Xiao Fei Ri Bao Wang
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中关村银行资产规模增至近800亿元 合作方“左心房”曾被抖音列为永不合作主体
Xiao Fei Ri Bao Wang· 2025-09-10 02:24
Core Viewpoint - Zhongguancun Bank, a private bank in China, reported a growth in both revenue and net profit for the first half of 2025, despite facing challenges in customer acquisition and regulatory constraints [2][8]. Financial Performance - As of June 2025, Zhongguancun Bank's total assets reached 79.354 billion RMB, a year-on-year increase of 4.83% [2]. - The bank's revenue for the first half of 2025 was 1.031 billion RMB, reflecting a 14.9% increase, while net profit was 123 million RMB, up 17.5% [7]. - In contrast, the bank's performance in 2024 showed a decline in revenue and net profit, with figures of 1.818 billion RMB and 275 million RMB respectively, marking a decrease of 1.36% and 11.29% year-on-year [3][4]. Business Model and Strategy - Zhongguancun Bank focuses on technology-driven financial services, particularly in the areas of supply chain finance and consumer finance [8]. - The bank has been actively promoting its "Hui E Loan" product through various internet platforms, targeting consumers with specific eligibility criteria [8][9]. - The bank collaborates with third-party platforms, such as Beijing Duyou Technology Co., Ltd. and Left Heart Real Estate Service (Hangzhou) Co., Ltd., to enhance its loan offerings [10][13]. Regulatory Environment - The bank's growth has been impacted by regulatory changes, particularly those governing internet lending and deposit-taking practices [5][6]. - Since 2021, the bank has been required to reduce reliance on third-party platforms for deposit acquisition, leading to a slowdown in personal deposit growth [5]. - The bank faces challenges in enhancing its self-operated business capabilities, as it has shifted to using its own internet platform for deposit collection [5][6]. Customer Complaints and Risks - Zhongguancun Bank has received a significant number of customer complaints, totaling 7,174 in 2024, primarily related to loan products and collection practices [19]. - The bank's partnerships with loan intermediaries have raised concerns, especially following the inclusion of Left Heart Real Estate Service in a blacklist by Douyin Group due to previous misconduct [15][16].
科学谋划“十五五” 新质发展轻工业
Xiao Fei Ri Bao Wang· 2025-09-09 02:31
座谈会由中国轻工联党委副书记王世成主持。中国轻工联领导杜同和、陶小年、徐祥楠、何烨、刘江毅、郭永新、刘素文出席座谈会。座谈会上,兼职副会 长徐念沙、杨晓京、梁梅、王占杰、闫卫民、刘挺、宋书玉、张九魁、张金泽、于学军、刘宁,兼职副会长单位领导孙瑞勇、陈晋武、屠祺围绕会议主题, 结合本行业发展形势,交流了工作思路、具体措施,并就进一步做好中国轻工业联合会相关工作提出了建设性意见。 张崇和指出,"十四五"期间轻工业发展成果显著,轻工经济总量持续增长,国民经济压舱石作用凸显。2024年,轻工企业数量达13.66万家,较2020年增长 25.7%;营业收入突破22.96万亿元,年均增长4.22%;实现利润1.5万亿元,年均增长3.02%;出口总额达9254亿美元,年均增长7.17%,占全国出口总额比重 超25.9%,连续五年保持全国第一,为稳外贸、稳增长作出重要贡献。 轻工产业结构不断优化,新兴领域成为增长引擎。智能家电、新能源电池、电动自行车等新兴产业加速发展。家电行业年营收占比从2020年的15.2%提升至 17.8%,智能家电比重从38%跃升至62%。电动自行车年产量已超5000万辆,年均增幅10%以上。轻工世界 ...
体育休闲用品消费升级的“碳纤维故事”
Xiao Fei Ri Bao Wang· 2025-09-09 02:30
近年来,我国消费市场涌现出许多新亮点,其中一个令人意外却极具代表性的现象是:碳纤维最大应用 市场,竟然不是航空航天或风电叶片,而是体育休闲用品。2023年,我国体育休闲领域对碳纤维的需求 量达到1.8万吨,位居各应用领域之首。从自行车、网球拍到高端钓具、羽毛球拍,碳纤维正从专业竞 技装备向大众运动用品加速渗透,这背后折射出我国体育休闲消费的蓬勃活力和持续升级的趋势。 这种趋势还体现了我国超大规模市场的优势。一个材料技术的突破一旦转化为消费品,就能迅速被数以 百万计的消费者接受,从而形成"技术进步—消费升级—产业扩容"的良性循环。体育用品正是如此,碳 纤维进入寻常百姓家,折射出中国消费市场的广阔潜能。 体育消费的兴起不仅是市场自然发展的结果,也需要政策支持和产业布局的协同。未来,一方面,应继 续加大全民健身设施建设,推动体育场地资源共享,让更多人能便捷地参与运动;另一方面,要在体育 消费品市场中发挥国产新材料、新工艺的优势,推动更多高性价比的产品走向大众,形成稳定的消费供 给。 此外,还应加强体育休闲产业与文化旅游、绿色出行的结合。例如,骑行经济可以与城市绿色交通体系 融合,露营经济可以与乡村文旅产业联动,这样 ...
摩登中国时尚展传递中国皮革强音
Xiao Fei Ri Bao Wang· 2025-09-09 02:24
中国轻工业联合会副会长、中国皮革协会理事长李玉中表示,中国皮革协会倾力打造的摩登中国时尚展不仅是一个商贸洽谈 的重要平台,同时还是一个集趋势发布、文化展示、时尚秀场、国际会议、新品推广、达人选品、业务培训、品牌推介、手 工体验,以及多场行业年会于一体的中国皮革行业中高端品牌共同参与的"时尚周",更是一场中国时尚与世界时尚交流和碰 撞的盛典。 全品类名企集结彰显中国制造硬实力 本报记者 解 磊 文/摄 为了满足人们对鞋包服饰等消费需求,为国际国内品牌企业、特色区域、独立设计师提供一个高端商贸合作、品牌展示、信 息交流的平台,9月3日至5日,由中国皮革协会主办的"2025摩登中国国际鞋包服饰时尚展览会"(以下简称"摩登中国时尚 展")在上海举办。 记者在摩登中国时尚展现场看到,展品琳琅满目,三大核心展区各具特色,国内外知名品牌集体亮相,全方位展现中国皮革 行业的产品力、创新力与设计力。 (下转A2版) 精美绝伦的皮衣裘装系列引人注目,采用优质皮革原料,融合精湛手工艺与创新设计理念,展现出不俗的品质与品位;时尚 鞋履展区汇集了众多设计新颖的鞋款,从经典商务到前卫潮流,从实用休闲到华丽晚宴,满足不同场合的穿着需求;箱 ...
超二百家行业领军企业将亮相中国国际日化展
Xiao Fei Ri Bao Wang· 2025-09-09 02:23
本报讯 作为中国洗涤用品工业协会主办的行业盛会,第45届(2025)中国洗涤用品行业年会与第17届 中国国际日化产品原料及设备包装展览会(以下简称"中国国际日化展")将于今年10月15日至17日在重 庆国际博览中心举行。 为推动宠物清洁护理行业高质量发展,加强行业规范建设,完善产品标准体系,并搭建企业与市场的高 效交流平台,中国洗涤用品行业宠物清洁护理分会将在本届中国国际日化展期间主办"2025宠物清洁论 坛",汇聚行业力量共谋发展。同时还将设立"宠物清洁护理用品展区"。 作为中国国际日化展历年最受欢迎的活动板块之一,新技术发布会始终致力于为国内外参展企业提供展 示行业前沿技术的舞台。本次会议将邀请知名品牌企业分享最新技术成果与市场经验,推动创新产品应 用与市场化进程,助力行业实现健康、有序发展。 值得关注的是,本届展会将再次设立洗衣凝珠定制体验区。该区域将与业内知名企业合作,带领观众探 索更多样的凝珠香型与造型,打造沉浸式互动体验。若想快速掌握洗衣凝珠的DIY技巧,参与者只需在 现场完成三个简单步骤:首先,在选香区挑选心仪的香型;其次,在选色区选择喜爱的颜色;最后,在 加工成型区选取钟意的凝珠模具,并在工作 ...
2025年服贸会明日启幕
Xiao Fei Ri Bao Wang· 2025-09-09 02:23
本届服贸会配套活动纷呈。记者从主办方了解到,除文旅推介大会外,今年服贸会还将举办一系列文旅 相关配套活动:在首钢园功碑阁,观众可走进"金阙流光"景泰蓝精品艺术展,近距离欣赏传统工艺的独 特魅力;在首钢北区永定河畔,"永定河集—开集生活节"将打造集市体验,呈现北京文化特色;北京石 景山游乐园内的"京彩彩灯游园会"、世界花卉大观园中的"世界花卉大观园—蘑幻夜花园"、北京园博园 举行的"仲夏之夜"等夜游活动,为市民和游客提供沉浸式观光体验;"遇见马连道:中国茶 和天下"等 活动则通过茶文化推广,展现中国传统生活方式。 本报记者 赵 曦 □ 唐 瑞 9月10日至14日,2025年中国国际服务贸易交易会(以下简称"服贸会")将在北京举办。作为全球服务 贸易领域规模最大、内容最丰富的综合性展会之一,本届服贸会以"数智领航,服贸焕新"为主题,70余 个国家和国际组织参展,近2000家企业线下亮相,彰显联通内外的平台功能。 多国集聚 共绘文明交流新图景 主办方向记者介绍,今年服贸会的一大亮点是"2025全球国家文旅推介大会",其将于9月12日在首钢园 举办。来自澳大利亚、多米尼加、马尔代夫、马耳他、斯里兰卡、苏丹等15国的驻 ...
盛泽面料万里行走进南京 盛泽好面料成功“出圈”
Xiao Fei Ri Bao Wang· 2025-09-08 06:59
本次活动致力于将盛泽的高品质面料直接引入江苏服装产业一线,打通从织造到成衣的关键环节。 目前,多家企业已陆续进入样品确认及订单落地阶段,有效推动了产业资源的高效对接与实质性合作。 一位多次参会的南京女装品牌研发总监表示:"通过连续参与对接活动,我们与盛泽面料企业建立 了更稳定、深入的合作关系。盛泽面料不仅品类丰富多元,更展现出快速响应市场需求的研发能力。许 多面料供应商已能够从前端介入我们的设计流程,提供系统化的材质解决方案。"参会的盛泽面料企业 也普遍反映对接成效显著,尤其是连续参加的企业,收获更为明显。 为推动产业数字化转型与资源整合,活动中,江苏苏豪时尚集团股份有限公司与苏州市盛泽东方丝 绸市场运营管理服务有限公司积极探讨合作机会和场景。接下来,双方将围绕纺织服装产业大数据应 用、智能制造协同、数字化供应链管理等领域展开深度合作,通过共建数字基础设施和资源共享平台, 助力江苏纺织服装产业实现从生产到消费的全链路数字化升级,加速产业资源的高效配置和价值重塑。 活动期间,盛泽面料企业还参观了华瑞时尚集团、江苏苏豪时尚集团股份有限公司与苏美达轻纺国 际贸易有限公司,深入服装生产一线,实地了解成衣制造流程、品牌 ...
火星人集成灶:以多维度商标保护筑牢品牌防线,践行对消费者与投资者的责任
Xiao Fei Ri Bao Wang· 2025-09-08 06:25
Core Viewpoint - The article highlights the brand "Mars" as synonymous with quality and innovation in the integrated stove industry, while also addressing the rising issue of counterfeit brands that threaten its market share and brand reputation [2][3]. Brand Value and Market Position - "Mars" has maintained the top market share in online channels for several consecutive years, establishing itself as a leading listed company in the integrated stove sector [2]. - The brand has become a household name associated with high-quality integrated stoves, with both brand awareness and market reputation on the rise [2]. Counterfeit Brand Issues - The emergence of counterfeit brands such as "Mars X Peak," "Super X Mars," and "Universe X Mars" has significantly impacted the market, as these brands mimic product designs and promotional materials, leading to consumer confusion [2][3]. - These counterfeit products not only compromise quality and service but also damage the brand image of "Mars," causing consumers to mistakenly associate issues with the original brand [2]. Legal Actions and Brand Protection - "Mars" has taken decisive legal action against infringers, with the "Mars X Peak" case serving as a benchmark for the industry [4]. - In November 2021, "Mars" discovered the infringement and subsequently filed a lawsuit, resulting in a court ruling that ordered the infringers to cease their activities and pay damages of 8 million yuan [5]. Comprehensive Trademark Protection Strategy - "Mars" has implemented a multi-faceted approach to protect its brand, including proactive trademark registrations and monitoring of e-commerce platforms for infringement [6]. - The company holds 490 registered trademarks and has applied for an additional 92, demonstrating a commitment to long-term brand protection [6]. Industry Impact and Future Outlook - The actions taken by "Mars" not only safeguard its brand value but also enhance consumer trust and promote fair competition within the integrated stove industry [7]. - The successful legal outcomes serve as a warning to counterfeiters and encourage other companies to prioritize intellectual property protection, fostering a healthier market environment [7].
20条举措推进体育产业高质量发展
Xiao Fei Ri Bao Wang· 2025-09-08 02:59
Core Viewpoint - The State Council's recent issuance of the "Opinions on Releasing Sports Consumption Potential and Further Promoting High-Quality Development of the Sports Industry" outlines 20 measures across six areas to enhance the sports industry's development, aiming for a total scale exceeding 70 trillion yuan by 2030 [1] Group 1: Expanding Sports Product Supply - The Opinions propose promoting the upgrade of sports products and developing a high-quality implementation plan for sports equipment manufacturing [2] - Emphasis is placed on increasing research and development in sports technology, particularly for competitive sports, and encouraging collaboration between sports enterprises and educational institutions [2] - There is a focus on enhancing product quality and standards, supporting the establishment of flagship stores for sports products, and promoting domestic brands [2] Group 2: Stimulating Sports Consumption Demand - The Opinions aim to expand sports consumption scenarios and implement consumer-friendly measures to increase the sports consumer base [3] - Encouragement is given to utilize various types of buildings to create sports spaces and to develop community fitness facilities [3] - Local governments are urged to introduce innovative sports consumption policies, including issuing sports consumption vouchers and digital currency incentives [3]
AI生成内容标识既是“防火墙”也是“护航者”
Xiao Fei Ri Bao Wang· 2025-09-08 02:59
Core Viewpoint - The implementation of the "Identification Method for AI-Generated Synthetic Content" by the National Internet Information Office and other departments aims to ensure that AI-generated content is clearly labeled, addressing public concerns about information authenticity and transparency while establishing necessary boundaries for the healthy development of the AI industry [1][2]. Group 1: Significance of the New Regulation - The regulation serves three main purposes: maintaining information authenticity and public right to know, which helps users remain vigilant against misleading content, especially in critical fields like finance, healthcare, and law [2] - It promotes industry norms and fair competition by clarifying the distinction between human and machine-generated content, thereby protecting the rights of content creators and establishing reasonable industry standards [2] - The regulation enhances national governance capabilities and international discourse power, aligning with global digital governance efforts and increasing China's participation in the global AI governance system [2] Group 2: Implementation and Future Considerations - Effective implementation requires both technological and institutional safeguards, including the establishment of robust tracing mechanisms and automatic identification tools by platforms to prevent tampering with labels [3] - Regulatory bodies need to strengthen enforcement to ensure compliance with the new rules, while the public should improve media literacy to correctly understand and utilize AI-generated content [3] - The labeling requirement is seen as a critical institutional innovation that acts as a "firewall" to protect social trust and public safety, while also serving as a "navigator" for the AI industry towards high-quality development [3]