Group 1: Event Overview - The 2025 China International Service Trade Fair's financial services exhibition took place from September 10 to 14 at Shougang Park in Beijing, featuring 97 financial institutions, with 46 being foreign, resulting in an internationalization rate of 47.4% [2] - The exhibition showcased a blend of digital renminbi and AI technologies, highlighting the deep integration of technology and finance [2] Group 2: Digital Renminbi Innovations - A digital renminbi market was created, allowing visitors to experience the convenience of digital currency through various financial institutions, including China Bank and Agricultural Bank [3] - China Bank's "Mifang Card" emerged as a key highlight, offering integrated services for payment, communication, and transportation without the need for app downloads [3] - China Bank also introduced a self-service machine for digital renminbi hard wallets, enabling users to apply, recharge, and recycle funds autonomously [3] Group 3: Payment Technologies - Mastercard showcased its payment tokenization technology, which replaces sensitive information like card numbers to mitigate fraud risks during transactions [4] - The digital renminbi ecosystem is expanding beyond consumer applications into industrial uses, with examples from Industrial and Commercial Bank of China (ICBC) in cross-border settlements [4] - Tencent demonstrated new cross-border payment scenarios, allowing foreign visitors to use digital renminbi in various merchant settings [4] Group 4: AI Integration in Finance - AI technologies are evolving from auxiliary tools to intelligent drivers in the financial sector, as seen in ICBC's "Digital Human AI Customer Service" that enhances user interaction [5] - Tencent's "Mixed Yuan Financial Model" was highlighted for improving customer service, information, and risk control in wealth management [5] - JD Finance presented its AI wealth management assistant "Jing Xiaobei," which analyzes market trends and offers personalized recommendations [5] Group 5: AI's Role in Financial Services - The seventh China Fintech Forum emphasized AI's potential in transforming financial services, with a focus on integrating AI as a productive factor [6] - JD Finance reported significant success in fraud prevention, blocking suspicious transactions worth 1.66 billion yuan through various alert mechanisms [6]

Group 1 - The core focus of the financial services exhibition is the innovative applications of digital RMB and the international expansion of financial institutions [1][2] - The digital RMB experience area spans nearly 1,000 square meters, featuring a collaborative display from multiple banks, including China Bank and Agricultural Bank, showcasing a variety of digital RMB applications [2][3] - The exhibition highlights the popularity of digital RMB, with various interactive experiences attracting large crowds, including personalized coffee and cultural-themed hardware wallets [2][3] Group 2 - The exhibition also emphasizes cross-border financial services, showcasing China's increasing openness and innovation in the financial sector [4] - China UnionPay presented its international online business development and innovative payment tools, with a global acceptance network extending to 183 countries and regions [4] - China Galaxy Securities shared its experience in expanding into Southeast Asia, highlighting the need for comprehensive financial services to support Chinese enterprises going abroad [4]

Core Viewpoint - The article highlights the growing popularity and innovative applications of digital RMB at the financial services exhibition, showcasing various engaging activities and promotions to encourage consumer adoption [1][3][7]. Group 1: Digital RMB Experience - The exhibition features an immersive 1,000 square meter area dedicated to digital RMB, allowing visitors to experience its payment convenience through various interactive setups [1]. - Banks are using promotional activities, such as one yuan coffee and blind box draws, to attract consumers to use digital RMB [3]. - A variety of engaging activities, including dart throwing and roulette, are incorporated by financial institutions to enhance the consumer experience with digital RMB [3]. Group 2: Collaborative Initiatives - Beijing Bank collaborates with cultural and culinary enterprises to create an immersive marketplace called "Digital Currency Kaleidoscope," offering activities like "Beijing" themed challenges and chances to win digital currency consumption red envelopes [3][5]. - The partnership between Hanglv Zongheng and Bank of Communications introduces a digital RMB red envelope activity, allowing users to redeem it for discounts on international flight tickets and other services [7]. Group 3: Technological Innovations - The Industrial and Commercial Bank of China (ICBC) and Meituan have developed a digital RMB prepaid card, addressing issues related to prepaid fund inquiries and refunds, ensuring payment security [7]. - ICBC has integrated digital RMB hard wallet acceptance across all 29 subway lines in Beijing, enhancing the convenience of public transport payments [7]. - Tencent is exploring cross-border payment scenarios for digital RMB, having completed "barcode interconnection" verification, allowing users to make payments in various environments using digital RMB [7].

2025 年中国国际服务贸易交易会金融服务专题于 9 月 10 日在北京首钢园盛大启幕，其中的一道靓丽风景线 —— 数字人民币潮流集市全面升级，特邀中国 银行、农业银行、建设银行、邮储银行、北京银行等金融机构联袂打造 "数字人民币 +" 创新展示矩阵。1 千平方米的沉浸式数字人民币生态体验展区中，不 仅有各银行量身定制的特色权益活动，更搭建起覆盖日常消费、互动娱乐、生活服务的全场景体验空间。 观众既能在京东便利店、好利来、周黑鸭等合作商户享受支付立减，也能参与银行推出的开户抽奖 —— 非遗京绣硬钱包、挂耳咖啡、帆布包等好物轮番派 送，还能参加"数币大道" 潮玩拍照、精准计时挑战等小游戏，领取数字人民币优惠。 21世纪经济报道记者 唐婧 北京报道 ...

Group 1 - The company is actively collaborating with major financial institutions to explore the application scenarios and business models of digital currency in the financial sector [1] - As a financial technology enterprise with digital banking front, middle, and back office solutions, as well as digital RMB hardware and software products, the company is positioned to benefit from the increasing demand for digital transformation among financial institutions [1] - The proliferation of digital RMB is expected to create opportunities for the company in the banking transformation process [1]

Group 1 - The company, Kelong Software, is actively collaborating with major financial institutions to explore the application scenarios and business models of digital currency in the financial sector [1] - As a financial technology enterprise with digital banking front, middle, and back office solutions, as well as digital RMB hardware and software products, the company is positioned to benefit from the increasing demand for digital transformation among financial institutions [1] - The growing popularity of digital RMB is expected to create opportunities for the company in the banking transformation process [1]

Group 1 - The 2025 China International Service Trade Fair opened in Beijing, featuring a digital RMB trend market and an immersive experience area for digital RMB [1] - Major banks like Industrial and Commercial Bank of China and Bank of China collaborated to showcase innovative applications of digital RMB, enhancing consumer convenience [1] - Interactive activities at the fair included high-design digital RMB wallets and promotional events, such as discounts and giveaways, to engage the audience [1] Group 2 - Industrial and Commercial Bank of China partnered with JD.com to launch a smart custody product based on digital RMB smart contracts, addressing challenges in traditional supply chain financing [2] - The widespread application of digital RMB is expected to enhance consumer convenience, with innovations like a digital RMB prepaid card developed in collaboration with Meituan [2] - Tencent is exploring cross-border payment scenarios with digital RMB, including innovations in barcode interoperability and participation in a central bank digital currency bridge project [2]

此外，《意见》还提及探索实行体育预付式消费资金托管模式，推广应用数字人民币智能合约预付资金 管理方案，防范化解预付式消费风险。 对此，田利辉认为，智能合约可实现资金安全托管，破解预付费风险，让支付从"工具"升级为"信任基 建"，推动体育产业从规模扩张迈向高质量发展。预付式消费资金托管模式是关键突破，以学生体育培 训机构为例，智能合约确保资金按课程分阶段解冻，消费者权益实时保障，防范体育培训机构"跑路"隐 患。 田利辉表示，未来，数字人民币将深度融入体育生态，从赛事支付延伸至健康数据、装备定制、国际赛 事结算，形成"消费—数据—投资"闭环。其不仅是支付手段，更是体育产业高质量发展的战略支点。 本报记者李冰 体育赛事的高峰人流是检验支付技术的试金石。日前，国务院办公厅印发《关于释放体育消费潜力进一 步推进体育产业高质量发展的意见》（以下简称《意见》）提出，到2030年，培育一批具有世界影响力 的体育企业和体育赛事，体育产业发展水平大幅跃升，总规模超过7万亿元，在构建新发展格局中发挥 重要作用。优化体育消费支付服务，加快拓展数字人民币体育消费应用场景，利用数字人民币智能化、 数字化服务优势助力体育产业和赛事经济高质 ...

Group 1 - The 2025 China International Service Trade Fair has commenced in Beijing, themed "Digital Intelligence Leading, Service Trade Renewed," showcasing cutting-edge innovations in the service trade sector [1] - "AI + Service" has emerged as a central theme, with technology companies like Alibaba demonstrating how artificial intelligence can reshape service forms and enhance business efficiency [1] Group 2 - At the Shougang Park exhibition, Alibaba's "Digital Human Guide" TaoAvatar attracted significant attention, utilizing advanced technologies such as 3D Gaussian reconstruction and multimodal voice models to create a virtual shopping assistant [3] - Users can interact with the highly realistic digital guide using XR devices, allowing for natural conversations, product information retrieval, and virtual try-ons, significantly reducing physical operational costs [3] - Taobao has become the leading e-commerce application on the Apple Vision Pro platform in terms of download volume [3] Group 3 - In the second-hand trading sector, the Xianyu platform has simplified user operations through AI technology, enabling automatic generation of product descriptions and intelligent pricing based on image recognition and natural language generation [3] - The AI management service can handle inquiries, price adjustments, and shipping reminders, functioning as a 24-hour intelligent assistant, with over 400,000 daily users utilizing AI for product listings and an 85% text adoption rate [3] - Cumulative transaction volume for AI-managed products has exceeded 1.4 billion yuan [3] Group 4 - Alibaba Cloud showcased an integrated outbound solution covering both hardware and software, having established 89 available zones across 29 regions globally, making it the largest cloud computing platform in the Asia-Pacific region [4] - The security system of Alibaba Cloud spans 37 countries and regions, achieving over 150 international certifications, including in key markets like the US, EU, Middle East, and Southeast Asia [4] - Alibaba Cloud has introduced a comprehensive security protection plan for AI business expansion, providing end-to-end safeguards for enterprises [4] Group 5 - The technology practices observed at the service trade fair indicate that AI is deeply integrated into various aspects of service trade, enhancing consumer experiences and supporting global business strategies [4] - The ongoing technological advancements are expected to further accelerate the digitalization process of service trade [4]

Core Viewpoint - The successful implementation of digital RMB for housing provident fund withdrawals by Industrial Bank's Qingdao branch marks a significant advancement in the application of digital currency in the housing fund sector [1] Group 1: Digital RMB Application - Industrial Bank's Qingdao branch has completed its first digital RMB housing provident fund withdrawal, showcasing a new breakthrough in the application of digital currency in this area [1] - The initiative allows housing fund contributors to directly transfer their funds into their digital RMB wallets, enhancing convenience for users [1] Group 2: Enhanced Services for Employers - Employers can utilize Industrial Bank's online banking and "Xingye Guanjia" app for online signing and changes related to housing fund contributions, improving the ease of payment processes [1] - This service aims to streamline the contribution process for companies, making it more efficient [1] Group 3: Future Prospects - The bank plans to continue expanding the application of digital RMB in various sectors, particularly in enhancing public welfare and financial innovation for citizens [1] - The collaboration with Qingdao's housing provident fund management center is expected to contribute to the development of the digital economy and smart city initiatives in Qingdao [1]