安全性能上，钛7构建起"智能主动+硬核被动"的双重保障体系。标配的天神之眼智能辅助驾驶系统，配 合TSC高速爆胎辅助稳定控制系统，大幅降低事故风险。 作为方程豹品牌"钛"系列第二款量产车型，钛7的到来恰逢品牌发展的关键节点。官方数据显示，自 2023年8月成立以来，方程豹已累计销量达15万辆，品牌成交均价稳定在20.6万元，成功在高端个性化 市场站稳脚跟。钛7的推出，将进一步完善品牌"豹+钛"双线产品矩阵，形成覆盖13万-35万元价格带的 产品布局。 钛7的上市恰逢硬派SUV市场的黄金增长期。数据显示，2024年国内非承载式车身SUV销量达34.6万 辆，同比增长48.4%。西部证券更是预测，到2030年这一市场规模将达到166万辆。方程豹此次以钛7切 入17万-22万元市场，精准填补了家庭用户对硬派风格与家用属性兼具的产品空白。 9月9日，比亚迪旗下高端个性化品牌方程豹正式推出钛7车型，售价区间为17.98万元-21.98万元。 据了 解，钛7定位中大型SUV，是方程豹旗下首款承载式混动方盒子，也是钛系列的第二款车型，提供四 驱、两驱共计四种版本选择。目前，钛7已全面开启交付。 外观上，钛7近5米车长，近2 ...

Core Insights - The rise of intelligent assisted driving technology is becoming a core competitive advantage for automotive companies, with BYD's "Tianshen Eye" system set to rival Tesla's FSD, aiming for implementation in all models priced above 100,000 RMB by 2025, indicating a significant market shift towards economic models [1] - The Swiss Re report highlights that while the Chinese auto insurance market has stabilized, emerging risks and claims trends present both challenges and opportunities, particularly with the rise of intelligent assisted driving vehicles potentially reducing accident frequency and reshaping the insurance landscape [1] Market Trends - The Chinese auto insurance market has seen fluctuations in premium growth, with a compound annual growth rate of 8.2% from 2014 to 2019, but a decline of 5.7% in 2021, leading to a combined cost ratio of 101% in the same year, marking the first underwriting loss since 2015 [2] - The market is expected to recover, with a projected compound annual growth rate of 5.5% in premiums from 2022 to 2024, aligning with a vehicle ownership growth rate of 5.2%, and a combined cost ratio improving to 98.1% [2] Emerging Risks - Significant claims trends include natural disasters causing claims to spike, with losses from major events potentially reaching nearly 1% of market premiums, posing profitability challenges for insurers already facing thin margins [3] - The insurance industry is also grappling with stable claims inflation rates for vehicle damage and third-party liability, while the short-term impact of electric vehicles (EVs) on claims costs remains a concern, as EVs currently have higher payout costs compared to traditional vehicles [3] Electric Vehicle Insurance Landscape - China is projected to dominate the global EV market, with EV sales expected to account for 70% of global sales by 2024, and the penetration rate of new EV sales in China reaching 48%, translating to approximately 13 million units sold [4] - The insurance premium for EVs is anticipated to reach 140.9 billion RMB by 2024, representing 15.4% of total auto insurance premiums, with expectations to rise to 37% by 2030 [4] - The average combined cost ratio for EV insurance is projected to be around 107% in 2024, with underwriting losses estimated at 5.7 billion RMB, driven by high claims rates among certain models [4][5] Collaboration and Product Development - The high risk premium for EV insurance is attributed to factors such as the high cost of battery components, the need for driver adaptation to different driving characteristics, and a higher representation of riskier demographics among EV drivers [5] - The emergence of intelligent assisted driving technology offers opportunities for insurers to design new products, such as intelligent driving liability insurance, which will cover losses due to system defects, with expected rapid growth starting in late 2024 [6] - China's automotive export surge, projected to exceed Japan with 6.4 million units and 117 billion USD in export value, necessitates tailored insurance products for exporters, fostering a robust insurance ecosystem to support international trade [6]

Core Insights - The upcoming Chengdu International Auto Show will see the launch of the upgraded D9 model by Tengshi Automotive, a leader in the domestic new energy MPV market [2] - Since its launch in 2022, the Tengshi D9 has achieved cumulative deliveries of 300,000 units, making it the first new energy MPV globally to reach this sales milestone [2][3] - The new D9 model will feature comprehensive upgrades in technology, including the standardization of the fifth-generation DM hybrid technology, which is expected to extend the vehicle's comprehensive range to over 1,100 kilometers [2] - The upgraded model will also include advanced intelligent features such as the Yun Nian-C+ predictive suspension system and the "Tian Shen Zhi Yan" intelligent driving assistance system, which supports OTA updates and assumes safety responsibility in smart parking scenarios [2] - The new D9 will come equipped with a high-end audio system and luxury features previously available only in higher trims, enhancing the overall consumer experience [2] Market Performance - The Tengshi D9 has established a solid position in the high-end MPV segment, with its sales performance over three years validating both the reliability of its technology and the actual consumer demand for high-quality new energy MPVs [3]

Core Insights - The article discusses the current state and future trends of the Chinese new energy vehicle (NEV) market, highlighting shifts in market structure, sales performance, and technological advancements in autonomous driving features. Market Structure - By May 2025, the market share of new energy sedans is 42.5%, down 2.4 percentage points year-on-year, while the share of new energy SUVs has reached 47.2%, an increase of 0.3 percentage points [7] - In May 2025, NEV sales reached 1.307 million units, a month-on-month increase of 6.7% and a year-on-year increase of 36.8%, with a penetration rate of 48.7% [9] Sales Performance - Sales of new energy passenger vehicles totaled 1.234 million units, with a month-on-month increase of 7.7%, while sales of new energy commercial vehicles were 73,000 units, down 8.3% month-on-month but up 63.4% year-on-year [9] - The commercial vehicle segment saw all models experience year-on-year growth, with tractor trucks increasing nearly 300% [7] Technological Advancements - The installation rate of L2 and above assisted driving features in new energy passenger vehicles reached 77.8% from January to April 2025, indicating a trend towards broader adoption of advanced driving technologies [11] - The overall installation rate of Automatic Emergency Braking (AEB) in passenger vehicles reached 60.1%, with new energy passenger vehicles at 64.3% [14][15] - Full-speed Adaptive Cruise Control (ACC) installation rates in the passenger vehicle market reached 57.5%, with new energy vehicles at 68.4% [20] Industry Trends - The market is transitioning from "price competition" to "value competition," emphasizing technology and service integration [9] - The "smart driving equality" movement is driving down the costs of sensors and chips, accelerating the adoption of assisted driving features across various price segments [33][35] - Major automakers are rapidly advancing the democratization of assisted driving technologies, with companies like BYD, Geely, and Changan releasing new intelligent driving systems [41]