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四大行校招释放超7万岗位
21世纪经济报道· 2025-09-17 04:18
Group 1 - The core viewpoint of the article highlights the stable recruitment scale and optimized structure of the six major state-owned banks in their 2026 campus recruitment, with a focus on the demand for composite talents in technology-related fields [1][2] - The total recruitment numbers for major banks are as follows: ICBC plans to recruit approximately 20,351, ABC about 20,780, CCB 17,336, and BOC 13,291, maintaining stability compared to last year [1][3][9] - The recruitment emphasizes the integration of artificial intelligence and data analysis roles, aligning with the State Council's "Artificial Intelligence +" action plan, indicating a strategic shift towards technology-driven positions [1][4] Group 2 - ICBC has introduced two special recruitment plans: the "Artificial Intelligence +" plan targeting candidates with AI and big data backgrounds, and a trading sector recruitment plan, both aimed at nurturing composite talents for key business departments [3][4] - ABC's recruitment strategy includes specialized positions in financial technology, data analysis, rural revitalization, green finance, and pension finance, directly reflecting the national strategy [4][5] - CCB's recruitment plan includes a focus on private banking, which has shown significant growth, with a 14.39% increase in AUM and a 14.69% rise in customer numbers in the first half of 2025 [9][10] Group 3 - The banks are implementing differentiated training models and high-end position layouts to build a dual-track talent supply system, combining management and specialized roles [7][8] - The management trainee programs at ICBC and BOC emphasize cross-border training and global exposure, with a focus on nurturing core business talents [8][9] - Postal Savings Bank has launched the "U + Talent Cultivation Plan," which includes a structured training and mentorship program for new employees, emphasizing a dual career path in management and specialization [10][11]
绿意新生:邮储银行深耕绿色金融显实效
中国邮政储蓄银行股份有限公司(以下简称邮储银行)深入贯彻党的二十大及中央金融工作会议精神, 认真落实国家政策与监管要求,大力发展绿色金融、可持续金融与气候融资,积极创建一流绿色普惠银 行、气候友好型银行和生态友好型银行。 构筑绿色金融发展根基。邮储银行将绿色发展理念融入战略全局,制定"绿色银行建设三年规划""落实 碳达峰碳中和行动方案"等文件,明确绿色金融发展路径,将绿色发展纳入公司治理核心议题,确保国 家"双碳"战略部署有效执行。组织架构上,成立多层级碳达峰碳中和暨绿色金融领导小组,全面推进绿 色金融工作。 夯实风险管理与运营保障。制定"环境、社会和治理风险管理办法",将ESG要求纳入授信业务全流程及 风险治理体系。强化数字赋能,依托"金睛"信用风险监控系统,完成"基于大数据技术的绿色信贷服 务"项目;完善气候风险数据库,接入生态红线、企业碳排放等13类数据,强化全流程环境风险监控。 截至今年6月末,邮储银行绿色贷款余额9586.39亿元,累计设立45家碳中和支行、绿色支行和绿色金融 机构。下一步,邮储银行将全力推进改革创新和转型升级,塑造发展新优势,加快推进内涵式高质量发 展。 完善政策与资源配置体系。制 ...
新华中证同业存单AAA指数7天持有成立 规模41.6亿元
Zhong Guo Jing Ji Wang· 2025-09-17 03:05
募集期间净认购金额4,155,826,451.79元,认购资金在募集期间产生的利息968,236.50元,募集份额合计 4,156,794,688.29份。 中国经济网北京9月17日讯今日,新华基金发布新华中证同业存单AAA指数7天持有期证券投资基金基 金合同生效公告。 | 1 公告基本信息 | | | | --- | --- | --- | | 基金名称 | 新华中证同业存单 AAA指数7天持有期证券投资基金 | | | 基金面标 | 新华中证同业存单 AAA指数7天持有 | | | 基金主代码 | 024719 | | | 基金运作方式 | 製约型开放式 | | | 基金合同生效日 | 2025年9月16日 | | | 基金管理人名称 | 新华基金管理股份有限公司 | | | 基金托管人名称 | 中国邮政储备银行股份有限公司 | | | 公告依据 | 《中华人民共和国证券投资基金法》、《公开募集证券投资基金运 作管理办法》、《公开募集证券投资基金信息披露管理办法》等法 律法规以及《新华中证同业存单AAA指数7天持有期证券投资基 | | | | 金基金合同》、《新华中证同业存单AAA指数7天持有期证券投资 ...
六大行集体公告!启动
Jing Ji Wang· 2025-09-17 02:24
随着"金九银十"求职季的到来,一年一度的银行秋季校园招聘也陆续拉开帷幕。 《金融时报》记者注意到,近日,工、农、中、建、交、邮储六家国有大行集体发布了2026年度校园招 聘的公告,纷纷面向海内外的应届毕业生抛出"橄榄枝",招聘机构不仅包括总行本部,还包括各分支机 构及直属单位。 六大行开启"秋招模式" 根据建设银行发布的校园招聘计划,建行总行2026年度计划招收共计130名应届毕业生,其中,总行部 门经办岗计划招收120人,信用卡中心计划招收10人;今年9月,交通银行及邮储银行总行、控股子公 司、信用卡中心及分支机构等也同步开启了校园招聘。 值得关注的是,在六大行总行的招聘中,各家银行均要求应聘者须为具有境内外普通高等院校硕士研究 生及以上学历的2026年应届毕业生,且毕业时间在2025年1月至2026年7月之间。 复合型人才备受青睐 随着数字化转型的深入推进,各家银行对于金融科技人才的需求依旧有增无减。《金融时报》记者注意 到,在2026年度校园招聘中,六大行均发布了金融科技相关的若干岗位。 在今年秋招季,工商银行继续加大了科技人才招聘力度,其中,工商银行总行开启了"人工智能+"专项 招聘,分支机构则设置" ...
邮储银行北京分行服贸会完美收官,多维诠释“支付为民”服务温度
Core Viewpoint - Postal Savings Bank of China Beijing Branch showcased its payment service optimization at the Beijing Service Trade Fair, receiving widespread acclaim from attendees [1] Group 1: Service Offerings - The bank utilized a three-pronged promotional approach of video presentations, on-site explanations, and printed materials to enhance attendee understanding of its services [1] - Services highlighted included simplified account opening, payment facilitation, and foreign currency exchange tailored for foreign nationals in China [1][4] - Key service points were established in areas with high concentrations of foreign nationals, providing resources such as English account opening materials and translation tools [4] Group 2: Cash and Mobile Payment Services - The bank actively promoted cash services, including "change wallet" exchanges and anti-counterfeit currency campaigns, ensuring cash availability for elderly and foreign clients [4] - In mobile payment, the bank supports high-frequency scenarios like online shopping and bill payments, offering discounts for card binding with WeChat and Alipay [4] Group 3: Foreign Exchange and Customer Experience - The bank implemented a dual-channel approach for foreign exchange services, enhancing customer experience through online and offline promotional efforts [4] - Foreign card acceptance was piloted in major commercial areas, improving the spending experience for international tourists [5] - Dedicated service windows for elderly clients were established across all branches, ensuring personalized and caring financial services [5] Group 4: Future Directions - The bank plans to continue optimizing its payment service system based on customer needs, aiming to provide high-quality and convenient financial services [5]
率先打通在建船舶抵押融资堵点
Jing Ji Ri Bao· 2025-09-16 22:15
Core Viewpoint - The introduction of a mortgage loan for ships under construction by Postal Savings Bank in Heyuan City represents a significant breakthrough in financing for the shipping industry, addressing long-standing challenges in shipbuilding financing and supporting the green shipping trend [1][2]. Group 1: Industry Context - The shipping industry is a crucial link in supporting regional economic circulation, characterized by long construction cycles and high investment [1]. - Traditional mortgage financing has been limited due to the lack of valuation systems for ships under construction, which has hindered project progress for many shipping companies [1]. Group 2: Financial Innovation - Postal Savings Bank's Heyuan branch has developed a new mortgage loan scheme for ships under construction, breaking traditional financing barriers and providing a replicable model for the shipping and shipbuilding industry [2]. - The new financing solution utilizes a valuation model based on "progress + cost + prospects," and includes regulatory agreements to monitor project progress and control risks, allowing for loan approval in just over 10 days [1]. Group 3: Impact on the Industry - This financing innovation not only benefits individual companies but also injects financial support into the green upgrade of the shipbuilding industry, particularly for the construction of LNG new energy vessels [2]. - The bank aims to deepen its services in the shipping sector and enhance the financing service system to support high-quality development of the local economy and rural revitalization [2].
六大行集体公告!启动→
Jin Rong Shi Bao· 2025-09-16 13:17
Core Insights - The annual campus recruitment season for major banks has commenced, with six state-owned banks announcing their hiring plans for 2026 aimed at fresh graduates both domestically and internationally [1][2] Group 1: Recruitment Plans - Industrial and Commercial Bank of China (ICBC) plans to recruit approximately 120 individuals, focusing on management trainees, "Artificial Intelligence+" roles, and trading positions [2] - Agricultural Bank of China (ABC) has announced a recruitment plan for 34 positions across its headquarters and branches [2][3] - China Bank is also participating in the recruitment, targeting global candidates for various roles [2] - China Construction Bank (CCB) aims to hire a total of 130 graduates, with 120 for general positions and 10 for the credit card center [3] - Other banks like Bank of Communications and Postal Savings Bank have also initiated their recruitment processes [3] Group 2: Talent Preferences - There is a growing demand for fintech talent as banks continue to emphasize digital transformation, with all six banks offering positions related to financial technology [4] - ICBC has increased its recruitment of technology talent, including roles in system development and data mining [4] - ABC is focusing on fintech roles, with plans to hire 145 for its data center and 215 for its research and development center [4] Group 3: Language and Specialized Roles - China Bank has introduced a special recruitment plan for candidates proficient in less commonly taught languages, reflecting its global operational needs [5] - The recruitment for these language roles includes positions for graduates fluent in German, French, Spanish, and Portuguese [5] - Several banks have set specific language proficiency requirements for applicants, such as CET6 or equivalent scores [5] Group 4: Specialized Recruitment Initiatives - Some banks have launched specialized recruitment initiatives aligned with financial service strategies, such as the "Five Major Articles" recruitment plan by Bank of Communications [6] - China Bank has created a dedicated position for its pension finance center, focusing on pension policy research and market analysis [6]
多家银行股东及高管密集增持
Zheng Quan Ri Bao Wang· 2025-09-16 12:25
Core Insights - Recent actions by shareholders and executives of listed banks to increase their holdings indicate a strong confidence in the banking sector's future performance [1][3] - Institutional investors, including insurance and trust companies, are actively investing in bank stocks, highlighting the sector's investment value [1][4] Group 1: Shareholder and Executive Actions - Multiple listed banks have disclosed announcements of share buybacks by shareholders and executives, with significant amounts being committed [2][3] - For instance, Qilu Bank announced a plan for its executives to buy back shares worth at least 3.5 million yuan, while Nanjing Bank's major shareholder increased its stake from 12.56% to 13.02% through a purchase of 56.78 million shares [2] - This trend of increasing shareholdings reflects confidence in the banks' long-term investment value and future growth prospects [3] Group 2: Institutional Investment Trends - Insurance and trust companies have shown a notable increase in their investments in bank stocks, indicating a strong preference for long-term holdings in this sector [4] - Major insurance firms, such as Ping An Life, have actively increased their stakes in banks, focusing on both A-shares and H-shares, which demonstrates a robust commitment to the banking sector [4] - As of June, 18 trust companies were among the top ten shareholders in 25 A-share listed companies, with a total investment value of 59.21 billion yuan, many of which were bank stocks [4] Group 3: Market Outlook and Valuation - Analysts maintain an optimistic outlook for bank stocks, suggesting that there is still room for valuation recovery and highlighting their long-term investment appeal [5] - The banking sector has experienced a phase of adjustment, and the overall performance in the mid-year reports has been positive, with expectations for a rebound in return on equity (ROE) [5] - Factors such as the low interest rate environment and the ongoing shift of household deposits to equity markets are expected to support the demand for bank stocks, enhancing their appeal as a stable income source [5]
这家国有大行,让金融服务扎根田野,长出“金色”未来
经济观察报· 2025-09-16 12:11
Core Viewpoint - The article emphasizes the transformative role of Postal Savings Bank in supporting rural revitalization and enhancing financial services, showcasing its unique competitive advantages in the banking industry through targeted agricultural financing and digital transformation initiatives [2][3][5]. Financial Performance - As of June 2025, Postal Savings Bank's total assets reached 18.19 trillion yuan, a 6.47% increase from the previous year, with customer loans totaling 9.54 trillion yuan, up 6.99% [3][4]. - The bank's net profit for the first half of 2025 was 494.15 billion yuan, reflecting a 1.08% year-on-year growth, while operating income increased by 1.50% to 1,794.46 billion yuan [3][4]. Agricultural Financing - The bank's agricultural loan balance stood at 2.44 trillion yuan, accounting for over 25% of total customer loans, with a 21.28% increase in loans for key grain sectors compared to the previous year [4][13]. - Postal Savings Bank has established a comprehensive service network covering approximately 99% of counties in China, focusing on "three rural" services and enhancing its competitive edge through deep market penetration [7][8]. Digital Transformation - The bank is leveraging digital technology to improve service efficiency and reduce costs, integrating various flows (commercial, logistics, financial, and information) to address challenges in rural financing [8][14]. - Initiatives like the "Industry Smart Payment" solution have been developed to provide tailored financial services to specific agricultural sectors, enhancing the bank's ability to meet diverse customer needs [10][11]. Rural Revitalization Strategy - Postal Savings Bank is committed to supporting rural revitalization through targeted financial products and services, focusing on key areas such as food security, infrastructure development, and enhancing the livelihoods of rural residents [12][13]. - The bank's approach includes innovative financing models and collaboration with local industries to promote sustainable agricultural practices and economic growth in rural areas [9][12]. Future Outlook - The bank aims to continue its digital transformation and enhance its service offerings, ensuring that it remains a key player in the financial sector while contributing to the broader goals of rural revitalization and economic development [16].
10万户科技企业身后的邮储力量:上半年邮储银行科技贷款余额突破9300亿元
Mei Ri Jing Ji Xin Wen· 2025-09-16 09:46
Core Viewpoint - Postal Savings Bank of China (PSBC) is actively enhancing its support for technology-driven enterprises through specialized financial services, aiming to inject financial vitality into technological innovation and assist companies in their growth and transformation [1][2][4]. Group 1: Financial Support and Services - As of mid-year, PSBC has served over 100,000 technology enterprises, with a technology loan balance exceeding 930 billion yuan, reflecting a net increase of over 90 billion yuan this year [1]. - The bank is issuing technology innovation bonds and underwriting national technology innovation bonds to strengthen financial support for technological innovation [1][7]. - PSBC is establishing a financial asset investment company, which will be the last major state-owned bank to fully engage in the AIC (Asset Investment Company) sector, contributing to a comprehensive national team for technology finance [1][7]. Group 2: Specialized Financial Framework - PSBC has formed a specialized team and established a technology finance center to drive innovation in technology finance, focusing on industry research, risk control, market expansion, and resource support [2]. - The bank is developing a multi-layered specialized financial institution system to provide comprehensive financial services throughout the lifecycle of technology enterprises [2][3]. Group 3: Product and Service Innovation - PSBC has launched the "U益创" technology finance brand, which includes five product lines to offer comprehensive financial services such as capital operation, payment settlement, and wealth management [4]. - The bank employs a "look to the future" evaluation model to assess the innovation capabilities and long-term development prospects of technology enterprises, facilitating tailored credit loan support [4]. Group 4: Collaborative Ecosystem Development - PSBC is actively building a "government-enterprise-research-investment" ecosystem to provide diversified services covering the entire lifecycle of enterprises [5]. - The bank's initiatives include hosting events to connect technology enterprises with financial services, emphasizing a dual empowerment approach for hard technology and talent [5]. Group 5: Bond Issuance and Investment Activities - In July, PSBC announced plans to invest 10 billion yuan to establish a financial asset investment company, enhancing its support for technological innovation and private enterprises [7]. - The bank successfully issued 5 billion yuan in technology innovation bonds in August, with a subscription multiple of 2.5, aimed at financing technology-related projects [7][8]. - PSBC's subsidiary, Zhongyou Wealth Management, has invested 23.619 billion yuan in technology-related bonds, marking a 13.5% increase, and 1.389 billion yuan in equity assets, a 269.41% increase, indicating a strong commitment to technology finance [8].