展会现场，inne因你带来了其全系产品矩阵，包括助力儿童骨骼发育的分龄钙营养系列、聚焦眼脑发育的分龄护 眼及DHA产品系列，以及提升免疫力的多维营养与益生菌·专研系列等，吸引了来自德国及欧洲各地的药剂师、医 疗健康专业人士及渠道代表驻足交流。 "在德国，药房渠道对产品的安全性和有效性有着近乎苛刻的要求。"一位来自杜伊斯堡的药剂师在参观后表 示，"inne提供的临床验证数据和制药级研发理念，与我们专业药房的需求高度契合。" 9月16日，国际医药行业迎来年度盛事——欧洲极具权威的德国医药及制药展览会（expopharm 2025）在杜塞尔多 夫会展中心正式拉开帷幕。本届展会汇聚了来自药品、营养补充剂、医疗器械及数字健康等全产业链的众多参与 者，其严格的资质审核体系确保了展商的高质量与产品的专业性。作为国际制药工业的重要枢纽，expopharm已成 为行业巨头发布创新产品和领先科研成果的关键舞台，持续引领着欧洲医药市场的未来趋势。 值得注意的是，今年展会迎来一家特殊展商——来自德国的儿童营养品牌inne（中文名：因你）。作为少数亮相 该展会的专业儿童营养品牌，inne因你的参展被视为儿童营养品迈向"制药级、科学化、 ...

权威机构调研最新实证：为运动人群关节健康提供科学答案 当代都市人群对健康的追求日益迫切，运动健身成为生活常态，但关节不适、运动后体能恢复慢等问题却频繁困扰着大家。针对这一痛点，国家一级学术性 组织中国医药教育协会发起 "营养品功能评估研究项目"，旨在通过科学调研验证乳制品对关节健康改善的助力作用 —— 而 a2 紫吨吨行动力成人奶粉（a2 MOVE），正是此次调研的指定乳制品。 本次调研聚焦每周至少运动 1 次、且存在关节不适的 30-45 岁中青年人群，通过 12 周的跟踪观察与数据统计，得出了积极结果：饮用 a2 紫吨吨行动力成人 奶粉 12 周后，参与者静息状态下关节不适下降约 64%，久坐后关节不适在 11 周时便下降 68%；尤其针对徒步爱好者，12 周后静息与久坐关节不适分别下 降90% 和70%，6 周观察到明显改善。此外，调研还发现，参与者胃肠道不适 3 周内下降 85%，运动后疲劳程度、肌肉酸痛分别降低 31% 和 33%，精力提 升 12%，运动恢复天数稳定在 1.5 天左右。 在乳制品行业，科学研究与实证数据愈发成为产品品质的核心支撑。a2牛奶公司自成立以来，便以"只专注于A2型蛋白质科 ...

Core Insights - The company has launched a new store in Beijing with a fresh design and a new product line called "烫捞" (hot pot), which has attracted significant customer interest and long queues on opening day [1] - The new product line features seven unique soup bases, including classic herbal bone soup and international flavors like Singapore Laksa and Thai Tom Yum, aiming to enhance product competitiveness and customer satisfaction [2] - The strategic focus on the hot pot segment is seen as a key growth opportunity, leveraging the company's existing strengths in product development and ingredient quality to meet rising consumer demand [3] Product Development - The new "烫捞" series addresses industry pain points such as limited flavors and ingredient homogeneity by offering diverse soup bases and high-quality ingredients [2] - The introduction of premium seafood and a six-meter open display for ingredients enhances customer choice and experience [2] Market Strategy - The hot pot category is positioned as a response to the growing demand for branded and standardized fast food, with the company aiming to create a new growth curve following its success with "酸菜鱼" (sour cabbage fish) [3] - The combination of "酸菜鱼" and "烫捞" products is expected to optimize store efficiency and attract customers during non-peak hours, thereby increasing overall profitability [3] Cultural Integration - The new store design incorporates traditional Chinese aesthetics and modern elements, creating a unique dining environment that reflects both cultural heritage and contemporary trends [4] - The brand's international expansion has been positively received, with high customer ratings in markets like Malaysia, indicating a successful blend of Eastern culinary traditions with global tastes [5] Global Expansion - The company has over 2,500 stores worldwide, including locations in the US, Canada, Singapore, Malaysia, and Thailand, showcasing its commitment to globalizing Chinese cuisine [5] - The new product line and cultural aesthetic are part of a broader strategy to convey the diversity and confidence of Chinese cuisine on the international stage [5]

Core Insights - Shanghai ChaoSilicon has received national recognition for three technological achievements in the semiconductor silicon wafer and related core equipment fields, marking a significant milestone in the company's R&D and industrialization capabilities [1][2] Group 1: Technological Achievements - The three recognized achievements include the development and application of an advanced single crystal silicon growth furnace system, a 300mm silicon wafer manufacturing system for integrated circuits, and specialized equipment for silicon-on-insulator (SOI) manufacturing, showcasing the company's capabilities in key processes and equipment for advanced integrated circuit silicon wafer manufacturing [2] - The evaluation committee confirmed that the submitted results possess independent intellectual property rights and meet international advanced technical standards, indicating significant economic and social benefits along with broad application prospects [1][2] Group 2: Company Overview - Established in 2008, Shanghai ChaoSilicon specializes in the R&D and production of large-size semiconductor silicon wafers and has become one of the few domestic companies fully mastering large-size silicon wafer production technology [2] - The company has successfully entered the supply chain of top international integrated circuit companies, providing products in bulk and laying a solid foundation for the domestic advanced integrated circuit industry chain's self-control [2] Group 3: Production Capacity and Market Position - Currently, the company has a designed production capacity of 700,000 pieces per month for 300mm silicon wafers and 400,000 pieces per month for 200mm silicon wafers, with products already in mass production for advanced process chips, including NAND Flash, DRAM (including HBM), Nor Flash, and logic chips [2] - In June 2025, the company’s IPO application was accepted by the Shanghai Stock Exchange, aiming to raise 4.965 billion yuan for expanding production capacity and R&D projects, which will further enhance its technical strength and market competitiveness [3]

Core Viewpoint - Minsheng Bank's Nanjing branch emphasizes a customer-centric approach by integrating integrity into its services, enhancing financial accessibility, and addressing community needs through innovative solutions [1][2][3][4] Group 1: Customer Service Innovations - The bank has implemented a dual protection mechanism of "technology warning + manual verification" to ensure customer fund safety by intercepting abnormal transactions and advising against suspected fraud in real-time [1] - Minsheng Bank has introduced six measures to assist elderly customers, including dedicated service counters, warm toolkits, and home service teams to facilitate banking processes for seniors [2] - The bank has extended its services to local communities by establishing "banking at your doorstep" initiatives, providing home delivery and purchasing services for residents with mobility issues [3] Group 2: Financial Education and Awareness - The bank conducts risk awareness classes in communities, using case studies and simulations to educate elderly individuals on recognizing scams and protecting their financial interests [4] - It organizes financial knowledge outreach programs in rural areas and schools to promote financial literacy and responsible consumption among different demographics [4] - The bank's commitment to consumer rights is reflected in its ongoing efforts to provide detailed financial education and support, ensuring that services are accessible and transparent [4]

培育人才沃土，积蓄青春动能。聚焦"精准赋能"与"梯队建设"，构建多层次、全覆盖的人才培养体系。 针对2025年校园招聘的22名新员工，围绕"实用、精准、高效"原则开展专项培训，覆盖专业知识、业务 技能、服务营销、风险防控、合规警示等内容。组建资金业务、风险识别、财务管理、公文写作等专业 兴趣小组，为全行储备专业后备力量。通过"理论+实操+测评"三维培养体系选拔技能尖兵，定制专项 训练计划，每日开展线上特训，以老带新助力成长。同时开展2025年团队经理竞聘，累计23人报名，为 强化团队管理核心力量打下基础。 网点智变升级，重塑服务格局。 以优化网点布局、整合人力资源为目标，严格按照联合银行网点转型 要求，结合各支行经营实际、区域发展特点及资源差异，拟定《网点转型三年规划方案》。方案明确成 立转型工作领导小组、划分各部门职责，并制定"先行先试、优化推进、全面转型"的三年阶段性实施路 径，为网点转型有序落实提供指引。转型核心在于提升客户体验与运营效率。该行计划通过推进智能厅 堂建设，依托STM机具、无纸化项目，丰富网点智能服务功能，实现简单业务智能化、复杂业务融合 互动，加快网点"从内向型向外向型"全面转型。 未来 ...

随着企业成长和市场认可度提升，订单量逐年攀升。2024年，徐州农商银行在综合评估其经营状况和发 展前景后，提供了700万元贷款支持，有力推动了生产扩张和技术改造。同年，公司销售额成功突破 1000万元大关。 在金融活水的持续灌溉下，这家扎根乡村的小微企业正朝着更高目标稳步迈进。"今年，我们力争销售 额突破2000万元！"谈及未来，乔先生充满信心。 在江苏楚亚电气科技有限公司的生产车间内，机器轰鸣，火花飞溅。打磨机、冲孔机、激光切割车床正 全速运转，工人们熟练地操作设备，现场一片繁忙景象。 这家成立于2021年的小微企业，专注于金属结构件和机械零部件生产。公司负责人乔先生回忆道："工 厂刚落地时，采购设备、租赁场地、招募工人等处处都需要资金。徐州农商银行提供的50万元信用贷 款，及时解决了我的燃眉之急。" 对于制造业小微企业而言，资金周转是最大挑战。原材料采购需要现金支付，而产品交货后货款回收又 有账期，这个时间差常常让企业捉襟见肘。"幸亏有农商行持续支持，工厂才能正常运转，并抓住发展 机遇。"乔先生感慨道。 ...

Core Insights - Technological innovation is identified as the core engine for high-quality development, with finance serving as the essential support for innovation [1] - Xinyi Rural Commercial Bank aligns its strategy with the national innovation-driven development strategy, positioning technology finance at the core of its operations [1] Group 1: Strategic Framework - The bank emphasizes top-level design and mechanism collaboration to create a "system synergy" for efficient service delivery to innovative enterprises [1] - A multi-departmental collaborative mechanism is established to ensure efficient lifecycle service for technology enterprises, from market expansion to post-loan management [1] Group 2: Product Innovation - The bank focuses on specialized and innovative small and medium-sized enterprises, utilizing a local evaluation system to convert "technology flow" into "capital flow" [1] - Innovative financial products such as "loan + equity rights" are introduced to balance risk and support light-asset enterprises throughout their financial lifecycle [1] Group 3: Risk Sharing and Model Innovation - The bank leverages provincial risk compensation policies to reduce reliance on traditional collateral, promoting the "Su Ke Loan" product to enhance lending confidence [2] - As of August 2025, the bank has supported 22 high-tech enterprises with a total loan amount of 164 million yuan [2] - Customized credit products for specialized enterprises have been developed, with 950,000 yuan disbursed to enhance core competitiveness [2] Group 4: Future Directions - The bank aims to deepen cooperation with government and financial institutions, exploring diverse models such as intellectual property pledges and investment-loan linkage [2] - Continuous optimization of the technology innovation rating model is planned to meet the financial needs of enterprises throughout their lifecycle [2]

Group 1 - The core viewpoint emphasizes the importance of robust risk management as the foundation for financial institutions to thrive, with Tai Zhou Rural Commercial Bank focusing on serving the real economy and enhancing risk resilience through various measures [1][2] - The bank has implemented a comprehensive risk management system that includes optimizing risk warning models and utilizing multi-dimensional external data for precise risk identification [1][2] - A special campaign named "Thunder Hundred Days Collection" has been launched to tackle non-performing loans, employing diverse methods such as legal actions and debt restructuring to improve asset quality [1][2] Group 2 - Credit business is identified as a core function of the bank, with risk control directly impacting overall operational safety, leading to the establishment of targeted credit policies for key local industries and small enterprises [2] - The bank has introduced a mechanism for large loan limit control and usage transparency to mitigate risks associated with high concentrations of large loans [2] - Collaboration with external entities, particularly since the establishment of Jiangsu Rural Commercial Bank, has enhanced the bank's risk management capabilities through shared technology and data governance [2] Group 3 - The bank acknowledges the ongoing complex risks in the financial sector and plans to strengthen risk management by enhancing preemptive controls and upgrading risk control technologies [3] - Future plans include expanding the coverage of risk warning indicators and intensifying monitoring in key areas such as inclusive finance and large loans [3] - The bank aims to achieve a new high in the collection and disposal of non-performing loans by year-end, maintaining a reasonable non-performing loan ratio to support high-quality local economic development [3]

作为扎根本土的金融机构，姜堰农商银行持续深化数字化转型，聚焦重点客群，加强客群分层分类管 理，积极以数字科技驱动集约化、智能化零售转型，采用线上化工具，结合强大的线下服务渠道，服务 好现有基础客群，同时拓展新兴客群。该行始终聚焦农业生产规律，积极主动将金融"活水"精准灌溉至 实体经济沃土，针对农户"急、频、快"的资金需求，加大金融产品创新，先后推出"惠民富村贷""阳光e 贷""良田贷""惠农快贷""农保e贷"等信贷产品，依托普惠展业平台，实现小额贷款线上申请当日放款、 大额贷款3个工作日内办结。截至8月末，该行涉农贷款余额27.38亿元，较年初增加2.5亿元，增幅 10.07%。徐莉莉 "农商行的支持既解了燃眉之急，也让咱村的产业有了奔头！"泰州姜堰区张甸镇三陈村村支书郑昌云的 话语里满是感激。三陈村凭借便利的交通条件，长期以种植业为支柱产业，但如何盘活闲置土地与劳动 力，一直是村集体探索的方向。2025年，郑昌云牵头承包2000余亩土地，计划发展桂花树苗、小蜜薯、 小麦等特色种植产业，却在农资采购的关键阶段遭遇资金短缺难题。姜堰农商银行了解到这一情况后， 第一时间上门对接，结合村庄产业规划，推荐了"惠农快贷 ...