转自：新华财经 在刚刚过去的双节假期，中行上海市分行在离境退税商店开展让利促销活动，赠送入境旅客国潮礼品千 余份，以实际行动为促进消费注入新活力，带动离境退税业务量步入新台阶：中行口岸退税点累计受理 退税业务2842笔，全市集中退付点受理"即买即退"业务累计247笔，同比增长明显。 今年以来，在人民银行上海总部、上海金融监管局、上海市商务委、税务局、外办和海关等单位的大力 指导支持下，中行上海市分行充分发挥连续十年代理机构服务经验，在离境退税服务方面实现了多项创 新，打造全国首个"即买即退"信用卡退付服务，推出上海首家银行网点集中退付点，实现上海与各地口 岸即买即退异地互认，协助海关打造封装扫码便利化举措，累计为来自超170个国家和地区的7万余境外 旅客办理离境退税业务，为上海打造"入境游第一站"持续贡献中行力量。 推出首个"即买即退"信用卡退付产品，提升服务速度 近日，在人民银行上海总部、上海市商务委、市税务局指导下，中行上海市分行和银联上海分公司紧密 联动，充分发挥集团综合化特色，携手集团内综合经营公司，银联商务推出全国首个离境退税"即买即 退"业务项下信用卡退付服务，实现"即买即退"款项快速入账，拓宽了 ...

中国人寿财险山东省分公司相关负责人表示，公司将持续关注和跟踪天气变化和秋粮收储进度情况，一 方面积极租赁、调度收割机械和烘干设备，帮助农民及时抢收和烘干；另一方面通过科技赋能承保理 赔"双精准"服务，做好受损秋粮作物的查勘和理赔定损工作，争取将赔款尽快兑付到位，为农民秋种购 买化肥、种子和适墒播种提供资金支持。 转自：新华财经 编辑：刘润榕 作为山东省政策性农业保险的主要承保公司，中国人寿财险山东省分公司各级机构今年共承保政策性玉 米、水稻、大豆、花生等秋粮作物684万亩，累计承担灾害损失保障61亿元。中国人寿财险山东省分公 司充分发挥331个"三农"服务站点的优势，组织农险人员并聘请农技专家深入田间地头开展查勘定损， 同时通过现场指导、发放宣传单等方式普及减损知识和报案流程，提醒农户受损后及时报案、科学施 救，降低不利气象条件对秋粮造成的影响。 目前，中国人寿财险山东省分公司已开通秋粮理赔绿色通道，每天以《工作动态》的形式上报、发布秋 粮受损情况和理赔查勘进展情况；16家地市机构和相关支公司员工采取多种形式帮助农民排水除涝、抢 收秋粮。同时，依托卫星遥感技术做好灾害损失鉴定工作，通过卫星遥感全域扫描识别降雨 ...

转自：新华财经 巍巍赣鄱，锦江河畔，中国能建安徽电建二公司承建的江西赣能上高2×1000兆瓦清洁煤电项目，宛如一颗璀璨的绿色明珠镶嵌于赣西能源版图，为区域经 济高质量发展注入强劲动力。 栉风沐雨 步履铿锵 2023年6月21日，随着第一罐混凝土浇筑，拉开了1号机组建设的序幕。项目团队构建起"1+3"全周期管理体系，从施工计划到技术准备，从设备到资源调 度，每个环节都渗透着未雨绸缪的智慧。 面对交桩滞后、图纸延误、设备滞后、暴雨侵袭、39℃高温炙烤等状况，建设者们以科学统筹破困局，优化工序、多面作业、动态调配资源。建设者们 以"晴天抢干、雨天巧干、夜晚挑灯干"的硬核作风，硬生生在泥泞中辟出通途。 百台机械轰鸣如战鼓，1800名建设者挥汗如雨，每一寸土地的夯实、每一根钢梁的拼接，每一帧画面都是对工匠精神的铿锵注解。 创新破局 青春淬火 131米的塔式锅炉钢架，较常规百万机组锅炉高出40米左右，堪称"钢铁脊梁"的锻造首战。 绿电耀上高，匠心映山河。作为国家"十四五"电力规划重要布局和江西省能源重点工程，这里的每一根钢梁、每一方混凝土，都凝聚着电建铁军的智慧与汗 水，诠释了 "干一项工程，树一座丰碑"的铮铮誓言。（程 ...

Core Insights - The article highlights the strong consumer enthusiasm during the extended "Golden Week" holiday, driven by various promotional activities from financial institutions like Shanghai Pudong Development Bank (SPDB) credit cards [1][2] - SPDB's credit card campaign, titled "'Pu' Benefits Uninterrupted, Set Off Immediately," aims to stimulate consumer spending through targeted offers in food, travel, and shopping [1][2] Group 1: Consumer Spending Trends - The holiday season has seen a robust release of diverse consumer spending, particularly in service-oriented sectors such as tourism, dining, and entertainment, indicating a long-term trend of consumption structure upgrading [2] - Credit cards are positioned as essential financial products that empower consumer spending and expand domestic demand, playing a crucial role in connecting consumer intent with action [2][3] Group 2: SPDB Credit Card Campaign - The campaign features three main tags: "66 Good Eats," "66 Good Fun," and "66 Good Savings," which collectively address the core aspects of holiday life [1][4] - The "66 Good Eats" initiative focuses on everyday dining, offering discounts through partnerships with platforms like JD.com, allowing cardholders to access significant savings on food purchases [4][5] - The "66 Good Fun" segment targets travel needs, providing visible benefits for cardholders planning trips, with notable collaborations such as with Eastern Airlines [4][5] Group 3: Digital and Online Shopping Incentives - The "66 Good Savings" initiative enhances daily life by covering online shopping and digital payments, with partnerships established with major platforms like JD.com, Alipay, Pinduoduo, and Douyin [5][6] - New users binding their SPDB credit cards to Alipay can receive substantial welcome bonuses, while ongoing promotions offer cashback and discounts for online purchases [5][6] - The campaign's design reflects a deep understanding of consumer behavior, providing tangible benefits that enhance the shopping experience across various platforms [6]

Core Insights - The establishment of the "Zhejiang University Shanghai Advanced Research Institute - Xilinmen Furniture Co., Ltd. Health Joint Research Center" marks a significant collaboration aimed at exploring sleep and health solutions, integrating resources from both parties to develop advanced medical-grade sleep solutions for global consumers [1][3]. Group 1: Collaboration Details - The signing ceremony took place in Shanghai, with key representatives from both Xilinmen and Zhejiang University present, highlighting the importance of this partnership in the health industry [1]. - The collaboration aims to focus on three main areas: developing intelligent health monitoring systems for spinal health, creating a sleep health research platform, and integrating traditional Chinese medicine with modern technology to innovate health products and standards [3][5]. Group 2: Focus on Spinal Health - The partnership specifically targets spinal health, utilizing Xilinmen's unique air spring patent technology to develop new functional mattresses and integrated spinal treatment products, with applications in hospitals, wellness centers, and civilian use [5][6]. - The joint research center will leverage clinical expertise from top medical institutions to establish new standards and paradigms for spinal and joint rehabilitation, promoting a comprehensive health application model [5]. Group 3: Research and Development Commitment - Xilinmen has demonstrated a commitment to research and development, having invested over 1.2 billion in recent years and holding over a thousand domestic and international patents, positioning itself as a leader in the industry [6]. - The company aims to transform academic research into practical products that benefit users, continuing its mission to enhance sleep technology and striving to become a global leader in the mattress industry [6].

兴业银行济南分行在了解到这一情况后，前后台联动，推出"商票融资"这一解决方案：上游小微企业使 用该工程机械企业开立的商票到银行融资，占用该工程机械企业的银行授信额度，并且给予利率优惠。 目前通过该模式已为企业上游客户完成融资6000余万元，有效缓解了小微企业"融资难、融资贵"问题。 （朱孟冬） 编辑：赵鼎 转自：新华财经 根据工程机械行业惯例上游结算主要以电汇、银承、商票为主，结算周期一般为2-3个月，该工程机械 公司商票接收程度较高，大部分上游供应商收到后能够直接支付，但也存在个别小微企业无法直接使用 商票的情况。作为国内挖掘机龙头企业，对上游客户产品工艺特别关注，但部分上游材料供应商受资金 限制，往往存在产品升级缓慢的情况。该工程机械公司多次召开供应商座谈会并邀请银行参加共同商讨 如何解决这一瓶颈。 在山东临沂某配件车间中，机器轰鸣不断，工人身影忙碌穿梭，该企业是某国内知名工程机械企业上游 配件公司，该工程机械企业是国内挖掘机生产龙头企业，供应商覆盖国内外160多家企业。 ...

Core Insights - During the National Day and Mid-Autumn Festival, companies in Lanzhou New Area are maintaining high production levels, emphasizing a commitment to continuous operation and order fulfillment [1][3][5] Group 1: Production Activities - Lanzhou Heavy Industry Superalloy Company is accelerating the production of critical special steel products, including Incoloy825 and Inconel625, during the holiday period [1] - The company has implemented a dynamic management system to optimize production organization and ensure continuous operation for key orders [3] - The pharmaceutical sector, represented by Lanzhou Pharmaceutical Company, is also maintaining production to ensure a steady supply of clinical medications [5][7] Group 2: Safety and Maintenance - Safety management plans have been established to ensure orderly production during the holidays, with responsibilities assigned to individuals [3] - Key equipment maintenance is being conducted during production breaks to ensure zero-failure operation [3] Group 3: Employee Commitment - Employees across various companies are demonstrating dedication by working through the holidays to meet production targets and support supply chains [5][9] - The commitment of workers is highlighted as they prioritize production over personal time, contributing to the stability of the industry during peak demand periods [11]

Core Insights - The consumption trend during the 2025 National Day holiday is shifting from first and second-tier cities to county-level markets, showcasing significant potential and vitality in county economies [1][2] - There is a notable increase in tourism to unique county destinations, with a 51% rise in booking orders for county destinations compared to the previous year, and some locations seeing over 100% growth [1] - The home appliance market in county areas is experiencing a quality upgrade, with new popular items including dishwashers, water purifiers, and dryers, reflecting a shift in consumer demand from optional to essential [2] Group 1: Tourism Consumption - Tourists are increasingly opting for distinctive county destinations over traditional hotspots, with booking data indicating a substantial rise in interest [1] - Popular county destinations include Jiangsu Dongtai, Zhejiang Haining, and Guangxi Jingxi, among others, with some locations seeing booking increases exceeding 100% [1] Group 2: Home Appliance Market - Home appliance sales in county areas are accelerating, with a 135% increase in retail cloud orders during the holiday period, and sales of the "new three major appliances" rising over 80% [2] - The demand for integrated and high-quality home appliances is becoming a necessity for county consumers, with significant growth in sales of embedded refrigerators and washing-drying machines [2] Group 3: Market Dynamics - The impressive performance of county consumption during the holiday reflects a deep transformation in China's consumer market, driven by improved transportation infrastructure and internet technology [2] - Rising income levels and evolving consumer attitudes in county areas are propelling the upgrade of durable goods consumption from mere possession to quality [2]

Group 1 - The global traditional personal computer market is showing sustained vitality with a total shipment of 75.9 million units in Q3 2025, representing a 9.4% increase compared to 69.3 million units in the same period last year [1] - Lenovo Group maintains its position as the global PC market leader with a shipment of 19.4 million units and a market share of 25.5%, achieving a year-on-year growth of 17.3%, surpassing the market average [1] - Lenovo's market share gap with the second-ranked HP (19.8% market share) has widened to 5.7 percentage points, while Dell's market share has decreased from 14.2% to 13.3% with only a 2.6% growth [1] Group 2 - The stability of the supply chain and operational flexibility are key factors determining PC manufacturers' market performance in the current complex global trade environment [2] - Lenovo's strong performance is attributed to its unique ODM+ manufacturing model and flexible "global/local" operational strategy, enabling efficient cost control and rapid delivery [2] - Market research firm Canalys predicts that AI PC shipments will account for 70% of the market by 2028, with a compound annual growth rate of 44% from 2024 to 2028 [2] - Lenovo is actively executing its "hybrid AI" vision, which encompasses high-performance AI PCs, edge computing, and cloud computing, aiming to provide a secure and reliable AI-driven work environment [2] - By increasing R&D investment and implementing its "hybrid AI" vision, Lenovo is transforming its market advantage into long-term competitive advantages in the AI PC growth segment [2]

Market Overview - A-shares experienced a collective adjustment on October 10, with the ChiNext Index leading the decline [1] - The Shanghai Composite Index closed at 3913.80 points, down 0.51%, with a trading volume of 742.5 billion [1] - The Shenzhen Component Index fell 1.85% to 13471.74 points, with a trading volume of 901.4 billion [1] - The ChiNext Index dropped 3.40% to 3150.78 points, with a trading volume of 403.5 billion [1] - The STAR 50 Index decreased by 4.64% to 1467.74 points, with a total trading volume of approximately 78.1 billion [1] Sector Performance - Gas stocks showed resilience, with companies like Dazhong Public Utilities and Hongtong Gas hitting the daily limit [1] - Consumer sectors such as clothing and dairy were active, with stocks like Anzheng Fashion and Zhuangyuan Pastoral also reaching the daily limit [1] - The semiconductor sector faced significant declines, with companies like Dongxin Co., Huahong Semiconductor, and Jinghe Integration dropping over 10% [1] - Solid-state battery concept stocks also fell, with companies like Xian Dao Intelligent and Liyuan Heng decreasing by more than 10% [1] - Gold stocks experienced a pullback, with Western Gold, Xiaocheng Technology, and Chifeng Gold leading the declines [1] Institutional Insights - CITIC Securities noted that the recent export controls on superhard materials could accelerate domestic industry consolidation, with potential price increases in the long term [3] - CITIC Securities also highlighted the strong performance of AI applications, particularly with OpenAI's Sora 2 model and its impact on the Sora App, which topped the US App Store [3] - The demand for AI computing power remains robust, with significant capital expenditure opportunities across various sectors, including advanced processes and GPU/ASIC technologies [3] - CICC pointed out the strong structural characteristics of the market, with growth sectors attracting attention amid a period of consolidation [4] Policy Updates - The average standard for urban and rural subsistence allowances has increased by 19.6% and 21.3% respectively since 2020, as reported by the Ministry of Civil Affairs [5] - The central government has allocated 1.16 billion for the first batch of elderly care service consumption subsidies, marking a significant step in supporting elderly individuals with moderate to severe disabilities [6] Financing Activity - The net financing amount in A-shares reached 50.8 billion, marking the second-highest record in history [7] - As of October 9, the margin trading balance in the Shanghai and Shenzhen markets rose to 2.45 trillion, setting a new historical high [8]