马年春节临近，各大电商平台和即时配送企业开启"留人"策略。2月12日，北京商报记者走访多位站长 和骑手获悉，年前至春节期间，包括北京等一线城市的配送奖励将超过5000元，顺丰同城也向骑手推出 总价值超20万元的新春福利。为了争抢春节市场，顺丰同城也向消费端释放大额券包。 去年至今，电商巨头在即时零售开疆拓土，既让顺丰同城等第三方即配企业尝到了甜头，也因战役过于 凶猛，无形中将战火烧到了后者家门口。要想与巨头交好，顺丰同城必须采取差异化生存策略。 激励骑手 春节假期越来越近，不少配送员逐步返乡，各大即时配送平台开始向骑手释放激励政策，为春节配送储 备运力。一位北京顺丰同城的站长李力（化名）向北京商报记者表示，除每单补贴外，春节活动按阶梯 跑单，年前年后累计跑满，奖励约2000元。"结算方式为日结，当天跑次日提现，新手跑单后第三天到 账。"该站长说。 不仅如此，巨头们激战即时零售市场丝毫没有停手的意思。此前，阿里放言会坚定加大投入以达到市场 绝对第一，美团则以收购叮咚买菜加固即时零售护城河。电商巨头砸钱开疆拓土，外溢的运力需求让其 他即配企业能有利可图。2025年上半年，餐饮外卖及即时零售行业快速增长，带动即时配 ...

美国劳动力市场企稳。推迟发布的1月全美就业非农数据增长意外加速，为此前就业增长疲弱的一年画 上阶段性句号。市场此前预计1月新增非农就业人数在5万—7.5万，本次13万数据大超预期，可能会促 使美联储进一步推迟降息，但美国劳动力市场下行风险并未消散，结构性失衡仍存。 意外增长 美国劳工统计局周三发布报告称，1月，新增非农就业人数13万，创2025年下半年以来最大增幅（均为 初值）；与此同时，失业率环比下降0.1个百分点至4.3%。分析人士指出，本次报告显示美国劳动力市 场趋于稳定，预计美联储短期内将继续按兵不动。 劳工统计局数据显示，1月，美国在医疗保健、社会援助和建筑业实现就业增长，而联邦政府和金融业 的就业减少。其中，医疗保健业当月新增就业8.2万人，社会援助行业增加4.2万人，建筑业新增3.3万 人。薪资增长方面，1月私营部门非农员工平均时薪上涨15美分，至37.17美元，同比增长3.7%。 过去数月，美国就业市场呈现出一种"冻结式"状态：企业并未大规模裁员，但也普遍放缓新增招聘。这 种格局使毕业生更难进入职场，也让不少失业者陷入漫长且收效甚微的求职过程。 东吴证券首席经济学家芦哲表示，失业率持续保持温和 ...

Core Insights - The 2026 Spring Festival film market is showing strong pre-sale performance, with total pre-sale box office exceeding 158 million yuan as of February 12, 2026, led by "Fast and Furious 3" with 56.81 million yuan [1][5] - A total of 8 films are scheduled for release during the Spring Festival, with 6 films debuting on the first day, maintaining a similar quantity to previous years [3] Film Competition and Audience Insights - The competition among films is intense, with top films likely to dominate the box office, leading to a more rational market environment where film quality and audience differentiation are prioritized [3][4] - "Fast and Furious 3," "Silent Awakening," and "Bounty Hunter: Wind Rises in the Desert" are leading in audience anticipation, each with over 630,000 "want to see" counts [3][5] IP and Audience Demographics - IP films are crucial for both the Spring Festival and the overall market, with established franchises like "Fast and Furious" and "Boonie Bears" having a stable audience base [4][5] - Female viewers are expected to lead the market, contributing 75% of the pre-sale box office on the first day, while young audiences are also anticipated to increase their share [5] Pricing and Viewing Trends - The average ticket price for the Spring Festival pre-sale is 48.8 yuan, reflecting a decrease from the previous year, indicating a focus on increasing attendance and viewership [7] - The extended holiday period allows for a longer box office growth cycle, catering to a diverse audience across all age groups [7]

Core Viewpoint - The release of the "Beijing Commercial Health Insurance Eighteen Measures" aims to enhance the quality and development of commercial health insurance in Beijing, addressing long-standing issues in the industry and promoting data sharing and innovation in insurance products [1][2]. Group 1: Data Sharing and Innovation - The measures emphasize the establishment of a data-sharing mechanism for medical expenses, health check-ups, and imaging tests, which is expected to resolve the lack of actuarial data in product design [2][3]. - The policy encourages the development of innovative insurance products that are not restricted by existing regulations, particularly for high-value innovative drugs [3][5]. Group 2: Market Growth and Challenges - The commercial health insurance market is projected to reach CNY 997.3 billion by 2025, indicating a significant growth opportunity as it approaches the CNY 1 trillion threshold [4]. - The industry faces challenges such as rising product prices and increased claims, which have led to a mismatch between supply and demand in the critical illness insurance segment [4][5]. Group 3: Inclusion of Diverse Insured Groups - The measures advocate for relaxing underwriting conditions to include elderly individuals and those with chronic diseases, thereby expanding the potential insured population [5][6]. - The policy also proposes using personal medical account funds for purchasing eligible commercial health insurance products, creating a substantial funding pool for the market [5][6]. Group 4: Service Optimization and Industry Transformation - The measures call for the optimization of service experiences, including online insurance applications and claims processing, as well as collaboration with rehabilitation and nursing institutions [6][8]. - The industry is encouraged to transition from traditional fee-for-service models to value-based insurance products that integrate health management and proactive risk control [8]. Group 5: Strategic Role of Commercial Health Insurance - The measures position commercial health insurance as a proactive partner in the healthcare ecosystem, responding to the need for a multi-tiered medical security system and supporting pharmaceutical innovation [7][8]. - The industry is entering a "3.0 era," characterized by balanced product structures and a shift towards personalized insurance solutions driven by data analysis and risk management [7][8].

春节站台上，人潮从未改变，抢票战场上，"猎手"却不止归人。2月12日消息，北京市市场监管局近日 约谈12家涉及火车票网络销售业务的平台，提出四项合规要求。其中包括：禁止明示或者暗示消费者可 通过付费服务获得优先购票特权；及时整改车票售罄后的"加速包""双通道""余票监控"等误导性宣传； 下架涉嫌误导性宣传的产品，调整页面宣传内容，禁止采用12306宣传；认真做好明码标价，显著提醒 增值服务内容和价格等。 火车票网售是民众刚需，也是平台竞争的高地，但不少平台存在技术和商业的"黑洞"争议。面对"加速 包""双通道""碰瓷12306"等一系列名目花哨的车票网售顽疾，监管部门并非第一次敲打平台。而年关到 来，监管信号一次比一次明确：车票网售，该少些噱头、多点诚意了。 正如监管部门对平台的告诫："多助力、少添堵。"这六个字，恰恰是服务与套路的分水岭。 监管出手不是终点，解决问题仍需内外合力。就在2月初，《网络交易平台规则监督管理办法》正式施 行，明确禁止利用平台规则实施大数据杀熟、价格欺诈等行为。法规缰绳正在收紧，监管力度持续加 强，除了典型案例查处，诸如平台信用评价体系、消费者理赔标准等方方面面需要进一步建设和完善。 ...

节前理财攻略密集上新 春节临近，居民闲置资金配置需求升温，多家理财公司与银行密集发布节前理财攻略、上新专属产品。 中邮理财发布春节理财攻略，在产品布局上，按风险等级和资金使用周期进行了划分。现金类产品主打 低风险等级，其中天天盈0.01元起购，支持最高10万元快赎。针对有一定闲置周期、追求更高收益的投 资者，中邮理财推出多款中低风险非现金类产品，"灵活·鸿运日开15号A"1元起购，成立以来年化收益 率达3.43%；"添颐·鸿锦最短持有365天1号安盈款A"同样1元起购，成立以来年化收益率达3.99%。 工银理财也发布了节前理财攻略，推出现金管理类与低波稳健类两大系列理财产品，均设置1元起购门 槛，在申赎规则上，兼顾流动性与便捷性。低波稳健类推出四款产品，覆盖固收类与固收增强类两大类 型。其中两款低风险固收产品天天鑫稳益系列近一个月年化收益率分别为1.70%、1.26%；两款固收增 强产品中，天天鑫添益采用低波红利策略，近一个月年化收益率1.84%、天天鑫核心优选成立以来年化 收益率1.95%。 年味渐浓，年终奖与闲置资金集中到位，一年一度的春节理财窗口正式开启。2月12日，北京商报记者 注意到，春节前夕，包括 ...

资料显示，京新药业为一家以创新为驱动力的制药集团，重点专注于两大核心疾病领域：中枢神经系统 疾病、心血管及脑血管疾病。 京新药业发展轨迹紧随过去30年中国制药产业的演进，该公司最初专注于中间体与原料药领域，随后将 业务向下游延伸至药物领域。近年来，京新药业开始向创新药方向转型。 京新药业在申请材料中提到，公司既有的商业化业务为创新药物的研发与商业化提供可持续的技术、市 场及财务支持。财务数据方面，2024年，京新药业总收入为41.59亿元，净利为7.19亿元，研发投入约 3.84亿元。京新药业方面表示，公司计划持续维持相当高水平的研发投资，以推进创新战略，并促进成 长。 2月12日早间，京新药业在A股公告，公司已向中国香港联交所递交上市申请，这家最早专注于中间体 与原料药领域，又随着时代发展向创新药转型的老牌药企，正式踏上"A+H"两地上市的旅程。据北京商 报记者不完全统计，今年开年40余日，已有约30家医药企业递表港交所。 药企扎堆赴港，"创新"成为关键词。上述30家企业中，13家为带有特殊标识"B"的未盈利的创新药、创 新医疗器械企业。港交所对未盈利生物科技企业的上市审核，始终锚定产品的创新性、管线的差异 ...

汽车行业从价格"内卷"转向价值竞争进一步提速。2月12日，国家市场监督管理总局正式发布《汽车行 业价格行为合规指南》（以下简称《指南》），进一步规范汽车行业价格行为，促进汽车市场健康有序 发展。业内人士分析称，《指南》通过明确价格行为的合规边界与法律风险，直击行业价格乱象核心痛 点，为市场竞争树立规则标杆，引导行业回归理性发展轨道，加速推动汽车产业高质量发展。 近年来，随着汽车市场尤其是新能源汽车市场的快速发展，新型商业模式不断涌现，价格行为也日趋复 杂。目前，汽车生产和销售企业存在不明码标价、价格欺诈、"内卷式"竞争等行为，不仅扰乱市场秩 序，侵害消费者和经营者的合法权益，也制约行业可持续发展。 此次发布的《指南》共五章28条，包括细化汽车生产企业价格行为规范、明确汽车销售企业价格行为要 求等内容。 针对汽车生产企业的价格行为，《指南》明确了从整车到零部件生产、从定价策略到销售行为各环节的 价格合规要求。实行全流程价格管理，强化公平定价约束，规范促销与定价行为，严格规范不正当价格 行为。 《指南》也同步压实了汽车交易平台责任，要求平台尊重企业自主定价权，不得不合理限制价格、强制 促销。对显著低价行为，要及时 ...

作为全国首部由党中央、国务院批复的都市圈规划，也是时隔五年又一部首都规划，今年1月22日正式 获批《现代化首都都市圈空间协同规划（2023—2035年）》（以下简称《规划》），描绘出通勤圈、功 能圈、产业协同圈三个空间圈层，"三个圈"如何划分？未来将发挥怎样的作用？2月12日，国务院新闻 办公室举行新闻发布会，国家发展改革委、自然资源部、北京市、天津市、河北省相关负责人，分别进 行了权威解读。 夏林茂强调，"三个圈"在空间上不是简单的同心环的分布，而是嵌套的实心圆，即功能圈包含通勤圈， 并大于通勤圈，产业协同圈在此基础上进一步拓展。 同时，《规划》提出政策举措要协同。《规划》立足通勤圈、功能圈、产业协同圈，聚焦重点区域和重 点领域，从"点、线、面"不同维度明确三省市进一步深化协同的重点任务。 王昌林表示，要把省际毗邻地区作为"突破点"，充分发挥北京通州区与河北廊坊市北三县、北京大兴国 际机场临空经济区等跨界地区的示范作用，实现一体化高质量发展。要牵起创新和产业"协同线"，推动 创新链产业链深度融合，因地制宜发展新质生产力，建设京津冀先进制造业集群。要拓展协同发展 的"覆盖面"，强化山水林田湖草沙一体化保护和系 ...

Core Insights - The emergence of AI tools like "Seko" and "有戏AI" is significantly lowering the barriers to entry in the film and short drama industry, allowing ordinary individuals to create content with commercial quality [3][5] - The AI short drama sector is projected to become a billion-dollar industry, with expectations of surpassing a market size of 100 billion yuan by 2026 [6] Group 1: AI Tools and Their Impact - "Seko," developed by SenseTime, is a productivity platform aimed at the AIGC audiovisual industry, enabling users without professional backgrounds to produce AI short dramas and comic dramas [3] - The platform addresses pain points in traditional multi-episode short drama creation, allowing for continuous script creation and significantly reducing production cycles [3] - "有戏AI," launched by 风平智能, achieved impressive early commercial performance, with over 15,000 registered users within five days and an annual recurring revenue exceeding 36 million yuan in its first month [5] Group 2: Market Trends and Predictions - The AI short drama industry is expected to be the first segment of AI applications to exceed a market size of 100 billion yuan, driven by improved production efficiency and cost-effectiveness [6] - The introduction of advanced AI models like Seedance 2.0 is enhancing content production efficiency, with costs for producing a 90-minute project potentially dropping from over 10,000 yuan to around 2,000 yuan [7] - The acceptance of AI-generated content is increasing among audiences, with industry experts noting that high-quality AI works can achieve market recognition [8]