江宁片区支行积极与江宁区委区政府沟通对接，成为江宁区"三信"评定工作协调小组成员，同区政府 办、区发改委、区农业农村局、区财政局共同负责统筹全区"三信"评定及结果应用工作。参加江宁区政 府组织的"三信"评定工作启动会，深入领会政府部门对评定工作的整体规划、目标要求及协同机制。第 一时间组织召开行内专项工作部署会，传达政府启动会精神，并结合辖区实际对"三信"评定工作进行细 化安排。 迅速行动，高效落实 江南时报讯 紫金农商银行江宁片区支行积极响应南京市江宁区委区政府工作部署，今年8月以来在江宁 区正式启动信用户、信用村（社区）、信用镇（街道）（以下简称"三信"）评定应用工作，旨在优化农 村信用环境与融资环境，促进农村经济与金融实现良性互动、和谐发展。 为快速推进工作，江宁片区支行主动对接区发改委、区农业农村局等部门，第一时间获取辖区内新型农 业经营主体清单，精准、迅速完成辖内37家营业网点的任务分配。辖内各营业网点积极参加所在街道组 织的"三信"评定工作推进会，为后续工作开展夯实基础。组织辖内工作人员参加"三信"评定培训会，系 统学习"伴宁科创"小程序的数据归集与录入方法，熟练掌握走访、建档及评定全流程规范，全 ...

做好科技金融大文章，既是农商行的政治任务和社会责任，也是转型方向和发展机遇。紫金农商银行将 把做优做强科创金融作为服务实体经济的重要抓手,加大对科技型企业的精准支持，为新质生产力培育 注入"源头活水"。冯旭 江南时报讯 近日，2024年度南京市"金融惠民助企（科创金融）"劳动竞赛总结表彰暨2025年度劳动竞 赛部署动员会召开。紫金农商银行凭借在科创金融领域的专业实力和良好表现斩获多项荣誉，其中， 《科创金融综合服务方案》荣获制度创新类一等奖，《深化科创金融服务团队建设》荣获组织创新类三 等奖。 一直以来，该行积极探索金融服务实体经济新路径，不断提升金融赋能科创企业精准度。构 建"1+13+N"总分联动机制，形成总行科创金融中心统筹、13家区域支行协同、全辖公司客户经理参与 的立体化科技金融服务网络。聚焦科创企业全生命周期，为不同成长阶段企业定制不同金融支持方案， 使科技型企业融资之路"看得见，走得顺"。截至2024年末，该行科技贷款余额150.3亿元，较上年新增 3.42亿元。积极发扬农信人"背包精神"，与雨花软件谷科创城、东大科技园、兴智科技园等多个产业园 区建立战略合作关系，制定并实施精细化走访计划，20 ...

Core Points - The event "Zijin Good Voice" singing competition and outdoor financial knowledge promotion was successfully held in Nanjing, focusing on the theme of "popularizing financial knowledge and conveying social responsibility" [1][2] - The event attracted hundreds of citizens, combining artistic performances with financial education to promote financial literacy in a relaxed environment [1][2] Financial Education - The event featured interactive segments such as a "Financial Knowledge Garden" and a "Consumer Protection Knowledge Wheel," where bank staff engaged citizens through fun quizzes and case studies [2] - The focus was on educating consumers about financial risk prevention, particularly targeting vulnerable groups, resisting illegal intermediaries, and enhancing risk awareness [2] - Participants found the interactive format more engaging and effective for learning practical anti-fraud knowledge compared to traditional lectures [2] Singing Competition - The singing competition showcased a variety of performances, including classic songs and contemporary music, highlighting the diverse talents of financial professionals [2] - A total of 34 teams from the bank competed, with the champion in the singing category being Zhao Yun from the Liuhe branch, and the artistic category champion being the instrumental ensemble from Jiangbei New District [2] Innovative Approach - The event broke traditional promotional models by integrating financial knowledge into interactive games, artistic performances, and natural settings, allowing citizens to learn in a fun atmosphere [2] - The bank's representatives expressed a commitment to continue innovating financial education methods to fulfill social responsibilities and contribute to a harmonious financial environment [2]

江南时报讯 日前，紫金农商银行成功办理全行首笔"苏信贷"业务。随着此笔"苏信贷"（经营贷）业务 的成功落地， 2月7日全行首笔"苏信贷"（消费贷）也成功发放。 "苏信贷"是运用省联社展业平台的快速进件、极速提额和苏信贷模块，向本行服务辖区内的个人客户， 发放用于支持其日常生产经营周转、本人或家庭消费的个人贷款。客户经理通过展业平台录入客户资 料，发起快速进件，有需要的客户即可在快速进件之后发起极速提额，并通过"江苏辖区农商银行"微信 小程序完成合同签订并自助放款。该产品依托大数据风控模型，具有"极速提额、多次循环、自助放 款"等特点，能够精准满足个体工商户短期资金周转需求。 该行积极响应省联社部署要求，发布产品管理办法，对产品特点和系统操作等进行专业培训，建立"苏 信贷"业务交流群，用于日常疑难解答和业务沟通。同时，深入开展"千企万户大走访"活动，严格做好 走访过程化管理，深度挖掘客户实际需求，有效满足不同客群融资需求。 胡雨倩 王某经营一家卤味店，因刚付完租金及春节期间食材价格上涨导致流动资金紧张，而春节消费旺季的到 来使其急需增加配货。该行客户经理在常态化走访中了解到这一需求后，迅速上门，结合客户本地户 ...

Core Insights - The Jiangdu District of Yangzhou has recognized the Zijin Rural Commercial Bank Jiangdu Branch as a "2024 Consumer Satisfaction Benchmark Outlet," highlighting its commitment to customer service and quality [1][2] Group 1: Consumer Satisfaction Initiatives - Since its establishment in 2018, the Jiangdu Branch has prioritized consumer satisfaction as a core service upgrade metric, utilizing regular surveys and feedback mechanisms to capture customer needs [2] - The branch has implemented various initiatives, including an "Elderly Financial Service Zone" and a "Volunteer Home" feature, to enhance service offerings while protecting consumer rights [2] Group 2: Community Engagement and Social Responsibility - The Jiangdu Branch has actively engaged in over 50 community service activities, such as financial literacy programs and fraud prevention campaigns, benefiting more than 10,000 residents [2] - The recognition as a benchmark outlet for consumer satisfaction marks the third consecutive year the branch has received this honor, reflecting its ongoing commitment to customer satisfaction and community service [2]

Core Viewpoint - The People's Bank of China Jiangsu Branch and Jiangsu Federation of Industry and Commerce announced that Zijin Rural Commercial Bank was awarded the title of "Most Satisfied Bank for Private Enterprises" in Nanjing, highlighting its exceptional performance in financial services for private enterprises [1] Group 1: Service Mechanisms - The bank has integrated private enterprise loan issuance into its overall performance assessment system, increasing the weight of private loans in evaluations to ensure precise implementation at the branch and customer manager levels [2] - A "small and scattered" empowerment mechanism has been introduced, managing non-large loans through a list system to stimulate service vitality [2] - The bank has simplified the approval process for loans under 10 million yuan and expanded the whitelist, exploring online renewal of credit [2] Group 2: Product Innovation - The bank has upgraded traditional and specialized products, focusing on technology-oriented private enterprises and extending the credit period for mortgage loans [3] - New products like "Sutong Carbon Loan" and "Specialized and Innovative Insurance" have been introduced, exploring pledges based on intellectual property and carbon emission quotas [3] - The bank has launched credit products like "Zixin Loan" and "Suxin Loan" to support private enterprises, enhancing financing efficiency across the supply chain [3] Group 3: Technological Empowerment - The bank has developed a mobile version of "Tongshang e-loan," facilitating loan applications through various digital platforms, achieving 1.22 billion yuan in loans to 465 clients by the end of Q1 [4] - The "Inclusive Exhibition Platform" has granted credit to over 7,800 clients, totaling more than 4.8 billion yuan [4] - A systematic approach to client visits has been established, with 11,000 clients visited in Q1 to enhance service delivery to private enterprises [4]

Core Points - Zhangjiagang Rural Commercial Bank Yixing Branch organized a customer event themed "Painted Fans for a Beautiful Future, Joy for Bank and Customers" to promote traditional Chinese culture and customer-centric service [1] - The event featured a detailed explanation and video demonstration of the cultural value of painted fans and the essence of water-stretched lacquer art, engaging customers in a hands-on experience [1] - Financial service representatives provided personalized financial product insights and practical knowledge on fraud prevention, enhancing customer interaction and service quality [1] Summary by Categories Event Overview - The event aimed to celebrate traditional culture while focusing on customer engagement and service [1] - Customers participated in creating unique lacquer art, fostering a deeper appreciation for cultural heritage [1] Customer Engagement - The event included interactive sessions where customers learned about the artistic process of lacquer art, enhancing their experience [1] - Financial service representatives acted as "financial service ambassadors," addressing customer needs and providing tailored financial advice [1] Financial Education - The bank emphasized educating customers on financial products such as deposits and insurance, as well as practical knowledge on preventing telecom fraud and identifying illegal fundraising [1] - The approach aimed to create a warm service atmosphere and facilitate open communication between the bank and its customers [1]

Core Viewpoint - The A-share market is experiencing a broad-based rally driven by various sectors, including commercial aerospace, Fujian province stocks, lithium mining, and consumer goods, although the overall trading volume has significantly decreased, indicating a lack of strong buying momentum [1][2]. Group 1: Sector Performance - The commercial aerospace sector surged following the announcement of plans to build a space data center in Beijing, which is expected to integrate satellite internet, computing infrastructure, and advanced manufacturing [3][4]. - The Fujian province stocks gained strength due to the release of the 15th Five-Year Plan, which emphasizes deepening state-owned enterprise reforms, a theme favored by short-term investors [5]. - The lithium mining sector rebounded due to a rise in battery-grade lithium carbonate prices, although the sustainability of this price increase depends on terminal demand and global supply dynamics [6]. - The consumer goods sector showed activity linked to a policy aimed at enhancing the adaptability of supply and demand in consumer goods, although recovery in consumer confidence remains slow [7][8]. Group 2: Market Dynamics - The overall trading volume has decreased, revealing two key insights: a lack of strong buying interest and rapid rotation of market hotspots, with funds moving quickly between sectors in search of short-term catalysts [9][10]. - The number of stocks with consecutive gains reached eight, indicating a high level of short-term speculative activity, but also suggesting that these high-flying stocks could be vulnerable to quick sell-offs if market sentiment shifts [10]. - Institutional perspectives reflect caution, with expectations of limited upward movement in indices without significant volume support, indicating potential for market fluctuations and rotations [11][12][13][14]. Group 3: Conclusion - While policies can ignite market activity, the sustainability of trends relies on actual trading volume and the presence of strong market leaders, suggesting that many sector rallies may be temporary and dependent on external factors [15][16].

Market Overview - The A-share market exhibited a mild recovery with a pattern of "opening lower, bottoming out, and stabilizing at the end" due to the end-of-month effect and policy expectations [1] - By the close, the Shanghai Composite Index rose by 0.34%, the Shenzhen Component Index increased by 0.85%, and the ChiNext Index gained 0.7%, with all three major indices closing in the green [1] - The total trading volume for the day was 1.59 trillion yuan, a significant decrease of 124 billion yuan from the previous day, marking a two-week low, indicating some institutions are tentatively returning [1] Index Performance - Shanghai Composite Index: 3,888.60 (+0.34%), trading volume of 645.8 billion yuan [2] - Shenzhen Component Index: 12,984.08 (+0.85%), trading volume of 940 billion yuan [2] - ChiNext Index: 3,052.59 (+0.70%), trading volume of 460.6 billion yuan [2] - Sci-Tech 50 Index: 1,327.15 (+1.26%), trading volume of 49.6 billion yuan [2] Technical Analysis - The Shanghai Composite Index is approaching the 60-day moving average (3885-3890 range), but insufficient trading volume limits the breakout potential [3] - The ChiNext Index has stabilized above the 3000-point mark, indicating a short-term trend recovery [3] - Key observation points include whether policy expectations can catalyze volume before the important December meetings and the sustainability of commercial aerospace and new energy sectors [3] Industry and Hotspot Capture - The market has undergone a tentative rotation from declining AI applications and flu-related stocks to commercial aerospace, lithium battery materials, and regional consumption sectors [4] - This rotation reflects a typical transitional market behavior influenced by month-end sentiment recovery and the approaching policy window [4] - Commercial aerospace has seen a surge driven by the "Space Data Center" planning, while lithium battery materials continue to strengthen due to price increases and technological advancements [6] Future Strategy - A focus on whether the Shanghai Composite Index can break through 3890 points (60-day moving average) to sustain short-term rebounds, with main funds likely to concentrate [7] - Monitoring the December policy window for effective catalysts, with the sustainability of commercial aerospace and new energy sectors being critical indicators for bullish momentum [7] - Recommended strategy includes maintaining a "steady + focus on new main lines + avoid profit-taking" approach, with attention to the resonance between policy and trading volume in the medium-short term [7]

Group 1 - The Ministry of Industry and Information Technology, along with five other departments, announced the first batch of leading intelligent factories in China, marking a significant leap from digitalization and networking to intelligence in manufacturing [1] - A total of 15 leading intelligent factories were announced, covering key industries such as equipment manufacturing, raw materials, electronic information, and consumer goods [1] - The leading intelligent factories integrate new-generation information technology, advanced manufacturing technology, and lean management concepts, representing the highest standards of intelligent manufacturing in China [1] Group 2 - The 2025 leading intelligent factory cultivation list includes notable projects such as Baoshan Iron & Steel's high-end green silicon steel predictive manufacturing intelligent factory and Shanghai Aerospace Equipment Manufacturing's highly reliable large-scale aerospace product intelligent factory [2] - Other projects on the list include Nanjing Steel's personalized customization intelligent factory for special steel and China Petroleum & Chemical Corporation's green petrochemical intelligent factory based on global optimization [2] - Additional entries include Hikvision's large-scale personalized customization intelligent factory for IoT sensing products and Weichai Power's high-end engine intelligent factory based on digital lean models [2] Group 3 - The 2025 World Intelligent Manufacturing Conference commenced in Nanjing, highlighting the importance of intelligent manufacturing in the current industrial landscape [3]