无锡农村商业银行股份有限公司 第七届董事会第六次会议决议公告 无锡农村商业银行股份有限公司董事会及全体董事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 无锡农村商业银行股份有限公司（以下简称"本行"）第七届董事会第 六次会议于2025年10月24日下午在无锡农村商业银行（无锡市金融二街9号） 1208会议室以现场方式召开，会议通知已于2025年10月13日向全体董事发出。 本次会议由董事长陶畅先生主持，会议应到15人，实到14人，董事、行长陈 红梅女士因公务原因请假，书面授权委托董事长陶畅先生行使表决权。部分 高级管理人员列席。本次会议的召集、召开程序符合《中华人民共和国公司 法》及《无锡农村商业银行股份有限公司章程》的规定。本次会议审议并表 决通过了： 1.关于2025年三季度报告的议案 表决情况：赞成15票；反对0票；弃权0票。 证券代码：600908 证券简称：无锡银行 公告编号：2025-026 4.关于2025年三季度市场风险压力测试报告的议案 表决情况：赞成15票；反对0票；弃权0票。 5.关于2025年中期利润分配方案的议案 表决 ...

证券代码：600908 证券简称：无锡银行 公告编号：2025-027 无锡农村商业银行股份有限公司 2025 年中期利润分配方案公告 以实施权益分派股权登记日登记的总股本为基数，每股派发现金红利 0.11 元（含税）。若以 2025 年 6 月 30 日的总股本 2,194,681,695 股为基数，将派发现 金股利 241,414,986.45 元，占 2025 年半年度归属于本行股东净利润的 17.50%。 无锡农村商业银行股份有限公司（以下简称"本行"或"公司"）董事会及 全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对 其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 1.每股分配比例：每股派送现金股利 0.11 元人民币（含税）。 2.本次利润分配以实施分红派息股权登记日登记的本行普通股总股本为基 数，具体股权登记日期将在分红派息实施公告中明确。在实施权益分派的股权登 记日前公司总股本发生变动的，维持每股分配比例不变，相应调整分配总额，并 将另行公告具体调整情况。 3.根据本行 2025 年第一次临时股东大会授权，本次利润分配方案经董事会 审议通过后即可实施。 一 ...

Core Insights - Wuxi Bank reported a revenue of 1.12 billion yuan for Q3 2025, reflecting a year-on-year growth of 4.88% [1] - The net profit attributable to shareholders of the listed company was 453 million yuan, marking a year-on-year increase of 4.57% [1] - The basic earnings per share stood at 0.2 yuan [1]

Financial Performance - Total revenue for the third quarter reached CNY 1,120,308,000, an increase of 4.88% compared to the same period last year[4] - Net profit attributable to shareholders was CNY 453,401,000, reflecting a growth of 4.57% year-over-year[4] - The total profit amounted to CNY 512,623,000, which is a 4.05% increase from the previous year[4] - Net profit for the first three quarters of 2025 reached CNY 1,835,410 thousand, a rise of 3.7% compared to CNY 1,769,758 thousand in the same period of 2024[16] - Basic earnings per share for the first three quarters of 2025 were CNY 0.82, compared to CNY 0.80 in the same period of 2024[17] - Total comprehensive income amounted to CNY 1,604,465 thousand, a decrease from CNY 1,815,929 thousand year-over-year[24] - The net profit for the first three quarters of 2025 was CNY 1,828,839, an increase of 3.8% compared to CNY 1,762,177 in 2024[23] Cash Flow - The net cash flow from operating activities for the year-to-date period was CNY 7,011,326,000, showing a decrease of 23.70% compared to the previous year[4] - Net cash flow from operating activities for the first three quarters of 2025 was CNY 7,011,326, a decrease of 23.8% compared to CNY 9,189,399 in the same period of 2024[18] - Net cash flow from operating activities was CNY 6,978,001 thousand, down from CNY 8,863,531 thousand in the previous year[25] - The net cash flow from investment activities for the first three quarters of 2025 was negative CNY 2,925,694, a decline from a positive CNY 1,334,491 in 2024[18] - The net cash flow from investment activities was negative at CNY -2,925,330 thousand, contrasting with a positive CNY 1,334,490 thousand in the previous year[25] Assets and Liabilities - Total assets at the end of the reporting period were CNY 277,410,695,000, representing an 8.03% increase from the end of the previous year[5] - Total assets increased to CNY 277,410,695 thousand as of September 30, 2025, up from CNY 256,801,132 thousand at the end of 2024, representing a growth of approximately 8.3%[13] - The bank's total liabilities amounted to CNY 252,940,314 thousand as of September 30, 2025, compared to CNY 233,434,958 thousand at the end of 2024, reflecting an increase of approximately 8.4%[14] - The total liabilities as of September 30, 2025, were CNY 251,786,183, up from CNY 232,406,476 at the end of 2024, indicating a growth of 8.4%[20] - Total deposits reached CNY 237,362,563 thousand, an increase from CNY 212,480,374 thousand at the end of 2024[28] Loans and Advances - The bank's loan and advance amounts reached CNY 163,435,893 thousand, up from CNY 151,214,555 thousand, marking an increase of about 8.1%[13] - Total loans increased to CNY 168,910,734 thousand, up from CNY 156,619,334 thousand at the end of 2024[28] - The net increase in loans and advances for the first three quarters of 2025 was CNY 12,841,597, compared to CNY 11,674,489 in 2024, representing a growth of 10.0%[18] Income and Ratios - Net interest income for the first three quarters of 2025 was CNY 2,610,166 thousand, slightly up from CNY 2,571,255 thousand in 2024, indicating a growth of 1.5%[16] - The capital adequacy ratio was reported at 14.03%, slightly down from 14.07% at the end of 2024[31] - The core tier 1 capital adequacy ratio stood at 11.77% as of September 30, 2025, compared to 11.79% at the end of 2024[30] - The cost-to-income ratio improved to 27.17% from 30.75% in the previous year[31] - The non-performing loan ratio remained stable at 0.78% as of September 30, 2025, unchanged from the end of 2024[31] Other Information - The weighted average return on equity was not specified but is calculated on an annualized basis[5] - Non-recurring gains and losses totaled CNY 787,000 for the quarter, with government subsidies contributing CNY 1,784,000[7] - The company has not reported any significant changes in shareholder structure or major strategic initiatives during the quarter[12] - There were no new product launches or technological advancements mentioned in the report[12]

Core Viewpoint - Wuxi Bank (600908.SH) reported a revenue of 3.765 billion yuan for the first three quarters of 2025, reflecting a year-on-year growth of 3.87% [1] - The net profit attributable to shareholders reached 1.833 billion yuan, with a year-on-year increase of 3.78% [1] - The non-recurring net profit was 1.830 billion yuan, showing a year-on-year growth of 6.75% [1] - Basic earnings per share stood at 0.82 yuan [1] Financial Performance - Revenue for the first three quarters: 3.765 billion yuan, up 3.87% year-on-year [1] - Net profit attributable to shareholders: 1.833 billion yuan, up 3.78% year-on-year [1] - Non-recurring net profit: 1.830 billion yuan, up 6.75% year-on-year [1] - Basic earnings per share: 0.82 yuan [1]

证券代码：600908 证券简称：无锡银行 公告编号：2025-028 无锡农村商业银行股份有限公司 关于召开 2025 年第三季度业绩说明会的公告 无锡农村商业银行股份有限公司董事会及全体董事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 无锡农村商业银行股份有限公司（以下简称"公司"）已于 2025 年 10 月 27 日发布了公司 2025 年第三季度报告，为便于广大投资者 更全面深入地了解公司 2025 年第三季度经营成果、财务状况，公司 计划于 2025 年 11 月 28 日（星期五）10:00-11:00 举行 2025 年第三 季度业绩说明会，就投资者关心的问题进行交流。 一、 说明会类型 本次投资者说明会以网络互动形式召开，公司将针对 2025 年第 会议召开时间：2025 年 11 月 28 日（星期五）10:00-11:00 会议召开地点：上海证券交易所上证路演中心（网址： 三季度的经营成果及财务指标的具体情况与投资者进行互动交流和 沟通，在信息披露允许的范围内就投资者普遍关注的问题进行回答。 二、说明会召开的时间、地点 （ ...

Market Overview - The rural commercial bank sector experienced a decline of 0.82% on October 24, with Jiangyin Bank leading the drop [1] - The Shanghai Composite Index closed at 3950.31, up 0.71%, while the Shenzhen Component Index closed at 13289.18, up 2.02% [1] Individual Stock Performance - The closing prices and changes for key rural commercial banks are as follows: - Hu Nong Commercial Bank: 8.86, +0.68% - Ruifeng Bank: 5.54, -0.89% - Qingnong Commercial Bank: 3.27, -1.21% - Yunnan Commercial Bank: 6.93, -1.28% - Su Nong Bank: 5.26, -1.31% - Zhangjiagang Bank: 4.53, -1.52% - Changshu Bank: 7.09, -1.53% - Wuxi Bank: 6.16, -1.60% - Zijin Bank: 2.93, -1.68% - Jiangyin Bank: 5.03, -3.82% [1] Capital Flow Analysis - The rural commercial bank sector saw a net outflow of 144 million yuan from main funds, while retail funds experienced a net inflow of 63.71 million yuan [1] - The detailed capital flow for individual banks indicates: - Hu Nong Commercial Bank: Main funds net inflow of 6.22 million yuan, retail net outflow of 16.25 million yuan - Wuxi Bank: Main funds net outflow of 29.30 million yuan, retail net outflow of 0.99 million yuan - Jiangyin Bank: Main funds net outflow of 56.10 million yuan, retail net inflow of 36.93 million yuan [2]

Market Overview - The rural commercial bank sector experienced a decline of 0.27% on October 23, with Yunnan Rural Commercial Bank leading the drop [1] - The Shanghai Composite Index closed at 3922.41, up 0.22%, while the Shenzhen Component Index closed at 13025.45, also up 0.22% [1] Individual Stock Performance - Key stocks in the rural commercial bank sector showed varied performance, with Zijin Bank closing at 2.98, up 0.68%, and Yunnan Rural Commercial Bank closing at 7.02, down 0.99% [1] - The trading volume and turnover for several banks were significant, with Jiangyin Bank recording a turnover of 5.45 billion yuan [1] Capital Flow Analysis - The rural commercial bank sector saw a net outflow of 210 million yuan from institutional investors, while retail investors contributed a net inflow of 277 million yuan [1] - Detailed capital flow for individual banks indicated that Changshu Bank had a net inflow of 18.64 million yuan from institutional investors, while Yunnan Rural Commercial Bank had a net outflow of 17.66 million yuan [2]

Core Viewpoint - The rural commercial bank sector experienced a 1.07% increase on October 22, with Jiangyin Bank leading the gains, while the overall stock indices showed slight declines [1] Group 1: Market Performance - Jiangyin Bank closed at 5.23, up 3.56%, with a trading volume of 1.13 million shares and a transaction value of 583 million [1] - Su Nong Bank and Zhangjiagang Bank also saw increases of 2.30% and 2.01%, respectively, with closing prices of 5.33 and 4.57 [1] - The Shanghai Composite Index closed at 3913.76, down 0.07%, and the Shenzhen Component Index closed at 12996.61, down 0.62% [1] Group 2: Capital Flow - The rural commercial bank sector had a net outflow of 160 million from institutional investors, while retail investors contributed a net inflow of 140 million [1] - Jiangyin Bank experienced a significant net outflow of 104 million from institutional investors, despite a retail net inflow of 78.44 million [2] - The overall capital flow showed that retail investors were more active in the sector, with notable inflows into several banks despite the institutional outflows [2]

Core Insights - A-shares of bank stocks have seen significant gains, with Jiangyin Bank rising over 3%, and Agricultural Bank achieving a historical high with a 14-day consecutive increase, up nearly 58% year-to-date [1][2] Summary by Category Stock Performance - Jiangyin Bank: Increased by 3.37%, market cap at 12.8 billion, year-to-date gain of 25.69% [2] - CITIC Bank: Increased by 2.45%, market cap at 441.8 billion, year-to-date gain of 15.95% [2] - Agricultural Bank: Increased by 2.41%, market cap at 282.44 billion, year-to-date gain of 57.91% [2] - Zhangjiagang Bank: Increased by 2.23%, market cap at 11.2 billion, year-to-date gain of 12.29% [2] - Other notable banks include: - Zhejiang Commercial Bank: Increased by 1.97%, market cap at 85.1 billion, year-to-date gain of 11.37% [2] - Su Nong Bank: Increased by 1.92%, market cap at 10.7 billion, year-to-date gain of 15.74% [2] Market Trends - The overall trend indicates a strong bullish sentiment in the banking sector, with MACD golden cross signals suggesting continued upward momentum for these stocks [1]