央视网消息：国务院新闻办公室15日举行新闻发布会，中国人民银行有关负责人介绍，截至2025年11月末，不含个人住房贷款的消费贷款 余额已达到21.2万亿元。2026年将出台多项举措，提升金融支持消费的适配性和有效性。 中国人民银行将进一步拓展服务消费与养老再贷款的支持领域，将适时把健康产业纳入服务消费与养老再贷款的支持领域。通过再贷款适 当优惠的利率，激励引导金融机构按照市场化法治化的原则，增加消费领域的信贷投放。 中国人民银行新闻发言人、副行长 邹澜：从法定存款准备金率看，目前金融机构的法定存款准备金率平均为6.3%，降准仍然有空间。从 政策利率来看，外部约束方面，目前人民币汇率比较稳定，美元处于降息通道，总体来看汇率不构成很强的约束；内部约束方面，2025年以来 银行净息差已经出现企稳的迹象，连续两个季度保持在1.42%，2026年还有规模较大的三年期及五年期等长期存款到期重定价，这次中国人民 银行也下调了各项再贷款利率，这些都有助于降低银行付息成本、稳定净息差，为降息创造一定空间。 金融监管总局：今年要不断提升金融服务经济社会质效 国家金融监督管理总局15日表示，今年要不断提升金融服务经济社会质效，严密 ...

Group 1 - A U.S. citizen was killed during a law enforcement operation in Minnesota, leading to ongoing protests in the area [1] - President Trump threatened to invoke the Insurrection Act if the Minnesota government does not stop the actions of what he termed "insurgents" [1] - Minnesota's Attorney General Keith Ellison stated that he would sue if Trump uses the Insurrection Act against the state, highlighting previous legal actions against federal immigration enforcement [3] Group 2 - The Insurrection Act of 1807 allows the President to deploy military forces if state authorities are deemed unable to enforce laws, granting significant military deployment authority [3]

按照规定，职工达到国家规定的退休年龄、完全丧失劳动能力、出国（境）定居等情形时，可以领 取企业年金，或者全部（部分）用于购买商业养老保险产品。职工或者退休人员死亡的，其企业年金个 人账户余额可以继承。 央视网消息：职工缴纳的企业年金满足哪些条件能领取？换工作时，账户又该如何转移？来看专家 的解读。 ...

此外，《办法》还对不予行政处罚是否没收违法所得、违法所得无法查清时如何处理等疑难问题作出规 定，并结合不同违法行为的特点，对多收或少付价款的价格违法行为、为违法行为提供便利条件以及拉 人头、骗取入门费式传销活动等违法行为的违法所得计算方式作出专门规定。 《办法》的出台构建了市场监管领域统一、科学、规范的违法所得认定机制，对于维护公平竞争的市场 秩序、持续优化营商环境、助力全国统一大市场建设向纵深推进具有重要意义。 央视网消息：据市场监管总局消息，为规范市场监管行政处罚案件违法所得认定、统一执法尺度，促进 严格规范公正文明执法，近日，市场监管总局出台《市场监督管理行政处罚案件违法所得认定办法》 （以下简称《办法》）。《办法》共17条，明确了市场监管领域违法所得认定的基本原则、计算规则及 疑难问题的处理规则，为监管执法提供清晰指引。 《办法》遵循"禁止不法获益"的理念和过罚相当的原则，既严格落实行政处罚法，又充分保障当事人合 法权益。从违法所得的定位和功能出发，明确违法所得是指实施违法行为所取得的款项，规定当事人直 接用于生产经营活动的合法必要支出可以在认定违法所得时扣除，明确可以作为合法必要支出扣除的范 围以及 ...

Group 1: Ningxia's "Old for New" Policy - Ningxia has officially implemented the "Old for New" policy for automobiles and home appliances in 2026, leading to increased consumer demand for these products [1] - The policy features a precise implementation method, with subsidies for scrapping and updating vehicles requiring qualification through the "My Ningxia" app, and a lottery system for vehicle replacement subsidies [1] - Consumers purchasing new energy vehicles can receive a subsidy of up to 12% of the vehicle price, capped at 20,000 yuan, while those buying fuel vehicles with an engine size of 2.0 liters or less can receive up to 10%, capped at 15,000 yuan [1] Group 2: Home Appliance Subsidies - The subsidy scope for home appliances has been expanded to include digital and smart products, utilizing an online consumption voucher system that provides a 15% discount on the selling price for traditional appliances and digital products [3] - The first phase of the automobile "Old for New" program saw over 7,600 registrations, with 4,226 winners selected through a lottery, and over 6,300 transactions for home appliances and digital products, directly driving consumption of 31.9 million yuan [5] Group 3: Consumption Trends in Anhui - In Anhui's Linquan County, various subsidies have stimulated pre-holiday consumption, with government-issued consumption vouchers being used to reduce prices on digital products [6] - The recent week has seen a rise in sales of digital products due to the application of national consumption vouchers [8] - The county has achieved full e-commerce coverage across 406 administrative villages, enabling same-day delivery of home appliances to rural households [10] Group 4: Quality and Smart Product Trends - The pre-holiday consumption in Linquan County shows a clear trend towards quality and smart products, with consumers shifting from traditional goods to various smart products [12] - The local government is enhancing supply chains and optimizing product offerings to quickly adapt popular smart products from urban areas to rural households, stimulating potential demand for consumption upgrades [12] Group 5: Guangdong's Consumption Promotion - Guangdong Province has launched the "Guangdong Goods Go Global" spring consumption promotion activity, aiming to invigorate consumer spending through online and offline collaboration [13] - The first promotional event for home appliances took place in Foshan, showcasing hundreds of companies with AI appliances, energy-saving products, and smart kitchen devices [13] - In the first quarter of this year, Guangdong plans to hold 12 promotional events, involving over 6,000 enterprises and more than 10 major commercial platforms [15]

央视网消息：近日，我国28名航天员在重庆市武隆区一处洞穴中完成了首次航天员洞穴训练。在伸手不见五指的黑暗中，他们分批经历了 6天5夜的洞穴探索，系统性锤炼心理韧性、团队协作与风险应对能力，为我国未来长期驻留空间站及载人登月等任务储备关键能力。向地心深 处进发，是为了更好地奔赴深空。这段"向下扎根"之旅是为了更坚定地"向上攀登"。 航天员们正在进行的是SRT绳索技术训练。这根纤细却坚韧的绳索，就是他们在黑暗洞穴当中垂直升降、攀爬时的生命线。不仅如此，在 正式进入洞穴之前，航天员们还要进行一系列的理论与实操课程的训练，包括洞穴探测营地的搭建，还有物资整理等一系列的内容。 这是位于重庆市武隆区的一处天然洞穴。此次任务，28名航天员分成4组，分批开启他们为期6天5夜的洞穴训练生活。 历经数小时跋涉，航天员们终于抵达预定的主营地。经过简单的休整，他们立即开展营地建设工作。 在航天员驻扎的大本营，所有的物资都已分类打包、整齐码放，模拟了空间站任务的货包管理流程。航天员依据清单自主取用，并根据任 务的需要现场规划出生活区、工作区和实验区。随后，他们就有序展开设备、搭建帐篷，逐步建立起一个生活工作的环境。 洞穴道路崎岖狭窄， ...

Core Viewpoint - The People's Bank of China (PBOC) is implementing eight policy measures to support economic structural transformation and optimization, focusing on providing low-cost loans to key sectors such as technology innovation and small and medium-sized enterprises (SMEs) [1]. Group 1: Monetary Policy Adjustments - The PBOC has lowered the re-lending and re-discount rates by 0.25 percentage points, bringing the one-year rate to 1.25%, which reduces the cost of funds for commercial banks and encourages more lending [1]. - A new quota of 500 billion yuan for agricultural and small enterprise re-lending has been introduced, along with a dedicated 1 trillion yuan re-lending for private enterprises, directly addressing the financing needs of SMEs [5]. Group 2: Support for Technology and Innovation - The quota for re-lending aimed at technology innovation and technological transformation has been increased from 800 billion yuan to 1.2 trillion yuan, with a focus on supporting private SMEs with high R&D investment levels [3]. - A combined risk-sharing tool for technology innovation and private enterprise bonds has been established, with an additional 200 billion yuan in re-lending, providing a "double insurance" for tech-oriented private enterprises [3]. Group 3: Real Estate Market Adjustments - The minimum down payment ratio for commercial property loans has been reduced from 50% to 30%, aimed at addressing high inventory and vacancy rates in the commercial real estate sector, thereby lowering entry barriers for investors and operators [8]. Group 4: Strategic Direction - The PBOC's recent actions reflect a commitment to directing financial resources towards technology, green initiatives, and small enterprises, ensuring support for high-quality development in the economy [10].

Group 1: Consumer Market Insights - The core viewpoint emphasizes the importance of boosting consumption and expanding the supply of quality consumer goods and services as outlined in the "14th Five-Year Plan" [1] - In the first 11 months of 2025, China's total retail sales of consumer goods increased by 4.0% year-on-year, with an expected annual total surpassing 50 trillion yuan [1] - Service retail growth outpaced goods retail by 1.3 percentage points, indicating strong vitality and potential in the market [1] Group 2: Service Consumption Growth - The government is focusing on key areas such as transportation, housekeeping, performances, and sports events to cultivate new growth points in service consumption [3] - Initiatives like "Service Consumption Season" and "Chinese Food Festival" will be organized to promote distinctive service consumption brands [3] Group 3: Trade and Export Strategies - China's foreign trade is expected to exceed 45 trillion yuan in 2025, with a growth rate of 3.8%, maintaining its position as the world's largest goods trader for nine consecutive years [12] - The government plans to enhance trade balance through exhibitions and targeted procurement to expand imports [16] Group 4: Open Market Initiatives - The government aims to expand high-level opening-up by increasing access in sectors like telecommunications and biotechnology, and by implementing zero-tariff measures for all African countries with diplomatic relations [20][22] - The establishment of a comprehensive overseas service platform is planned to facilitate international market expansion and trade investment integration [26]

1月11日，第十二届中国起源地文化大会在北京召开。大会以"探寻中华起源，增强文化自信"为宗旨，聚焦起源地文化守正创新、文旅融合、乡村振 兴、知识产权等议题，致力于以起源地文化激活区域文旅高质量发展新动能。 大会发布了中国形意拳（心意六合拳）文化起源地研究课题、中国土家族灯会文化重要起源地研究课题、中国汉牡丹文化重要起源地研究课题、中华财 祖（王亥）文化重要起源地研究课题、中国叶县炝锅烩面文化起源地研究课题、中国《瑶族舞曲》起源地研究课题、中国甘薯文化重要起源地研究课题、中 国普格日都迪萨火把节起源地研究课题、中国梁祝文化重要起源地研究课题、中国仲子文化重要起源地研究课题、中国微子文化重要起源地研究课题、中国 伏羲文化重要起源地研究课题等12项2025年度中国起源地文化研究课题成果，并启动了中国巴文化重要起源地研究课题、中国斫冰烧酒文化重要起源地研究 课题、中国道口烧鸡文化起源地研究课题、中国福酒文化重要起源地研究课题、中国人参文化重要起源地研究课题等5项2026年度中国起源地文化研究课题 首批项目。 专家表示，起源地文化研究与中华文明探源工程使命一脉相承，为中华文明 "多元一体" 格局提供了鲜活实践注脚。起源 ...

央视网消息：中央纪委国家监委网站1月16日通报，据新疆维吾尔自治区纪委监委消息：新疆维吾尔自 治区应急管理厅党委书记、副厅长俱伟涉嫌严重违纪违法，目前正接受新疆维吾尔自治区纪委监委纪律 审查和监察调查。 ...