政府采购市场是国内市场的重要组成部分。推进全国统一大市场建设，必须消除政府采购中的各类不合 理限制和壁垒，整治异常低价问题，营造公平竞争的市场环境。 "1元中标""0元中标"，这种异常低价的乱象在政府采购市场屡见不鲜。日前，财政部印发《关于推动解 决政府采购异常低价问题的通知》，整治政府采购领域"内卷式"竞争，促进形成优质优价、良性竞争的 市场秩序。 政府采购市场是国内市场的重要组成部分。统计显示，2024年全国政府采购总额突破3.3万亿元，占全 国财政支出的比重超12%，覆盖货物、服务、工程等全领域。推进全国统一大市场建设，必须消除政府 采购中的各类不合理限制和壁垒，整治异常低价问题，营造公平竞争的市场环境。 在过程管控方面，实施政府采购异常低价审查。以往对"异常低价"难以认定，此次文件明确了量化标 准，规定了启动异常低价投标审查程序的具体情形，提升了可操作性。 在事后监管方面，强化履约验收。政府采购不能"一购了之"，必须跟踪履约情况、落实履约责任。履约 验收不能"走过场"，而是要细致落实每一项技术和商务要求是否履行到位。如供应商不履行合同或者未 按合同约定履行合同导致验收不合格的，采购人应当依法追究其违约 ...

Core Viewpoint - The health insurance sector in China is experiencing significant growth and transformation, driven by policy support and market demand, with a focus on high-quality development and integration into the broader health ecosystem [1][2][3]. Expansion of Coverage - The commercial health insurance market has seen an average annual growth rate of over 20% in the past decade, with more than 11,000 medical insurance products available, providing robust support for public health [2]. - By 2025, it is estimated that commercial health insurance will incur approximately 14.7 billion yuan in total claims for innovative drugs and medical devices, reflecting a compound annual growth rate of 70% over four consecutive years [2]. Regulatory Guidance - The "Guiding Opinions" issued by the National Financial Regulatory Administration aims to optimize existing policies and clarify future directions for health insurance, emphasizing specialized and professional operations [3]. - The insurance industry is encouraged to enhance collaboration with the health industry and support flexible payment methods for innovative medical technologies [3]. Claims Efficiency Improvement - In 2025, ZhongAn Insurance reported a total claim payout of 17.9 billion yuan, processing approximately 2.9 million claims daily, with a focus on leveraging technology to enhance claims service efficiency [4]. - AI integration in the claims process has enabled over 90% of health insurance users to submit claims with minimal effort, significantly improving transparency and user trust [4]. Infrastructure Development - The establishment of robust infrastructure is crucial for the sustainable operation of the health insurance industry, with a focus on data-driven services such as product verification, risk management, and claims support [5]. - The China Banking and Insurance Information Technology Management Company is enhancing product registration and monitoring industry risks through intelligent systems [5]. Asset Management and Investment - As of 2025, insurance asset management products directed towards the medical sector have exceeded 150 billion yuan, with investments in various healthcare-related fields [8]. - Insurance funds are playing a vital role in supporting the upgrade of the healthcare and elderly care industries, contributing to the development of new productive forces [7][8]. Service Space Expansion - The health insurance sector is evolving to include preventive care and health management, with companies like PICC Health establishing health management subsidiaries to integrate insurance with health services [9][10]. - The collaboration between insurance and healthcare providers is yielding positive results, enhancing patient satisfaction and reducing claims costs through coordinated care [9][10]. Industry Collaboration - The China Insurance Industry Association is actively promoting cross-industry collaboration and developing standardized terms for commercial health insurance, aiming for a cooperative development model with the healthcare sector [10].

一方面，短期推升通胀的因素难以避免。数据显示，2026年1月1日至12日当周，俄CPI累计上升 1.26%，截至1月12日年度通胀率为6.27%，较上月出现反弹。市场分析认为，超过一半的涨幅受消费篮 子中波动较大且受调控的商品与服务推动，包括水果、蔬菜、酒类、汽车、住房与公用事业费用、交通 运输、燃油以及旅游服务等。 另一方面，俄央行还将面对更深层次的通胀压力。有专家指出，2025年下半年出现的价格增速放缓趋势 可能难以持续。增值税上调、小企业税制改革以及预期的关税上涨，均可能成为推动通胀走强的重要因 素。市场预计，增值税调整将在今年上半年进一步推高物价，但到下半年，高通胀问题有望缓解，货币 政策可能相应放宽。 在此背景下，有专家提示需警惕潜在的滞胀风险。俄罗斯科学院经济研究所首席研究员伊戈尔·尼古拉 耶夫表示，2026年，俄主要经济威胁来自滞胀风险，而应对滞胀十分困难。刺激经济增长的措施通常会 推高通胀，而抑制通胀的政策又可能拖累经济复苏。他指出，目前通胀"虽尚未构成危机，但很可能演 变为危机"。 因此，俄罗斯工业家和企业家联盟主席亚历山大·绍欣呼吁，应扭转经济持续降温的局面，推动经济走 向可持续增长。绍欣 ...

下一步，哈尔滨将陆续开通更多热门航线，不断加强与世界的联通。哈尔滨出入境边防检查站政治委员 吴振江介绍，作为黑龙江省内唯一适用240小时过境免签政策的口岸，哈尔滨边检站专门设立临时入境 许可签发专用通道和政策咨询专窗，大幅简化申请流程、压缩办理时限，推动政策红利直达快享，助 力"中国游""中国购"更加火热。 随着冰雪季到来，到哈尔滨赏冰玩雪成为入境旅游新热潮。今年元旦期间，哈尔滨入境游客人次同比增 长77.9%。 （文章来源：经济日报） 为应对入境游高峰，哈尔滨机场持续加密国际航线，近期新开多条冰雪游直飞和包机航线。"以前，我 们对俄罗斯、韩国航班较多，近期陆续开通了至马来西亚、泰国、越南等地的航线。"哈尔滨出入境边 防检查站执勤一队副队长介绍，2025年冰雪季以来，新增胡志明市、河内、曼谷、吉隆坡等4条国际航 线，客运航线由每周87班次增至118班次，"空中网络"进一步织密。 边检站的有效保障让航线拓展更有底气，截至2025年底，机场国际客运航线已达22条。 党的二十届四中全会提出，扩大高水平对外开放，开创合作共赢新局面。作为共建"一带一路"中蒙俄经 济走廊的关键节点，哈尔滨机场口岸是黑龙江向北开放的核心枢 ...

2025年以来，我国文化产业结构布局不断优化，文化企业规模稳步扩大，效益显著增强。国家统计局数 据显示，2025年前三季度，我国文化企业实现营业收入109589亿元，按可比口径计算，比上年同期增长 7.9%，其中文化新业态特征较为明显的16个行业小类实现营业收入48860亿元，比上年同期增长 14.1%，快于全部规模以上文化企业6.2个百分点。培育优秀文化企业和品牌，是"十五五"规划建议明确 提出的一个重要着力点。优质文化企业和品牌是推动文化元素创造性转化和创新性发展最具活力的力 量，对于我国文化产业高质量发展至关重要。 做特做优文化产品和产业，突破高品质创意供给瓶颈。文化企业应立足自身资源禀赋，深入挖掘中华优 秀传统文化、地域文化中的独特元素，吸收和借鉴世界优秀文化企业先进理念和经验，打造具有辨识度 与感染力的文化产品，健全文化产业体系，使文化产品和产业不仅具有"特色"，更能广泛地"被需要"。 加强顶层设计，动态梳理文化创意图谱，提升故事原型设计能力；统筹各方对关键核心IP开展协同开 发，推动新闻出版、广播影视、文学艺术等领域精品迭出。完善知识产权保护体系，探索建立文化创 意"专利池"，为文化企业进行可持续 ...

Core Insights - The integration of Tangshan into the Beijing-Tianjin transportation network is expected to enhance regional development by attracting population, capital, technology, and information [1][2] - Tangshan has been recognized for its favorable business environment, ranking 4th among cities with GDP over 500 billion yuan in a national evaluation of private enterprises [1] - The establishment of the Caofeidian Coordinated Development Demonstration Zone has positioned Tangshan as a key area for industrial transfer from Beijing and Tianjin, with significant investments and projects initiated [3] Transportation and Connectivity - The Beijing-Tangshan intercity railway is set to be fully operational by December 30, 2025, creating a one-hour travel zone between the two cities [1] - The improved transportation infrastructure has facilitated the commuting of many professionals between Beijing and Tangshan, enhancing collaboration and project implementation [1] Industrial Development - The Caofeidian area has become a preferred location for many Beijing enterprises, with 308 projects and a total investment of approximately 270.2 billion yuan since the establishment of the demonstration zone [3] - Tangshan is focusing on high-standard industrial platforms to attract and retain industries, ensuring that technological achievements from Beijing can be effectively utilized [2][3] Digital Transformation - Tangshan is leveraging digital technology to enhance the efficiency of its business environment, implementing a unified online government service platform that covers all administrative levels [6][7] - The city has streamlined administrative processes, significantly reducing the time required for project approvals and enhancing service delivery through data sharing [9] Talent and Workforce Development - Tangshan is actively addressing talent shortages by organizing recruitment events and establishing partnerships with universities to attract skilled professionals [10][11] - The city has implemented policies to support talent retention and development, including a comprehensive service platform for talent management [10][11] Financial Support and Innovation - The city has developed specialized financial products to support technology-driven enterprises, facilitating access to funding for innovation and growth [13][14] - Tangshan is promoting a credit system that evaluates companies based on their innovation capabilities, enabling better access to financial resources [13] Business Environment Enhancement - Continuous efforts are being made to improve the business environment, with a focus on maintaining a close relationship between government and enterprises to protect their rights and interests [15] - The city aims to enhance market, legal, and credit environments to create a world-class business atmosphere [15]

财政部等三部门近日发布通知，优化实施个人消费贷款财政贴息政策。各家银行积极响应，详细解读政 策优化要点。具体包括：延长政策期限，将个人消费贷款财政贴息政策实施期限延长至2026年12月31 日；扩大支持范围，将信用卡账单分期业务纳入支持范围；拓展贴息领域，取消单笔5万元及以上消费 领域限制；提高贴息标准，取消单笔消费贴息金额上限500元的要求，取消每名借款人在一家经办机构 可享受5万元以下累计消费贴息上限1000元的要求。 新政策将监管评级3A及以上的城商行、农商行、外资银行、消费金融公司、汽车金融公司纳入经办机 构，多家新增机构正抓紧制定实施细则，发力精细化服务。 （文章来源：经济日报） "中小金融机构与非银机构的深度参与，将推动消费金融供给结构优化，倒逼机构下沉服务重心，围绕 居民多元消费场景开展产品创新。"国家金融与发展实验室副主任曾刚表示，金融机构需加快推出针对 性产品，可联合商超、汽车、文旅、家居等消费场景方打造"信贷+贴息+消费"一站式服务方案，叠加 线上线下网点运营，提升客户获取政策支持的便捷性。 监管部门与银行均高度重视风险防控与合规管理，注重消费者权益保护，强化贷款用途和资金流向监 测。多家 ...

作为负责任大国，中国持续为国际社会提供宝贵的稳定性和确定性。无论国际形势如何变化，中国始终 坚定站在多边主义和国际公平正义的一边，积极做国际法治的倡导者和维护者，坚定维护以联合国为核 心的国际体系和以国际法为基础的国际秩序，引领国际社会团结应对挑战。越来越多国家充分认识到， 与中国交往和合作，意味着规则的连续性、政策的可预期性以及合作关系的稳定性。 中国提供的稳定性和确定性，还体现在稳健的经济发展态势和持续释放的市场潜力上。2025年，中国经 济总量突破140万亿元人民币，展现出基础稳、优势多、韧性强、潜能大等突出特点。同时，中国持续 推进高水平对外开放，向世界释放出共享发展机遇的清晰信号：全球超过四分之三的国家加入共建"一 带一路"大家庭；中欧班列累计开行突破12万列；广交会、进博会、链博会等国际展会为各国企业开拓 中国市场创造有利条件。 西方国家领导人密集到访中国，是国际形势变化使然，也是中国长期坚持正确发展道路的结果。然而， 必须看到，一些国家在过去与中国开展交往互动过程中，曾遭遇外部因素干扰，导致其对华政策摇摆不 定。未来，类似的压力和干扰仍会出现。希望相关国家能够排除外部干扰，摒弃零和博弈思维，坚持 ...

Core Insights - The production of 3D printing equipment in China is expected to grow by 52.5% year-on-year by 2025, driven by strong downstream demand and advancements in technology [1][2][4] Application Trends - The demand for personalized and customized products is becoming mainstream, with consumers able to easily order 3D printed items through e-commerce platforms [1] - 3D printing technology is increasingly being integrated into various fields such as cultural creativity and educational technology, creating new consumer experiences and driving industry growth [3] Cost Reduction Factors - Significant reductions in manufacturing costs for 3D printers have been achieved due to advancements in domestic manufacturing capabilities, with consumer-grade 3D printers now priced similarly to mid-range smartphones [2] - The development of new alternative alloys and AI technologies has further reduced costs and simplified the operation of 3D printing, making it more accessible to the general public [3] Policy and Capital Support - Government policies are playing a crucial role in promoting the market development of 3D printing, with initiatives aimed at fostering innovation and expanding applications [4] - The 3D printing industry has seen multiple financing rounds since 2025, with investments from both tech companies and venture capital firms, indicating strong market interest [5][6] Challenges and Opportunities - Despite the growth, the 3D printing industry is still in its early stages, facing challenges in technical services and business models [7] - There is a mismatch between diverse market demands and supply efficiency, with the need for improved service models such as shared manufacturing and leasing to support small and medium enterprises [8][9]

首衡高碑店国际农产品交易中心是京津冀地区最大的"菜篮子"，覆盖北方13个省区市，京津冀地区 52%、北京市场64%和天津市场56%的果蔬均由这里供应。面对西红柿等部分品类的价格波动，首衡打 出保供稳价"组合拳"。 在市场指挥调度中心，巨大的电子屏幕上实时跳动着数百种商品的进场量、交易量、库存及价格数 据。"数据会告诉我们，短缺集中在哪些品类、哪个时间段，库存缓冲还能撑多久。"市场蔬菜区负责人 吴之军说。 "一旦西红柿价格波动触及警戒线或库存量低于安全阈值，我们会立即启动预警响应机制。"首衡高碑店 蔬菜区招商副总监郝建表示，市场一方面深化产销对接，强化多元产地调运，通过联动南方产区弥补北 方减产缺口；另一方面建立跨区域应急调货机制，实现全国范围内的产品灵活调度与补充。同时，市场 还协助监管部门加强巡查力度，要求所有商户明码标价，严厉查处囤积居奇、哄抬价格等违法行为，全 力维护公平有序的交易秩序。 "我们自己建立了200多条物流专线保障运力，依托智慧冷链物流园实现多温区精准调控，大幅降低了西 红柿在长途运输中的损耗，从源头控制成本。"郝建说，目前首衡市场内西红柿日均到货量稳定在600多 吨，基本可以满足北方市场的 ...