Core Viewpoint - China Postal Savings Bank received the highest rating of "good" in the 2024 Central Unit Targeted Assistance Effectiveness Assessment, marking its first evaluation since taking on the task in August 2023 [1] Group 1: Financial Support and Investment - The bank issued a total of 661 million yuan in various assistance loans to three targeted counties and directly invested 21.726 million yuan in non-repayable assistance and educational support [1] - It introduced 43.5308 million yuan in assistance funds and facilitated actual investments of 31.6086 million yuan from assistance projects or enterprises [1] - The bank purchased and helped sell agricultural products from poverty-stricken areas worth 44.4788 million yuan [1] Group 2: Industry and Economic Revitalization - The bank launched innovative loan products for industrial revitalization, providing nearly 140 million yuan in credit to support local industries [2] - It implemented models such as "Party Building + Finance" and "Industry + Finance" to enhance rural financial service networks [1][2] Group 3: Talent and Cultural Development - The bank organized training activities for grassroots officials in the targeted counties, providing financial knowledge and professional skills [2] - It established a 1.8 million yuan education assistance fund to incentivize outstanding teachers and students [2] - The bank supported the protection and development of traditional villages, investing millions in infrastructure improvements [2] Group 4: Ecological and Organizational Revitalization - The bank approved a financing limit of 400 million yuan to support the transformation of green economy enterprises in the targeted counties [2] - It invested over 5.5 million yuan in improving living environments and initiated various community-building activities [2] Group 5: Consumer Assistance and Future Plans - The bank launched initiatives to promote the purchase of agricultural products through its mobile banking platform and organized events to enhance sales [3] - Future plans include increasing financial support and innovation to assist the targeted counties in their development and revitalization efforts [3]

作者：智投君 融券方面，当日融券卖出21.55万股，净卖出3.90万股。 本文源自：金融界 8月7日，沪深两融数据显示，邮储银行获融资买入额0.79亿元，居两市第243位，当日融资偿还额0.92亿 元，净卖出1305.47万元。 最近三个交易日，5日-7日，邮储银行分别获融资买入0.66亿元、0.55亿元、0.79亿元。 ...

股份制银行响应"国补"贴息政策 国有六大行之后，股份制银行发声响应"国补"贴息政策推进实施。8月7日，北京商报记者注意到，光大银行近日表示，将组织开展个人消费贷款与服务业经 营主体贷款贴息政策落地实施工作，持续优化金融服务和保障措施，合理简化办理手续，推动政策尽快精准落地；同时做好严格监管，提高资金使用效率， 防控消费金融风险，全力确保国家政策红利及时落地，更好发挥财政资金对提振消费的杠杆作用，促进惠民生、促消费有机融合。 国务院常务会议部署实施个人消费贷款贴息政策与服务业经营主体贷款贴息政策后，金融机构响应阵营持续扩容。继国有六大行迅速表态后，股份制银行亦 加入"国补"贴息行列，8月7日，北京商报记者注意到，光大银行近日表示，将推动政策尽快精准落地。 从一线执行情况来看，多数银行目前仍处于等待细则明确的阶段，但业内人士推测，政策落地路径已渐显轮廓，财政补贴将作为主要方式，操作层面可能采 用"利息抵扣券"与"返还"两种模式，贴息范围或聚焦家电、汽车、文旅等重点领域，且需借款人提供消费凭证以佐证资金用途，确保贴息资金合规使用。 政策吹风后，关于消费贷利率能否降回3%以下的讨论声也有所升温。那么，此次金融"国补" ...

根据中共中央政治局4月25日会议提出的"着力稳就业、稳企业、稳市场、稳预期"最新要求，结合5月20 日正式施行的民营经济促进法，植根首都十多年的中国邮政储蓄银行北京分行（以下简称"邮储银行北 京分行"）再一次响应国之所需、民之所向，于7月15日召开"文明招牌亮京城·邮储网点焕新篇"网点跃 迁共建征集活动发布会，首秀了一拨顺应时势变迁和城市能级跃升的新规划、新举措。 接下来，邮储银行北京分行将以网点跃迁工程、提升园区内企业金融服务、构建私人银行财富管理体系 三大抓手建功新时代，焕新品牌形象，提升服务能力，助力首都高质量发展。 记忆中的邮储银行是一抹深深的绿色，是爷爷领取养老金时的笑意，是老爸填汇款单时的认真，是姐姐 第一次发工资后的兴奋，是与男友一笔笔攒钱买婚房时的甘甜……朴实无华，知悉冷暖，邮储银行始终 在离寻常百姓最近的地方。 时代呼唤进步 作为百姓身边的银行，邮储银行始终以亲切、周到、低调的形象示人。如今，社会高速发展、百姓需求 变化和实体企业呼唤，邮储银行北京分行倍感自身面临的时势与机遇，亟待提升自身本领和丰富各类客 群，实现顺势跃升，因而提出要通过网点跃迁工程将网点开进高档写字楼、产业园区，以拓宽服务 ...

邮储银行8月7日大宗交易平台出现一笔成交，成交量50.00万股，成交金额300.00万元，大宗交易成交价 为6.00元。该笔交易的买方营业部为华泰证券股份有限公司泰州兴化英武中路证券营业部，卖方营业部 为华泰证券股份有限公司总部。 进一步统计，近3个月内该股累计发生7笔大宗交易，合计成交金额为5194.26万元。 证券时报·数据宝统计显示，邮储银行今日收盘价为6.00元，上涨1.69%，日换手率为0.29%，成交额为 11.69亿元，全天主力资金净流入4463.84万元，近5日该股累计上涨4.53%，近5日资金合计净流出 5080.24万元。 两融数据显示，该股最新融资余额为9.96亿元，近5日减少9532.25万元，降幅为8.73%。（数据宝） 8月7日邮储银行大宗交易一览 | 成交量 | 成交金额 | 成交价格 | 相对当日收盘折 | 买方营业部 | 卖方营业部 | | --- | --- | --- | --- | --- | --- | | （万股） | （万元） | （元） | 溢价（%） | | | | 50.00 | 300.00 | 6.00 | 0.00 | 华泰证券股份有限公司泰州兴 | ...

从资金流向上来看，当日国有大型银行板块主力资金净流入3.86亿元，游资资金净流出3.12亿元，散户资 金净流出7353.14万元。国有大型银行板块个股资金流向见下表： 证券之星消息，8月7日国有大型银行板块较上一交易日上涨1.16%，邮储银行领涨。当日上证指数报收 于3639.67，上涨0.16%。深证成指报收于11157.94，下跌0.18%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601658 | 邮储银行 | 6.00 | 1.69% | 195.62万 | 11.69亿 | | 601288 | 农业银行 | 6.71 | 1.36% | 431.01万 | 28.81亿 | | 601988 | 中国银行 | 5.72 | 1.06% | 303.15万 | 17.26亿 | | 601398 | 工商银行 | 7.84 | 1.03% | 378.98万 | 29.61亿 | | 666109 | 建设银行 | 9.63 | 0.52% | ...

值得注意的是，近期财政部发布《关于引导保险资金长期稳健投资 进一步加强国有商业保险公司长周 期考核的通知》。中信建投（601066）证券研报称，《通知》提出的一系列长周期考核举措有助于提升 保险资金对资本市场短期波动的容忍度，有望增强投资行为的稳定性并进一步推动险资入市进程。其 中，红利板块可贡献股息收入并有助于在低利率环境下保持净投资收益率的相对稳定，还可通过按 FVOCI模式计量来避免股价波动对利润的冲击，有助于稳定利润表现，其配置逻辑预计仍将持续。 内银股午后涨幅扩大，截至发稿，邮储银行（601658）(01658)涨3.42%，报5.75港元；农业银行 （601288）(01288)涨2.09%，报5.38港元；中国银行（601988）(03988)涨1.77%，报4.61港元；工商银行 （601398）(01398)涨1.47%，报6.2港元。 消息面上，7月25日，弘康人寿买入3038.6万股郑州银行（002936）H股，这是弘康人寿6月以来第四次 突破港交所权益变动披露线。7月28日，平安资产以投资经理的身份买入374.25万股招商银行H股，持有 该行H股比例升至16.03%。据统计，中国平安、 ...

Group 1 - The core viewpoint of the article highlights the performance and strategic focus of Postal Savings Bank of China, emphasizing its role as a leading retail bank serving agriculture, rural areas, and small to medium-sized enterprises [1][3] - As of the first quarter of 2025, the bank reported total operating revenue of 89.406 billion yuan and a net profit of 25.246 billion yuan, indicating strong financial performance [2] Group 2 - The bank operates under a "self-operated + agency" model, providing comprehensive financial services including technology finance, green finance, and inclusive finance [1] - The company prioritizes customer-centric approaches and risk management, aiming to become a trusted, distinctive, and innovative retail bank [1]

邮储银行韶关市 分行：邮车 贷"贷"活消费_ 南方+_南方plus 消费金融在促进 消费需求及消费 水平升级等方面 发挥着重要作 用。邮储银行韶 关市分行紧紧围 绕中央经济工作 会议提出的"稳 定和扩大传统消 费，提振新能源 汽车、电子产品 等大宗消费"要 求，加速拓展更 多消费场景，赋 能实体经济，促 进普惠民生。 "以前开旧皮卡 跑业务，条件比 较艰苦。今年在 邮储银行办业务 时，客户经理说 现在有汽车以旧 换新政策，向我 推荐了邮车贷， 利率优惠还能线 上办。现在开新 能源车跑业务， 每月能省不少 钱，还款压力也 小。这真是帮我 解决了大问题， 感谢国家的好政 策，也谢谢银行 把实惠送到咱老 百姓身边！"来 自广东省韶关市 的郑先生喜笑颜 开道。 车消费贷，解决 了资金之忧，拿 下了中意的新能 源汽车。 作为拉动消费的 重要动力，汽车 消费尤其是新能 源汽车消费，近 年来增长势头强 劲，很多像王先 生这样的市民， 正是通过以旧换 新补贴+汽车消 费贷的帮助，喜 提新能源汽车。 据悉，邮储银行 韶关市分行推 出"美好生活、 快乐消费"促进 消费活动，与丰 田、比亚迪、奇 瑞、别克、吉 利、大众、埃安 等十 ...

Core Viewpoint - Postal Savings Bank of China (PSBC) has shown a positive stock performance with an 11.11% increase year-to-date and a 2.03% rise on August 7, 2023, indicating strong market interest and potential growth opportunities [2][1]. Financial Performance - As of March 31, 2025, PSBC reported a net profit of 252.46 billion yuan, a year-on-year decrease of 2.62% [3]. - The bank's cumulative cash distribution since its A-share listing amounts to 1,377.96 billion yuan, with 773.95 billion yuan distributed over the last three years [4]. Shareholder Information - The number of shareholders increased to 182,900, up by 18.57% compared to the previous period, while the average circulating shares per person decreased by 15.87% to 371,749 shares [3]. - Major shareholders include Hong Kong Central Clearing Limited, holding 882 million shares, and various ETFs, which have seen a reduction in their holdings [4]. Business Segmentation - PSBC's main business segments include personal banking (69.57% of revenue), corporate banking (19.70%), and funding operations (10.65%) [2]. - The bank provides a range of services including loans, deposits, and asset management, catering to both individual and corporate clients [2]. Market Activity - On August 7, 2023, PSBC's stock price reached 6.02 yuan per share with a trading volume of 7.82 billion yuan and a turnover rate of 0.20% [1]. - The stock saw a net inflow of 50.04 million yuan from major funds, indicating strong investor interest [1].