Core Insights - The report by 58.com highlights the evolution of artificial intelligence from an efficiency tool to the "digital backbone" of the life services industry, facilitating a shift from labor-intensive to "intelligent collaborative" models [1] - By 2025, nearly 50 new AI-integrated job roles have emerged across various sectors, including real estate, manufacturing, healthcare, education, home services, and design [1] - The report indicates that these new roles require a combination of traditional expertise and the ability to collaborate effectively with algorithms and smart devices [1] Group 1: New Job Roles - Eight major categories of new professions have emerged, including AI recruitment assistants, smart robot trainers, AI translation editors, and AI medical imaging analysts [1] - In the restaurant industry, the role of "kitchen robot operator" has become fundamental, shifting from traditional cooking skills to managing intelligent cooking systems [1] Group 2: AI in Real Estate - AI real estate agents are becoming a model for "high efficiency, high professionalism, and high standards," with nearly 50% of real estate agents using AI tools [2] - In major cities, the adoption rates of AI tools among real estate agents are significant, with Guangzhou at 55.9%, Beijing at 51.4%, and Hangzhou leading at 80.4% [2] Group 3: New Service Models and Training - AI is fostering new service models and markets, with 58.com aggregating over ten types of intelligent training systems and nearly thirty AI service scenarios [2] - The emergence of AI as a "universal skill" is evident in training programs covering industrial robot usage, civilian robot maintenance, and AI collaboration [2] Group 4: Robotics in Rental Supply - Various robotic devices, such as window-cleaning robots and AI sketch robots, are rapidly entering markets through rental models in cities like Beijing, Shanghai, and Guangzhou [2] - The growth of "humanoid robot rentals" is notable, with over 500 companies entering the market, and around 200 establishing professional service systems [2]

Core Insights - Artificial intelligence (AI) is evolving from an efficiency tool to the "digital backbone" of the service industry, driving a transition from labor-intensive to "intelligent collaborative" models [1][2] - The emergence of nearly 50 new AI-integrated job roles and 40 types of intelligent services indicates a significant transformation in the industry ecosystem and job landscape [1][2] Group 1: New Job Roles - The service industry is experiencing a systematic restructuring of job roles, with nearly 50 new AI-integrated positions emerging across various sectors including real estate, manufacturing, healthcare, education, and design [2][3] - New roles such as AI recruitment assistants, intelligent robot trainers, and AI medical imaging analysts require a blend of traditional expertise and the ability to collaborate effectively with algorithms and smart devices [2][3] Group 2: AI as a Core Infrastructure - AI is becoming a foundational infrastructure that enhances efficiency across the entire service chain, including recruitment, order dispatch, fulfillment, training, and customer service [4][5] - For instance, AI-driven scheduling systems have improved operational efficiency by 57% and increased worker order acceptance rates by 45% [4] Group 3: New Service Models - AI is generating new service models and markets, with nearly 30 types of AI service scenarios emerging, forming a clear second growth curve for the service industry [6][7] - The rental market for intelligent devices, such as window-cleaning robots and security patrol robots, is rapidly expanding, with over 500 companies entering the humanoid robot rental space [6][7] Group 4: Acceptance and Expectations of AI - A survey indicates that 90.8% of frontline workers believe AI is helpful, with a strong desire for AI to assist in professional skill development and reduce physical labor [8][9] - The integration of AI is making the service industry more attractive to young people, with over 80% of students perceiving AI as making the industry "easier, more professional, and friendlier" [8][9] Group 5: Competitive Landscape - The competitive focus in the industry is shifting from human scale advantages to the maturity of human-AI collaboration systems, with companies that can integrate "service, equipment, and AI" expertise likely to lead the future [9]

本次招聘会由陕西省退役军人事务厅、陕西省国防科技工业办公室主办。活动现场气氛热烈，吸引 了801名退役军人前来求职，累计接收简历726份，初步达成就业意向224人。 12月16日，陕西省2025年退役军人军民融合与军创企业专场招聘会在西安举行。省内47家企业参加 招聘会，涵盖航空航天、先进制造、现代能源、文化旅游、生活服务等行业领域，提供岗位779个。 陕西省退役军人事务厅相关负责人表示，将持续聚焦退役军人就业创业需求，进一步优化服务机 制、拓宽就业渠道、强化技能培训，不断促进退役军人高质量充分就业、服务陕西经济社会建设。（记 者：刘芊羽） 招聘会现场还设立了政策咨询与就业指导专区，为退役军人提供政策讲解、就业指导、职位介绍等 服务。 ...

在日常生活中，消费几乎无处不在。无论是线上购物、外出就餐，还是购买服务，我们都可能遇到商品 质量不符、服务承诺未兑现、甚至商家跑路等糟心问题。当沟通协商无果时，许多消费者面临的第一个 困惑就是："我该去哪里投诉？" 这并非一个简单的问题，因为针对不同的消费领域、不同的诉求目 标，有效的投诉途径也各不相同。本文将为您系统梳理主流的消费投诉 【下载黑猫投诉客户端】渠 道，帮助您在需要时，能快速、准确地找到最适合的维权路径。 一、明确投诉对象与性质：选择渠道的第一步 在寻找投诉渠道前，首先要厘清两个关键点：投诉对象是谁（是平台内的商家、品牌方，还是独立的线 下门店？）以及问题性质是什么（是普通的消费纠纷，还是涉嫌违法经营？）。这直接决定了你该优先 使用哪种渠道。 例如，在电商平台购买到假货，投诉对象既是销售商家，也涉及提供交易场所的平台方。如果是在线下 健身房遇到预付卡退款难，投诉对象则是该健身房的经营企业。 二、核心官方投诉渠道：具备法律强制力的后盾 对于任何消费纠纷，最权威、最具法律强制力的途径始终是政府主管部门设立的渠道。 对于特定行业的问题，直接向其主管部委设立的投诉渠道反映，有时更具针对性。 三、第三方公 ...

Group 1 - The core viewpoint emphasizes that technology is not an abstract concept but a practical solution to real-life challenges, enhancing efficiency and user experience [2] - Meituan, founded in March 2010, operates under a "retail + technology" strategy, aiming to improve food and living standards through digital upgrades in service and product retail [4] - The company has been listed on the Hong Kong Stock Exchange since September 20, 2018, and focuses on customer-centric innovation and social responsibility [4] Group 2 - The visit to Meituan's Shanghai headquarters included a tour of the Meituan Display Center and the Digital Command Center, showcasing innovations in instant retail and community e-commerce [6] - The theme sharing session covered topics such as Meituan's digital growth and transformation practices, trends in enterprise consumption digitization, and strategies for overcoming challenges in digital transformation [6] - The event concluded with an emphasis on the importance of continuous learning in a competitive landscape, quoting Jack Welch [6]

Overall Performance - In FY2025 Q3, the company reported revenue of 95.49 billion yuan, which was below Bloomberg's consensus estimate of 97.47 billion yuan, representing a year-on-year increase of 2% [1] - The adjusted net loss was 16.01 billion yuan, exceeding Bloomberg's consensus estimate of 13.96 billion yuan [1] Core Local Business - Core local business revenue was 67.4 billion yuan, compared to the consensus estimate of 69.2 billion yuan, with an operating loss of 14.1 billion yuan, worse than the expected loss of 12.6 billion yuan, resulting in an operating margin of -20.9% [1] - New business revenue was 28 billion yuan, slightly below the consensus estimate of 28.6 billion yuan, with a year-on-year operating loss increase of 24.5% to 1.3 billion yuan, better than the expected loss of 2.3 billion yuan [1] Food Delivery and Flash Purchase - Within the core local business, the in-store travel and dining segment contributed approximately 5.1 billion yuan in operating profit, while the food delivery and flash purchase segments incurred an operating loss of about 19.1 billion yuan [2] - The average order value (AOV) for high-priced orders (above 15 yuan) accounted for two-thirds of the gross transaction value (GTV), with orders above 30 yuan making up 70% [2] - The company anticipates that competition will focus on operational efficiency and service quality, with a potential improvement in food delivery unit economics as subsidy investments are expected to narrow [2] In-store Travel and Dining - The in-store travel and dining segment is expected to see revenue growth slowdown due to overall market deceleration and competitive pressures, with Q3 revenue contribution estimated at 18 billion yuan, a year-on-year increase of 12% [2] - Operating profit for this segment was 5.1 billion yuan, with an operating margin of 28%, showing a decline both year-on-year and quarter-on-quarter [2] New Business Developments - The company launched Keeta in Brazil at the end of October, with plans to enter São Paulo by December 1 [3] - The Brazilian food delivery market is competitive, but the company expects manageable investment levels, projecting that losses for the new business in 2026 will not exceed those in 2025 [3] - Keeta aims to replicate its success from Hong Kong and the Middle East, potentially contributing 100 billion USD in GTV, which would represent about 70% of the company's domestic food delivery scale in 2024 [3] Profit Forecast and Investment Recommendations - The company faces peak competitive pressure in food delivery this quarter, but with a narrowing of subsidies, there is potential for improvement in user engagement and brand loyalty [3] - Revenue projections for 2025-2027 are 364.067 billion yuan, 408.478 billion yuan, and 455.156 billion yuan, with adjusted net profits of -11.525 billion yuan, 21.534 billion yuan, and 44.567 billion yuan respectively, maintaining a "buy" rating [3]

Group 1 - The establishment of Nanchang Shupu Life Service Co., Ltd. has been recently reported, with a registered capital of 10,000 RMB [1] - The legal representative of the company is Wu Zuhui [1] - The company's business scope includes food sales, daily life services, takeaway delivery services, daily necessities sales, and import-export activities [1] Group 2 - The company is required to obtain relevant approvals for certain licensed projects before commencing operations [1] - The specific business projects and licensing periods will be determined by the approval documents or permits from relevant authorities [1]

格隆汇12月2日丨瑞森生活服务(01922.HK)公告，董事会及董事会的审核委员会接获安永会计师事务所 ("安永")日期为2025年12月2日函件，表明其将不会于公司应届股东周年大会上寻求连任为公司截至2025 年12月31日止年度的核数师。董事会根据审核委员会的建议，决议于股东周年大会上提呈委任中汇安达 会计师事务所有限公司("中汇安达")为公司核数师予公司股东批准。 ...

Core Viewpoint - Service consumption is a key direction for consumption transformation and upgrading, essential for meeting the needs of people's better lives and driving high-quality economic development [1] Group 1: Strategic Importance of New Scenarios - Large-scale application of new scenarios is a strategic pivot to boost service consumption, driven by consumption upgrades and the diverse demands of over 1.4 billion people [2][3] - The rapid growth in retail sales of cultural, leisure, tourism, and transportation services indicates strong momentum in service consumption [2] - New scenarios integrate technology, culture, and social elements to transform abstract service demands into tangible consumer experiences [2] Group 2: Market Advantages - China's vast consumer base and complete industrial system provide a unique "testing ground" for the iteration and optimization of new scenarios [3] - The gradient demand structure allows for various service scenarios to find corresponding market spaces, from high-end medical services in first-tier cities to convenient services in rural areas [3] - The scale effect from the large market reduces the unit cost of scenario innovation, accelerating the commercialization of technological achievements [3] Group 3: Policy Support - The central government has prioritized the enhancement and expansion of service consumption, implementing policies to support the large-scale application of new scenarios [4] - Policies encourage cross-industry integration in commerce, culture, tourism, sports, health, and transportation, aiming to create immersive and interactive consumption scenarios [4] - Financial support is increasing, with government investments and special bonds directed towards service facility construction, creating a comprehensive support system for new scenarios [4] Group 4: Practical Exploration and Experience - Various regions are actively exploring and innovating around new service consumption scenarios, resulting in replicable and promotable models [5] - In the digital service sector, e-commerce platforms are innovating online-offline integrated scenarios, rapidly popularizing new business formats like remote consultations and instant retail [5] - The integration of elements like camping, islands, and music in tourism has created new consumption scenarios, with significant sales during peak periods [5] Group 5: Core Paths for Boosting Service Consumption - Focus on key areas to build a diversified scenario supply system that meets the diverse needs of the population [6] - Enhance technological empowerment to improve scenario innovation capabilities, utilizing AI, VR, and big data in service fields [7] - Promote integrated development across various sectors to expand consumption scenarios and enhance consumer experience [7] Group 6: Regional Development and Urban-Rural Balance - Integrate scenario innovation into urban planning, encouraging the creation of smart districts and vibrant business circles [8] - Develop a differentiated and balanced scenario supply system based on urban-rural development disparities [8] - Extend urban quality scenario resources to rural areas, establishing a mechanism for shared scenario innovation benefits [8]

商 品 研 究 2025 年 12 月 1 日 黄金：降息预期回升 白银：加速冲刺，再创新高 刘雨萱 投资咨询从业资格号：Z0020476 liuyuxuan023982@gtjas.com 【基本面跟踪】 贵金属基本面数据 | 贵金属基本面数据 | | | | | | | --- | --- | --- | --- | --- | --- | | | | 昨日收盘价 | 日涨幅 | 昨日夜盘收盘价 | 夜盘涨幅 | | | 沪金2512 | 949.66 | 0.65% | 959.82 | 0.97% | | | 黄金T+D | 947.41 | 0.45% | 954.00 | 0.71% | | | Comex黄金2512 | 4256.40 | #N/A | - | | | | 伦敦金现货 | 4218.55 | 1.50% | - | - | | | 沪银2512 | 12724 | 1.74% | 13191.00 | 5.17% | | 价 格 | 白银T+D | 12669 | 1.02% | 13145 | 4.59% | | | Comex白银2512 | 57.085 | #N/A | ...