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上海:支持符合条件的消费、文化旅游、养老等领域项目发行REITs
news flash· 2025-05-21 12:17
Core Viewpoint - The Shanghai Municipal Government is implementing a special action plan to boost consumption by enhancing government investment in various sectors, including education, healthcare, and cultural tourism, while also supporting the issuance of REITs in eligible projects [1] Group 1: Government Support - The Shanghai government is increasing investment in projects related to education, healthcare, skills training, elderly care, and cultural tourism [1] - There is a specific focus on supporting the issuance of Real Estate Investment Trusts (REITs) for projects in the consumption, cultural tourism, and elderly care sectors [1]
黑龙江:加力岗位挖潜扩容支持重点群体就业创业
Zhong Guo Chan Ye Jing Ji Xin Xi Wang· 2025-05-21 06:32
实施就业支持计划 挖掘先进制造等新质生产力就业潜力。实施新一轮十大重点行业稳增长工作方案,开展先进制造业促就 业行动,开展科技成果转化和产业化行动,实施大中小企业梯度培育专项行动,实施"人工智能+"行动 计划。 推动消费新热点转化为就业新渠道。推进煤电机组节能降碳、供热、灵活性改造"三改联动",推动冰雪 运动、冰雪文化、冰雪装备、冰雪旅游全产业链发展,持续开展夏季避暑和冬季冰雪旅游"百日行动", 培育具有黑龙江省特色的服务外包集聚区。 放大重大工程项目建设就业增量。抢抓国家"两重"建设、超长期特别国债等政策机遇,谋划实施标志 性、引领性项目,加强重大基础设施建设,突出抓好省级重点项目建设,加大以工代赈实施力度,挖掘 重点工程项目用工潜力。 围绕保障重点民生服务促进就业。大力发展中医康养、智慧养老等银发经济,实施医疗卫生强基工程, 健全完善普惠托育服务体系,推动家政服务职业技能培训,发展重度残疾人托养照护服务,及时扩大物 业服务人员配备。 拓宽劳动者城乡基层服务空间。因地制宜打造县域优势特色主导产业,加大社区专职工作人员岗位供 给,稳定基层项目招募规模,支持投身法律援助志愿服务,支持引导社会组织持续拓展服务空间 ...
居家养老界“美团”:狂揽2.5亿融资,拿下43家保险巨头
Xin Lang Cai Jing· 2025-05-21 05:54
Core Insights - The Helper Bees is a home care platform integrating over 20,000 non-medical service providers, offering services such as home care, meals, transportation, and home modifications, all managed through the platform [1][3] - The company collaborates with major insurance companies and Medicare Advantage (MA) plans to provide home care services, with costs covered by insurance [1] - The platform simplifies claims processes and reduces administrative burdens for insurance companies, enhancing service delivery [1] Business Model and Growth - The Helper Bees operates a network of non-medical service providers, avoiding heavy asset models and focusing on a nationwide service provider network [3] - The company has raised $35 million in Series C funding to expand its national coverage, particularly in Medicaid payment channels and payment innovations [1] - The platform's model acts as a connector between insurance companies, service providers, and the elderly, fulfilling the needs of all three parties [2] Data and Technology Utilization - The Helper Bees has invested in technology to create personalized matches between elderly clients and caregivers, establishing a foundation for rapid growth [5] - The platform collects extensive data during service visits to monitor elderly health, integrating around twelve data points per individual, which aids insurance companies in understanding health conditions and service usage [7] - The company collaborates with Milliman to develop predictive models that help insurance companies forecast health risks and future care needs [7][8] Revenue Growth Drivers - The Helper Bees has experienced a threefold revenue increase, primarily from commercial long-term care insurance and MA plans, by addressing the strong demand for non-medical services [10] - The expansion of the MA plan in 2019 provided a significant opportunity for growth, allowing the company to meet the increased demand for home services [10][11] - The company helps insurance companies reduce claims costs by 15% to 20%, saving approximately $6,000 per claimant annually [13] Market Dynamics - The U.S. long-term care insurance market faces challenges with rising claims costs, making home care solutions more appealing to insurance providers [12][13] - The demand for non-medical benefits has increased, prompting MA plans to enhance their offerings to attract more clients [15][16] - The fragmented home care market in the U.S. highlights the value of a platform that integrates various service providers, benefiting insurance companies, service providers, and elderly clients alike [17] Comparison with Domestic Players - Domestic companies in the home care sector, such as Fushoukang and Yijia Nursing, differ significantly from The Helper Bees in terms of payment sources, service networks, and product models [18][19] - Unlike U.S. platforms, domestic players primarily rely on self-built care teams, while The Helper Bees leverages a platform model for rapid expansion across all 50 states [19] - The current landscape in China does not yet support a complete replication of The Helper Bees' model, indicating a need for further development in the domestic market [20]
满足新业态 回应新需求——新职业涌现助力高质量发展
Xin Hua She· 2025-05-21 01:24
Group 1 - The Ministry of Human Resources and Social Security plans to add 17 new occupations and 42 new job types by 2025, reflecting industry transformation and societal needs [1] - The new occupations, such as steel structure assembler, highlight the increasing demand for specialized skills in the construction industry due to higher safety, efficiency, and environmental standards [1][2] - The steel structure assembly method improves construction efficiency and facilitates material recycling, contributing to environmental sustainability [1][2] Group 2 - The new role of long-term care worker aims to address the challenges of an aging society, particularly for the disabled population, and to alleviate family burdens [4][6] - The recognition and certification of long-term care workers enhance their sense of belonging and motivation, leading to better care services for disabled individuals [6] - The training for long-term care workers includes various tasks, from basic care to emergency response, emphasizing the need for professionalism and empathy in the role [6][4] Group 3 - The burgeoning homestay industry has led to the emergence of homestay managers, with the number of practitioners growing from zero to over a million in just a few years [7][10] - Homestay managers focus on creating personalized experiences for guests, differentiating their services from standardized hotel offerings [10] - The role of a homestay manager involves understanding guest preferences and providing tailored experiences, contributing to the emotional well-being of guests [12][10] Group 4 - The continuous emergence of new technologies, consumer demands, and market changes is creating limitless possibilities for careers, encouraging individuals to explore new professional paths [14]
建行养老并购贷款落地 助力锦欣打造行业新标杆
Zhong Guo Jin Rong Xin Xi Wang· 2025-05-20 09:55
转自:新华财经 在推动经济高质量发展的征程中,金融力量至关重要。2025年5月19日,建行四川省分行向锦欣福星康 养集团成功发放超1亿元并购贷款,支持其收购异地优质养老机构,为该公司注入强劲的发展动能。 此次合作是建行四川省分行深入贯彻落实中央金融工作会议精神、践行金融"五篇大文章"的重要举措, 也是支持幸福产业发展、助力客户打造中国康养行业标杆的生动实践。 践行金融"五篇大文章" 精准服务实体经济 此次并购由于涉及多方主体,业务结构复杂,涉及法律、税务等多领域专业知识。建行四川省分行充分 发挥金融领域的专业优势,组建了一支由资深金融专家、法律专业人士和税务顾问等组成的专业服务团 队,成员各司其职,紧密协作,从并购方案的设计优化,到法律风险的把控、税务筹划的制定,服务团 队凭借专业的知识和丰富的经验,为企业提供了全流程的顾问服务。 并购贷款的成功发放正是建行四川省分行在养老金融领域的又一重要实践,高度契合锦欣福星"深耕养 老、辐射全国、不断创新"的发展战略,精准助力其"专业化、标准化、连锁化、智慧化"建设方向,为 更多老年人提供高品质的颐养生活。 深化银企合作 共筑康养产业新生态 随着我国老龄化程度不断加深, ...
国脉科技(002093) - 002093国脉科技投资者关系管理信息20250520
2025-05-20 09:08
1 证券代码:002093 证券简称:国脉科技 国脉科技股份有限公司 投资者关系活动记录表 编号:2025-009 | | 特定对象调研 □分析师会议 | | --- | --- | | 投资者关系活动 类别 | □媒体采访 □业绩说明会 | | | □新闻发布会 □路演活动 | | | □现场参观 | | | □其他(请文字说明其他活动内容) | | 活动参与人员 | 华安基金管理有限公司基金投资部雷蒙先生 国信证券计算机研究员云梦泽先生、库宏垚先生 | | | 国脉科技董事长陈维先生 | | | 国脉科技董事会秘书张文斌先生 | | 时间 | 2025 年 5 月 20 日(星期二) | | 地点 | 腾讯会议 | | 形式 | 线上交流 | | 交流内容及具体 | 本文中所涉及的未来计划、发展战略等前瞻性描述不 构成公司对投资者的实质承诺,敬请投资者注意投资风险。 | | | 1、本季度的 AI 智能体发布会上会有哪些内容? | | | 答:本季度的发布会将重点呈现我司居家养老 智能体 AI | | 问答记录 | 的实操演示、创新养老模式的深度解析,以及主动精准健 | | | 康管理的研发进展。更多 ...
全市近213万老人!广州老年人口数据出炉,这个区最多
Nan Fang Du Shi Bao· 2025-05-20 07:20
Core Insights - Guangzhou's elderly population aged 60 and above reached 2.1292 million, accounting for 19.81% of the total population, which is lower than the national average of 22% [3][4] Demographic Data - As of the end of 2024, Guangzhou's registered population is 10.7502 million, with the elderly population (60 years and older) being 2.1292 million, which is 2.2 percentage points younger than the national average [3] - The elderly population aged 80 and above is 302,400, representing 2.81% of the registered population, an increase from 2.77% in 2023 [4] - The elderly dependency ratio for those aged 60 and above is 33.2%, while for those aged 65 and above, it is 21.6% [3] Community and Institutional Support - Guangzhou has achieved a 100% coverage rate for community elderly care service facilities [5] - There are 297 elderly care institutions with a total of 60,144 beds, of which 93% are nursing beds [6] - Approximately 98,000 individuals aged 70 and above receive high-age subsidies, ensuring financial support for elderly residents [6] Healthcare Integration - The number of medical and nursing integrated institutions has reached 147, with 21 independent elderly nursing homes, marking a 16.67% increase from the previous year [6] - 200.63 million elderly individuals aged 60 and above are enrolled in long-term care insurance [6] - 39 public hospitals have established geriatric departments, and 226 elderly-friendly medical institutions have been built, achieving a 100% construction rate [6] Elderly Education and Engagement - There are 145 elderly schools across various levels, including 33 district-level schools and 112 street/town-level schools [7] - Guangzhou has 53 elderly universities offering modern courses, with a total enrollment of 141,200 students [8] Silver Economy Development - The number of enterprises in the silver economy sector has surpassed 10,000, with the establishment of the first silver economy industrial park and several smart health (age-friendly) equipment experience centers [9] - The city has introduced ten measures to promote the silver economy, providing up to 100 million yuan in support for qualifying projects [9] - Events such as the 8th Guangzhou Old Age Expo and the 1st Guangzhou Age-Friendly Equipment Design Competition attracted over 800 domestic and international enterprises, resulting in intended cooperation worth approximately 360 million yuan [9]
逐鹿万亿养老市场
Zhong Guo Jing Ying Bao· 2025-05-20 05:23
然而,与广阔的市场前景相伴的,是商业模式尚在探索、盈利能力有待提升、专业人才相对匮乏等现实 挑战。 远洋集团(3377.HK)旗下的椿萱茂养老运营管理有限公司(以下简称"椿萱茂")是较早成立的一批市 场化养老企业之一,自创立以来,便将目光投向专业化的养老服务。通过多年的实践和积累,逐渐形成 了一套相对成熟的打法,同时也体验到了市场化养老这条路的艰辛。 风口下的市场化抉择 近年来,中国养老产业迎来了前所未有的发展机遇。一方面,国家政策持续加码,从顶层设计到具体扶 持措施,都在为养老服务业的发展营造良好环境。例如,推动普惠养老与市场化养老协同发展,鼓励养 老服务与医疗、健康、文旅等产业融合,探索养老服务设施REITs试点,加强养老服务人才队伍建设 等,都为行业注入了强劲动力。 另一方面,市场需求也在发生深刻变化。老年群体的消费观念逐渐转变,对养老服务的需求不再仅仅满 足于基本的生活照料,而是向着健康管理、精神慰藉、社交娱乐、品质生活等更高层次延伸。60后、70 后等"新老年人"群体逐步进入退休生活,他们普遍具有更强的经济实力和支付意愿,对养老服务的品质 和个性化要求也更高。 本报记者 卢志坤 北京报道 官方数据显 ...
杭州亲和源举办七周年庆典 探索“银龄价值”新篇
Mei Ri Shang Bao· 2025-05-19 22:22
Core Viewpoint - The celebration event for the seventh anniversary of Hangzhou Qinhuyang Elderly Community showcased innovative elderly care services and emphasized the warm philosophy of "enjoying old age" through various performances and activities [2][3]. Group 1: Event Highlights - The event featured a theme of "Silver Age Without Boundaries, Time Dancing Together," with artistic performances, award ceremonies, intergenerational interactions, and technology sharing [2]. - The celebration included a dance performance titled "Tang Palace Banquet," and the general manager of Qinhuyang, Xi Shanshan, highlighted the community's commitment to providing dignified and warm elderly care [2]. - A new organization called "Old Professors' Home" was officially established in collaboration with Zhejiang University of Technology, aimed at conducting lectures and intergenerational dialogue activities [3]. Group 2: Community Engagement - The event showcased various performances by the elderly residents, including song and dance medleys, fashion shows, and talent displays, reflecting the spirit of "learning and enjoying in old age" [2]. - A new café named "Cross-Strait Café" was opened within the community, enhancing the social environment for residents [3]. - Testimonials from residents, such as Uncle Liu, emphasized the community's advantages, including convenient transportation, rich activity offerings, and attentive service [3]. Group 3: Future Plans - Qinhuyang aims to continue exploring the "medical care combined with smart elderly care" model to enhance service quality [2]. - The founder of Qinhuyang, Xi Zhiyong, reiterated the core values of the organization, focusing on love, dignity, and happiness for the elderly [3]. - The celebration activities will continue from May 18 to May 20, featuring interactive games and handcraft activities to maintain a warm atmosphere [4].
深度 | 中国香港,如何养老?——养老金融系列之六【陈兴团队•财通宏观】
陈兴宏观研究· 2025-05-19 14:30
核 心 观 点 不同于其他地区,中国香港并未建立由政府管理的传统养老金第一支柱,而是以强制性公积金计划为主的多支柱养老金体系,那么,中国香港养老金主要投 资于哪些资产?养老金融产品有何创新? 以强积金为核心的养老金体系。 中国香港养老金采用世界银行提倡的多支柱模式,但三支柱的定位及结构有明显差异。 首先 ,中国香港并未建立由政府管理 的传统养老金第一支柱,特区政府仅为资产和收入低于标准的老年人提供基本生活保障,实行由政府负担、社会福利署推行的综合社会保障援助计划和公共福 利金计划; 其次 ,第二支柱职业养老金以强制性公积金计划为主,以职业退休计划为辅,此外,第二支柱还包括特定群体养老金计划; 最后 ,第三支柱为私 人自愿退休储蓄计划,主要包括香港年金计划、安老按揭计划、合资格延期年金、可扣税自愿性供款和银色债券等。 中国香港养老金都投些什么? 中国香港养老金在投资策略上呈现"政府保障+市场主导+个人灵活"的特点, 首先 ,公共养老金的资金完全由政府预算资助,不 涉及市场化投资运营; 其次 ,第二支柱养老金计划中的强制性公积金计划配股比例最高,其次是债券,再次是存款及现金,参与者可自行选择股票基金、混 合基金、 ...