新任行长张成喆是西安银行老将。西安银行2024年年报显示，张成喆历任西安银行钟楼支行办公室主 任，城北支行副总经理，城东支行总经理，市场营销部总经理，公司金融业务部总经理，碑林支行总经 理，个人金融业务部总经理，异地分行筹建办公室主任，宝鸡分行行长，现任西安银行党委副书记、副 行长。 张成喆晋升以后，西安银行形成"一正二副"的行长架构。 南开大学金融发展研究院院长田利辉告诉《中国经营报》记者，管理层架构需与银行发展阶段匹 配。"在业务扩张期，多副行长可覆盖不同条线，提供专业化支持，但易出现权责重叠、效率低下的问 题，尤其在股权质押引发稳定性风险时，冗余架构可能加剧管理混乱。'一正二副'精简架构更适应当前 转型需求，减少管理层级，提高决策与执行效率。明确的职责划分有助于聚焦净息差收窄、贷款减值损 失等核心问题。" 记者注意到，近年来多家银行都出现了董事长、行长一肩挑的情况。 某业内人士告诉记者："西安银行完成董事长、行长的分设，对于提升公司治理运行的规范性，提升董 事会和高管层的管理效率，提升战略管理的决策与执行效率，以及内控管理与风险管理体系的运行效果 均具有积极意义。作为上市银行，此举也对公司价值具有提振作 ...

分行业来看，银行业共有42家A股上市公司（根据申万一级行业分类）。42位公司董秘中，年龄介于50岁——59岁的有24位，占比57.1%，接近六 成，是银行业的中坚力量；年龄介于40岁——50岁的有16位，占比38.1%；年龄在30-39岁的有2位，占比4.8%。年龄最大的董秘是 华夏银行 的杨 伟、 江苏银行 的陆松圣，两人都是1966年出生；年龄最小的董秘是 江阴银行 的周晓堂，今年35岁，是唯一的90后。 从薪酬看，42家A股上市银行董秘2024年平均薪酬127.22万元，其中薪酬最高的是 招商银行 的彭家文，2024年薪酬为276.08万元；薪酬最低的是 兴 业银行 的夏维淳，年薪仅12.76万元。 计算可知，招商银行董秘彭家文2024年的薪酬是兴业银行夏维淳的21倍。资料显示，夏维淳2024年12月才开始担任兴业银行董秘，那薪酬是否只是 一个月的？从公开信息难以判断。 从任职期限看，42家上市银行中，有24家银行董秘是在2024年及以后年度开始就职的，占比57.1%。换言之，近六成的董秘为新人，或者说2024、 2025年是上市银行董秘频繁变动的年份。 董秘作为连接投资者与上市公司的"桥梁"，在上市公 ...

2016年8月16日，西安银行董事会聘任张成喆为公司副行长，同年任职资格获监管批复。从履历看，张 成喆拥有丰富的银行工作经验，包括对公业务及个人金融业务。据西安银行2024年报，张成喆还主管财 务工作。担任9年副行长后，张成喆此次被聘任为西安银行行长。 若张成喆的行长任职资格顺利获监管批复，西安银行的管理架构将调整为"一正两副"，两位副行长分别 是刘强、赫勇。其中，刘强出生于1972年11月，硕士研究生学历，高级经济师、高级政工师，2022年被 聘任为西安银行副行长。赫勇出生于1977年8月，博士研究生学历，高级经济师，2023年被聘任为西安 银行副行长。 西安银行前身为西安市商业银行股份有限公司，由西安市原41家城市信用合作社和西安市城市信用合作 社联合社、西安市财政局以及西安市飞天科工贸总公司等9家企业于1997年共同发起设立，2010年正式 更名为西安银行股份有限公司。2019年3月，西安银行在上海证券交易所挂牌上市，实际控制人为西安 市人民政府。 21世纪经济报道记者 边万莉近日，西安银行发布董事会决议公告表示，同意聘任张成喆为该公司行 长、选举为公司副董事长，在任职资格经监管部门核准后开始履职；同意 ...

Core Insights - The report highlights the significant role of company secretaries (董秘) in connecting investors and listed companies, with a total salary of 4.086 billion yuan for A-share listed companies in 2024, averaging 754,300 yuan per secretary [1] Salary Overview - The average salary for company secretaries in the banking sector is 1.2722 million yuan, with the highest salary being 2.7608 million yuan for the secretary of China Merchants Bank, and the lowest at 127,600 yuan for the secretary of Industrial Bank [5] - The salary of the secretary from China Merchants Bank is 21 times that of the secretary from Industrial Bank [5] Demographics - Among the 42 A-share listed banks, 59.5% hold a master's degree, 23.8% have a doctoral degree, and 16.6% possess a bachelor's degree [3] - The majority of secretaries (57.1%) are aged between 50-59 years, indicating a strong presence of experienced professionals in the banking sector [1] Tenure and Changes - 57.1% of the company secretaries in the banking sector started their positions in 2024 or later, suggesting a trend of frequent changes in this role [5] - Notably, three of the four major state-owned banks have changed their secretaries three times within three years [5] Compliance Issues - Xi'an Bank has faced multiple disclosure violations, leading to a warning from the Shaanxi Regulatory Bureau due to inaccuracies in financial reporting from 2020 to 2022 [7] - The bank's secretary during this period, Shi Xiaoyun, was in charge for over seven years, raising questions about internal control effectiveness [7]

Core Viewpoint - Xi'an Bank has appointed Zhang Chengzhe as the new president and vice chairman of the board, marking a significant leadership change after a year-long vacancy in the president position. The bank faces challenges in profitability and declining capital adequacy ratios, prompting a focus on bond issuance and the establishment of a specialized branch for hard technology finance to drive growth [1][3][5]. Management Changes - Zhang Chengzhe, an internal candidate with extensive experience in various key positions within Xi'an Bank, has been appointed as president. His background includes roles in branch management and core business departments, providing him with a deep understanding of the bank's operations and regional market characteristics [3][4]. - The appointment follows a series of high-level departures at Xi'an Bank, necessitating a timely reinforcement of the executive team and governance structure [5][6]. Financial Performance - Xi'an Bank's total assets reached 480.37 billion yuan by the end of 2024, reflecting an 11.14% increase year-on-year. As of the first quarter of 2025, total assets further increased to 519.72 billion yuan. However, the bank's profitability has not kept pace with this growth [8][9]. - The bank's net profit attributable to shareholders showed a decline in 2022, dropping to 2.42 billion yuan, a 13.55% decrease year-on-year. Although profits rebounded slightly in 2023 and 2024, growth rates remained below those of the bank's first year post-IPO [9][10]. Capital Adequacy - Xi'an Bank's capital adequacy ratios have been declining, with the core Tier 1 capital adequacy ratio falling to 9.36% by the first quarter of 2025, down from 10.07% at the end of 2024. This trend raises concerns about the bank's financial stability [10]. - To address capital needs, the bank has issued 5 billion yuan in perpetual bonds and 2 billion yuan in subordinated bonds [10]. Strategic Focus - The bank plans to establish a specialized branch focusing on hard technology finance, aiming to enhance its service offerings in this sector. This initiative is part of a broader strategy to deepen cooperation with research institutions and technology companies [11][12]. - The new management is expected to leverage Zhang Chengzhe's local expertise to better align banking services with the needs of hard technology enterprises, which often face unique challenges [12][13].

Core Viewpoint - Xi'an Bank is undergoing significant management restructuring and financing plans, focusing on internal leadership changes and a proposed issuance of up to 10 billion RMB in financial bonds [1][4][7] Management Restructuring - Zhang Chengzhe is nominated as a candidate for the board of directors, proposed to be elected as vice chairman and appointed as president, reflecting the board's confidence in internal talent development during a strategic transition [2][3] - The nomination of Liu Jinping as an independent director indicates the influence of major shareholders on the bank's strategic direction, enhancing collaboration with local economic development [2][3] - The addition of independent director Zhang Lei, a finance professor, aims to improve the board's governance and strategic decision-making capabilities [3] Financing Plans - The board approved a plan to issue financial bonds not exceeding 10 billion RMB, primarily to optimize the liability structure and support specific asset business investments [4][6] - The bond issuance is significant as it represents nearly four times the bank's projected net profit for 2024, providing a crucial channel for capital replenishment [4][6] - The current low market interest rates are favorable for reducing financing costs, and the non-capital nature of the bonds suggests a focus on supporting strategic initiatives like the establishment of a "hard technology specialty branch" [4][6] Strategic Transformation - The board's decisions signal an acceleration of Xi'an Bank's strategic transformation, including organizational restructuring and the establishment of a green finance development committee [5][6] - The creation of the "hard technology specialty branch" aligns with local government initiatives to develop high-tech industries, indicating a focus on regional advantages and policy support [6][7] - The organizational adjustments are expected to provide necessary internal support for the bank's focus on green finance and hard technology, aiming for differentiated development paths [6][7] Challenges and Opportunities - The bank's recent rapid expansion has led to challenges such as declining capital adequacy ratios and rising non-performing loan rates, making the current restructuring and financing efforts critical for future competitiveness [6][7] - The balance between serving local economic needs and achieving commercial sustainability poses a common challenge for regional banks, with Xi'an Bank's focus on "hard technology" and "green finance" representing a deep exploration of local advantages [7]

西安银行（600928）（600928.SH）董事会于7月29日通过多项关键议案，核心聚焦高层人事更迭与重 大融资计划。会议提名刘金平、张蕾（独立董事）及张成喆三人为第六届董事会董事候选人，并拟选举 张成喆为副董事长、聘任其为行长，同时聘任曾光为行长助理。此外，董事会批准发行不超过100亿元 人民币的金融债券（非资本类）。 上述人事任命及发债议案将提交定于8月14日召开的2025年第二次临时股东大会审议。股东需在8月6日 股权登记日收市时持有股份方具表决权，可通过现场或上交所网络投票系统参与。 张成喆领衔管理层重构 董事会第二十九次会议决议显示，西安银行高层架构迎来显著重塑。核心的变动围绕张成喆展开：其同 时被提名为董事候选人、拟选举为副董事长并被聘任为行长。张成喆是西安银行"老兵"，公告简历显示 其职业生涯几乎全在该行体系内度过，历任钟楼支行办公室主任、城东支行总经理、公司金融业务部总 经理、宝鸡分行行长等职，现任党委副书记、副行长。此次若获股东大会及监管核准，这种"老兵新 传"的人事安排，既体现了董事会对内部培养体系的信心，也凸显了在战略转型期保持经营连续性的考 量。 新任董事候选人刘金平的提名则反映了股 ...

Core Points - Xi'an Bank announced the election of Zhang Chengzhe as the vice chairman of the sixth board of directors, effective after shareholder meeting approval and regulatory qualification [1] - Zhang Chengzhe has been appointed as the president of Xi'an Bank, with his role commencing upon regulatory qualification approval [1] Company Background - Zhang Chengzhe, born in September 1967, holds a master's degree and is an economist by profession [1] - He has held various positions within Xi'an Bank, including office director of the Zhonglou branch, deputy general manager of the Chengbei branch, and general manager of the Chengdong branch, among others [1] - Currently, he serves as the deputy secretary of the party committee and vice president of Xi'an Bank [1]

Group 1 - The core point of the article is the appointment of Zhang Chengzhe as the new president of Xi'an Bank, following a vacancy of over a year, with his qualifications pending regulatory approval [1][3] - Zhang Chengzhe, born in September 1967 and holding a master's degree, has extensive experience within Xi'an Bank, having served in various managerial roles since its establishment [2][3] - Prior to Zhang's appointment, Liang Banghai served as the president but transitioned to chairman in April of last year, temporarily fulfilling the president's duties until a new appointment was made [3] Group 2 - Xi'an Bank has shown continuous growth in performance, with a reported revenue of 8.19 billion yuan and a net profit of 2.56 billion yuan for the previous year, reflecting year-on-year increases of 13.68% and 3.91% respectively [4] - In the first quarter of this year, the bank maintained a growth trend with revenue and net profit increasing by 8.14% and 4.30% respectively [4] - Despite the positive revenue and profit growth, the bank's asset quality remains under pressure, with a non-performing loan ratio of 1.61% and a provision coverage ratio of 190.076% as of the end of the first quarter [5] - The bank's capital adequacy ratios are below industry averages, with a capital adequacy ratio of 11.69%, a tier 1 capital ratio of 9.36%, and a core tier 1 capital ratio of 9.36% [5]

第六届董事会第二十九次会议决议公告 证券代码：600928 证券简称：西安银行 公告编号：2025-038 西安银行股份有限公司 本议案需提交股东大会审议。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任 西安银行股份有限公司（以下简称"公司"）于2025年7月21日以电子邮件及书面方式发出关于召开第六 届董事会第二十九次会议的通知。会议于2025年7月29日在公司总部4楼第1会议室以现场方式召开，梁 邦海董事长主持会议，本次会议应出席董事8名，实际出席董事8名。公司股东大唐西市文化产业投资集 团有限公司股权质押比例超过50%，根据监管规定对其提名的胡军董事在董事会上的表决权进行了限 制。公司监事及高级管理人员列席了会议。本次会议的召开符合《中华人民共和国公司法》等法律法规 和《西安银行股份有限公司章程》的有关规定。会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 一、审议通过了《关于提名刘金平先生为第六届董事会董事的议案》 表决结果：同意7票，反对0票，弃权0票。 本议案在提交董事会审议前已获得董事会提名与薪酬委 ...