Core Viewpoint - The India-EU Free Trade Agreement (FTA) has been reached, covering 25% of global GDP and one-third of global trade, with expectations of doubling bilateral trade in the next five years [1] Group 1: Trade Agreement Details - The FTA will significantly reduce tariffs on over 90% of goods from both sides, with the EU eliminating tariffs on 99.5% of Indian exports over seven years, while India will lower tariffs on nearly 97% of EU goods [2] - Notable tariff reductions include India's automotive tariffs decreasing from 110% to 10%, and a quota of 250,000 EU cars per year being allowed [2] - Other significant tariff reductions include wine tariffs dropping from 150% to 75% and eventually to around 20%, olive oil tariffs decreasing from 45% to zero over five years, and substantial cuts in machinery, chemicals, and pharmaceuticals tariffs [2] Group 2: Sensitive Sectors and Non-Tariff Barriers - Agricultural products such as soybeans, beef, sugar, rice, and dairy are excluded from the agreement due to high domestic protection in India [3] - The FTA also addresses service trade and personnel movement, aiming to reduce non-tariff barriers through simplified customs procedures and regulatory cooperation [3] Group 3: Economic Implications - The agreement is expected to benefit labor-intensive sectors in India, such as seafood, textiles, and jewelry, while the EU automotive and wine industries will expand in the Indian market [3] - The EU estimates that the agreement could save up to €4 billion in tariffs annually and double EU exports to India by 2032 [3] Group 4: Geopolitical Context - The FTA's conclusion is influenced by the current global trade tensions, particularly the high tariffs imposed by the US on both India and the EU, prompting both parties to seek diversification in trade relationships [4] - The agreement reflects a strategic move by India and the EU to enhance economic security and autonomy in response to US economic policies, signaling support for a resilient global multilateral system [4] - The FTA still requires approval from EU member states, the European Parliament, and the Indian Parliament before it can take effect, which may take several months [4]

中国人民银行近日发布的2025年四季度金融机构贷款投向统计报告显示，我国普惠小微贷款增长较快。 2025年四季度末，人民币普惠小微贷款余额36.57万亿元，同比增长11.1%，增速比各项贷款高4.7个百 分点，全年增加3.63万亿元。 "2025年普惠小微贷款保持较快增长，一方面得益于货币政策实施适度宽松的基调，中国人民银行综合 运用多种货币政策工具，保持流动性充裕，促进信贷合理增长。"国家金融与发展实验室副主任曾刚表 示，市场需求的持续增长和银行业"量增、价降、面扩"的服务策略共同推动了普惠小微贷款规模的稳步 扩张。 小微企业是普惠金融的重要客群，瞄准这类客群提供普惠小微贷款，有利于推进普惠金融高质量发展。 上海金融与法律研究院研究员杨海平表示，支持小微企业发展是保就业和民生的重要举措，是稳增长的 关键环节。因而，金融服务小微企业是金融领域供给侧结构性改革的重要内容。 "十五五"规划建议提出，发展壮大民营经济。近年来，中国人民银行持续加强对民营企业的金融支持， 民营企业融资规模稳步扩大。中国人民银行决定增加支农支小再贷款额度5000亿元，将支农支小再贷款 额度与再贴现额度打通使用。在支农支小再贷款项下设立民 ...

健全海外综合服务体系需围绕"全链条、精准化、可持续"三大方向重点发力。强化平台功能升级，推动 服务模式转型，构建多层次协同机制。 再次，构建多层次协同机制。国家层面通过加快推进区域和双边贸易投资协定进程，为企业营造稳定预 期；市场机构应提升专业服务能力，如律师事务所需加强国际争议解决能力，会计师事务所需拓展跨境 审计业务，企业自身则需将合规治理作为核心竞争力，通过本地化经营、社会责任履行，融入东道国发 展生态。 中国对外投资管理从"单点突破"迈向"系统赋能"的新阶段。2025年10月，商务部等5部门联合印发的 《关于进一步完善海外综合服务体系的指导意见》（以下简称《指导意见》）首次构建了全链条政策框 架。《指导意见》从6个方面提出16项具体举措，引导对外投资合作健康安全有序发展，为出海企业参 与国际合作与竞争、维护企业海外正当权益提供了有力支撑。目前，商务部正会同有关部门以"国家平 台+地方港+海外站+专业机构"为工作重点，加快打造央地联动、区域协同、资源集聚、内外贯通的立 体化、全链条海外综合服务生态。 海外综合服务体系的完善，不仅有利于更好实现出海服务资源优质供给和高效匹配，更为深化产业链供 应链国际合作 ...

2026年2月1日起，中国人民银行等3部门制定的《人民币现金收付及服务规定》正式实施。针对近年来 社会上频发的拒收现金现象，新规直击痛点，明确收费单位、经营主体不得对现金支付采取歧视性措 施，同时要求银行业金融机构采取措施以提高现金服务质量。这既维护了人民币法定货币地位，又有助 于满足社会公众多样化支付服务需求，构建多元支付方式共同发展下的现金便利流通环境。 近年来，随着数字经济的快速发展，我国移动支付等非现金支付方式以其便捷高效的优势快速涌入并占 据支付交易市场。非现金支付更便利了，现金支付却变难了。部分消费者在餐饮、零售等商户消费时被 拒收人民币现金的事件在各地时有发生，这既损害了人民币的法定地位，更损害了广大消费者对支付方 式的自主选择权，引起广泛关注。 我国幅员辽阔、人口众多、地域差异大、城乡发展不平衡，消费者支付需求多种多样，现金支付习惯和 偏好仍然广泛存在，尤其是一部分老年人难以适应电子支付方式。中国人民银行此前组织的抽样调查显 示，老年人中经常使用现金的人数占比超过75%。其中，县域老年人经常使用现金人数占比为80.4%， 城市地区老年人经常使用现金人数占比为67.6%。此外，批发零售等行业的小 ...

Group 1 - The core viewpoint emphasizes the acceleration of the construction of a new energy system in China, aiming for high-quality development of renewable energy to ensure reliable energy supply for modernization efforts [1] - During the 14th Five-Year Plan, a demonstration area for a 100% renewable energy power system was established in Guangshui, Suizhou, showcasing a grid model that balances supply and demand with over 70% of the time powered by renewable energy [1] - The new energy power system in northern Hubei has a capacity exceeding 10 million kilowatts, covering an area of nearly 30,000 square kilometers and serving a population of 10 million, creating a new collaborative path for energy resource utilization [1] Group 2 - The company is actively exploring the construction of a clean and low-carbon energy system in rural areas, utilizing organic waste to generate clean energy and promoting a replicable rural energy model [2] - An example from Tudianzi Village in Enshi shows that the village has achieved 24-hour clean energy supply, leading to increased agricultural productivity and tourism revenue of 1.37 million yuan annually [2] Group 3 - The 15th Five-Year Plan is expected to be a period of rapid development for renewable energy and the comprehensive construction of a new power system in China [3] - Hubei Electric Power Company is initiating projects to develop and consume renewable energy in densely populated areas and to facilitate the transmission of electricity from remote renewable energy bases to Hubei and beyond [3]

按次纳税的主体中，自然人纳税人占绝大多数。为减轻自然人办税负担，《中华人民共和国增值税法实 施条例》第四十四条明确，按次纳税的纳税人，销售额达到起征点的，应当自纳税义务发生之日起至次 年6月30日前进行申报纳税，在申报纳税期限方面为纳税人预留了较为充足的时间。考虑到自然人流动 性强，为便利其申报纳税，减轻按次纳税办税负担，《征管公告》明确自然人发生应税交易达到起征点 的，不论是向税务机关申请代开发票，还是由扣缴义务人代扣代缴，均视为办理了申报纳税。 "从公告规定来看，税务部门尽量减少了自然人需要自行申报纳税的情况。"黄立新表示，如果自然人代 开发票、代扣代缴两种方式都未涉及，才适用兜底方式，就其本年度尚未缴纳增值税的应税交易，按照 规定向主管税务机关申报纳税，这样就减轻了自然人的办税负担。 2026年1月1日起，《中华人民共和国增值税法》及其实施条例正式施行。近日，财政部、国家税务总局 联合制发《关于增值税法施行后有关优惠政策衔接事项的公告》，对增值税法规定的起征点标准予以细 化明确。在此基础上，国家税务总局配套制发了《关于起征点标准等增值税征管事项的公告》（以下简 称《征管公告》），就起征点标准判定、税收优 ...

Core Viewpoint - The introduction of the new agricultural product quality safety commitment certificate serves as a "ID card" for agricultural products, enhancing quality awareness and brand consciousness among producers, and promoting green production technology to improve product quality from the source [1][3]. Group 1: Certificate Implementation - The new agricultural product quality safety commitment certificate will be fully implemented starting February 1, providing essential information such as product name, origin, issuance time, and contact details [1]. - The certificate is a proof that the agricultural products sold have not used banned pesticides or veterinary drugs, and that the residues of conventional pesticides and veterinary drugs are within safe limits [1][2]. - The management of agricultural product quality safety involves both the Ministry of Agriculture and Rural Affairs and market regulatory departments, focusing on source control and market control respectively [1]. Group 2: Responsibilities and Regulations - Agricultural producers and cooperatives are required to issue the quality commitment certificate, while those involved in the purchase of agricultural products must collect and retain these certificates [2]. - The revised Agricultural Product Quality Safety Law, effective from 2023, has increased penalties for violations, while also considering the realities of small farmers by imposing lighter penalties [2]. - The principle of "who produces, who is responsible; who sells, who is accountable" is emphasized in the new regulations [2]. Group 3: Quality Assurance and Consumer Trust - Consumers tend to trust agricultural products sold by chain supermarkets more due to better information disclosure and traceability systems [3]. - The certificate system aims to enhance the traceability of products and accountability of producers, aligning with the development of technology-driven, green, quality, and brand agriculture [3]. - While the certificate indicates a commitment to quality, it does not guarantee that products are free from safety risks, highlighting the need for robust testing and traceability systems [3]. Group 4: Current Status and Future Goals - The quality awareness among agricultural producers has improved, with the national monitoring pass rate for agricultural product quality safety remaining above 97% for several years, aiming for 98% by 2025 [4]. - Despite improvements, there are still quality safety risks, and even a 1% non-compliance rate can represent a significant number of products given the large volume of agricultural output [4]. - Both producers and regulatory bodies must take responsibility to ensure the effective implementation of the certificate system, safeguarding food safety for consumers [4].

粮食生产，一丝一毫都松懈不得。这是保障粮食安全的基石，这根弦必须时刻绷紧，这股劲必须始终铆 足。新的一年，要坚持产量产能、生产生态、增产增收一起抓，统筹发展科技农业、绿色农业、质量农 业、品牌农业，既要稳住粮食产量基本盘，也要加快构建多元化食物供给体系，扩大绿色优质农产品供 给，在更高水平上保障粮食等重要农产品安全稳定供给。 稳定粮食产量，关键在于稳面积、提单产。严格落实粮食安全党政同责要求，发挥好省级党委和政府落 实耕地保护和粮食安全责任制考核"指挥棒"作用，分解落实目标任务，切实稳定粮食播种面积。大力实 施粮油等主要作物大面积单产提升行动，鼓励有条件的地区整建制推进，集成应用合理密植、水肥一体 化、高性能播种收获机具等技术和装备，促进良田良种良机良法集成增效，确保粮油作物大面积提升单 产水平。政策"工具箱"也要更加丰富有力，强化价格、补贴、保险等政策支持和协同，加大粮食主产区 利益补偿力度，实施好粮食产销区省际横向补偿，真正让种粮农民有钱挣、得实惠，让主产区政府有动 力、有干劲。 粮安天下，本固邦宁。2026年是"十五五"规划开局之年，我国粮食安全基础巩固，但长期供需紧平衡格 局未变，结构性矛盾、粮价下行 ...

Core Viewpoint - The article highlights the efficient logistics and supply chain management of cherry imports from Chile to China through Tianjin Port, showcasing the streamlined processes that enhance freshness and reduce delivery times. Group 1: Logistics and Supply Chain Management - Tianjin Port Group has developed a comprehensive organizational support mechanism to ensure the efficient operation of the "Fruit Express" service, covering market business, cargo booking, terminal loading and unloading, and logistics distribution [1][3] - The implementation of the "Five Guarantees and Five Immediate" measures and customized "one ship, one policy" plans has reduced the terminal operation time for a single container of cherries to under 20 minutes, allowing delivery to major markets in the Beijing-Tianjin-Hebei region within 5 hours and covering East China, South China, Northwest, and Northeast regions within 30 hours [1][3] Group 2: Transportation and Handling Process - The transportation process for cherries involves three main steps: hand-picking by farmers, cooling and sorting at packaging facilities, and shipping via direct route to Tianjin Port, which takes approximately 23 days [2] - The Tianjin Dongjiang Free Trade Port Area International Trade Service Co., Ltd. has optimized the sales process for cherries, enabling delivery to consumers within 12 hours after the ship docks, and expanding sales channels to include e-commerce platforms [2] Group 3: Customs and Regulatory Support - Tianjin Customs has established a "green channel" for fresh fruit clearance and introduced an innovative "people wait for containers" supervision model to facilitate smooth customs processes [3] - The Tianjin Maritime Bureau has implemented a refined dynamic schedule for vessels, considering weather forecasts, traffic conditions, and port operation progress to minimize waiting times for ships [3]

筑牢营商环境"留得住、育得强"根基。近年来，宁夏通过实施《宁夏回族自治区优化营商环境条例》等 措施，在优化营商环境方面取得明显成效。优化营商环境没有终点。可以对标福建等地的先进经验，因 地制宜深化数字化改革，不断提升政务服务的标准化、便利化水平。在要素保障上，加快从"大水漫 灌"转向"精准滴灌"，为重点项目和优质企业量身定制支持方案，助力成长。 三十载山海携手，闽宁协作实现了从单向帮扶到合作共赢的跨越，共同将"干沙滩"浇灌成"金沙滩"，成 为东西部协作的典范。"十五五"规划建议提出，优化区域经济布局，促进区域协调发展。当前，闽宁协 作加快从"输血"向"造血"转变，双方还需在产业协同、营商服务等方面持续深耕细作，练好协作共赢 的"绣花功"。 推动产业从"落地生根"走向"枝繁叶茂"。多年来，闽宁协作搭建的产业园区和基础设施，为企业落户提 供了坚实平台。实现协作共赢，离不开对这些平台的精耕细作。可以紧扣宁夏资源禀赋和福建产业优 势，在项目引进上强化精准补链、系统强链，培育具有竞争力的产业集群，形成规模效应，降低企业综 合成本。通过共建研发平台等创新联合体，推动福建的科技成果在宁夏转化应用，全面提升承接产业的 技术含 ...