两年来 的最快速度增长，但调查却反映出了美国民众普遍的担忧和不满。 "市场观察"网站文章截图 文章认为，这种"脱节"源自关税、通胀等因素，部分原因还在于美国消费者把大部分的钱花在了必需品上，而没有花在想要的东西上。以第三 季度为例，大部分的支出用于医疗、保险、住房、水电费、汽油等价格大幅上涨的刚需领域；而第二季度消费支出的扩张，则很大程度上是美 国消费者为规避关税涨价而提前购买汽车等大件商品所致。 更令美国人恼火的是关税和通胀的叠加效应。今夏通胀本已趋缓，关税政策却再度推高物价。在承受了40年来最大的通胀飙升后，这波反弹进 一步加剧了美国人的负担。杰富瑞首席美国经济学家托马斯·西蒙斯指出："2024年通胀疲劳感本来正在 ...

深化客户经营，构建信任纽带 丰富产品体系，满足多元保障需求 瑞众保险始终立足客户需求，致力于为个人和团体提供全面、多元的人身保险解决方案。公司产品覆盖 生存、养老、疾病、医疗、身故、残疾等多种保障范围，满足客户在人身保险和财富管理领域的综合需 求。2025年上半年，瑞众保险累计赔付金额达27.91亿元，日均赔付1542万元，为19.3万名客户送去及时 雨般的保障。 为服务老龄化社会，瑞众保险不断丰富养老金融产品供给，拓宽年金产品投保年龄至85岁，解决高龄客 户投保产品短缺等问题，同时上市简易核保重疾险，覆盖非标体高龄客群，提高老年人保障水平，助力 养老金融发展。 提升服务品质，打造有温度的服务体验 成立以来，瑞众保险坚持以客户为中心，持续优化服务流程、创新服务模式，通过科技赋能提升服务效 率与体验。公司小额理赔时效仅0.16天，小额理赔获赔率达99.64%，理赔线上申请率97.2%，展现出高 效、便捷的理赔服务能力。 公司积极推广智能化、线上化服务，线上保全业务占比已达99.61%，在线客户满意度达99.97%。通过 智能核保、智能理赔、线上保全与智能客服等体系化服务流程，客户可实时查询理赔进度，享受高效透 ...

证券日报网讯12月18日，东华软件（002065）在互动平台回答投资者提问时表示，公司积极响应产业发 展政策，会根据相关市场环境评估不同阶段业务合作模型，当前公司重点业务为医疗、金融、文旅、农 业、水利等行业数字化核心应用、行业模型、智能体开发以及相关算力数字化基础设施建设，在以上领 域公司直接与客户合作，已保持了业务有效发展。 ...

Core Insights - Sanmina is a global leader in the design and manufacturing solutions business, focusing on heavily regulated markets and complex products, differentiating itself from peers that operate in the consumer space [1] Business Focus - The company operates across multiple end markets, providing services in communication networks, cloud infrastructure, medical, aerospace and defense, industrial, and energy sectors, showcasing a well-diversified portfolio [1]

Core Insights - The American middle class is not slowly declining but is facing a silent and comprehensive shrinkage [1][3] - The official poverty line is misleading, with a significant gap between reported and actual living costs, leading to over 70% of American families being effectively classified as "poor" [3][4] Historical Context - The post-war era (1945-1970) marked the golden age of the middle class, with labor participation rates rising and real wages increasing significantly [4] - The shift in economic policy during the 1980s, particularly under Reagan's neoliberal policies, led to a decline in labor income's share of GDP and an increase in corporate profits [4][5] Key Data Analysis - Essential expenditures such as housing, healthcare, and childcare now account for nearly 60% of family budgets, compared to about one-third in 1963 [2][6] - The median home price in 2025 is projected to be $416,900, which is five times the median family income of $83,150, significantly higher than historical averages [6][7] - The average hourly wage has not kept pace with inflation, resulting in a 34% decline in purchasing power over the past 25 years [8] Causes of Decline - Policy changes since 1980 have exacerbated inequality, with tax reforms favoring the wealthy while increasing the tax burden on the middle class [9] - Financialization has dominated the economy, with a significant portion of corporate profits being returned to shareholders rather than reinvested in labor [9][10] - Globalization and automation have further eroded middle-class jobs, with manufacturing employment declining by 30% since 1980 [9] Future Outlook - The contraction of the middle class is expected to worsen between 2025 and 2030, with potential poverty rates reaching 75% under restructured calculations [11] - However, there are potential turning points, such as job creation from infrastructure investments and possible interest rate cuts, which could alleviate housing burdens [11][12] - Structural reforms are necessary to address the root causes of middle-class decline, including tax reforms and investments in vocational education [12]

Core Viewpoint - The article discusses recent adjustments made by the State Taxation Administration regarding the withholding and prepayment of individual income tax for platform workers in the internet sector, allowing for cumulative withholding methods to ease the tax burden on these workers [1][6]. Group 1: Tax Withholding Methods - The new announcement allows internet platform companies to use cumulative withholding methods for tax prepayment, which is a change aimed at reducing the burden on platform workers [1]. - There are two categories for labor remuneration reporting: one that applies cumulative withholding and one that does not [1]. Group 2: Non-Cumulative Withholding - Non-cumulative withholding applies to general labor remuneration, categorized as one-time income or continuous income within a month [3]. - For non-cumulative withholding, if the income does not exceed 4,000 yuan, a deduction of 800 yuan is allowed; if it exceeds 4,000 yuan, a deduction of 20% of the income is applied [3]. Group 3: Cumulative Withholding - Cumulative withholding is applicable to specific groups, including full-time students earning income from internships and certain commission-based roles such as insurance agents and securities brokers [4]. - For cumulative withholding, a monthly deduction of 5,000 yuan is allowed, and tax rates range from 3% to 45% based on a seven-tier progressive rate system, replacing the previous three-tier system [5][6]. Group 4: Types of Income - Platform workers typically earn labor remuneration through various services provided via internet platforms, including live streaming, education, medical services, delivery, and more [5]. - The adjustments in tax withholding methods are expected to significantly lower the prepayment tax amounts for platform workers [6].

Core Insights - The primary focus should be on expanding domestic demand, particularly consumer demand, as a priority for economic growth [1] - The main contradiction in China's economic operation has shifted from the supply side to the demand side, making effective demand expansion crucial for stable economic growth [1] - Current weak consumer demand is attributed to both short-term shocks and long-term structural issues, with insufficient social security and unstable consumer expectations being the main factors [1] Summary by Sections Economic Strategy - Zhang Jun's emphasis on prioritizing consumer demand is essential for achieving dynamic balance in total supply and demand at a higher level [1] - A stable and sustainable economic growth environment is necessary to address issues such as technological innovation, green transformation, and risk mitigation [1] Consumer Demand - The current state of consumer demand is weak due to various factors, including insufficient social security and low consumer confidence [1] - Service consumption is lacking, which is linked to both inadequate support levels and supply-side capabilities [1] Policy Recommendations - Policies to effectively release consumer potential should focus on three areas: counter-cyclical consumption policies, optimizing support for commodity consumption, and enhancing support for service consumption [2] - Increased subsidies in sectors like education, healthcare, elderly care, and childbirth are recommended to boost consumer willingness and capacity [2]

Core Insights - Tongfang Global Life Insurance reported a comprehensive investment return rate of -2.81% for Q3 2025 and -0.09% for the first three quarters, with solvency declining due to market volatility affecting the value of available-for-sale financial assets [2][4] Financial Performance - Recognized assets for Q3 amounted to 5,105,460 million yuan, down from 5,145,506 million yuan in the previous quarter, with a forecast of 5,435,420 million yuan for the next quarter [3] - Recognized liabilities increased to 4,071,064 million yuan from 3,913,091 million yuan, with a projected increase to 4,290,585 million yuan [3] - Actual capital decreased to 1,034,396 million yuan from 1,232,416 million yuan, with a forecast of 1,144,835 million yuan [3] - Core solvency adequacy ratio fell from 161% to 130%, while comprehensive solvency adequacy ratio decreased from 205% to 165%, both remaining above regulatory requirements [3] Investment Performance - The market value of available-for-sale financial assets decreased by approximately 19.59 billion yuan due to market fluctuations, leading to a significant reduction in core capital [4] - The actual yield on 10-year government bonds rose to about 1.88%, higher than the previous quarter's prediction of 1.66%, resulting in a lower market value of available-for-sale financial assets by about 18 billion yuan [4] - The company increased its holdings in stocks and securities investment funds, leading to a rise in market risk exposure by approximately 3.21 billion yuan [4][5] Management Changes - Curtis Sherwin Chen was appointed as the new chairman of Tongfang Global Life Insurance, with three other executives also receiving approval for their positions [6] - The company reported a premium income of 37.27 billion yuan in Q1, but a net loss of 2.75 billion yuan, attributed to market fluctuations affecting the value of available-for-sale financial assets [6] Legal Issues - Since 2025, Tongfang Global Life Insurance has been involved in 33 legal cases, primarily related to personal insurance contract disputes [6]

Group 1 - The "2025 Forbes China Most Influential Chinese Elites TOP 100" list was officially announced, with Qi Xue, a founding team member of Waterdrop Inc. (WDH.US) and chairman of the Waterdrop Charity Foundation, being selected [1][3] - The selection process involved several months of rigorous evaluation, receiving hundreds of applications and conducting online interviews to assess the candidates' influence [1] - This year's list features a more diversified and international group of entrants compared to previous years, reflecting broader cross-industry dimensions [1] Group 2 - Qi Xue's inclusion in the Forbes list recognizes both her personal achievements and the accomplishments of Waterdrop Inc. in the insurance sector [3] - Waterdrop Inc. has established itself as a leading technology platform for insurance and health services in China, aiming to enhance public access to medical insurance and support for families [3] - The company pioneered a new model combining major illness crowdfunding with personal insurance, significantly advancing the digitalization of insurance and medical assistance [3] Group 3 - Waterdrop Inc. is actively exploring overseas markets, having established a licensed insurance brokerage in Hong Kong in 2023 to provide professional insurance brokerage and wealth planning services [3] - The services offered include life insurance, critical illness insurance, medical insurance, universal life insurance, MPF, and investment-linked plans [3] - To support talent development, Waterdrop Inc. launched a comprehensive service platform for Hong Kong, Macau, and overseas, providing services such as identity planning, business expansion, children's education, and medical services [3] - Since its establishment, the platform has opened five regional service centers in mainland China, Hong Kong, and Macau, serving thousands of middle-class families [3]