登录新浪财经APP 搜索【信披】查看更多考评等级 当今世界，以人工智能技术为代表的新一轮科技革命蓬勃发展，不断催生出新场景、新业态、新模式， 在赋能人类社会经济发展进步的同时，也带来了一些风险挑战和安全隐患。习近平总书记强调："妥善 应对科技发展带来的规则冲突、社会风险、伦理挑战。"党的二十届四中全会《建议》提出："加强科技 法治、伦理、诚信、安全建设。"金融是国民经济的血脉，是国家核心竞争力的重要组成部分。在人工 智能、大数据等新技术的赋能下，金融科技不断创新并深度融入金融业发展。对金融科技活动进行有效 治理，是防范化解金融风险、维护金融安全、推动金融高质量发展的题中应有之义。我们要深入学习贯 彻习近平总书记重要讲话精神，认真贯彻落实党的二十届四中全会决策部署，持续加强金融科技伦理建 设，不断筑牢国家金融安全防线。 金融活动以信用为核心，而信用的根基在于信任。金融伦理正是这种信任的制度化与规范化体现，是金 融运行的道德规范与行为准则。近年来，随着人工智能、大数据、区块链等技术与金融业务深度融合， 金融科技创新已成为推动金融业发展的重要力量，为金融发展提供了源源不断的动力，同时也带来一些 挑战。比如，金融科技 ...

当今世界，以人工智能技术为代表的新一轮科技革命蓬勃发展，不断催生出新场景、新业态、新模式， 在赋能人类社会经济发展进步的同时，也带来了一些风险挑战和安全隐患。习近平总书记强调："妥善 应对科技发展带来的规则冲突、社会风险、伦理挑战。"党的二十届四中全会《建议》提出："加强科技 法治、伦理、诚信、安全建设。"金融是国民经济的血脉，是国家核心竞争力的重要组成部分。在人工 智能、大数据等新技术的赋能下，金融科技不断创新并深度融入金融业发展。对金融科技活动进行有效 治理，是防范化解金融风险、维护金融安全、推动金融高质量发展的题中应有之义。我们要深入学习贯 彻习近平总书记重要讲话精神，认真贯彻落实党的二十届四中全会决策部署，持续加强金融科技伦理建 设，不断筑牢国家金融安全防线。 金融活动以信用为核心，而信用的根基在于信任。金融伦理正是这种信任的制度化与规范化体现，是金 融运行的道德规范与行为准则。近年来，随着人工智能、大数据、区块链等技术与金融业务深度融合， 金融科技创新已成为推动金融业发展的重要力量，为金融发展提供了源源不断的动力，同时也带来一些 挑战。比如，金融科技创新在提升金融效率、拓宽普惠服务方面成效显著，能够 ...

Core Insights - The article highlights the rapid growth and strategic focus of the company, Airong Software, in the financial technology sector, emphasizing its commitment to optimizing core financial functions through technology [1][2]. Company Positioning - A strong emphasis is placed on the company's identity as a pure private enterprise, maintaining a non-foreign investment structure, which is seen as a foundation for its corporate culture and development philosophy [1][2]. - The company has consistently focused on software development in the financial technology field for 16 years, resisting diversifications that could dilute its core business [2]. Innovation and Technology - The company has achieved significant milestones in cutting-edge technologies such as HarmonyOS and wireless communication, with notable achievements including dual certification for its cash management software from Huawei [2]. - Innovation is driven by a deep understanding of customer needs, allowing the company to adapt dynamically to market changes [2][3]. Client Engagement - The company has established a comprehensive service network, covering 20 systemically important banks and engaging with 31 trillion-level commercial banks, reflecting its strong market trust [3]. - Customization and deep integration into client business scenarios are key strategies for meeting the high standards of systemically important banks [3]. Ecosystem Development - The company promotes a "coexistence" philosophy, focusing on creating value for clients rather than monopolizing technology, which fosters a collaborative industry environment [4]. - By sharing intellectual property and technical resources with core clients, the company aims to tackle industry challenges collectively [4]. Financial Performance - The company reported a 21.39% year-on-year increase in net profit to 0.52 billion yuan for the first three quarters of 2025, alongside a growing client base [4][5]. - New clients added in 2023 and 2024 include major banks and financial institutions, indicating a robust growth trajectory [5]. Industry Challenges and Solutions - The company acknowledges a significant shortage of high-quality software talent in the financial technology sector, estimating a need for 200,000 skilled professionals to meet industry demands [5]. - To address this talent gap, the company is pursuing a "capacity revolution" through technological innovation, including the development of software coding robots powered by AI [5].

每经AI快讯，赢时胜（SZ 300377，收盘价：16.75元）11月30日晚间发布公告称，公司第六届第五次董 事会会议于2025年11月30日在公司37楼会议室召开。会议审议了《关于深圳证监局对公司采取责令改正 措施决定的整改报告》等文件。 每经头条（nbdtoutiao）——全球芯片业巨震！谷歌TPU芯片横空杀出，与Meta"密谋"大事！英伟达市 值蒸发4万亿元，"护城河"被攻破？黄仁勋坐不住了 2025年1至6月份，赢时胜的营业收入构成为：金融行业占比98.68%，非金融行业占比1.32%。 （记者 张明双） 截至发稿，赢时胜市值为126亿元。 ...

(经济观察)上海建设全球金融科技中心动能何在？ 中新网上海11月30日电 (高志苗)全球金融科技中心发展指数(2025)29日发布，结果显示，纽约、上海、 北京、旧金山(硅谷)位居前四，跻身"全球顶尖金融科技中心"。在全球经济数字化浪潮与新一轮科技革 命的交汇点上，金融科技的战略价值日益凸显，对上海而言，建设全球金融科技中心动能何在？ 《上海金融科技发展白皮书(2025)》显示，目前上海整体研发投入位居全国前列，银行业金融科技投入 保持平稳，证券业投入稳步增长，保险科技加速提质。产业集聚不断加速，据测算，上海2024年的金融 科技产业规模约为4405亿元人民币。 上海交通大学上海高级金融学院副院长、中国金融研究院执行院长、上海高金金融研究院联席院长李峰 表示，上海金融机构的科技投入占比已稳定在较高水平，但投入结构正发生深刻变化，人工智能、大数 据等前沿领域的支出显著增加，显示出产业正在向技术深水区转型。 李峰指出，经过多年的积累，上海已从金融科技的"概念"走向"实用"阶段。未来，当技术创新、场景赋 能、生态协同与创新监管实现深度融合，上海有望建成具有全球引领性的金融科技中心，为金融强国建 设提供坚实支撑。 上 ...

Core Insights - Shanghai has risen to the second position in the global fintech center ranking, with New York at the top, followed by Beijing and San Francisco in third and fourth places respectively, while London has dropped to fifth [1] - The rise in Shanghai's ranking is attributed to its advantages as an international financial center, a complete financial market system, and large-scale application scenarios, particularly in the integration of AI and finance [1] - The introduction of the global AI financial center sub-index in the evaluation system highlights Shanghai's strong performance in AI capabilities, including policy support, computing power reserves, and data integration [2] Industry Trends - The Shanghai fintech industry is projected to reach approximately 440.5 billion RMB in 2024, with significant R&D investment and steady growth in various sectors, including banking, securities, and insurance [3] - The number of regulatory innovation projects in Shanghai's fintech sector is also among the highest in the country, indicating a robust regulatory environment [3] - Future integration of technological innovation, scenario empowerment, ecological collaboration, and innovative regulation is expected to position Shanghai as a leading global fintech center, supporting the construction of a strong financial nation [3]

Core Insights - The Global Fintech Center Development Index (2025) was officially released on November 29 during the 7th Shanghai International Fintech Forum, optimizing indicators for fintech development and exploring the construction of a sub-index for AI in finance [1] - The index evaluates the comprehensive level of fintech in 22 core global cities based on dimensions such as industry, technology, talent, system, and environment, providing insights for industry development and policy formulation [1] - New York, Shanghai, Beijing, and San Francisco (Silicon Valley) ranked as the top four global fintech centers [1]

Core Insights - The "Global Financial Technology Center Development Index (2025)" was released, evaluating the fintech landscape of 22 core cities globally, focusing on the interplay between finance and AI [1][2] - New York, Shanghai, Beijing, and San Francisco are ranked as the top four global fintech centers, with Shanghai leading in areas such as AI wealth management and digital credit for small enterprises [1] Group 1: Index Overview - The index is compiled by the Shanghai Fintech Industry Alliance with academic support from East China Normal University, marking the third consecutive year of its release [1] - A nested evaluation system was introduced, featuring a main index (GFTCI) assessing overall fintech development and a sub-index (GAIFC) focusing on the potential for mutual empowerment between finance and AI [1][2] Group 2: Evaluation Dimensions - GFTCI evaluates cities based on three dimensions: value creation capability, resource endowment, and environmental support, focusing on enterprise, technology, investment, and value creation [2] - The GAIFC sub-index utilizes "Silicon-based economics" to analyze the dual value chains of "finance supporting AI development" and "AI enhancing financial system efficiency," exploring their integration within institutional environments and industry ecosystems [2]

Core Insights - The Shanghai Financial Technology Development White Paper (2025) indicates that the financial technology industry in Shanghai is projected to reach approximately 440.5 billion RMB in 2024 [1][2] - The white paper has been published six times since its inception in 2020 and has been integrated into the Shanghai government's action plan for building a global financial technology center [1] - Shanghai's financial technology sector is experiencing steady growth in research and development investment, with notable advancements in digital currency and artificial intelligence applications [2] Industry Overview - Shanghai ranks among the top in the nation for overall research and development investment, with stable financial technology investments in the banking sector and steady growth in the securities industry [2] - The city has seen a significant increase in the quality of insurance technology, with various successful platforms and systems emerging, such as "Pudong Data Chain" and the Shanghai Data Exchange's fully digital data trading system [2] - Financial technology regulatory innovation projects in Shanghai are among the highest in the country, with successful progress in central bank innovation regulatory tools and capital market pilot projects [2] Comparative Analysis - Shanghai is recognized as one of the most important global financial centers, contributing significantly to the development of financial technology solutions [3] - Despite its advancements, there remains considerable room for improvement in the structure, ecosystem, and talent reserves of Shanghai's financial technology sector [3] - The city is transitioning from the "concept" phase of financial technology to a "practical" phase, with expectations for deep integration of technological innovation, scenario empowerment, and collaborative ecosystems [3]

Core Insights - The article highlights the challenges faced by small and medium-sized enterprises (SMEs) in accessing financing, characterized by difficulties in obtaining loans, high costs, and slow processes [1][3] - Yinqiuhui, a financial service brand under Qixiaoman Technology, is positioned as a "breaker" that innovatively addresses these financing challenges for SMEs through efficient and convenient solutions [1][3] Group 1: Financing Challenges - SMEs are constrained by the "three mountains" of financing difficulties: hard to obtain, expensive, and slow [1] - Traditional financial service models are inadequate for the diverse financing needs of SMEs [3] Group 2: Innovative Solutions - Yinqiuhui adopts a "precision drip irrigation" strategy, moving away from traditional broad approaches to provide tailored financing solutions [3] - The service integrates online and offline support, allowing SMEs to access financing without extensive channel searching, enabling "stage adaptation and demand-based financing" [3] Group 3: Ecosystem Approach - Yinqiuhui is not an isolated service but is deeply integrated into a broader ecosystem that includes legal, tax, business education, and asset management services [3] - This ecosystem creates a strong synergy, transforming Yinqiuhui from a mere financing platform into a comprehensive strategic partner for SMEs [3] Group 4: Economic Impact - The healthy development of SMEs is crucial for national economic vitality and employment stability [3] - Yinqiuhui aims to inject financial resources into SMEs, helping them overcome developmental bottlenecks and achieve sustainable growth [3]