（原标题：中铁信托高层变动：李正斌拟接任总经理一职） 日前，从中铁信托官方公众号透露重要人事动态，李正斌即将走马上任，担任该公司总经理一职。 据中铁信托2024年年报显示，李正斌历任中铁二局机筑处会计员、助理会计师、会计师、财务部副部 长，重庆垫忠高速公路有限公司财务总监，中铁信托财务中心副总经理、总经理，中铁信托总会计师。 彼时任中铁信托副总经理、工会主席、职工董事。 2024年9月，经四川金融监管局核准，李正斌正式履行中铁信托副总经理职责。 中铁信托官网显示，中铁信托是经国家金融监督管理总局批准，以金融信托为主营业务的非银行金融机 构，注册资本50亿元。公司共有16家股东，控股股东是中国中铁股份有限公司，股权结构为央企控股、 地方国企及民营企业参股的多元化形态。目前，中铁信托控股宝盈基金管理有限公司，参股中国信托业 保障基金有限公司、华西证券、富滇银行等。 2024年年报显示，2024年中铁信托实现营收13.3亿元，同比增22.24%；实现归母净利润2.38亿元，同比 增4.4%。 中铁信托官方公众号发布消息称，"9月23日，中铁信托党委书记、董事长余赞，党委副书记、总经理 （拟任）李正斌，与中铁九局党委 ...

（原标题：国庆中秋八天长假，消费市场会有多热？） 国家金融监督管理总局《关于银行业保险业做好金融"五篇大文章"的指导意见》中，"五篇大文章"即科 技金融、绿色金融、普惠金融、养老金融、数字金融，看似面向产业端，实则与消费市场紧密相连。普 惠金融致力于"服务民生，促进全体人民共同富裕"；数字金融则要"提高金融服务便利性和竞争力"，这 些都与消费提振的内在要求高度契合。 与此同时，大量提振消费政策中都强调了金融力量的重要性，如《措施》中提到加大消费信贷支持力 度，引导金融机构和商家合作开发适合服务消费特点的产品和服务，形成"政府补贴+金融支持+商家优 惠"组合拳；而《提振消费专项行动方案》则进一步明确，加强促消费政策协同联动，加强金融等政策 与消费政策的协同。 将促进消费与发挥金融力量结合起来，实则需要形成"政策—市场—消费者"三端联动的良性机制，金融 机构在这一链条中扮演着关键角色，既是政策的执行者，也是市场的参与者，既要理解政策意图，也要 洞察消费需求。如信用支付产品降低消费门槛、数字技术提升服务效率，这些市场微创新，正在成为政 策落地的高效毛细血管。民生信用卡中心近期推出的一系列促消费实践，提供了可供参考的 ...

（原标题：妈妈是什么？一个残酷心理学实验带来的启示） 今天想跟大家聊一个著名的心理学实验。 在上世纪三四十年代，风靡整个美国社会的育儿理念是"碗柜理论"。 当时的心理学家们普遍认为，婴儿依恋父母，是因为父母为他们提供了最基本的物质需要，能让他吃饱 穿暖，存活下来。 行为主义心理学创始人华生提出，只要妈妈给孩子提供充足的食物，就能满足孩子对爱的需要，并主张 妈妈不要跟孩子太亲密，以免孩子过于依恋母亲，难以独立。 简单来说，有奶就是娘。 另一个行为主义心理学的代表人物斯金纳还提出了"强化理论"，称孩子哭泣时，父母不应该立刻就去抱 他，否则就会强化他的行为，让他成为一个真正的爱哭鬼。 很多人都对"碗柜理论"深信不疑，即便是现在，我们身边也有很多人持有类似的教养观念。 当年我坐月子时，就经常会有过来人跟我分享经验：孩子千万不能一哭就抱，否则会成"落地响宝宝"， 你一撒手她就哭个没完。 但是，美国心理学家哈利·哈洛却对此提出了质疑。 他认为，婴儿会依恋带给他接触性安慰的人。换句话说，爱的真相不是提供食物，而是情感依恋和肢体 接触。 为了验证自己的假设，哈洛做了一系列心理学实验。这就是著名的"恒河猴实验"，也叫"母爱剥夺 ...

9月28日上午9时，2025全球"云祭孔"大型网络直播活动将举行。作为2025中国国际孔子文化节——乙巳 年公祭孔子大典的重要组成部分，本次活动特别策划推出"四海同祭""儒润边疆""儒韵新章""儒风远 播""儒典流芳"等系列专题环节，全面展现儒家文化的深厚底蕴与时代价值。 3、三亚机场9月28日将暂停航班起降 （原标题：今日看点｜国新办将举行介绍中秋国庆假期交通运输服务保障有关情况新闻发布会） 9月28日重点关注的财经要闻与资本市场大事： 1、国新办将举行介绍中秋国庆假期交通运输服务保障有关情况新闻发布会 9月28日上午10时，国新办将举行新闻发布会，交通运输部副部长李扬和国家铁路局、中国民航局、国 家邮政局负责人介绍中秋国庆假期交通运输服务保障有关情况，并答记者问。 2、2025全球"云祭孔"网络直播活动将举行 据三亚凤凰国际机场微信公众号消息，为有效应对第20号台风"博罗依"对运行的影响，海南控股旗下三 亚凤凰国际机场在民航三亚监管局的指导下，协同空管单位、各航空公司综合研判后决定：2025年9月 28日9时起暂停航班起降，预计航班恢复时间为2025年9月28日21时。 （数据来源Wind，内容不构成任何 ...

（原标题：湾区看展：壁上丹青 盛世风华——壁画里的大唐） 展名：壁上丹青 盛世风华——壁画里的大唐 地点：湾区民俗馆（湾区之眼南区） 本次展览由深圳出版集团与陕西历史博物馆联合打造，将首次大规模系统性展示唐代壁画高清图片近80 幅，并配套VR大空间沉浸式数字体验、教育活动、专题讲座、科普短视频、联名文创等多个项目，让 千年壁画带领大家重回大唐。此次展览呈现的近80幅唐代壁画高清图片，是首次大规模系统性在华南地 区集中亮相，将为观众呈现一场跨越千年的文化盛宴。本次展览还特邀陕西历史博物馆五星级讲解员带 来专业导览，展览期间，他们将通过生动详实的解说，为观众深度解读壁画背后的历史故事、艺术价值 和文化内涵。 时间：2025年9月26日至2026年1月5日 ...

（原标题：不要逢人就讲孩子的情况） 你们身边有没有这样的人： 总是把自己的孩子挂在嘴边，逢人就讲孩子的情况。要么随时随地夸奖自己的孩子，炫耀自己的孩子听 话、聪明、学习好等等。 要么当着孩子的面，拿孩子开玩笑。 更有甚者，公开贬低孩子，说孩子这也不好那也不好。 其实无论是什么样的情况，都不应逢人讲孩子的情况。 为什么这么说？ 一、逢人就讲孩子的情况带来的危害 在电影《喜福会》中，有一个经典的画面。 妈妈拿着孩子下棋获奖的奖状到处炫耀，导致孩子从此失去了自信。 为什么会这样呢？ 有些父母之所以这样做，是因为父母把孩子当作战利品或者自己人生的替代品，本质上是在贬低孩子的 人格和物化孩子，会给孩子注入一种无价值感，慢慢地就失去了自信。 另一方面，逢人就提孩子，也会影响到孩子对自我的认知。 他就可能给自己贴上标签，觉得没有能力做好任何事。贴标签很容易，去标签化则很困难。 所以不管是出于什么原因，都不要总是把孩子挂在嘴边，不要逢人就讲孩子的情况。 二、3个方法，帮助孩子健康成长 美国社会心理学家查尔斯·霍顿·库利提出过一个"镜中我"效应，该效应认为："一个人的自我观念是在与 其他人的交往中形成的，一个人对自己的认识是其 ...

Core Viewpoint - The case involves a significant dispute over land rights in Dongguan, where two companies, Hechuang and Herong, paid a total of 17.21 billion yuan for land but faced the government's decision to reclaim the land without compensation and impose a fine of 3.44 billion yuan due to alleged idleness [1][16]. Group 1: Background of the Case - Hechuang and Herong companies acquired 258 acres of land in Dongguan for the "Ziguang Chip Cloud Industrial City Project," with Hechuang paying 1.67 billion yuan for 108 acres and Herong paying 15.54 billion yuan for 150 acres [1][7]. - The land was intended for a digital and intelligent industrial city, including a 5G technology research center and a commercial complex [7][8]. - The companies signed contracts with the Dongguan government in 2019 and paid the full amount for the land [6][7]. Group 2: Legal Proceedings - In 2021, Dongguan's Natural Resources Bureau initiated an investigation into the alleged idleness of the land, leading to a fine and the decision to reclaim the land in 2023 [2][16]. - The companies filed for administrative review, which was rejected, and subsequently sued the Dongguan government and the Natural Resources Bureau [3][18]. - The first-instance court ruled against the companies in January 2025, leading them to appeal the decision [4][22]. Group 3: Impact of External Factors - The COVID-19 pandemic significantly delayed the project, affecting the ability to commence construction as per the original timeline [8][20]. - The companies argued that the pandemic constituted force majeure, impacting their ability to meet deadlines [20][21]. - The financial troubles of Ziguang Group, which was linked to the project, also influenced the government's stance on the project [11][20]. Group 4: Government's Justification - The Dongguan Natural Resources Bureau justified the reclamation of the land based on the "Idle Land Disposal Measures," stating that the companies failed to commence development within the stipulated time [12][16]. - The bureau's actions were described as lawful and not isolated incidents, indicating a broader policy on idle land [6][23]. - The bureau's director did not provide specific examples of similar cases involving such large sums of money being reclaimed after full payment [23].

Core Insights - The article reflects on the life and contributions of Xu Meizheng, a prominent figure in China's financial reform and corporate restructuring, particularly in the context of the bankruptcy reorganization of Zhongke Titanium White [1][3][10] Group 1: Company Background - Zhongke Titanium White is a publicly listed company located in the nuclear industrial base of Jiayuguan, employing 1,200 workers, and was established to accommodate the "nuclear second generation" [2][3] - The company was founded with special central government funding and had the best technology and equipment in the titanium dioxide industry at the time of its establishment in 2007 [2][3] Group 2: Restructuring Process - Xu Meizheng played a crucial role in the bankruptcy reorganization of Zhongke Titanium White, advocating for a plan that balanced the interests of both shareholders and employees [5][8] - The restructuring plan faced significant challenges, including a low recovery rate for ordinary creditors, which was only about 40%, compared to nearly 70% for secured creditors [5][6] - A pivotal moment occurred when Xu proposed the establishment of a small creditor group to improve the recovery rate for suppliers, which ultimately led to the approval of the restructuring plan by over 90% of creditors [6][10] Group 3: Impact and Legacy - Xu Meizheng's approach to the restructuring emphasized the importance of protecting employee interests, which was a departure from the common practice of prioritizing shareholder benefits [8][10] - The documentary "Survival in Adversity," which features Xu and the story of Zhongke Titanium White, received multiple awards and recognition for its portrayal of the human side of corporate restructuring [10][11] - Xu continued to be active in discussions on bankruptcy law and corporate restructuring until her passing, leaving a lasting impact on the field [10][11]

Core Viewpoint - The recent administrative penalties imposed on five banks in Beijing highlight the ongoing regulatory focus on compliance in credit operations, particularly regarding the "three checks" system in loan management [1][2][5]. Group 1: Regulatory Actions - Five banks, including major state-owned banks and joint-stock banks, were fined 350,000 yuan each for violations related to loan management, specifically the "three checks" system [1][2][4]. - The "three checks" system, which includes pre-loan investigation, in-process review, and post-loan inspection, is crucial for managing loan risks and ensuring asset quality [2][3]. Group 2: Systemic Risks and Challenges - Inadequate management of working capital loans can lead to misuse of funds and potential systemic financial risks if multiple banks face similar issues [3][4]. - The penalties reflect a broader industry challenge, indicating that loan management problems are not isolated incidents but rather a common issue across the banking sector [4]. Group 3: Regulatory Environment and Future Directions - The regulatory authority has emphasized the importance of compliance and risk management in credit operations, with a focus on enhancing internal controls within banks [5][6]. - Future regulatory measures are expected to diversify, incorporating tools like window guidance and stress testing to create a multi-layered regulatory framework [5]. Group 4: Cultural and Mechanism Reforms - The penalties serve as a catalyst for banks to rethink their internal assessment criteria, ensuring that compliance and asset quality are prioritized alongside growth metrics [6]. - The adoption of advanced technologies such as big data and artificial intelligence is necessary to improve the efficiency and effectiveness of the "three checks" system [6].

Core Insights - The long-term care insurance (LTCI) system in China is transitioning from local trials to a nationwide implementation, aiming to provide essential support for families dealing with long-term disabilities [3][4][10] - The LTCI is designed to alleviate the financial and emotional burdens on families caring for disabled individuals, with a focus on home care services [2][8][20] Policy Development - The LTCI system has been piloted for nine years and is now set for national rollout, with various regions like Guizhou and Tianjin actively developing implementation plans [4][5][7] - The National Medical Insurance Administration has issued a service project directory, clarifying the payment scope and enhancing the system's design [4][10] Financial Structure - The LTCI funding mechanism involves contributions from individuals, employers, and government subsidies, with a proposed low contribution rate of around 0.3% [13][15][18] - Current pilot cities have varying funding standards, with personal contributions typically between 100 to 200 yuan annually, and the government providing significant subsidies [16][19] Coverage and Benefits - The LTCI aims to cover a broad demographic, starting with urban employees and gradually including rural residents and retirees [17][18] - Benefits for eligible individuals include monthly subsidies ranging from 800 to 1700 yuan, depending on the level of care required [20][21] Service Expansion - The LTCI will expand to include home care services, allowing families to choose from a range of professional care options [20][21] - The system is expected to evolve to include smart care services and assistive devices in the future [21]