Group 1 - The Nanjing municipal government held a press conference to explain seven policies aimed at promoting the stable and healthy development of the real estate market [1] - Jiangsu Bank has upgraded its "1+3" one-stop special financial service for home purchases, focusing on post-purchase home decoration and related consumer needs [1] - The bank's new service includes credit consumption loans, subsidy application services, and old-for-new activities, creating a full-process closed loop for home buying, decoration, and home appliances [1] Group 2 - Jiangsu Bank launched the "Qingyidai" housing loan product targeting young groups, offering low down payments, low interest rates, low monthly payments, and flexible repayment terms [2] - The "Qingyidai" product allows customers to negotiate the principal repayment amount for the first five years, significantly reducing initial repayment pressure [2] - The bank also introduced a consumption loan product for home decoration, utilizing a digital decision-making model to provide personalized pricing for customers [2] Group 3 - Jiangsu Bank's home decoration and household goods old-for-new promotion has seen significant participation from residents, offering discounts for purchases over 5000 yuan through the bank's credit card [3] - The bank plans to continue its consumer stimulation initiatives in line with national policies, enhancing financial product innovation and service quality [3] - The focus will be on providing personalized credit service solutions to boost effective demand and support high-quality economic development [3]

Group 1 - The "Intelligent Computing Resource Coordination and Scheduling Service Platform" was launched to integrate quality computing resources and facilitate heterogeneous intelligent computing resource scheduling and trading for SMEs [3][5] - Jiangsu Bank's Shanghai branch introduced the "Computing Power Loan" product, tailored for the computing power industry, addressing the high hardware investment and R&D barriers [5][7] - The strategic cooperation agreement between Yangpu District Government and Jiangsu Bank focuses on key areas such as sci-tech finance, urban renewal, and industrial upgrading [3][5] Group 2 - The "Computing Power Loan" targets AI chip manufacturers, intelligent computing servers, and cloud computing firms, supporting SMEs with strong innovation capabilities and high growth potential [7][8] - The loan product features a unique evaluation model that incorporates factors like computing efficiency, team structure, and R&D investment, categorizing enterprises into A, B, and C classes [7][8] - Jiangsu Bank offers various loan types, including working capital loans up to 150 million yuan and project loans covering up to 80% of total project investment [8][9] Group 3 - Jiangsu Bank has signed agreements with five companies for the first batch of "Computing Power Loan" clients, with a total credit amount of 1 billion yuan [9] - The bank aims to provide comprehensive financing solutions to computing power enterprises, helping them overcome funding bottlenecks and accelerate technology development [9]

目前，平台已与上海三大运营商以及多家云算力企业达成初步合作意向，并探索接入西部对口合作地区优质算力。 上海智能算力科技有限公司总经理孙跃介绍称，上海市智能算力资源统筹调度服务平台以社会闲散算力纳管交易为核心，通过"一云多芯、一云多池"灵 活调度的云服务平台，为垂类行业应用、开源社区、AI研究者、个人开发者等提供高性价比普惠算力服务。目前，平台已首批接入上海仪电、上海电信、 上海移动、上海联通、商汤科技、碳和科技等互联网企业算力、云计算服务商、电信运营商等。 现场还颁发了2024年度上海市算力网络高质量发展标杆应用案例、上海市智算中心综合能效卓越奖和绿色技术单项成就奖。其中，商汤临港智算中心获 得标杆应用案例一等奖。 近日，2025年"智算申城"高峰论坛在上海召开。会上，上海市智能算力资源统筹调度服务平台上线。 上海市经济和信息化委员会主任张英在致辞中指出，上海正顺应智能化变革机遇，将人工智能作为重点发展的三大先导产业之一，引领制造业数智化转 型，带动构建具有竞争力的智算产业生态。面向未来，上海将充分利用超大城市的综合优势，加快建设更具国际影响力的人工智能"上海高地"。 现场，上海市智能算力资源统筹调度服务平台 ...

会议审议通过以下议案： 关于江苏银行股份有限公司 2024 年度全面风险管理报告的议案 表决结果：同意 9 票，反对 0 票，弃权 0 票。 会议审阅了《江苏银行关于省外分行 2024 年经营发展与管理情 况的报告》和《江苏银行关于 2024 年员工行为评估情况的报告》。 特此公告。 江苏银行股份有限公司监事会 江苏银行股份有限公司监事会决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 江苏银行股份有限公司（以下简称"公司"）第六届监事会第十 次会议通知于 2025 年 3 月 18 日以电子邮件方式发出，会议于 2025 年 3 月 28 日以书面传签方式召开。本次会议应参与表决监事 9 名， 实际参与表决监事 9 名。会议符合《公司法》等法律法规及公司章程 的有关规定，表决所形成的决议合法、有效。 证券代码：600919 证券简称：江苏银行 公告编号：2025-010 优先股代码：360026 优先股简称：苏银优 1 - 1 - 2025 年 3 月 29 日 ...

证券代码：600919 证券简称：江苏银行 公告编号：2025-009 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司董事会决议公告 表决结果：同意 15 票，反对 0 票，弃权 0 票。 二、关于江苏银行股份有限公司 2024 年度全面风险管理报告的 议案 表决结果：同意 15 票，反对 0 票，弃权 0 票。 三、关于江苏银行股份有限公司 2025 年度风险限额方案的议案 表决结果：同意 15 票，反对 0 票，弃权 0 票。 四、关于江苏银行股份有限公司 2025 年度风险管理策略的议案 表决结果：同意 15 票，反对 0 票，弃权 0 票。 五、关于江苏银行股份有限公司 2025 年度风险偏好陈述书的议 - 1 - 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 江苏银行股份有限公司（以下简称"公司"）第六届董事会第十 七次会议通知于 2025 年 3 月 18 日以电子邮件方式发出，会议于 2025 年 3 月 28 日以书面传签方式召开。本次会议应参与表决董事 15 名， 实际参与表 ...

松江区委书记王华杰表示，长三角G60科创走廊ESG发展联盟自去年11月在第七届进博会成立以 来，有力推动九城市企业践行ESG投资理念、搭建绿色产业发展平台，对服务长三角一体化及"双碳"战 略意义重大。接下来，应继续强化重大战略任务牵引，凝聚高质量发展共识，坚持绿色科创文明，构建 绿色低碳供应链体系，推动产业绿色转型与协同发展。 江苏银行党委副书记、行长袁军表示，江苏银行将切实履行理事长职责，做到三个"全力以赴"：一 是加强顶层设计，推动绿色金融发展，探索行业标准，提升服务绿色经济的质量和效率；二是聚焦服务 实体经济，深化政银企合作，助力G60科创走廊建设；三是强化责任意识，完善联盟组织架构，激发联 盟活力，推动低碳环保转型，助力经济可持续发展和"双碳"目标的实现。 上海市发展和改革委员会副主任朱明林表示，上海将继续支持长三角G60科创走廊建设，携手各方 探索可持续发展新路径，并对联盟提出三点期望——聚势消除行业隔阂，统一产业链上下游ESG标准； 创新突破，在专业领域产出原创成果，占据全球领先地位；将ESG实践融入企业价值观，让科技创新更 具人文关怀，实现绿色发展成果普惠于民。 3月27日，"长三角G60科创走 ...

Group 1 - The China Securities Financial Index (全指金融) decreased by 0.99%, closing at 8543.63 points with a trading volume of 37.538 billion [1] - Over the past month, the index has increased by 2.61%, while it has decreased by 1.54% over the last three months and by 0.43% year-to-date [1] - The top ten weighted stocks in the index include China Ping An (11.12%), China Merchants Bank (10.55%), and Industrial Bank (6.24%) [1] Group 2 - The index is composed entirely of financial sector companies, with a 100% allocation to this industry [2] - The index samples are adjusted biannually, with changes implemented on the next trading day following the second Friday of June and December [2] - Adjustments to the index samples occur in response to special events affecting the companies, such as mergers or delistings [2]

Core Viewpoint - The article discusses the recent trends in consumer loan rates in China, highlighting a significant decrease in interest rates and an increase in loan limits and terms, which are expected to stimulate consumer spending and support economic growth [3][4][5]. Summary by Sections Consumer Loan Rates - Many banks have reduced consumer loan rates to below 3%, with some even reaching as low as 2.5% [4][9]. - For instance, the interest rate for a flash loan was reported at 2.58% in March, down from approximately 2.8% at the beginning of the year [3][6]. - The average minimum executable interest rate for online consumer loans from national banks was 2.91% in February 2025, showing a month-on-month decrease of 7 basis points and a year-on-year decrease of 28 basis points [9]. Loan Limits and Terms - Banks are extending loan terms up to 7 years, with some products offering repayment options over 84 months [3][7]. - The maximum loan amount for certain products can reach 1 million yuan, while online applications may allow for up to 200,000 yuan [7][8]. - The adjustments in loan limits and terms aim to address the growing demand for large-scale consumer spending in areas such as automotive purchases and home renovations [7][8]. Economic Impact - The expansion of consumer loans is expected to boost industries like automotive and home improvement, contributing to short-term economic stability [8]. - The central economic work conference for 2024 emphasized the importance of enhancing consumption and investment efficiency as key tasks for 2025 [3]. Policy and Regulatory Support - The financial regulatory authorities have encouraged the expansion of consumer finance, leading to increased activity among banks [3][10]. - Specific measures proposed include enhancing financial support for consumer demand and providing favorable terms for long-term, large-scale consumption needs [11][12]. Future Outlook - There is potential for further reductions in interest rates as banks adjust to market conditions and regulatory guidance [9]. - The focus for banks may shift from price competition to value creation, emphasizing product innovation and customer segmentation to meet evolving consumer needs [14][15].

Core Viewpoint - The rising gold prices have led to an increase in speculative behavior among consumers, particularly using credit cards to invest in gold, prompting banks to issue warnings and restrictions against such practices [1][2][4]. Group 1: Bank Responses - Multiple banks, including Jiangsu Bank and Industrial Bank, have issued announcements prohibiting the use of credit card funds for gold investments due to the volatility in gold prices and the associated risks [2][4]. - Banks have clarified that credit cards should only be used for daily consumer spending and not for any form of investment, including gold and other financial products [4][7]. - Regulatory bodies have previously mandated that credit card funds must not be used for investments, and banks are required to monitor and control the actual use of credit card funds [7]. Group 2: Consumer Behavior and Risks - There is a growing trend of consumers using credit cards to buy gold with the intention of reselling it for profit, which is viewed as a speculative and risky behavior [1][8]. - Experts warn that such practices can lead to significant financial risks, including increased repayment burdens and potential credit issues for consumers [1][4]. - Normal purchases of gold items for personal use, such as jewelry, are considered acceptable, but frequent trading of gold bars is classified as investment behavior and is subject to bank scrutiny [8]. Group 3: Changes in Gold Investment Policies - Several banks have adjusted their gold accumulation business policies, increasing the minimum purchase amounts in response to fluctuating gold prices [9][10]. - For instance, Ningbo Bank raised the minimum purchase amount for gold accumulation from 700 yuan to 800 yuan, while Jiangsu Bank increased it from 700 yuan to 720 yuan [9][10]. - Experts suggest that investors should remain rational and avoid impulsive trading in light of the current gold price volatility [11].

Core Viewpoint - The article discusses the rising trend of consumers using credit cards to purchase gold as a form of investment, highlighting the associated risks and recent bank regulations aimed at curbing this practice [2][12]. Group 1: Credit Card Usage for Gold Investment - Many consumers are leveraging credit cards to buy gold, especially during price surges, with some reporting purchases as high as 300,000 yuan [2][6]. - The practice of using credit cards for gold purchases is seen as a form of leveraging, which increases financial risk due to potential price volatility in the gold market [9][14]. - Banks like Industrial Bank and Jiangsu Bank have issued warnings prohibiting the use of credit cards for investment purposes, including gold [12][13]. Group 2: Market Trends and Consumer Behavior - International gold prices have reached new highs, with prices exceeding 3,055 USD per ounce and domestic prices surpassing 710 yuan per gram, driving consumer interest in gold investment [4][13]. - Consumers are sharing experiences on social media about buying gold with credit cards, often with the intention of selling at a profit when prices rise [4][6]. - Some consumers view gold as a long-term investment, choosing to hold onto their purchases rather than sell immediately [6][9]. Group 3: Risks and Regulatory Responses - The article emphasizes the risks associated with using credit cards for gold purchases, including the potential for significant financial loss if gold prices decline [8][14]. - Regulatory bodies have previously established guidelines prohibiting the use of credit card funds for investments, which has not been effectively enforced in the past [12][13]. - Banks are implementing stricter monitoring and controls on credit card transactions related to gold purchases to mitigate risks [10][13].