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九部门:支持银行业金融机构开展知识产权质押融资内部评估试点
Bei Jing Shang Bao· 2025-09-24 10:15
《政策措施》提到,鼓励银行拓展保单融资增信功能,优化业务办理流程。持续推进服务贸易结算便利 化,指导银行优化诚信合规企业的跨境资金收付手续。对于境内外长期合作的企业间发生的小额、高频 服务贸易业务,鼓励银行优化审核方式,提升资金结算效率。 北京商报讯(记者 孟凡霞 周义力)9月24日,商务部会同中央网信办、财政部等8部门印发了《关于促 进服务出口的若干政策措施》(以下简称《政策措施》)。 《政策措施》还提到,加快知识产权价值评估、交易流转体系建设,完善知识产权交易、质押登记等信 息平台,鼓励银行加强与知识产权第三方资产评估机构合作,提升知识产权价值评估能力。优化知识产 权质押融资服务体系,支持银行业金融机构开展知识产权质押融资内部评估试点,推广专利质押登记全 流程无纸化办理。支持银行对专利权等无形资产的研发提供贷款,允许根据业务特征、运行模式等灵活 安排,满足不同专利研发和转化需求。 ...
道明光学:关于控股股东部分股份解除质押的公告
Zheng Quan Ri Bao· 2025-09-24 10:12
证券日报网讯 9月24日晚间,道明光学发布公告称,控股股东浙江道明投资有限公司在宁波银行股份有 限公司金华分行办理了股票解除质押业务,本次解除质押股份数量为3,000万股。 (文章来源:证券日报) ...
重庆市“四企”联动协同发展联盟正式启动
Zhong Guo Xin Wen Wang· 2025-09-24 10:07
其中,商业综合类项目主要涉及商业地产的租售、运营以及存量土地的商业开发等;文旅与消费类项目 主要涉及旅游景区及配套设施的开发运营、景区酒店及商业招商等;产业发展类项目主要涉及仓储物 流、智能制造、生产性服务业等产业链企业招商入驻以及产业链合作等;城市更新类项目主要涉及片区 开发改造、城中村改造、基础设施改扩建等;公共服务类项目主要涉及教育培训、医疗健康、公园运营 等;金融与资本合作类及其他项目主要涉及基金合作、股权合作等。 联盟首批吸纳会员单位120余户,第一届理事会由39户会员单位组成,重庆国际投资咨询集团有限公司 当选理事会主席单位,中国长安汽车集团有限公司、重庆发展投资有限公司、龙湖集团控股有限公司、 渣打银行(中国)有限公司重庆分行当选理事会副主席单位。 接下来,联盟将从项目谋划、产业升级、金融支持、绿色双碳、政策支持、数据治理、创新驱动等方面 为会员单位进行全方位赋能,为"四企"协同投资重庆、助力重庆经济社会高质量发展注入新的强大动 力。 活动现场,重庆市国资委副主任刘嘉熠发布重庆联交所2025投资人大会暨"四企"联动第三批投资合作项 目。此次市区两级国企共优选推出527个重点项目,总投资金额256 ...
坚守金融为民、服务实体,贵州银行“用心”书写“五篇大文章”
和讯· 2025-09-24 09:55
Core Viewpoint - Guizhou Bank has achieved significant growth in various financial services, particularly in supporting small and micro enterprises, green finance, and pension finance, demonstrating its commitment to empowering the real economy and enhancing financial inclusivity [1][6][10]. Group 1: Financial Support for Innovation and Small Enterprises - Guizhou Bank has tailored its financial services to meet the needs of technology innovation enterprises, with a technology finance loan balance of 9.812 billion yuan, reflecting a growth of 21.57% compared to the beginning of the year [2]. - The bank has implemented a "1771" inclusive finance model, which has provided 1.8864 billion yuan in loans to 18,864 small and micro enterprises, enhancing their operational capabilities [6]. - Specific case studies, such as the support for Guizhou Fengda Bearing Co., demonstrate the bank's proactive approach in providing customized financing solutions to alleviate cash flow pressures [7][8]. Group 2: Green Finance Initiatives - Guizhou Bank has actively promoted green finance, with a green credit balance of 61.293 billion yuan, an increase of 4.4% from the start of the year [4]. - The bank has successfully facilitated loans for green projects, such as providing 1.309 billion yuan in green loans to support the aluminum industry in transitioning to cleaner production methods [5]. - The bank's efforts in green finance are exemplified by its collaboration with companies like Guizhou Qizhen Industrial Group, where it provided 20 million yuan in loans backed by intellectual property [4]. Group 3: Pension Finance Development - The bank has significantly increased its pension finance loan balance to 1.621 billion yuan, marking a growth of 57.22% since the beginning of the year [8]. - Guizhou Bank has implemented "age-friendly services" to cater to the elderly population, ensuring that financial services are accessible and tailored to their needs [9]. - The bank's initiatives include providing timely loans to support the operational needs of elder care facilities, demonstrating its commitment to the aging population [9]. Group 4: Digital Transformation and Innovation - Guizhou Bank has focused on digital transformation, achieving a digital economy loan balance of 4.005 billion yuan, with a growth rate of 28.57% [10]. - The bank has developed a domestic mobile banking platform to enhance service delivery and customer experience [10]. - The application of AI technology has been a key driver in the bank's digital transformation, with significant user engagement in AI-driven services [11][12].
政策赋能新突破,中信银行济南分行破解科技成果转化融资难题
Qi Lu Wan Bao· 2025-09-24 09:53
Group 1 - The core viewpoint emphasizes the importance of small and micro technology enterprises in the national innovation system and highlights the persistent issue of "difficult and expensive financing" that hampers the transformation of technological achievements [1] - CITIC Bank Jinan Branch has launched a recognized inclusive micro technology achievement transformation loan to address the financing challenges faced by technology enterprises, focusing on innovation and deepening cooperation with government [1][3] - The bank's initiative aims to provide low-cost and efficient financing support to technology enterprises by leveraging government interest subsidy policies, which can cover 40% of the financial burden for these companies [1] Group 2 - A specific technology company in Shandong, recognized as a national high-tech enterprise, faced financing difficulties due to a lack of effective collateral while trying to expand production [2] - CITIC Bank Jinan Branch matched the company with the "Science and Technology Innovation e-loan" product, which is a pure credit, fully online loan that does not require collateral, thus meeting the urgent financing needs of the enterprise [2] - The bank facilitated a green channel for the company, enabling a quick loan approval process that allowed funds to be disbursed within a week, significantly reducing the actual financing costs due to the 40% government subsidy [2] Group 3 - The launch of the technology achievement transformation loan represents CITIC Bank Jinan Branch's commitment to serving the real economy and advancing inclusive finance, with plans to continue exploring new paths and models for supporting technological innovation [3] - The bank aims to integrate into local development strategies and enhance cooperation with government and guarantee institutions to provide comprehensive financial services to more small and micro enterprises [3]
"9.24 ",掌声响起来!| 谈股论金
水皮More· 2025-09-24 09:53
Market Overview - A-shares experienced a strong performance today, with major indices closing higher: Shanghai Composite Index up 0.83% at 3853.64 points, Shenzhen Component Index up 1.80% at 13356.14 points, ChiNext Index up 2.28% at 3185.57 points, and STAR Market 50 Index up 3.49% at 1456.47 points [3][4] - The total trading volume in the Shanghai and Shenzhen markets reached 23.268 billion, a decrease of 1.676 billion compared to the previous day [3][4] Market Dynamics - The market opened significantly lower, with the Shanghai Composite Index down 0.45%, Shenzhen Component down 0.67%, and ChiNext down 0.79%. At the opening, 3880 stocks were down while only 975 were up [4][5] - After 10:40 AM, the market reversed its trend, led by strong performances in the photolithography, chip, and semiconductor sectors, which were among the top gainers [5][6] Sector Performance - The electronic chemical sector, primarily focused on photolithography, rose by 5.50%, while the semiconductor sector increased by 4.39%. Other sectors like photovoltaic, energy metals, and batteries also performed well, with gains between 2.6% and 3% [5][6] - Notably, the real estate sector saw unusual activity due to companies with technology investment concepts, rather than a genuine rebound in the sector itself [6] Key Events - Alibaba's Cloud Summit coincided with the market's performance, where CEO Wu Yongming announced significant investments and collaborations, including a partnership with NVIDIA, which positively impacted Alibaba's stock and the broader tech sector [6][7][8] - The market reacted positively to news of potential price increases from TSMC, contributing to a bullish sentiment in the semiconductor sector [8] Conclusion - The day's market characteristics can be summarized as strong stocks leading the rebound, followed by micro-cap stocks catching up, with blue-chip stocks providing support [9]
邮储银行昭通市分行联合人民银行昭通市分行开展“贵金属和宝石行业反洗钱知识宣传”专项活动
Sou Hu Cai Jing· 2025-09-24 09:51
近年来,随着贵金属和宝石市场的愈发繁荣,不法分子利用贵金属和宝石行业的高隐蔽性、复杂的价值 评估和便捷的变现方式,将其作为洗钱的新手段。2025年9月11日,邮储银行昭通市分行在人民银行昭 通市分行的指导下,联合昭通市经侦大队以"送课上门"的形式,前往辖区门店开展"贵金属和宝石行业 反洗钱知识宣传"专项活动。 各活动单位为本次活动的成功举办做了充分的准备,从宣传折页的排版印刷到每一个案例的循循善诱, 从每一页PPT的精美创意到脱颖而出的生动灵现中都能得以体现。人民金行昭通片区总经理表示:"此 次活动真真切切为基层办了一件大实事,自己和员工都在培训中受益匪浅,公司将在后期的营业中提高 风险防范意识,对异常和可疑情形做到及时登记、及时处置、及时上报,绝不让黄金、宝石交易成为不 法分子的洗钱通道。 终审:王一帆 此次专项培训与宣传活动,覆盖了昭通市区21家门店、7个品牌(周大福、周大生、中国黄金、人民金 店、百爵珠宝、周六福珠宝、中国珠宝),参训人数达320余人,现场发放宣传折页1600余份,市区门 店覆盖率近100%,有效提升了辖区贵金属从业机构的反洗钱意识,为构建安全规范的黄金、珠宝交易 环境奠定了坚实基础。下 ...
港股主要指数低开高走 恒指涨1.37% 科指涨2.53%
转自:新华财经 新华财经香港9月24日电(记者林迎楠)24日,港股主要指数低开高走,截至收盘,恒生指数上涨 1.37%至26518.65点,恒生科技指数上涨2.53%至6323.15点,国企指数上涨1.64%至9442.99点。 当日恒指低开85.43点,开盘后一路震荡向上,最终恒指涨359.53点,主板成交超2887亿港元。当日,港 股通(南向)净流入超过137亿港元。 整体来看,多数板块涨跌互现,科网、芯片、风电、稳定币概念等股多有上涨,房地产、银行、保险、 券商、创新药、港口运输等股有涨有跌,生物医药、黄金、有色金属、燃气等股多有下跌。 成交额前三的个股中,阿里巴巴涨9.16%,成交超440亿港元;腾讯控股涨2.05%,成交超118亿港元; 中芯国际涨5.72%,成交超114亿港元。 编辑:罗浩 个股方面,蓝思科技涨6.38%,巨子生物跌11.96%,大众公用跌12.50%,TCL电子涨6.87%,中国光大 控股涨8.90%,中国重汽涨7.03%,中创智领涨5.05%,极兔速递涨3.48%,快手涨3.78%,蔚来涨 3.16%,小鹏汽车跌0.72%,中国中药涨16.28%,国泰君安国际跌5.76%,商汤 ...
青岛银行(03866.HK)完成发行10亿元科技创新债券
Ge Long Hui· 2025-09-24 09:35
格隆汇9月24日丨青岛银行(03866.HK)公布,经中国人民银行批准,该行于近日在全国银行间债券市场 成功发行「青岛银行股份有限公司2025年科技创新债券」。 该期债券于2025年9月19日簿记建档,并于2025年9月23日发行完毕,发行规模为人民币10亿元,品种为 5年期固定利率债券,票面利率为1.87%。 该期债券募集资金将依据适用法律和主管部门的批准,通过贷款、债券等多种途径,专项支持科技创新 领域业务。 ...
股债跷跷板未来如何演绎?
2025-09-24 09:35
股债跷跷板未来如何演绎?20250923 摘要 人民币汇率被动升值、中美利差收窄及居民存款转移至股市,共同构成 A 股市场长期支撑,其中 7、8 月居民存款显著减少,非银金融机构存款 增加,资金流向股市趋势明显。 9 月前三周外资净流入超 100 亿美元,看好 A 股,但对港股看法偏弱。 外资流入医药生物、金融、商品材料及消费品能源等板块,科技板块则 出现净流出。 10 年期国债收益率运行至 1.8%引发多空分歧,需关注后续政策及资金 面走向。年初收益率下限为 1.6%,上限为 1.9%,当前水平预示固收产 品面临调整压力。 下半年经济基本面内需不足、修复缓慢,6-8 月经济数据放缓,投资有 下滑趋势。政策托底下,基本面向下定价钝化,向上定价仍较强,对偏 空要素定价敏感。 短期内降准降息必要性不强,货币政策坚持以我为主,兼顾内外平衡。 若经济再度走弱,政策利率和降准仍有空间。关注央行重启国债买卖及 专项债发行高峰结束。 Q&A 如何评价近期 A 股市场的表现及其分化态势? 上一周,A 股市场整体呈现震荡行情,并且处于分化态势。主要宽基指数,如 深圳指数、创业板指和科创板走势较好,而其他宽基指数表现相对较差。从 ...