启动仪式上，中国人寿长沙市分公司党委委员、副总经理唐艳表示，此次公益行活动是公司积极响应国 家乡村振兴与可持续发展战略、践行金融企业社会责任的重要举措。她说，双峰驼作为新疆特色畜牧资 源与生态文化符号，其保护与发展对促进当地农牧民增收、维护生态环境具有双重意义。公司希望通 过"保险+公益"的创新模式，连接长沙客户与新疆牧场，不仅为当地特色养殖业注入活力，也为客户搭 建起参与国家边疆建设的爱心桥梁。她表示，公司将持续探索金融服务与公益实践相结合的长效机制， 以实际行动回馈社会。 长沙晚报掌上长沙12月5日讯（通讯员 陈伊歆）11月30日，中国人寿保险股份有限公司长沙市分公司在 长沙成功举办"湖湘共赴，点亮爱心——认养一头双峰驼新疆公益行活动"启动仪式，标志着这一跨越千 里的公益项目正式启航。 此次"认养双峰驼"公益行活动，是中国人寿长沙市分公司积极投身国家发展战略、履行社会责任的又一 具体实践。未来，公司将继续坚守"成己为人， 成人达己"的企业文化核心理念，持续创新公益形式， 深化公益内涵，在服务国家大局、保障民生福祉、促进共同富裕的道路上稳步前行。 ...

"这菜会不会有安全问题？"这样的担忧，已成为当下部分消费者在买菜、吃饭时的第一直觉。目前，可 以转移相关食品安全问题风险的食品安全责任保险(以下简称"食安险")或将进入大力推行阶段。12月4 日，北京商报记者了解到，市场监管总局启动修订了《国家食品安全事故应急预案(征求意见稿)》(以下 简称"征求意见稿")，征求意见稿中提出，鼓励食品生产经营者参加食安险，同时提出建立健全食安险 体系。 食安险这一险种在当前市场仍有较大发展空间。杨泽云认为，最主要的原因在于其所保障的风险对于企 业而言有限。责任保险保障的是法律规定的赔偿责任，只有法律健全完善且可能的赔偿责任较高，才能 激发更多的投保需求。 鼓励投保食安险背后，有哪些驱动因素？食安险这一险种当前落地情况如何？在承保、投保、理赔过程 中还存在哪些难点？ 鼓励食品生产经营者参加 市场监管总局此次修订的征求意见稿提出，鼓励食品生产经营者参加食安险。食品生产经营者已参加食 安险的，食品安全事故发生后，保险机构应当及时开展有关单位和个人的保险理赔工作。建立健全食安 险体系，鼓励企业积极投保。 在互联网与数字经济深度融合的推动下，外卖服务行业随之迅速崛起并实现规模化发展。在 ...

【重点政策】河南省工信厅：开展合同能源管理等绿色资产抵质押融资 11月25日，河南省工业和信息化厅印发《金融赋能制造业绿色低碳发展试点政策措施》。 措施提出： 对参与试点的金融机构和企业，创新突破银企之间融资贷款的限制壁垒，对申请融资贷款的企业，不分 规模大小、不分行业类别、不分所有制性质，推动公平获得金融支持。 开展工业数据、排污权、节能量（用能权）、碳排放权等环境权益生态产品价值、节能环保项目特许经 营权、合同能源管理及绿色低碳技术知识产权等绿色资产抵质押融资，发挥供应链金融作用，创新组合 式多元化抵押方式，拓宽企业绿色融资渠道，盘活制造业企业存量资产、激活潜在信用。 试点对象为符合《河南省进一步强化金融支持绿色低碳发展实施方案》支持范围的企业。 【重点政策】山东印发健全碳足迹管理体系行动方案 2025年11月28日，山东省生态环境厅近日发布《关于推进绿色转型 健全碳足迹管理体系的行动方案 （征求意见稿）》。主要包括总体目标、重点任务和保障措施三部分。总体目标明确了2027年和2030年 度工作目标。其中，到2027年，通过区域、行业、产品碳足迹试点探索，初步建立产品碳足迹管理体 系，绿色低碳供应链建设成 ...

张群贵出生于1975年12月，今年快要50岁了，据悉他持有研究生学历，硕士学位。早年，他曾在中新大 东方人寿保险有限公司工作，出任总精算师和湖北分公司总经理等职。 加入东吴人寿后，张群贵还曾出任过公司总精算师、临时财务负责人兼精算部总经理。身兼多职的张群 贵直到2023年2月，才正式获批出任公司财务负责人。至今不过两年多。 运营商财经网 付桢/文 东吴人寿近年来经营情况波动较多。不过在今年三季度，公司还是扭亏为盈，净利润实现了3589万元。 运营商财经网在梳理时发现，公司目前的财务负责人张群贵，也就这两年才上任。 不过张群贵的任职时间正好覆盖了公司巨额亏损又扭亏为盈的时间，其业务能力还是受到了公司的认 可。 该公司董事长赵琨曾在东吴人寿2025年三季度经营分析会上表示，"公司要利用好新会计准则切换契 机，提升财务专业化管理水平"，其实已经指明了推动公司平稳发展的路线。不过东吴人寿是否能克服 业绩波动，还是要看管理层的经营决策。 更早时，赵琨还曾公开表示，主要归功于"三力"。2024年东吴人寿制定了全面预算管理、偿付能力管 理、资产负债管理三大管理硬措施，着力提高规模、提升品质、优化结构。这显然又是在夸赞财务工 ...

1. 公开市场操作 央行 公告称， 12 月 4 日以固定利率、数量招标方式开展了 1808 亿元 7 天期逆回购操作，操作利率 1.40% ，投标量 1808 亿元，中标量 1808 亿元。 Wind 数据显示，当日 3564 亿元 逆回购到期 ，据此计算，单日净回笼 1756 亿元。 中国银行间市场资金面延续宽松态势， D R001 加权平均利率微升并仍位于 1.3% 下方。匿名点击（ X-repo ）系统上，隔夜报价在 1.28% 持稳，供给充 裕；非银机构以信用债为抵押融入隔夜资金，报价稍有波动，集中在 1.43%-1.47% 区间。 海外方面，最新美国隔夜融资担保利率为 4.01% 。 （IMM） // 债市综述 // （*数据来源：Wind-国际货币资金情绪指数、资金综合屏） （*数据来源：Wind-央行动态PBOC） 2. 资金面 3. 同业存单 全国和主要股份制银行一年期同业存单最新成交在 1.66% 附近，较上日上行超 1bp 。 （*数据来源：Wind-同业存单-发行结果） 4. 银行间主要利率债收益率 | （*数据来源：Wind-成交统计BMW） | | --- | （*数据来源：Win ...

Market Overview and Analysis - The issuance scale of government bonds, local government bonds, and policy financial bonds in the primary market last week was 252.2 billion, 351.4 billion, and 112.5 billion respectively, with net financing amounts of 39.1 billion, 325.9 billion, and 112.5 billion [1] - Financial bonds (excluding policy financial bonds) totaled an issuance scale of 195.7 billion with a net financing amount of 143.9 billion, while non-financial credit bonds had an issuance scale of 328.1 billion and a net financing amount of 113.5 billion [1] Secondary Market Review - The bond market showed weak performance due to concerns over bond fund redemptions and risks associated with real estate bonds, influenced by rumors of new redemption fees and the Vanke incident [2][9] Liquidity Tracking - The central bank's MLF operations released signals of support, maintaining a stable funding environment across the month, with R001 and R007 rates rising by 3.8 basis points and 2.7 basis points respectively compared to the previous week [3][11] Policy and Fundamentals - Industrial profits significantly declined in October, and the manufacturing PMI for November remained weak. High-frequency data indicates a divergence in production performance, with weak demand in real estate and exports but strong consumer spending related to travel. Prices for food and production materials have mostly rebounded [4][12] Overseas Market - Federal Reserve officials expressed dovish sentiments, and weak performance in the U.S. September PPI and sales data led to increased expectations for a rate cut in December FOMC. The 10-year U.S. Treasury yield closed at 4.02%, down 4 basis points from the previous week [5][13] Equity Market - A-shares rebounded significantly last week, influenced by gains in U.S. tech stocks, with leading increases in the communication, electronics, and non-ferrous sectors. The average daily trading volume decreased to 1.74 trillion, down 128.1 billion from the previous week, with market activity concentrated in communication and non-ferrous sectors [6][14] Bond Market Strategy Outlook - The bond market has shown weak performance since November, primarily due to the market's weak capacity to absorb long-term bonds. The duration of fiscal bond issuance has been increasing, and some banks' interest rate risk indicators are nearing regulatory limits. As year-end approaches, the ability of banks to absorb long-term bonds is further weakened, compounded by poor performance in insurance products. The bond market curve may continue to steepen, with cautious investor sentiment expected to persist [7][15]

今年7月中国人民银行、农业农村部联合发布的《关于加强金融服务农村改革 推进乡村全面振兴的 意见》提出，要探索实施县域重点产业链"金融链长制"，推广"一链一策"金融服务模式。中国人民银行 四川省分行认真落实中国人民银行有关金融支持乡村振兴的决策部署，立足四川实际，聚焦四川千亿级 优势特色农业产业建圈强链，在前期试点的基础上，全面推行"金融链长制"，从专项服务团队、专项融 资方案、专项金融产品、专项配套政策、专项监测评估等五方面发力，不断提升金融服务专业化水平， 为打造县域富民产业链、加快乡村全面振兴注入强劲动能。 分链施策满足专项需求。中国人民银行四川省分行联合省农业农村厅、财政厅等部门建立四川千亿 级优势特色农业产业培育项目清单，为全省50个农业重点产业项目分别配备牵头"金融链长"及由银行、 担保、保险机构组成的金融服务创新联合体，并制定综合金融服务方案。指导人民银行各市（州）分行 联合产业主管部门建立重点培育主体名录库、投融资项目库，按照"一项目一专班"机制加大对重点项 目、企业的走访对接。 精准发力延伸产业链条。中国人民银行四川省分行还围绕农业产业链特点及不同环节经营主体融资 需求，指导金融机构开发特色金 ...

Core Insights - The article discusses the rapid overseas expansion of Chinese energy storage companies, highlighting that eight out of the top ten global energy storage system suppliers by shipment volume in the first three quarters of 2025 are Chinese firms [1] - The article emphasizes the emerging risks associated with this expansion, including technical hazards like lithium battery thermal runaway and the volatility of overseas policies and regulations [1] - A new market for value-added services in the energy storage sector is anticipated, with projections indicating growth from approximately $10.9 billion in 2025 to nearly $180 billion by 2035 [1][10] Company Strategy - Zhongyi Property Insurance Co., Ltd. aims to increase its green insurance business to 30%-40% of total operations within five years, positioning it as the largest business segment [2][9] - The company focuses on the green insurance sector as a strategic choice to differentiate itself in a competitive market, particularly by aligning with China's green transition goals [3][4] - The company has established a "Green Insurance Research Center" to focus on energy storage, recognizing its critical role in the renewable energy landscape [7] Market Dynamics - The traditional insurance market is saturated, while the green insurance sector presents broader opportunities with relatively smaller entry barriers for new participants [4][5] - The company leverages its parent company, Chubb Group, to provide localized risk management services for Chinese enterprises operating abroad, particularly in the context of the Belt and Road Initiative [5][6] Risk Management Innovations - The article introduces the "Risk as a Service" (RaaS) model, which is expected to reshape insurance underwriting logic by integrating long-term contracts among owners, suppliers, and insurers [10][11] - The company is developing an online risk assessment system for electrochemical energy storage stations, utilizing AI algorithms to quantify risks and generate diagnostic reports [12]

Core Insights - The establishment of the Shanghai Jindongge Private Investment Fund marks a renewed influx of insurance capital into the private equity investment market, with partners including China Merchants Jin'ao Life and Lian'an Life [1][2] - Insurance capital is increasingly diversifying its investment strategies to engage in key industrial clusters and supply chain investments, which helps address low interest rate challenges and enhances long-term asset allocation [1][4] Group 1: Recent Developments - The Shanghai Jindongge Private Investment Fund was established in late November with a capital contribution of approximately 900 million yuan, with partners contributing over 30% each [2] - China Life and Cainiao have deepened their strategic cooperation to establish a logistics investment fund exceeding 1.7 billion yuan, focusing on high-standard logistics infrastructure in the Yangtze River Delta [2] - The Guotai Haitong Zhongji Xuchuang Technology Equity Investment Fund has been registered, with a target scale of 30 billion yuan, focusing on state-owned enterprise reform and modern industrial system construction in Shanghai [2][3] Group 2: Investment Trends - Insurance capital has been actively participating in multiple private equity funds this year, including those established by PICC Capital and Sino-Italian Asset Management [3] - The trend of insurance capital acting as limited partners in venture capital and private equity funds is increasing, leveraging professional investment institutions' market insights and industry resources [4] Group 3: Strategic Collaboration - Experts suggest that insurance capital should build a collaborative investment system with industry players and research institutions to achieve deep integration of capital, industry, and research [5] - Collaborative efforts can enhance the scientific and forward-looking nature of investment decisions, promoting synergy among innovation chains, industrial chains, and financial chains [5] Group 4: Policy Support - Recent policies have been introduced to support insurance capital's participation in private equity fund investments, with local governments actively involving insurance capital in equity investments [6][7] - The Shenzhen Municipal Financial Management Bureau has proposed enhancing the role of government investment funds to attract long-term capital, including insurance companies, to invest in key industries such as integrated circuits and biomedicine [6][7]

当第一缕晨光穿透薄雾，温柔漫过宏村的黛瓦白墙，原本棱角分明的徽派墙脊，在朦胧雾气中晕成水墨 长卷的笔触……这般曾遥不可及的"诗与远方"，如今正蜕变为银发群体触手可及的"享老"日常。"旅居 康养"——这一融合健康守护、旅行体验与品质生活的新兴业态，正成为保险业角逐银发经济的新赛 道，也是保险业落实养老金融这篇大文章的具体体现。 新华保险落子徽州构筑康养新版图 11月30日，新华保险徽州旅居基地首发盛典在安徽省黟县举行，为其康养旅居布局再添关键支点。选择 徽州，新华保险看中的正是其"文化+生态"的双重稀缺价值：作为中华文明重要承载地，这里坐拥西 递、宏村两大世界文化遗产，1684幢明清古建筑沉淀千年底蕴；同时作为国家级重点生态功能区，其森 林覆盖率高达84.78%，空气负氧离子浓度远超世界清新空气标准，被誉为"气候康养旅居示范区"。 记者了解到，这是继"雅达·松下社区"合作项目后，新华保险深化康养战略的又一重要举措。至此，该 公司"新华悦"旅居服务网络已覆盖全国45个城市、55个项目，致力于为客户打造"气候环境、医疗健 康、文化娱乐"三位一体的旅居网络。 万亿元市场开启"候鸟式"康养旅居新风尚 市场前景广阔挑战与 ...