Core Insights - China's total goods trade import and export value reached 29.57 trillion yuan in the first eight months of the year, with a year-on-year growth of 3.5%, maintaining the growth rate from the previous seven months [1] - Exports grew by 6.9%, while imports saw a decline of 1.2%, indicating a stable growth trend in foreign trade despite external challenges [1] - The resilience and vitality of China's foreign trade are attributed to internal growth drivers, overall improvement in global competitiveness, and favorable policies [1] Trade Performance - Exports of mechanical and electrical products amounted to 10.6 trillion yuan, a year-on-year increase of 9.2%, accounting for over 60% of total exports [1] - The import growth rate has been improving month by month, driven by domestic consumption recovery, with significant increases in imports of bulk commodities and consumer goods [2] - The central and western regions of China showed a remarkable trade performance, with a total import and export value of 5.31 trillion yuan, a year-on-year increase of 10.4%, surpassing 5 trillion yuan for the first time [2] Private Sector Dynamics - Private enterprises accounted for 219 of the top 500 trading companies, an increase of 20 from the previous year, with a total import and export value of 16.89 trillion yuan, up 7.4% year-on-year, representing 57.1% of China's total trade [2] - Companies are actively exploring international markets, with examples of successful products like pool cleaning robots and beauty products gaining traction in overseas markets [3][4] Market Trends - The stationery industry in Yiwu is experiencing accelerated growth in exports, with significant demand from the European and American markets [4] - Companies are enhancing their R&D capabilities and product upgrades to meet international market demands, showcasing strong competitiveness [4] - Government policies aimed at stabilizing foreign trade are proving effective, providing robust support for enterprises to navigate uncertainties [4]

Core Viewpoint - The "dual interest subsidy" policy for personal consumption loans and service industry loans has been implemented to invigorate the consumption market, addressing consumer hesitation and financial pressure [1][2]. Group 1: Policy Implementation and Impact - The "dual interest subsidy" policy covers a wide range of consumer needs, from daily dining to large appliances, and includes essential services like childcare, elderly care, and health, as well as developmental and leisure consumption [1]. - The policy aims to reduce the cost of personal consumption loans and service industry loans, alleviating financial pressure on consumers and businesses, thereby stimulating consumption [1][2]. - Data from the People's Bank of China indicates that by the end of 2024, the balance of personal consumption loans (excluding housing loans) is expected to reach 21.01 trillion yuan, a year-on-year increase of 6.2% [2]. Group 2: Consumer Behavior and Market Dynamics - The introduction of consumer financial products has led to an increase in borrowing amounts by 16% to 30%, with merchant sales rising approximately 40% [2]. - There is a growing gap between household consumption credit demand and actual participation, expanding from 2.5 percentage points in 2019 to 5.3 percentage points in 2021 [2]. - The "dual interest subsidy" policy effectively addresses the supply-demand imbalance in consumer credit services, releasing the consumption potential of the middle-income group [2]. Group 3: Strategic Importance of the Policy - The timing and scope of the "dual interest subsidy" policy are well-aligned with current economic conditions, focusing on personal consumption and service industry sectors to tackle market pain points [2][3]. - The policy exemplifies the need for precise and heartfelt measures to sustain consumer confidence and spending, which is crucial for high-quality economic development [3].

为贯彻落实党的二十届三中全会关于"十五五"规划编制工作的决策部署，共商轻工业高质量发展大计， 9月4日，中国轻工业联合会（以下简称"中国轻工联"）在北京召开第十四次兼职副会长座谈会。会议 以"科学谋划'十五五' 新质发展轻工业"为主题，是贯彻落实习近平总书记重要指示精神和党中央决策部 署的具体行动。 会上，中国轻工联多位兼职副会长、兼职副会长单位代表围绕科技创新、绿色低碳、智能制造、品牌建 设、消费升级等关键领域深入探讨发展路径与目标，旨在通过技术突破、产业融合与国际化布局，推动 轻工业向高端化、智能化、绿色化转型升级，为构建现代化产业体系、满足人民美好生活需要注入新动 能，为轻工业"十五五"规划编制提供了重要支撑。 本报记者 王薛淄 □ 毛明智 中国轻工联兼职副会长、中国工艺美术协会理事长徐念沙： 以"传承、创新、发展"为主线 推动文化创意产业转型升级 当前，工艺美术行业正处于从"传统手工业"向"文化创意产业"转型升级的关键阶段。"十四五"期间，行 业在复杂环境中保持总体稳定，部分细分领域呈现良好发展态势。面向"十五五"，协会将围绕"传承、 创新、发展"主线，从以下几个方面推进高质量发展。 一是推进新质产业 ...

本报记者 赵 曦 □ 花沁昕 今年7月至12月，民政部、商务部联合举办全国"养老服务消费季"活动。该活动以"惠老助老、品质生 活"为主题，支持各地引导养老服务和老年产品用品企业利用直播带货、达人探店等方式灵活营销，鼓 励打造定位服务中老年人的专属直播间。 近年来，网络直播行业的蓬勃发展，带来了全新的商业机遇，也创造了更多的就业岗位。如今的直播 间，并非只有高颜值主播才能获得高关注度，那些对互联网不甚了解的老年人，也成为了直播间的新生 力量。但在行业发展的过程中，也出现了部分盲目追求流量的投机行为。有报道显示，部分深夜直播的 老人所讲述的个人经历，实为营销团队预先设计的内容，这些老年人在镜头前枯槁疲惫的形象，也是吸 引流量的一环。 这样的现象与政策推动行业健康发展的初衷背道而驰。近日，记者在凌晨浏览了数位老人的直播间，了 解直播行业繁荣景象背后的另一面。 记者在凌晨浏览某直播平台时，常常能刷到直播间里面容憔悴的老人，他们往往处在简陋的环境中，伴 着昏暗的灯光，要么眼含泪水诉说着自己的不幸遭遇；要么一言不发，举着一张写满产品介绍的纸板， 难掩疲惫。 其中，有的老人介绍自己年事已高，还要独自照顾身患重病的家人，医疗 ...

上海时尚之都的形象深入人心，时装之外，上海还是一座美妆之城。 今年8月，胡润研究院发布《2025 CBE·胡润中国彩妆品牌TOP50》报告。从城市来看，上海以17个上榜 品牌数量大幅领先其他城市，成为头部彩妆品牌最多的城市。今年上半年，全国限额以上单位的化妆品 零售额达2291亿元，上海零售额达685亿元，约占三分之一，是名副其实的美妆重镇。 翻看十年前的数据，上海的化妆品零售额仅为全国的十分之一。十年间的跃迁发展，背后藏着一个上海 美妆产业主动转向、抓住国产化妆品崛起机遇的故事。 "我们的研发费用每年都在增加。"李俊告诉记者，截至今年8月，自然堂已经在上海研发中心设立20个 实验室，申请各类专利524件，发表科技文章累计超过200篇。 随着小红书等社交媒体打破信息壁垒，消费市场向拥有"真材实料"的品牌张开怀抱，上海还涌现出一批 初创企业，凭借科研能力从细分赛道"出道"，成为行业新星。2017年成立的橘朵，自建实验室和工厂专 攻彩妆，连续两年在中国彩妆市场销量第一。2018年成立的优时颜专研眶周抗衰，自建基础研究实验室 和配方实验室，收集超15万国人肌肤数据库，先后与行业协会联合发布《人体皮肤衰老评价标准》《 ...

充分挖掘民生需求背后的产业机遇，需要政府和企业形成合力。政府应发挥引导作用，加强市场调研和 数据分析，及时了解民生需求的变化趋势，制定相关政策和规划，为产业发展创造良好的政策环境。例 如，政府可以加大对健康产业、新兴服务业等领域的扶持力度，提供税收优惠、资金支持等政策措施， 鼓励企业加大研发投入，推动产业创新发展。 以服装行业为例，过去消费者只能从有限的款式和尺码中选择衣服，而如今，借助大数据、人工智能和 3D打印等技术，一些服装企业实现了个性化定制生产。消费者可以通过线上平台自主设计服装款式、 选择面料和颜色，企业根据订单快速生产并配送。这种模式不仅满足了消费者对个性化的追求，还减少 了库存积压，提高了生产效率和资源利用率。传统产业通过转型升级，不仅提升了自身的竞争力，还为 经济发展注入了新的活力。 随着社会分工的细化和人们生活水平的提高，新的民生需求不断涌现，为新兴服务业态的发展提供了广 阔空间。近年来，共享经济、零工经济等新兴模式蓬勃发展，深刻改变了人们的生活方式和消费习惯。 共享单车的出现，解决了城市出行"最后一公里"的难题，满足了人们便捷、绿色出行的需求，同时带动 了自行车制造、智能锁研发、大数据分 ...

Core Viewpoint - Zhongguancun Bank, a private bank in China, reported a growth in both revenue and net profit for the first half of 2025, despite facing challenges in customer acquisition and regulatory constraints [2][8]. Financial Performance - As of June 2025, Zhongguancun Bank's total assets reached 79.354 billion RMB, a year-on-year increase of 4.83% [2]. - The bank's revenue for the first half of 2025 was 1.031 billion RMB, reflecting a 14.9% increase, while net profit was 123 million RMB, up 17.5% [7]. - In contrast, the bank's performance in 2024 showed a decline in revenue and net profit, with figures of 1.818 billion RMB and 275 million RMB respectively, marking a decrease of 1.36% and 11.29% year-on-year [3][4]. Business Model and Strategy - Zhongguancun Bank focuses on technology-driven financial services, particularly in the areas of supply chain finance and consumer finance [8]. - The bank has been actively promoting its "Hui E Loan" product through various internet platforms, targeting consumers with specific eligibility criteria [8][9]. - The bank collaborates with third-party platforms, such as Beijing Duyou Technology Co., Ltd. and Left Heart Real Estate Service (Hangzhou) Co., Ltd., to enhance its loan offerings [10][13]. Regulatory Environment - The bank's growth has been impacted by regulatory changes, particularly those governing internet lending and deposit-taking practices [5][6]. - Since 2021, the bank has been required to reduce reliance on third-party platforms for deposit acquisition, leading to a slowdown in personal deposit growth [5]. - The bank faces challenges in enhancing its self-operated business capabilities, as it has shifted to using its own internet platform for deposit collection [5][6]. Customer Complaints and Risks - Zhongguancun Bank has received a significant number of customer complaints, totaling 7,174 in 2024, primarily related to loan products and collection practices [19]. - The bank's partnerships with loan intermediaries have raised concerns, especially following the inclusion of Left Heart Real Estate Service in a blacklist by Douyin Group due to previous misconduct [15][16].

座谈会由中国轻工联党委副书记王世成主持。中国轻工联领导杜同和、陶小年、徐祥楠、何烨、刘江毅、郭永新、刘素文出席座谈会。座谈会上，兼职副会 长徐念沙、杨晓京、梁梅、王占杰、闫卫民、刘挺、宋书玉、张九魁、张金泽、于学军、刘宁，兼职副会长单位领导孙瑞勇、陈晋武、屠祺围绕会议主题， 结合本行业发展形势，交流了工作思路、具体措施，并就进一步做好中国轻工业联合会相关工作提出了建设性意见。 张崇和指出，"十四五"期间轻工业发展成果显著，轻工经济总量持续增长，国民经济压舱石作用凸显。2024年，轻工企业数量达13.66万家，较2020年增长 25.7%；营业收入突破22.96万亿元，年均增长4.22%；实现利润1.5万亿元，年均增长3.02%；出口总额达9254亿美元，年均增长7.17%，占全国出口总额比重 超25.9%，连续五年保持全国第一，为稳外贸、稳增长作出重要贡献。 轻工产业结构不断优化，新兴领域成为增长引擎。智能家电、新能源电池、电动自行车等新兴产业加速发展。家电行业年营收占比从2020年的15.2%提升至 17.8%，智能家电比重从38%跃升至62%。电动自行车年产量已超5000万辆，年均增幅10%以上。轻工世界 ...

近年来，我国消费市场涌现出许多新亮点，其中一个令人意外却极具代表性的现象是：碳纤维最大应用 市场，竟然不是航空航天或风电叶片，而是体育休闲用品。2023年，我国体育休闲领域对碳纤维的需求 量达到1.8万吨，位居各应用领域之首。从自行车、网球拍到高端钓具、羽毛球拍，碳纤维正从专业竞 技装备向大众运动用品加速渗透，这背后折射出我国体育休闲消费的蓬勃活力和持续升级的趋势。 这种趋势还体现了我国超大规模市场的优势。一个材料技术的突破一旦转化为消费品，就能迅速被数以 百万计的消费者接受，从而形成"技术进步—消费升级—产业扩容"的良性循环。体育用品正是如此，碳 纤维进入寻常百姓家，折射出中国消费市场的广阔潜能。 体育消费的兴起不仅是市场自然发展的结果，也需要政策支持和产业布局的协同。未来，一方面，应继 续加大全民健身设施建设，推动体育场地资源共享，让更多人能便捷地参与运动；另一方面，要在体育 消费品市场中发挥国产新材料、新工艺的优势，推动更多高性价比的产品走向大众，形成稳定的消费供 给。 此外，还应加强体育休闲产业与文化旅游、绿色出行的结合。例如，骑行经济可以与城市绿色交通体系 融合，露营经济可以与乡村文旅产业联动，这样 ...

中国轻工业联合会副会长、中国皮革协会理事长李玉中表示，中国皮革协会倾力打造的摩登中国时尚展不仅是一个商贸洽谈 的重要平台，同时还是一个集趋势发布、文化展示、时尚秀场、国际会议、新品推广、达人选品、业务培训、品牌推介、手 工体验，以及多场行业年会于一体的中国皮革行业中高端品牌共同参与的"时尚周"，更是一场中国时尚与世界时尚交流和碰 撞的盛典。 全品类名企集结彰显中国制造硬实力 本报记者 解 磊 文/摄 为了满足人们对鞋包服饰等消费需求，为国际国内品牌企业、特色区域、独立设计师提供一个高端商贸合作、品牌展示、信 息交流的平台，9月3日至5日，由中国皮革协会主办的"2025摩登中国国际鞋包服饰时尚展览会"（以下简称"摩登中国时尚 展"）在上海举办。 记者在摩登中国时尚展现场看到，展品琳琅满目，三大核心展区各具特色，国内外知名品牌集体亮相，全方位展现中国皮革 行业的产品力、创新力与设计力。 （下转A2版） 精美绝伦的皮衣裘装系列引人注目，采用优质皮革原料，融合精湛手工艺与创新设计理念，展现出不俗的品质与品位；时尚 鞋履展区汇集了众多设计新颖的鞋款，从经典商务到前卫潮流，从实用休闲到华丽晚宴，满足不同场合的穿着需求；箱 ...