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摩根大通与高盛达成协议接手苹果信用卡项目
Xin Lang Cai Jing· 2026-01-07 23:24
摩根大通与苹果之间的谈判始于2024年7月,当时高盛试图摆脱这一曾经是其消费者银行业务战略基石 的合作关系。 据知情人士称,摩根大通已与高盛达成协议,将从高盛手中接管苹果信用卡项目。 消息人士称,这家美国最大的银行将成为Apple Card的新发卡机构。Apple Card是美国最大的联名信用 卡项目之一,余额约为200亿美元。 这笔潜在的交易将巩固摩根大通在信用卡领域的地位,并标志着其CEO杰米·戴蒙的又一次胜利。在他 的领导下,摩根大通已成为美国零售和投资银行业务的主导力量。 据悉,摩根大通将向新老客户发行Apple Card,而从高盛的过渡预计需要一些时间。 高盛还计划推出一个新的苹果品牌的储蓄账户,而高盛现有的苹果储蓄客户将能够选择是保留还是转 移。 消息人士称,高盛预计将以超过10亿美元的折扣出售约200亿美元的未偿信用卡余额。 高盛2019年与苹果合作推出了Apple Card,提供优惠,如免手续费和现金返还,但该行在消费者银行业 务上的困境促使其重新考虑这一联盟。 责任编辑:于健 SF069 据知情人士称,摩根大通已与高盛达成协议,将从高盛手中接管苹果信用卡项目。 消息人士称,这家美国最大的银行 ...
仅三天后,雷军再度登场,回应KOL事件始末
Feng Huang Wang· 2026-01-07 23:20
Core Viewpoint - The live broadcast by Lei Jun aimed to clarify misunderstandings surrounding Xiaomi's automotive endeavors and address various controversies, emphasizing the importance of context in understanding complex information [1][3]. Group 1: Technical Clarifications - Xiaomi's Vice President explained the "wheel drop protection" technology, clarifying that it is a safety design aimed at protecting passengers during collisions, not a flaw in the vehicle [2]. - Lei Jun addressed the misleading marketing claim regarding the vehicle's range, stating that the actual performance can vary due to various factors, while highlighting the impressive CLTC range of the Xiaomi YU7 [3]. Group 2: Product Development Insights - The new generation SU7 is described as a significant internal revolution, with major upgrades to the chassis, electric drive system, and electrical architecture, despite conservative exterior changes [4]. - The design team focused on enhancing the interior and details, aiming for a luxurious experience with meticulous attention to materials and aesthetics [5]. Group 3: Pricing and Cost Challenges - Lei Jun acknowledged that the new SU7's price will increase by 10,000 to 14,000 yuan due to rising costs of battery materials and the inclusion of advanced driving hardware [6]. Group 4: Public Relations and Controversies - Lei Jun addressed the controversy surrounding a self-media incident, emphasizing the company's commitment to protecting its users from derogatory remarks [8]. - He responded to the label of "marketing master," asserting that it undermines the technical foundation of Xiaomi and is a misrepresentation of the company's success [9]. - The narrative around losing followers was clarified with data showing a minimal drop in percentage, countering sensational claims [10].
苹果与摩根大通强强联手信用卡业务 高盛罕见折价甩卖
Feng Huang Wang· 2026-01-07 23:18
Core Insights - JPMorgan Chase has reached an agreement to take over Apple's credit card project from Goldman Sachs, marking a significant shift in the credit card landscape [1] - The deal is expected to be announced soon and will solidify JPMorgan's position as a leader in the credit card sector while indicating the failure of Goldman Sachs' experiment in consumer lending [1] Group 1: Company Developments - JPMorgan Chase will become the new issuer for Apple's credit card, which has an outstanding balance of approximately $20 billion [1] - Goldman Sachs is expected to sell the $20 billion credit card balance at a discount of over $1 billion, a rare occurrence in credit card projects where balances are typically sold at a premium [1] - The transition from Goldman Sachs to JPMorgan Chase will take time, and JPMorgan plans to introduce a new Apple savings account [2] Group 2: Industry Implications - The collaboration between JPMorgan and Apple is anticipated to strengthen their relationship, especially as payment behaviors increasingly shift to mobile devices [1] - JPMorgan will gain access to a loyal customer base of Apple users, allowing for the promotion of additional financial products [1] - Apple will benefit from a partnership with a major financial institution, enhancing its ability to sell more hardware and provide consumer financial services [1]
被动变主动!小米一记回马枪,雷军把失去的拿回来
Sou Hu Cai Jing· 2026-01-07 23:14
Core Viewpoint - Xiaomi is undergoing significant changes in response to public sentiment, aiming to regain lost trust and goodwill among its user base [1]. Group 1: Termination of Collaboration - Xiaomi has officially terminated its collaboration with KOL "万能的大熊" following public backlash, with the new PR head, Xu Jieyun, issuing a public apology [3][4]. - The decision to end the partnership was made after it was revealed that Xiaomi had engaged with the controversial influencer, which led to strong discontent among core users who felt betrayed [4][5]. Group 2: Public Reaction and Controversy - The controversy arose because "万能的大熊" was previously viewed as a critic of Xiaomi, leading to accusations that the company was capitulating to its detractors by seeking collaboration [5]. - Users expressed that while they support marketing collaborations, they oppose partnerships with individuals who have a history of disparaging the brand [5]. Group 3: Changes in Leadership Approach - Xiaomi's leadership, particularly Lei Jun, is showing a shift in strategy by adopting a more humble approach and focusing on consumer feedback, as evidenced by recent public communications [7][9]. - The company is making efforts to rectify past marketing missteps and is committed to restoring its reputation among consumers [9].
杨元庆:AI时代没有赢者通吃 联想要发挥特长开放合作|直击 CES
Xin Lang Cai Jing· 2026-01-07 18:53
专题:2026年度国际消费电子展(CES) 新浪科技讯 2026年1月7日,联想集团董事长兼 CEO 杨元庆在媒体见面会期间表示,联想与通用大模型 厂商并非竞争关系,而是互补关系。通用智能擅长公共智能,而联想聚焦企业智能和个性化智能,未来 公共智能仍需要终端作为入口,形态可能不止于 PC,还包括眼镜、可穿戴设备等。 杨元庆强调,AI 时代不存在"赢者通吃"。过往互联网与硬件产业已多次证明,无论是互联网巨头尝试 自研硬件,还是硬件厂商单打独斗,都难以成功,产业必须协同发展。未来 AI 生态将延续分工协作模 式。 他指出,硬件依然是用户进入 AI 的重要入口。在不同场景下,联想将与具备不同优势的伙伴合作:云 端 AI 主要依托英伟达,PC 端由英特尔和 AMD 赋能,而在手机和可穿戴等对功耗敏感的领域,高通具 备领先优势。 杨元庆强调,AI 时代不存在"赢者通吃"。过往互联网与硬件产业已多次证明,无论是互联网巨头尝试 自研硬件,还是硬件厂商单打独斗,都难以成功,产业必须协同发展。未来 AI 生态将延续分工协作模 式。 他指出,硬件依然是用户进入 AI 的重要入口。在不同场景下,联想将与具备不同优势的伙伴合作:云 ...
杨元庆:AGI还有很远距离,赋能于人才是好AI
Xin Lang Cai Jing· 2026-01-07 18:42
专题:2026年度国际消费电子展(CES) 专题:2026年度国际消费电子展(CES) 新浪科技讯 2026年1月7日,联想集团董事长兼 CEO 杨元庆在CES媒体见面会上表示,当前距离真正意 义上的通用人工智能(AGI)仍有很长的路要走,仅依靠堆叠数据和算力并不足以实现"在所有方面都 超越人类"的智能目标。即便在围棋、国际象棋等领域机器已明显强于人类,人们真正关注的依然是人 与人之间的竞争,AI更多扮演的是赋能角色。 杨元庆指出,AI的核心价值在于赋能于人、赋能于企业。联想提出的"混合式AI"理念,强调让AI在具 体场景中解决实际问题,提升效率和生产力,这才是AI走向AGI、更具社会意义的发展路径。 责任编辑:丁文武 新浪科技讯 2026年1月7日,联想集团董事长兼 CEO 杨元庆在CES媒体见面会上表示,当前距离真正意 义上的通用人工智能(AGI)仍有很长的路要走,仅依靠堆叠数据和算力并不足以实现"在所有方面都 超越人类"的智能目标。即便在围棋、国际象棋等领域机器已明显强于人类,人们真正关注的依然是人 与人之间的竞争,AI更多扮演的是赋能角色。 杨元庆指出,AI的核心价值在于赋能于人、赋能于企业。联想提出 ...
杨元庆谈在Sphere开发布会
Xin Lang Ke Ji· 2026-01-07 18:40
责任编辑:丁文武 杨元庆谈在Sphere开发布会:这个场地当然很震撼,但如果一家公司没有实在创新,没有技术实力,就 算选择再炫酷的场地,也是没有用的。科技公司的成功靠的是内力与创新。我们之所以能邀请那么多科 技领袖来我们的活动,靠的是创新,我们是一家扎实有竞争力的科技创新企业。 专题:2026年度国际消费电子展(CES) ...
AI应用潮席卷CES 中国产业链竞技“落地赛”
Core Insights - The CES 2026 showcases China's advancements in AI hardware and robotics, highlighting the industry's shift towards practical applications and increased collaboration opportunities [1][2] Group 1: AI Hardware and Robotics - Over 20 Chinese humanoid robot companies participated in CES 2026, demonstrating a wide range of technologies and applications, including the launch of the Genie Sim 3.0 simulation platform by AGIBOT and the introduction of the Care-bot GR-3 by Fourier [2] - The event has alleviated concerns about a bubble in the humanoid robotics sector, indicating a trend towards more practical and consumer-oriented products [2] - AI hardware is evolving towards more specialized and practical applications, with AI toys and health-monitoring devices gaining traction [2] Group 2: Strategic Collaborations - Google and Chinese AR company XREAL announced a long-term strategic partnership to promote the Android XR ecosystem for AR glasses, emphasizing the importance of collaboration in the industry [4][5] - XREAL has previously signed strategic agreements with companies like Longqi Technology and Jingsheng Mechanical and Electrical to enhance the AI/AR supply chain [5] - Hesai Technology plans to double its annual production capacity of LiDAR from 2 million units in 2025 to 4 million units in 2026 to meet the growing demand in robotics [5] Group 3: Industry Trends and Innovations - The integration of AI technology in various applications, such as smart charging and smart home solutions, is accelerating, with notable innovations like the AI charging robot showcased by Daotong Technology [3] - The display industry is also evolving, with TCL and Hisense presenting new Mini LED display technologies at the event, indicating a trend towards advanced display solutions [5]
雷军全面回应“营销大师”标签:娱乐节目中刘强东团队开个玩笑,被人放大利用,现在听到营销两个字都有点恶心
Mei Ri Jing Ji Xin Wen· 2026-01-07 16:45
1月7日晚间,小米集团创始人、董事长、CEO雷军开启直播。 谈到新一代SU7涨价,雷军表示:"新一代SU7从里到外都有大的进步,在今天整个成本大涨的情况下很难做到加量不加价,而且我们加了好几万的配置, 所以肯定做不到,也请朋友们能够谅解,当然我看到更多的评论是觉得这个预售价非常非常厚道。" 每经编辑|金冥羽 雷军再次谈及小字营销:"我被小字营销搞怕了,所以我现在要求他们力求准确。网友们觉得哪里不对就立刻投诉,督促去改。" 对于"营销大师"的标签,雷军回忆称,"营销大师"这个标签源于2013年或2014年一档娱乐节目,节目中两个团队PK,一个由他领队,另一个由刘强东领 队。对方小组商量千万别跟雷军比营销,理由是他能卖出几十万台手机,后来这一说法就被放大了。 "现在我一听到'营销'这两个字,都有点恶心。要是友商说小米营销做得好,那多半是污蔑,或者带有恶意。"雷军坦言,当初在节目里那样说只是为了制 造效果,本就是开玩笑,没想到被友商和竞争对手加以利用。 "实话实说,我觉得营销是个中性词,其实营销做得好,显然在正常的情况下是一种夸奖。但对我这样一个工程师,对小米这样一个技术公司说只靠营 销,各位你细品。" 雷军还调侃 ...
三星警告:内存成本飙升,所有电子产品面临涨价
美股IPO· 2026-01-07 16:20
全球最大存储芯片商三星电子总裁警告,半导体供应问题将影响所有人,组件成本正在上涨。尽管三星试图避免转嫁成本,但不得不考虑对全线产品重新定价。这 表明,从智能手机、笔记本电脑到联网家用电器,广泛的电子消费品或将迎来一轮涨价潮。 随着全球内存芯片供应短缺加剧,全球最大的存储芯片制造商三星电子发出警告,成本飙升可能迫使整个电子行业提高产品价格,这一趋势甚至将波及 三星自身的消费电子产品线。 1月7日,据彭博报道,三星电子总裁兼全球营销主管Wonjin Lee在接受采访时明确表示, 半导体供应问题将影响所有人,组件成本正在上涨。 报道称,尽管公司不希望将负担转嫁给消费者,但Lee坦言, 公司已不得不开始考虑重新定价其产品。这表明,从智能手机、笔记本电脑到联网家用电 器,广泛的电子消费品或将迎来一轮涨价潮。 《韩国经济日报》日前援引知情人士消息,三星电子与SK海力士计划在2026年第一季度将服务器DRAM价格较2025年第四季度大幅提升60%至70%, 并向个人电脑与智能手机客户提出了相近幅度的涨价方案。 全行业面临成本压力 来源:华尔街见闻 尽管三星作为全球最大的存储制造商,相比无法为其产品自行制造内存的竞争对手处于 ...