不过，当前农业基础还比较薄弱，农村发展仍然滞后，城乡居民收入的绝对差距依然不小。必须继续加 大强农惠农富农政策力度，提高强农惠农富农政策效能，确保人力投入、物力配置、财力保障等与乡村 振兴目标任务相适应。完善城乡融合发展体制机制，拓展农民增收致富渠道，推动城乡基本公共服务均 等化，让农村逐步具备现代生活条件，让农民过上更富裕美好的生活。 重农固本，国之大纲。党的二十届四中全会提出，推进宜居宜业和美乡村建设，提高强农惠农富农政策 效能。这是补上农业农村现代化短板的重要一步，有助于实现农业强、农民富、农村美的美好愿景。 近年来，围绕保障粮食和重要农产品稳定安全供给、提升农村基础设施和公共服务水平等方面，党中央 出台了一系列强农惠农富农政策，支持力度越来越大，覆盖面越来越广，制度体系越来越成熟。"十四 五"以来，财政农林水事务支出达10.8万亿元，全国土地出让收入用于农业农村的比例超过10%。截至 目前，第一产业固定资产投资达5.47万亿元，涉农贷款余额达53.19万亿元。这些真金白银的投入，让亿 万农民得到巨大实惠，有了更多获得感，农村居民收入增速连续多年快于城镇居民。 促进农村公共服务普惠均衡。当前，农村基础设 ...

在粤港澳大湾区的珠江口西岸，广东省中山市南朗镇崖口村宛如一颗璀璨明珠。近年来，随着乡村休闲 旅游产业的蓬勃发展，崖口村逐渐成为热门的文化旅游打卡地，当地文旅产业迎来了全新的发展机遇， 同时也面临着资金短缺等挑战。 坐落于崖口村海鲜美食街核心位置的一家海鲜餐厅，深受游客和本地居民的喜爱。随着崖口村游客数量 的不断攀升，海鲜餐厅的生意愈发红火。餐厅老板敏锐地察觉到，扩大经营规模、提升服务品质是抓住 这波发展机遇的关键，但这一计划却因资金不足而受阻。 中国农业银行中山分行了解到餐厅的资金需求后，迅速为其推荐并成功办理50万元的惠农经营贷款。这 笔资金犹如一场"及时雨"，餐厅的资金得到有效周转，购置了先进的厨房设备，提高了出餐效率和菜品 质量，提升了顾客的用餐体验。 在农业银行中山分行的金融支持下，海鲜餐厅的经营业绩蒸蒸日上。如今，餐厅的年营业额较贷款前实 现了大幅增长，不仅为当地创造了更多的就业机会，还带动了周边相关产业的发展。餐厅老板感慨地 说："多亏了农行的惠农经营贷款，让我们有足够的资金进行升级改造，才能在激烈的市场竞争中脱颖 而出，给更多来崖口村旅游的客户更好的餐饮体验，回头客才能更多。" 围绕乡村产业全面 ...

Core Insights - The establishment of the China Resource Recycling Group in Tianjin marks a significant step in promoting circular economy practices, focusing on resource recycling and ecological development [1][2][8] Group 1: Demonstration Base Construction - The China Resource Recycling Green Low-Carbon Circular Economy Demonstration Base covers an area of 266,000 square meters, with a total building area of 108,000 square meters, aiming to become an internationally leading "zero-carbon park" [2] - The base integrates various advanced facilities, including a battery production line, green sorting center, and resource recycling big data center, creating a complete chain from green sorting to regenerative recycling [2][3] Group 2: Battery Recycling and Utilization - Retired power batteries are tested and repurposed for other applications, with a recovery rate of 99.6% for nickel, cobalt, and manganese, and 91% for lithium, forming a resource closed loop [3] - The base features a leading green comprehensive sorting center that utilizes intelligent technologies for the recycling of all types of electronic products [3] Group 3: Innovative Business Models - The electric bicycle battery swap project in Tianjin addresses the "charging difficulty" issue, providing a closed-loop path for battery compliance, operation control, low carbon, and targeted recycling [4][5] - The project is expected to create a battery swap recycling industry with a capacity of 10GWh over the next decade, expanding to various applications such as electric heavy trucks and drones [5] Group 4: Service Platform Development - A mobile phone safety recycling green supply chain platform has been established, covering 32 key cities, enhancing the efficiency of waste mobile phone recycling and addressing data security concerns [6] - The company is also expanding its operations to include the recycling of computers and hard drives, aiming to mitigate safety risks and resource waste [6] Group 5: Steel Recycling and Resource Management - The China Resource Recycling Chain Gold Company processes scrap steel efficiently, saving approximately 1.7 tons of iron ore and reducing CO2 emissions by 1.6 tons per ton of recycled material [7] - The company has developed a national resource trading service platform, with over 80,000 users and a transaction volume exceeding 80 million tons, facilitating effective recycling and resource management [7] Group 6: International Cooperation and Expansion - The company is deepening international cooperation and integrating into the Belt and Road Initiative, successfully completing the import of 40 tons of recycled black powder for lithium-ion batteries [8] - The focus is on both traditional and new fields of waste management, promoting effective recycling and utilization of various waste materials [8]

资金侵占现象屡禁不止，根源在于公司治理结构的深层缺陷。一些上市公司的"大股东"缺乏现代企业管 理意识，将个人意志凌驾于公司内部控制制度之上，模糊了上市公司资产与个人财产的界限。而当资金 侵占行为发生时，本应履行监督制衡职责的董事、监事及高级管理人员，却常因不敢坚持独立性而纵容 了资金侵占行为的发生。甚至有些上市公司与控股股东存在"两块牌子、一套人马"的情况，关键岗位任 职人员高度交叉，导致其内部控制体系形同虚设。 资金被占用的后果不可小觑。对上市公司而言，这一行为直接侵蚀了公司治理的根基，不仅干扰了正常 生产经营，更严重损害了上市公司应有的独立性。此外，由于资金占用通常绕开了必要的风险评估程序 与关联交易审议程序，上市公司无法对占款方的还款能力和资金用途进行有效审查，这使其暴露在巨大 的信用风险之下。对中小投资者而言，这一行为直接损害了投资者权益。中小投资者基于上市公司的公 开信息开展投资，而资金占用行为往往伴随信息披露违规行为，侵害了投资者的知情权。 治理资金占用顽疾，必须紧抓"关键少数"，坚持"追首恶"和"惩帮凶"。过去很长时间里，对此类行为的 处罚多以信息披露违规论处，相关责任方往往仅被通报批评或处以小 ...

Core Insights - The 2025 Shanghai International Reinsurance Conference highlighted industry innovations and discussions on global risk governance and reinsurance development [1] Group 1: Reinsurance Functionality - Reinsurance acts as an "amplifier," "regulator," and "connector" in the insurance industry, facilitating risk dispersion and enhancing market stability [2] - In the first nine months of 2025, the insurance industry in China reported premium income of 5.2 trillion yuan, a year-on-year increase of 8.5%, and claims of 1.9 trillion yuan, up 7.4% [2] Group 2: Catastrophe Bonds and Risk Management - The global natural disaster losses in 2024 exceeded $320 billion, significantly higher than the average over the past 30 years, with reinsurance companies playing a crucial role in risk dispersion [3] - Catastrophe bonds have seen substantial growth, with a total issuance of $7.1 billion in Q1 2025, marking a historical high [3] Group 3: Regulatory Developments - The Financial Regulatory Authority issued a notice supporting domestic insurance companies in issuing "sidecar" insurance-linked securities in Hong Kong, enhancing catastrophe risk management tools [4] Group 4: Climate Risk Management - The reinsurance industry is increasingly focused on climate risk management, with the establishment of the Climate Vision platform by China Re, aimed at providing insights into climate-related financial risks [5][6] - The platform integrates international modeling methods and local disaster characteristics to support regulatory standards and financial stability [6] Group 5: Internationalization and Market Development - China's reinsurance market accounts for only 4% of the global share, indicating a need for improved risk pricing and market leadership [8] - The Shanghai International Reinsurance Center has attracted 26 insurance institutions and 128 trading permissions, indicating a growing ecosystem [8] Group 6: Strategic Recommendations - Recommendations for enhancing Shanghai's reinsurance market include creating a favorable regulatory environment, improving market infrastructure, and developing a talent pool for international operations [10][11]

近日，全国首列氢能文旅列车"氢春号"正式发布。该列车由中车长春轨道客车股份有限公司（以下简 称"中车长客"）研制，展示了以氢能作为动力的清洁出行方案，为轨道交通装备行业开启了一条新赛 道。 2022年12月，全球首列氢能源市域列车在中车长客下线，列车采用4辆编组，内置氢能动力系统，为车 辆运行提供动力源。2024年3月，该列车完成时速160公里满载试验，每公里能耗仅5千瓦时，并实现零 下25摄氏度至零上35摄氏度全工况运行。中车长客氢能领域专家丁国华介绍，氢能源市域列车深度融合 高铁先进技术与城铁运营模式，兼备高速度、大运量的运输能力及快速乘降的便捷体验，为市域交通绿 色化、智能化发展提供了可靠解决方案。 "氢能源市域列车具有清洁环保、运维简单、建设周期短、固定投资少等优势，能进一步助力都市圈内 城轨、市域（郊）互联互通。"王健告诉记者，我国目前尚有4万公里非电气化铁路依赖内燃机车，面临 环境污染与能源不可持续的挑战。部分地形复杂的新建铁路若采用电气化，将大幅增加建设与维护成 本。氢能轨道交通车辆因其全生命周期低碳或零碳排放、无需电气化改造的特性，可直接应用于现有线 路，大幅降低新建线路成本，成为轨道交通绿色 ...

Core Insights - The "Energy Saving and New Energy Vehicle Technology Roadmap 3.0" outlines seven major goals for China's automotive industry by 2040, focusing on low-carbon, electrification, and intelligence [1][2] Group 1: Industry Goals - By 2040, the penetration rate of new energy passenger vehicles is expected to exceed 85%, with BEV (Battery Electric Vehicles) accounting for 80% [1] - The total carbon emissions from the automotive industry are projected to peak by 2028, ahead of national carbon reduction commitments, and decrease by over 60% from peak levels by 2040 [1] - The roadmap emphasizes the development of a traffic system based on intelligent connected new energy vehicles, aiming for "zero accidents, zero casualties, and high efficiency" [1] Group 2: Technological Innovations - The roadmap highlights the importance of diversified power sources, maximizing energy efficiency, and intelligent control methods in automotive energy-saving technologies [3] - A new key indicator for carbon emission intensity has been introduced, aiming for a 60% reduction in average carbon emission intensity of passenger vehicles by 2040 compared to 2024 [3] - The roadmap supports a dual strategy of oil and electricity, aligning with global energy concepts [3] Group 3: Market Dynamics - Internal combustion engines will remain a significant power source for vehicles in the next 5 to 15 years, with hybrid vehicles expected to account for about one-third of new passenger vehicle sales by 2040 [2] - The penetration rate of new energy commercial vehicles is projected to reach around 75% by 2040, expanding from urban and short-distance applications to medium and long-distance scenarios [3][4] - Fuel cell vehicles are expected to grow from current sales to over 1 million units by 2040, with a total scale exceeding 4 million units [3] Group 4: Key Technology Milestones - Solid-state batteries are anticipated to achieve small-scale application by 2030 and large-scale global promotion by 2035, with improved performance, cost, and environmental adaptability [4] - Intelligent connected vehicles are expected to enter a rapid market development phase in the next 5 to 15 years [4]

从辽宁省丹东市开启G331国道自驾，观赏天桥沟枫叶；来大连庄河市冰峪沟，享受"辽南小桂 林"之美；在沈阳、锦州、阜新等地体验浓浓文化味和满满烟火气……秋季，辽宁特色文旅消费正旺。 近日，由辽宁省委宣传部主办的"最美331 起点在丹东——边境外宣媒体采访活动"在丹东举行。国 道G331丹阿线起点位于丹东火车站，终点位于新疆阿勒泰，全长9333公里。在丹东，路线沿途不仅有 虎山长城、河口、鸭绿江，还有天桥沟、青山沟等知名景区，是一条风景独特、可供游客休闲放松、领 略历史文化和鸭绿江畔两岸自然风光的边境公路。 "为提升游客秋季观光体验，我们一方面完善基础设施，另一方面加强区域合作与联动。"大连冰峪 省级旅游度假区有限公司副总经理年洋说，该景区提供很多室内外休息室，确保游客在凉爽天气中仍感 觉舒适；加强环境卫生管理，保持景区整洁，尤其在落叶较多区域，及时清理并设置环保提示；与周边 及各地旅行社等合作，打包推出秋季旅游路线产品，实现资源互补和客源共享。 沈阳、锦州、阜新等地以丰富多彩的文旅活动，点燃广大市民和外来游客热情。沈阳市铁西区商务 局副局长王琦介绍，该区通过"畅游铁西""观赛有礼""一张票根游全区"以及"潮购铁 ...

Core Insights - The project in Tongxiang, Zhejiang, focuses on the production of intelligent chassis for new energy vehicles, with an expected annual capacity of one million units, supported by advanced automation and digital management systems [1] - Tongxiang has cultivated a robust ecosystem for intelligent connected vehicles, housing over 60 industry enterprises and more than 200 supporting companies, creating a nearly complete industrial chain [1] - The city is strategically located in the Yangtze River Delta, with excellent transportation links to major cities like Shanghai and Hangzhou, enhancing its appeal for businesses [2] Industry Development - The establishment of companies like Shuanghuan Transmission and Furuitek Intelligent Systems in Tongxiang demonstrates the area's growth in the intelligent driving sector, with Furuitek achieving a revenue of 680 million yuan in the first half of the year, marking a 112% year-on-year increase [3] - Tongxiang is positioning itself as an "intelligent driving laboratory," with over 100 kilometers of testing roads and various applications such as smart public transport and unmanned delivery services [2] - The city is leveraging its digital infrastructure, including the "Wuzhen Light" supercomputing center, to create a comprehensive and robust industrial ecosystem [2]

地处长三角中心腹地的桐乡市区位条件优越，到上海、杭州高铁仅需20分钟到40分钟，同时，世界 互联网大会乌镇峰会的持续举办，为这座城市注入了鲜明的"数字基因"。更为关键的是，桐乡以系统思 维推进产业创新，将整座城市打造为开放的"智能驾驶试验室"。超100公里智能网联测试道路贯穿全 域，智慧公交、无人配送、智能清扫等多元场景持续落地。此外，桐乡还构建了以"乌镇之光"超算中心 与联通智算中心为核心的算力双引擎，构建完整又硬核的产业生态。 优越的创新环境滋养企业成长。2017年落户乌镇的福瑞泰克智能系统有限公司，如今已发展成为国 内智能驾驶领域的头部企业，今年上半年产值突破6.8亿元、同比增长112%。这样的增速，印证了桐乡 产业生态的活力。与此同时，一场打破行政壁垒的区域协作，正在推动桐乡加速关键技术攻关与测试场 景落地，更深层次地融入长三角智能网联汽车产业生态。 "从项目落地到产业链完善，从企业创新到区域协同，桐乡始终将智能网联汽车视为县域经济高质 量发展的重要引擎。"桐乡市副市长许峰表示，桐乡是一座擅长"无中生有"的城市，也是适合企业茁壮 成长的地方。随着更多创新要素的持续集聚，桐乡正以清晰的产业逻辑和坚定的战 ...