11 月 19 日，Bitget 美股合约板块累计交易量突破 50 亿美元。据平台数据显示， Top3 热门交易币种为 微策略（MSTR）、特斯拉（TSLA）与 苹果（AAPL），累计成交额分别为 14 亿美元、10 亿美元和 4.72 亿美元。 近期，Bitget 针对股票合约推出限时手续费优惠活动。活动期间，用户在平台交易相关股票合约交易 对，可享手续费直降 90%。活动将持续至2026 年 1 月 31 日 23:59（UTC+8）。 ...

Core Insights - The article highlights the growing trend of "refined parenting," emphasizing the importance of selecting the right first formula for newborns, particularly focusing on the benefits of goat milk formula [1][7] Group 1: Market Trends - Goat milk formula is gaining popularity due to its digestibility and low allergenic properties, positioning it as a preferred choice for new parents [1][7] - The report by Kantar, in collaboration with Kabrita, Xiaohongshu, and JD.com, indicates that Kabrita is the leading brand in the global goat milk market [1][7] Group 2: Nutritional Benefits - The article discusses three core dimensions for selecting newborn formula: digestion and absorption, allergy risk avoidance, and comprehensive nutrition [2][4] - Kabrita's formula includes OPL structured lipids, which enhance nutrient absorption efficiency, allowing one can to absorb the nutrients equivalent to two cans of other products [2] - Clinical studies show significant reductions in gastrointestinal issues among infants fed with Kabrita goat milk formula, including an 87% decrease in gas and an 80% decrease in diarrhea [2] Group 3: Allergy Risk Management - Kabrita has developed "Anmiyuan" whey protein, reducing the allergenic β-lactoglobulin content by 11%, and the natural advantage of lower αS1-casein compared to cow's milk by 85% [4] - Research from Peking University indicates that infants consuming Kabrita's formula have a 42% lower risk of developing allergies [4] Group 4: Quality Assurance - Kabrita is the first goat milk brand to pass rigorous third-party testing, with 1,493 tests covering various safety indicators, all of which passed successfully [5] - Consumer feedback from a 90-day real-world feeding trial shows significant improvements in gastrointestinal comfort and skin sensitivity for infants [5] Group 5: Brand Trust and Positioning - Kabrita's strong market position is supported by industry white papers and testimonials from over 10,000 mothers, reinforcing its reputation as the recommended first formula for newborns [7] - The brand's success is attributed to its scientific formulation addressing digestion issues, innovative technology for allergy risk reduction, comprehensive nutrition, and stringent quality control [7]

非农数据一出炉，K线图便瞬间掀起巨浪。有人狂喜于精准捕捉行情，有人懊悔地看着止损被扫，这一 幕，万洲金业在八年里见证了近百次。 "数据和走势完全反着来""刚进场就被套牢"，这些抱怨在非农夜从不缺席。就像那位习惯双向挂单的投 资者，以为能躺赢单边行情，却频频被震荡走势扫光止损；还有人执着于技术指标，无视非农数据的基 本面逻辑，等反应过来时早已错失良机。更常见的是"追数据"的困境：看到利多信号匆忙进场，却撞上 延迟带来的行情反转，转眼从浮盈变深套。 复盘升华，积累经验——每次交易结束后，专业的视频教学带你回顾整个决策过程，将经验转化为能 力，打破"重复犯错"的循环。 八载春秋，百次非农，万洲金业明白，没有哪种交易风格能放之四海而皆准。万洲金业致力于为不同偏 好的投资者提供匹配的解决方案，在市场的起伏中，与投资者一起找到属于自己的节奏。 八年见证了百次非农波动，万洲金业给出稳抓行情的答案。 预案先行，告别迷茫——万洲金业提供的财经日历和行业新闻，结合专业分析梳理ADP就业数据等先行 指标。让投资者在数据公布前把握市场预期，制定个性化交易计划，不再"盲人摸象"。 瞬息把握，不再犹豫——通过实时快讯，投资者能在数据公布 ...

Group 1 - The article discusses the impact of the "AI bubble" narrative in the US stock market, leading to a general pullback in overseas tech stocks, while A-shares are experiencing increased sector differentiation and a rotation of funds towards lower-performing sectors such as resources, consumption, and pharmaceuticals [1] - According to Guotou Securities, historical data since 2012 indicates that the tech sector tends to underperform in the fourth quarter but shows strong performance during the year-end and early next year [1] - The current A-share tech market is influenced by global AI industry trends and US tech stock movements, with two key overseas signals to watch: the potential for a Fed rate cut in December and the signals from Q3 earnings reports of overseas tech companies [1] Group 2 - Despite short-term volatility, some institutions believe that the tech growth sector will remain a mid-term focus due to declining interest rates and policy support for "technological innovation" and "new productive forces" [1] - The article suggests that recent overseas disturbances may provide another opportunity for investors to position themselves in growth sectors like AI, with a "buy on dips" strategy still applicable for tech-focused funds [1] Group 3 - Recent fund ratings highlight the performance of technology-focused funds, with the Huian Growth Preferred Mixed A fund receiving five-star ratings from multiple institutions, indicating strong investor returns [3][4] - The Huian Growth Preferred Mixed A fund achieved a year-to-date return of 117.74%, ranking fourth among comparable funds, while other funds like Huian Multi-Strategy Mixed A and Huian Multi-Factor Mixed A also reported significant returns since their inception [4]

Core Insights - The article highlights the exceptional customer service and internal collaboration demonstrated by the Industrial and Commercial Bank of China (ICBC) Nantong Chongchuan Branch in resolving a critical issue for an overseas client whose account was restricted due to expired identification documents [1][2][3] Group 1: Customer Service Excellence - The branch utilized innovative methods, such as WeChat video authentication, to verify the client's identity and intentions, thereby simplifying the process and successfully lifting the account restriction [1][2] - The branch's leadership prioritized the client's needs, ensuring that all possible solutions were explored while maintaining compliance with risk management protocols [2] Group 2: Internal Collaboration - The branch coordinated efforts among various departments, including the operations department and personal banking department, to address the client's issue effectively [1][2] - A thorough review of relevant regulations and procedures was conducted to identify potential solutions, demonstrating the branch's commitment to customer service [2][3] Group 3: Future Implications - The incident serves as a valuable service practice, emphasizing the importance of internal collaboration and innovative service models in enhancing customer experience [3] - The branch aims to continue integrating a customer-centric approach into every service detail, reinforcing its market reputation and core competitiveness [3]

江南时报讯 清晨的阳光洒进南通如皋北大街支行，一位满面焦虑的中年男子匆匆步入，他紧握一张存 单，声音带着急切："您好，我来帮我母亲取钱，她住院了，等着交费救命！" 柜员迅速接过存单，但看似简单的业务很快被冰冷的提示音打断，客户接连输入了几个密码，均被告知 错误。他额头渗出细密的汗珠，语气愈发焦灼："怎么会不对？" 一场跨越常规流程的柜台接力高效展开。核实材料、确认信息、内部审批、发起划转... 所有环节都按下 了"加速键"。不久，网点便成功将病人账户资金划入医院提供的对公账户，解决了客户的燃眉之急。 冰冷的密码锁住了存单，却锁不住为生命开辟的绿色通道。一次"无密码"的紧急医疗支付，不仅解决了 客户难题，更传递了规则之下那份守护生命的服务温度。 柜员立刻安抚他："先生您别急！如果母亲意识清醒，我们可以安排双人上门核实办理。"但这最后的希 望也被现实击碎，客户母亲已陷入昏迷，无法表达任何意愿。想到病床上无助的母亲和不断催缴的费用 单，男子的情绪瞬间崩溃，不解与委屈涌上心头："户口本、身份证我都带了，为什么还是不可以支 取？" 网点运营主管闻声赶来，了解情况后迅速握住关键信息，"先生，别着急，这种情况我行有紧急医疗 ...

Core Insights - The bank has initiated the construction of age-friendly service points, focusing on customer-centric service and adhering to policies for creating suitable environments for elderly clients [1][2] - The bank has implemented various infrastructure upgrades and innovative service models to enhance professional services for the elderly [1] - The bank is actively addressing the digital divide by retaining traditional service channels while providing specialized assistance for elderly customers [1][2] Group 1 - The bank has installed non-slip flooring, accessible ramps, and handrails to eliminate safety hazards in service points [1] - Special low-height counters, reading glasses, magnifying glasses, and wheelchairs have been provided to cater to elderly clients [1] - The waiting area features ergonomic seating and a "Respect for the Elderly Station" offering hot water and emergency supplies [1] Group 2 - A "Green Window for Elderly Services" has been established to prioritize elderly customers, with dedicated staff providing one-on-one guidance [1][2] - The bank conducts "Silver Hair Classes" to educate elderly clients on mobile banking and fraud prevention [1][2] - Home service options are available for elderly clients who are immobile, allowing them to access basic banking services through phone appointments [2] Group 3 - The bank has launched age-friendly online forums to enhance wealth management services, recognizing the growing financial needs of the elderly [2] - Tailored financial service plans are developed based on the specific asset management and value preservation needs of elderly clients [2] - The bank aims to simplify and make financial services more accessible, ensuring that elderly customers feel the bank's commitment and professionalism [2]

Core Points - A customer expressed gratitude to a bank for its excellent service and integrity after retrieving lost cash [1] - The incident highlights the bank's commitment to customer service and ethical conduct [1] Summary by Sections - **Incident Description** - A customer accidentally left behind cash after a withdrawal at the bank [1] - Bank staff discovered the cash during routine checks and identified the owner through surveillance footage [1] - **Customer Interaction** - The bank contacted the customer to inform him about the lost cash, which he was unaware of [1] - The customer was pleasantly surprised and grateful for the bank's diligence [1] - **Recognition of Service** - The customer returned to the bank the next day to personally thank the staff and presented a banner as a token of appreciation [1] - The banner emphasized the bank's high moral standards and commitment to serving the community [1]

Group 1 - A senior customer at a bank attempted to transfer 30,000 yuan and exhibited suspicious behavior by frequently reporting queue progress via WeChat, raising concerns among bank staff [1] - The bank staff, recognizing the potential risk, reported the situation to the branch manager, who reviewed the customer's WeChat messages and confirmed that the customer was likely being scammed by someone posing as a "foundation director" [1] - The bank successfully protected the customer's funds by activating a rapid response plan in collaboration with the police, who confirmed the scam and assisted in advising the customer [1] Group 2 - The bank is committed to enhancing financial literacy among customers to improve their awareness of fraud prevention through distributing educational materials and conducting seminars [2] - The bank aims to strengthen internal management and risk control mechanisms by establishing comprehensive regulations and procedures to ensure compliance and safety in business operations [2] - The bank plans to enhance cooperation with law enforcement and regulatory bodies to create a collaborative approach to combat fraud, sharing information and resources to effectively curb the spread of fraudulent activities [2]

Core Insights - The article highlights the efficient and customer-centric service provided by a local bank branch in response to a sudden increase in demand for new employee bank cards, showcasing the importance of financial services in supporting clients' livelihoods and trust [1][2][3] Group 1: Service Efficiency - The bank implemented a dual-line service strategy to handle different customer needs, ensuring a smooth and efficient card issuance process for over twenty new employees in just one morning [2] - The proactive approach of the lobby manager and customer service staff ensured that all steps, including identity verification and card activation, adhered to compliance requirements, achieving a "zero error" standard [1][2] Group 2: Customer Engagement - The bank extended its services beyond card issuance by providing after-service support, such as mobile banking setup and transaction demonstrations, enhancing the overall customer experience [2] - The successful handling of the card issuance led to further business opportunities, as the customer manager engaged with the company representative to discuss additional banking services, laying the groundwork for future collaboration [2] Group 3: Team Collaboration and Service Philosophy - The article emphasizes the collaborative spirit among bank employees, reflecting a customer-first service philosophy that prioritizes addressing clients' urgent needs with professionalism and care [3] - Each interaction and efficient service delivery is portrayed as a demonstration of the bank's commitment to responsibility and customer satisfaction, contributing to a positive perception of financial services [3]