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金融“知识摆渡人”齐聚太原 亚洲金融合作联盟内训师大赛展创新活力
Zhong Guo Xin Wen Wang· 2025-09-29 06:18
Core Viewpoint - The sixth "Alliance Cup" internal trainer competition organized by the Asian Financial Cooperation Alliance was held in Taiyuan, Shanxi, focusing on the cultivation of financial talent and knowledge transfer [1][3][6]. Group 1: Event Overview - The event took place from September 25 to 26, attracting over 100 training leaders and internal trainers from 24 financial institutions across the country [1][3]. - The theme of the competition was "Empowering Growth and Innovating the Future of Finance," aimed at discovering and cultivating a high-quality, professional internal trainer team [3][6]. Group 2: Key Contributions and Statements - The chairman of Jinshang Bank emphasized the importance of a comprehensive mechanism for talent development, highlighting the bank's commitment to nurturing talent and enhancing organizational capabilities [3][6]. - The Secretary-General of the Asian Financial Cooperation Alliance noted the role of internal trainers as "knowledge ferrymen," responsible for experience transmission, skill transfer, and cultural dissemination [6][10]. Group 3: Competition Highlights - A total of 38 contestants showcased their professional skills through diverse presentation styles, including engaging speeches and real-life case studies [9]. - Five contestants were awarded the highest honor of "Master King," along with various other awards for excellence in organization and performance [9]. Group 4: Future Aspirations - The event is expected to act as a catalyst for developing high-quality courses that address practical business challenges, with hopes for Jinshang Bank to lead in exploring financial talent development [7][10]. - The Asian Financial Cooperation Alliance aims to continue serving as a bridge for resource sharing and deeper collaboration among financial institutions [7][10].
全球资产配置每周聚焦(20250919-20250926):美股科技板块资金出现大幅流出-20250928
Shenwan Hongyuan Securities· 2025-09-28 15:23
Economic Indicators - The final annualized quarterly GDP growth rate for the US in Q2 2025 was significantly revised up to 3.8%, from a previous estimate of 3.3%, marking the strongest performance since Q3 2023[6] - The strong GDP growth has cooled global interest rate cut expectations, with the probability of a 25 basis point cut in October now at 89.8%, down from 91.9%[3] Market Performance - The S&P 500 index closed at 6643.70, showing a decline of 0.31% over the week, while the Hang Seng Index and KOSPI led declines in the Asia-Pacific region[8] - The technology sector in the US saw a significant outflow of $4.33 billion, while China's technology sector experienced an inflow of $3.55 billion[3] Fund Flows - In the past week, US equity markets saw inflows of $8.26 billion, while Chinese markets attracted $5.48 billion[15] - Developed markets experienced notable inflows, with US fixed income funds seeing an inflow of $18.85 billion[15] Commodity Prices - Brent crude oil prices increased by 4.60%, and COMEX gold rose by 2.83% during the week, indicating a stronger inflation outlook[3] - The US dollar index rose by 0.55%, currently standing at 98.2, remaining below the 100 mark[9] Valuation Metrics - The risk-adjusted return percentiles for the S&P 500 and NASDAQ decreased to 49% and 45%, respectively, indicating a decline in perceived investment quality[3] - The PE percentile for the S&P 500 and DAX is at 93.0% and 89.5%, respectively, suggesting high valuations compared to historical averages[3]
10万美元H-1B签证费催生全球人才争夺战 英德韩都在抢先行动
Di Yi Cai Jing· 2025-09-26 06:19
美国特朗普政府的移民政策正在重塑全球人才流动格局。 本周,德国驻印度大使阿克曼(Philipp Ackermann)公开发文向"所有高技能印度人才"呼吁:"德国以 其稳定的移民政策脱颖而出,并为印度人在信息技术、管理、科学和技术领域提供了丰富的就业机 会。" 阿克曼还附上一个专门为印度人提供德国就业、移民与职业发展信息的网站,并鼓励他们"(在这里) 找到通往德国的道路,提升你的职业生涯"。 9月19日,特朗普签署的总统公告推出H-1B签证新规,要求所有新申请者支付高达10万美元的费用,旨 在解决所谓"系统性滥用"问题。值得注意的是,印度人在H-1B项目中历来占据主导地位,近年来占比 超过70%。专家警告,此类政策可能加速高技能人才向加拿大、欧洲及中国等经济体转移。 德国之所以如此积极地吸引全球人才,源于其迫切的劳动力市场需求。德国需要吸纳数万名技术工人以 填补巨大的岗位空缺。根据德国经济研究所的数据,截至今年3月,该国仍有38.7万个职位虚位以待, 且预计这一数字将在未来两年内翻倍。同时,德国社会正面临严峻的人口结构挑战:每五个公民中就有 一人年龄超过67岁,出生于1955年至1970年的"婴儿潮"一代已开始 ...
特朗普的要求,冯德莱恩一口回绝!中方的告诫,欧洲这次听明白了
Sou Hu Cai Jing· 2025-09-25 05:53
Group 1 - The U.S. government is planning to impose punitive tariffs of up to 100% on countries like China and India that purchase Russian oil, aiming to cut off Russia's energy export lifeline amid the Ukraine conflict [1] - The U.S. has set a condition for this policy, stating it will only follow if European allies take action first, indicating a strategy to avoid risks [1] - European Commission President Ursula von der Leyen responded firmly, stating that the EU will make independent decisions based on its own interests, rejecting the notion of being a pawn for the U.S. [1] Group 2 - The recent trade agreement between the EU and the U.S. has been criticized as imbalanced, requiring the EU to eliminate tariffs on U.S. industrial goods and commit to purchasing significant amounts of U.S. energy products [1] - The EU's unusual refusal to comply with U.S. pressure may stem from a growing realization of being treated as expendable by the U.S. despite making significant concessions [3] - Von der Leyen faces political pressure, with 75% of Europeans calling for her resignation, prompting a reassessment of the EU's policy towards the U.S. [3] Group 3 - The EU is reflecting on its relationship with China, recognizing the importance of the Chinese market for European industries, such as automotive and luxury goods [3] - Recent anti-dumping investigations initiated by China against EU products highlight the potential repercussions for EU industries if they align with U.S. pressures against China [6] - The current geopolitical landscape emphasizes the urgency for the EU to achieve strategic autonomy, impacting its future development and the global multipolar order [6]
企业侵权无需忍!这份消费投诉指南请收藏
Xin Lang Cai Jing· 2025-09-22 12:21
Core Viewpoint - The article emphasizes the importance of selecting appropriate complaint platforms based on the nature and urgency of consumer issues, highlighting the strengths of various platforms in addressing different types of disputes [1][9]. Group 1: Official Platforms - The national 12315 platform, overseen by the State Administration for Market Regulation, is essential for serious disputes involving product quality violations, false advertising, and price fraud, as it can enforce legal intervention [1][9]. - The processing flow of official platforms is rigorous and may take longer, making them less suitable for urgent, everyday issues [2][9]. Group 2: Industry-Specific Hotlines - Industry-specific hotlines, such as the 12381 hotline for telecommunications, provide specialized support for sector-specific issues, ensuring compliance with industry regulations [3][4]. - Black Cat Complaints can complement industry hotlines by addressing consumer grievances that also have industry attributes, allowing for a more consumer-focused resolution [3][5]. Group 3: Third-Party Platforms - Third-party platforms like Black Cat Complaints are favored for their flexibility and convenience in handling frequent consumer disputes across various sectors, including e-commerce, food delivery, and financial services [6][7]. - The platform allows for direct consumer-to-business communication and provides transparent tracking of complaint progress, catering to the need for quick feedback in everyday issues [7][9]. Group 4: Tips for Effective Complaints - Maintaining sufficient evidence, such as contracts, invoices, and communication records, is crucial for effective complaint resolution across all platforms [8][9]. - A strategic combination of platforms can enhance the likelihood of successful outcomes, such as using official channels for serious issues and Black Cat Complaints for faster resolutions [8][9].
港股午评|恒生指数早盘涨0.12% 澳门板块涨幅居前
智通财经网· 2025-09-19 04:06
Group 1: Market Performance - The Hang Seng Index rose by 0.12%, gaining 31 points to close at 26,576 points, while the Hang Seng Tech Index increased by 0.62% [1] - The early trading volume in the Hong Kong stock market reached HKD 179 billion [1] Group 2: Notable Stock Movements - Gaming stocks saw significant gains, with August Macau gaming revenue slightly exceeding expectations, and strong demand anticipated for the upcoming National Day holiday. Wynn Macau rose by 5.41%, Melco International Development increased by 5.85%, and Sands China gained 5% [1] - Weimob Group surged over 10% as the company plans to raise over HKD 1.5 billion through a share placement, with Wujie Capital becoming the largest single shareholder [1] - Ganfeng Lithium rose over 10%, stating that its energy storage cell production capacity is currently at full capacity [1] - Changfei Optical Fiber and Cable increased over 12%, reaching a new high, driven by market enthusiasm for hollow-core fiber, although the related business has not yet significantly impacted financial data [1] - Hongteng Precision surged over 16% after announcing plans to build an electric vehicle charging station factory in Saudi Arabia, with accelerated AI product layout [1] - China Rare Earth Holdings rose nearly 9% as the Mt Bundy project reported increased reserves, and the company plans to spin off its rare earth gold business for a Hong Kong listing [1] - Stablecoin-related stocks mostly rose, as Hong Kong implements a stablecoin issuer system, potentially benefiting third-party payment institutions. Duodian Smart rose by 4%, Yaocai Securities Financial increased by 5.85%, and OSL Group gained 5% [1] Group 3: Company-Specific Developments - Haijia Medical rose over 6% after founder Zhu Yiwen increased his stake by purchasing 1.6648 million shares [2] - SenseTime-W increased over 3% as Goldman Sachs raised its expectations for the company's ToC business expansion, driven by generative AI innovations [3] - Musk denied rumors of Tesla receiving an order for 10,000 robots, leading to a decline of over 7% in Sanhua Intelligent Controls [4] - Fortior fell nearly 5% as shareholder Shanghai Huaxin plans to reduce its stake by up to 3% [4]
助力金融消费者守护钱袋子,福田50家金融机构"集体出摊"
Nan Fang Du Shi Bao· 2025-09-18 15:51
南都讯 记者林敏儿 9月17日,"福田CBD企业特色展示系列——金融行业专场"在福田街道兴融社区公园 举行,近50家金融机构"集体出摊",以沉浸式实操与趣味互动,让群众"玩着学知识"。 "金融连廊"现场手把手教你用数字人民币付款,专家直接帮你排查"账户安全隐患";更有"反诈知识擂 台赛",答对就能抱走定制周边,玩着就把"防骗技巧"记在脑海里。 互动环节,公司员工巧妙将反洗钱知识与国家金融安全紧密相连,聚焦老年人、青少年等重点人群权益 保护,提醒金融消费者保护个人信息和财产安全。 看不懂基金持仓?在"基金连廊","基金拆解实验室"用可视化图表帮你看清"钱投在哪、收益怎么来"; 顾问还能帮你定制"个性化资产配置方案",适合上班族的理财建议直接拿;完成"风险测评游戏",还能 赢专业理财工具包。 值得关注的是,同方全球人寿总公司及其深圳分公司,将古文诗词、保险知识与风险提示融入二十四节 气盲盒活动,以国潮创意打造沉浸式金融科普场景,让原本专业晦涩的金融知识变得生动易懂,有效提 升了现场群众的金融素养与风险防范意识,成为本次活动的"人气亮点"。 活动现场,二十四节气盲盒互动游戏引发市民打卡热潮。参与者通过"登节气阶梯学 ...
How the latest Fed rate cut could impact your portfolio
Youtube· 2025-09-17 20:10
Joining me now, Sam Stovall, chief investment strategist at CFRA. Sam, always good to have you. Thanks so much for joining us on Fed Day.>> Happy to be here, Caroline. >> So, Sam, the Fed just cut interest rates for the first time this year. It was widely expected, but what's your takeaway.Well, my takeaway is that they're doing pretty much what the street had been anticipating that they cut by 25 basis points and signaled that there's a possibility of two more cuts by the end of this year. So, uh deciding ...
中国平安两项ESG评级提升
Mei Ri Shang Bao· 2025-09-17 07:28
据悉,恒生指数是香港资本市场的重要风向标。恒生指数公司可持续发展表现评审,涵盖约500家恒生 综合指数成分股的香港上市公司,以及逾1300家恒生A股(可投资)指数成分股的A股公司。 可持续发展是平安追求长期价值最大化的坚实基础。中国平安表示,公司将坚持以客户需求为导向,持 续深化"综合金融+医疗养老"双轮并行、科技驱动战略,完善公司治理与风险管理机制,积极践行绿色 低碳理念,推动企业与社会的共同可持续发展,为客户、员工、股东及社会创造长期、稳健的价值回 报。 商报讯(记者 苗露 通讯员 李灵霞)近日,香港恒生指数公司发布2025年度上市公司可持续发展评级结 果。中国平安(601318)凭借在可持续发展领域的卓越表现,评级上调至A级,排名A股(可投资)成 分股公司前10%,在H股金融行业中前20%。此外,在最新发布的可持续发展评级中,中国平安评级上 调至最高等级AAA级,为A股和港股同行业中唯一一家获得最高等级AAA的公司。 平安方面表示,本次两大权威机构ESG评级的提升,体现了境内外投资者对平安在环境、社会及治理层 面的系统性优化的认可。作为中国ESG发展的先行者,中国平安长期致力于将可持续发展紧密融入公司 ...
兴业证券:Q2港股盈利能力改善 恒生科技增速领先
智通财经网· 2025-09-16 23:11
Group 1: Overall Market Performance - In Q2 2025, the Hang Seng Technology Index showed the highest revenue and net profit growth rates among major Hong Kong indices, with revenue growth at 14.43% and net profit growth at 16.18% [1][2] - Excluding Alibaba, JD Group, and Meituan, the net profit growth rates for the Hang Seng Index, Hang Seng Composite Index, and Hang Seng Technology Index were -1.04%, 3.88%, and 25.34% respectively [2] Group 2: Industry Insights - The materials, healthcare, and information technology sectors led in net profit growth rates, with the information technology sector showing a Q2 net profit growth of 29.67% [3][4] - The ROE (TTM) for the information technology sector increased by 2.44 percentage points to 13.18% compared to the same period last year [3] Group 3: Consumer Sector Performance - Non-essential consumer sector net profit growth significantly declined to 3.10% in Q2 2025 from 44.64% in Q1, with AI-driven companies performing well [4][5] - The media and entertainment sector saw a net profit growth of 32.27%, driven by AI business, with advertising and publishing sectors showing substantial increases [5] Group 4: Financial Sector Performance - The financial sector's net profit growth was 5.02% in Q2 2025, recovering from a -2.56% decline in Q1, with securities and brokerage net profit growth at 73.80% [7] - The banking sector's net profit growth was -0.11%, indicating continued pressure on traditional banking profitability [7] Group 5: Healthcare Sector Performance - The healthcare sector's net profit growth reached 42.50% in Q2 2025, up from 26.47% in Q1, with significant improvements in ROE [6] Group 6: Energy and Materials Sector Performance - The energy sector experienced a net profit decline of 19.36% in Q2 2025, worsening from -12.63% in Q1 [8] - The materials sector showed strong performance with a net profit growth of 50.78%, supported by high ROE levels [8]