为进一步提高采购管理的集约化与合规化水平，加强采购合规管理，推广线上采购，中国农业发展银行 宿迁市分行积极响应、主动谋划，采取多项有力举措，全力提升"农发智购"线上采购比例，推动采购模 式向数字化、标准化转型。 一是强化固定科目列支的刚性管控。明确将部分科目采购纳入线上强制采购范围，严格规定必须通 过"农发智购"平台执行，从源头加强线上采购约束力，为全面推广线上化采购提供坚实的制度保障。 二是建立线上采购动态监测与督导机制。对全辖各机构、各科目的线上采购数据进行全面汇总和深入分 析，对照年度线上采购目标，科学制定剩余月份采购计划的分解方案。要求各支行严格落实月度采购指 标，做到"应采尽采"，并定期通报各机构完成情况，对进度滞后单位进行重点督导，通过"以月保季、 以季保年"的方式，确保"农发智购"平台在全行范围内快速普及和有效应用。 三是设立专职答疑解惑岗位。指定专人负责日常采购任务的协调与沟通，及时响应并解决各支行在线上 采购过程中遇到的各类问题，保障采购流程顺畅高效，降低操作门槛，提升用户体验，巩固线上采购推 广成效。 通过上述措施的扎实推进，将有效推动采购工作向电商化、数字化方向迈进，实现采购全流程电子化 ...

近期，苹果AirPods Pro 3凭借新增的实时翻译功能引发广泛关注，其借助Apple Intelligence技术实现0.5秒响应的 中英双向翻译，逼近行业顶尖的0.2秒响应速度，通过"本地化+云端"协同架构平衡隐私与翻译质量，让消费级 音频设备跨界触达AI同传领域。不过AirPods 3作为同传耳机而言，产品仍存在明显局限：需双方均佩戴同款设 备且依赖高端iPhone驱动，在双人交流环境中收到彼此的串音识别影响，准确率显著下降，而在户外环境、嘈 杂的展会等环境，受到影响则更加显著。并且，国行版本受政策限制，功能体验也被大大影响。然而，尽管同 传体验上并不完美，但苹果的入局印证了AI同传市场的巨大潜力。而就在苹果入局，带动起大众对AI同传行业 的关注，市场热度急剧攀升的时刻，深耕该领域多年的时空壶推出全新一代W4 AI同传耳机却悄然调转了技术 方向，"骨声纹"识别技术再次刷新行业认知。 在翻译体验的专业性与普适性上，W4进一步拓宽了行业边界。AirPods Pro 3仅支持有限语种的基础翻译，且受 区域政策限制明显，而W4覆盖42种语言及95种口音，内置多行业专业语料库，还支持用户自定义"FOB离岸 价" ...

江南时报讯 9月24日，受台风"桦加沙"影响，南京市浦口区遭遇强降雨天气，气象部门接连发布暴 雨预警。持续的降雨导致部分低洼路段排水不畅，积水迅速上涨，特别是顶山街道周边区域，积水情况 尤为严重，最深处已没过路缘石，对停放及通行车辆构成严重威胁。 南京理赔中心闻"汛"而动，主动冒雨驱车前往顶山街道，对多个易积水路段进行拉网式巡查。雨幕重 重，视线模糊，他们放慢车速，仔细观察每一处水情，不放过任何一个风险隐患。 雨水浸透了司服和鞋袜，理赔同志无暇顾及，始终坚守在积水点两端，为来往车辆筑起一道安全防线。 在积水最严重的路段，陶荣华和陈飞旭毫不犹豫地蹚入冰冷的积水中，设置起醒目的"易积水地区，车 辆切勿停放"警示标志。每当有车辆试图冒险通过时，他们便立即上前，挥手示意，耐心向司机解释水 深危险，并引导车辆绕行安全路线。 他们的身影，是无数南京理赔查勘员的代表，在灰蒙蒙的雨幕中，人保查勘员成为了最令人安心的"移 动路标"。 ...

Core Viewpoint - Financial support is essential for technological innovation, and China CITIC Financial Assets is actively implementing financial services to enhance technology development, exemplified by a recent investment of over 500 million yuan in a merger and acquisition project for Hangzhou Yingde [1][4]. Group 1: Financial Support and Investment - China CITIC Financial Assets has invested over 500 million yuan to successfully implement the merger and acquisition project for Hangzhou Yingde, providing strong financial support for the leading industrial gas company's technology transformation and capacity enhancement [1][3]. - The investment aims to stabilize the shareholder structure of Yingde and accelerate project advancement for its subsidiaries, ensuring robust support for the normal production and operation of upstream and downstream industries [4]. Group 2: Industry Context and Challenges - Industrial gases are crucial for various sectors such as steel, chemicals, and semiconductors, impacting production efficiency and product quality, which in turn affects national economic security and international competitiveness [2]. - Hangzhou Yingde faced uncertainties due to the original shareholders entering an investment exit period, necessitating further exploration of asset efficiency and optimization of management structure [2]. Group 3: Collaborative Efforts and Strategic Actions - The company formed a dedicated team to conduct thorough due diligence and in-depth analysis of the industrial gas sector, engaging with relevant stakeholders to develop a comprehensive service plan [2][3]. - By leveraging the advantages of CITIC Group's integrated finance and industry approach, the company coordinated with CITIC Securities, CITIC Special Steel, and Nanjing Steel Group to optimize asset management and improve asset quality [3]. Group 4: Achievements and Future Directions - The merger and acquisition have led to a continuous improvement in Hangzhou Yingde's operational status, with a year-on-year revenue growth of approximately 10%, maintaining a leading market share in the industry [4]. - The company plans to deepen its full-cycle services for strategic emerging enterprises, providing specialized and precise financial solutions to accelerate the transformation of technological achievements and contribute to national technological self-reliance [4].

Core Insights - Vaillant Group celebrates its 30th anniversary in the Chinese market with the launch of a new Asia-Pacific R&D and manufacturing base in Wuxi, Jiangsu, which serves both local and international markets [1][5] - The new facility is positioned as a comprehensive platform for R&D, testing, and manufacturing, enhancing operational efficiency and competitiveness in China [1][3] Group 1: Manufacturing and Production - The new base covers over 64,000 square meters and is the largest industrial base for Vaillant in Asia, equipped with a 5,700 square meter testing center [1][2] - The facility adheres to the Vaillant Production System (VPS) and incorporates Industry 4.0 standards, focusing on smart production, digital planning, and employee empowerment [2][3] - Production capacity for wall-mounted gas heating equipment can reach up to 1.5 million units, with a wall-mounted boiler produced every 3.25 minutes [1][2] Group 2: Localization and Innovation - Vaillant emphasizes localized innovation to meet the specific needs of Chinese consumers, addressing demands for kitchen adaptability, hot water stability, and smart home connectivity [3][4] - Recent innovations include UV-resistant panel materials, optimized control parameters for seasonal temperature fluctuations, and a smart gateway for remote home system control [3][4] Group 3: Sustainability and Corporate Responsibility - The new base integrates sustainable practices throughout its construction and production processes, featuring a 1.9 MW rooftop photovoltaic system that generates approximately 2 million kWh annually [4] - Vaillant is committed to social responsibility, launching the "Warm Classroom" initiative in 2025 to donate heating and hot water equipment to 30 schools in need [4][5] - The company aims to enhance professional standards and contribute to energy transition and smart trends in China [4][5]

Core Insights - The collaboration between Xue Tian Salt Industry and Fudan University to establish the Future Fiber Research Institute highlights the strategic shift of a traditional salt company into the advanced fiber electronics sector, indicating a recognition of the significant value of smart fiber materials as a key enabling technology for the future [1][11] Industry Overview - Fiber electronics are defined as a disruptive technology platform that integrates multiple functions such as power generation, energy storage, sensing, computing, and communication into a single fiber, moving beyond traditional textiles [2] - The concept of "fiber as function" represents a major leap towards highly integrated, flexible, and intelligent materials [2] Application Prospects - The potential applications of fiber electronics are vast, with implications for various industries: - In the renewable energy sector, fiber lithium batteries can provide flexible energy storage and supply solutions for wearable devices and flexible display clothing [3] - In the humanoid robotics industry, fiber sensors and detectors serve as the "nervous system" and "skin" of robots, enhancing their dexterity and environmental interaction capabilities [3] - In healthcare, fiber devices are expected to enable new generations of long-term, non-invasive physiological monitoring and treatment methods due to their portability, high sensitivity, and biocompatibility [3] - Fiber electronic systems also offer unique advantages in extreme environments such as space exploration [4] Strategic Transformation - Xue Tian Salt Industry's investment reflects a strategic choice in response to industry transformation, aiming to establish a collaborative innovation platform involving government, industry, academia, and research [6] - The company aims to seize future opportunities by recognizing smart fiber materials as fertile ground for new productive forces, positioning itself upstream in the high-tech industry value chain [6] - Collaborating with a top university allows for rapid entry into the high-tech fiber electronics field, leveraging academic research capabilities for breakthrough developments [6] - The research institute has defined eight key directions for development and plans to accelerate the establishment of pilot production lines, indicating a focus on transforming laboratory results into market-ready products [6] Challenges and Opportunities - Despite the promising outlook, the path to large-scale industrialization of fiber electronics faces challenges such as: - Technical maturity, including material stability, production yield, and cost control [8] - Integration of the supply chain, requiring the construction of a new ecosystem from key materials to specialized equipment and downstream applications [9] - Establishing standards and certification, particularly in critical applications like healthcare [10] - However, the potential market impact is substantial, with fiber electronics poised to become a foundational technology akin to semiconductors, permeating various aspects of the economy and daily life [10] Conclusion - The investment by Xue Tian Salt Industry in the Future Fiber Research Institute is a landmark event in the new materials sector, reflecting a growing consensus in the industry regarding the core role of smart fiber materials as a new productive force [11] - With the global competition in fiber electronics research intensifying, China's collaborative innovation mechanism and active industrial capital position it favorably in this frontier sector [11] - Future breakthroughs in material synthesis, device integration, and scalable manufacturing will determine who holds the competitive edge in the upcoming flexible intelligent era [11]

这一组合策略基于三大核心算法：量子叠加、量子纠缠与量子态测量。量子叠加使资产在多个状态间灵 活切换，从而实现无缝风险对冲；量子纠缠则实现资产间联动调整，当某一资产发生突变，其他资产将 自动补位，保持整体组合稳定；量子态测量使系统能够第一时间识别市场信号，如利率调整、突发事件 或数据公布，并基于蒙特卡洛路径模拟做出最优策略决策。这些算法不仅具备前瞻性，还具备极高实战 价值。 2024至2025年，随着全球通胀上升、地缘政治紧张，黄金再度成为全球资产配置的重要品种。据统计， 2024年黄金价格上涨15%，而全球主要股市普遍下跌8%以上，黄金的抗通胀与避险属性再次凸显。同 时，比特币作为"数字黄金"持续走强，在2100万枚总量恒定的前提下，吸引了越来越多的机构投资者入 场。在这一背景下，伟辉的双资产模型更具前瞻性与现实价值，一边稳住风险底盘，一边追逐增长机 会。 在科技主导的新金融时代，谁能率先完成从传统到智能的跃迁，谁就掌握了未来。伟辉科技控股有限公 司，正是在这场变革中扮演着关键角色。凭借量子算法、人工智能、高性能计算架构及全球流动性网 络，伟辉不仅为投资者提供先进的交易解决方案，更树立了一个面向未来的资产管理 ...

徐州农商银行户部山支行主动伸出援手，组建专门服务团队，多次开展实地调研，详细了解项目进度和 资金需求。基于对企业"厂房扩建+设备升级"需求的精准把握，该行首批提供了1000万元贷款，专项用 于智能生产线及相关装备投入。 "为不耽误项目进度，我们加班加点整理材料，快速完成贷款发放，确保了生产线的顺利安装调试。"户 部山支行行长王波表示。这条国内领先的智能生产线实现了"产能翻倍、成本下降、用工不增"的目标： 相较于原生产线需17-18人、单班10余万平方米的产能，新生产线仅需10人，单班产能就达到40万平方 米。 公司负责人程龙介绍，企业从纸箱包装领域起步，2014年引入2.2米生产线后稳步发展。为寻求更大突 破，公司于2024年3月迁至新址并计划建设智能生产基地，但厂房建设和设备升级面临资金压力。 位于徐州淮海国际港务区的江苏龙威新能源材料有限公司，在徐州农商银行科技金融的支持下，正展现 出智能制造的新面貌。公司现代化生产车间内，一条3.1米宽新型瓦楞纸板智能生产线正高速运转，从 原纸加工到纸板成型全程由电脑自动控制，仅需10名工人辅助操作，日均产量可达40万平方米。 ...

本案是仪征农商银行数字技术赋能普惠金融的典型实践。通过平台实现贷前精准评估与贷后动态监测， 增强了对企业经营状况的判断能力，为风控和信贷资源配置提供了坚实数据支撑。 下一步，仪征农商银行将坚持以客户为中心，持续深化"大数据+铁脚板+网格化"服务机制，推进平台 应用推广，推动金融活水精准滴灌中小微企业，扎实做好科技金融、绿色金融、普惠金融、养老金融、 数字金融"五篇大文章"，为区域经济高质量发展贡献金融力量。 万子杰 近年来，中小微企业普遍面临"首贷难、融资难"问题。仪征农商银行依托全国中小微企业资金流信用信 息共享平台，整合多维度资金流数据，显著提升了信贷服务的精准度和可获得性，为小微企业发展注入 金融动力。 以扬州某电子公司为例，该企业长期专注于变压器生产，经营稳定但缺乏抵押物，近期因原材料价格上 涨面临资金压力。仪征农商银行在走访中了解到这一情况，主动推介"资金流"信用信息平台，辅导企业 授权查询全面经营数据。该平台整合了企业水电、社保、税务等多源数据，清晰呈现资金往来情况，辅 助银行构建真实的企业经营画像。通过对现金流水、应收账款等数据的综合测算，银行快速响应融资需 求，及时保障了企业采购与生产资金。 ...

9月23日，以"聚焦领袖智慧、共启商业未来"为主题，2025全球商界领袖峰会在上海举行。德国前总 统、全球中小企业联盟名誉主席克里斯蒂安·武尔夫出席大会并致辞。在本次峰会上，常州神由之星数 字信息产业发展有限公司（以下简称"神由之星"）凭借其在数字化创新领域的突出成果，荣获全球中小 企业数字化科技创新奖。 "全球中小企业数字化科技创新奖"是由全球中小企业联盟设立的权威国际奖项，旨在表彰在推动全球技 术合作、产业升级和科技创新领域取得突出成就的中小企业。神由之星此次获奖，体现了权威机构及国 际社会对其在数字化转型，特别是在"人工智能+元宇宙"融合创新领域所取得成果的高度认可。 本次峰会旨在凝聚全球共识，加强国际产业协作，共同构建可持续的全球产业链体系。峰会汇聚了全球 顶尖企业家、行业领袖与思想先锋，围绕全球化进程中的新挑战与新机遇展开深入探讨。与会嘉宾一致 认为，科技创新、绿色发展与跨区域合作已成为推动全球经济增长的核心动力。 据了解，神由之星作为常孝集团全资控股的数字化先锋企业，专注于元宇宙领域的技术研发与应用创 新。公司以ABCD+技术矩阵（人工智能、区块链、云存储、大数据）为核心底座，构建"元宇宙+人工 ...