Group 1 - The core viewpoint highlights the financial support provided by Postal Savings Bank to Hunan Zhongxin New Materials Technology Co., Ltd., enabling the company to alleviate pressure in product research, promotion, production, and daily operations [1] - Hunan Zhongxin New Materials Technology Co., Ltd. is recognized as a national-level specialized and innovative "little giant" enterprise, focusing on the production and processing of vanadium-based high-end alloy materials, with applications in various industries including steel, aerospace, defense, and energy storage [1] - The company has experienced accelerated transformation and development, continuously innovating and refining its vanadium alloy products, leading to an expanding market share despite facing financial pressures [1] Group 2 - Postal Savings Bank's Xiangxi branch has tailored a comprehensive financial service plan for the company, providing a credit loan of 19 million yuan and an additional mortgage-backed loan of 16 million yuan to meet the company's funding needs [1] - The bank has also introduced a new financial service model, issuing a domestic letter of credit worth 10 million yuan to cover the company's operational electricity costs [1] - As of mid-March, the Xiangxi branch has issued a total of 858 million yuan in various loans to support the development and upgrading of the private economy [1][2]

近日，《金融时报》记者从邮储银行湖南湘潭市分行获悉，截至2025年1月末，该行累计投放贷款 21.25亿元，同比多投11.1亿元；各项贷款净增9.18亿元，同比多增5.56亿元，增幅153.79%。近年来， 该行以服务实体经济为宗旨，以改革创新为动力，以精细化管理为抓手，以安全发展为底线，坚守服 务"三农"、城乡居民和中小企业的发展定位，在金融领域不断深耕细作，为湘潭市经济高质量发展贡献 坚实力量。 筑牢普惠金融根基 邮储银行湘潭市分行紧密结合湘潭地域经济特色，精准发力，构建起具有特色的普惠金融生态圈体 系。 助力乡村全面振兴 邮储银行湘潭市分行切实坚守服务"三农"使命，争当服务乡村全面振兴的"主力军""国家队"。截至 2025年1月末，该行涉农贷款较年初净增0.46亿元，以源源不断的金融活水润泽田间地头，持续为农业 农村现代化建设注入强劲动能。 在现代农业发展方面，该行推动粮食产业链式开发，制定全行性粮食产业链综合服务方案，支持粮 食稳产保供。围绕"一县一业、一村一品"乡村特色产业，大力发展产业贷，依托"邮e链"平台，针对生 猪、湘莲、水果等特色产业及新型农业经营主体，通过批量拓客方式加大服务力度，同时，持 ...

Core Viewpoint - The financial system in Mudanjiang is actively promoting the revitalization of revolutionary old areas by integrating the spirit of the Anti-Japanese War into modern financial services, aiming to support local development through targeted financial initiatives [1][2]. Financial System's Mission - Mudanjiang, a key area for the Northeast Anti-Japanese United Army, has seen the establishment of the "Red Financial Service Alliance" led by the People's Bank of China, involving 21 banking institutions and 6 insurance companies to support the revitalization of revolutionary old areas [2]. - As of June 2025, the loan balance for revolutionary old areas in Mudanjiang reached 29.8 billion yuan, a year-on-year increase of 15.7% [2]. Service Innovation - The introduction of the "Red Cultural Tourism Loan" by the Postal Savings Bank of Mudanjiang provides 5 million yuan in low-interest loans to support local red tourism projects, significantly boosting local tourism and income [3]. - Agricultural Bank of Mudanjiang has implemented a supply chain financial model for rice cultivation, issuing loans totaling 800 million yuan to support the establishment of high-standard rice planting bases [4]. Inclusive Finance - The establishment of 136 rural financial service stations and 582 cash withdrawal machines in revolutionary old areas has improved access to financial services [6]. - The Longjiang Bank has provided 300 million yuan in subsidized loans to support over 1,200 entrepreneurial projects, creating more than 5,000 jobs [6]. Party Building and Development Synergy - Financial institutions in Mudanjiang are leveraging party building to enhance community engagement and support local development, including organizing financial knowledge seminars and providing targeted financial services for key projects [7]. - The China Bank has allocated 1.8 billion yuan in loans to support major projects in revolutionary old areas, demonstrating the commitment to local economic development [7]. Conclusion - The integration of financial resources with the spirit of the Anti-Japanese War is revitalizing Mudanjiang, fostering a path towards common prosperity and sustainable development [8].

Core Viewpoint - The financial support and policies implemented in Jishishan County, Gansu Province, have significantly aided in the recovery and rebuilding efforts following the 6.2 magnitude earthquake on December 18, 2023, helping local residents restore their homes and revitalize local industries [1][2][3]. Financial Support for Housing Reconstruction - The People's Bank of China (PBOC) in Linxia Prefecture has guided financial institutions to focus on post-disaster recovery and industrial revitalization, resulting in an increase of 3.564 billion yuan in loans by June, a growth of 73.59% compared to the end of 2023 [1]. - Financial institutions have issued a total of 5.7 billion yuan in loans to assist 17,000 affected households in rebuilding their homes [1]. - Specific loan products, such as the "5+N" loan model, have been utilized to provide financial assistance to individuals like Zhang Changlu, who received 50,000 yuan to rebuild his home [2][3]. Comprehensive Financial Policies - The PBOC and local government have introduced policies to support housing reconstruction, including a maximum of 50,000 yuan in five-year fully subsidized loans for households rebuilding on their original sites, and up to 100,000 yuan in ten-year fully subsidized loans for those purchasing new homes [3]. - Agricultural Bank of China has played a leading role in providing disaster recovery loans, disbursing 28.9 million yuan to benefit 2,907 affected families [3]. Support for Industrial Revitalization - Financial institutions have shifted focus to support local industries, launching specialized credit products to provide operational funds for affected residents [4]. - The PBOC organized a financial support meeting, resulting in 11 financial institutions signing credit agreements totaling 774 million yuan with 21 local enterprises [5]. - Various innovative loan products have been introduced, such as "Anti-Seismic Recovery Business Loan" and "Revitalization E-Loan," to meet the diverse financial needs of the disaster-affected population [6]. Enhanced Financial Services - Financial services have been extended to reduce the financing costs for disaster-affected individuals, including interest rate reductions and fee waivers [7][8]. - The PBOC has facilitated a reduction in existing loan interest rates by an average of 50 basis points, with new loan rates decreasing by nearly 100 basis points since the earthquake [8]. - Local banks have implemented mobile services to ensure that financial assistance reaches remote areas, enhancing accessibility for residents [8].

近年来，邮储银行湖南省分行始终坚守服务"三农"、城乡居民和中小企业的市场定位，做深做细普 惠金融大文章，持续提升金融服务的可得性、覆盖率和满意度，满足客户多元化金融需求，助力地方经 济高质量发展。 创新服务体系 助力新市民创业就业 今年4月，湖南省第二届职业技能大赛盛大开启。邮储银行湖南省分行作为本次活动的战略合作伙 伴，以金融力量助力"人才强省"战略落地，为三湘新市民构筑全生命周期服务体系。截至2025年4月 末，该行累计投放各类创业类贷款176.5亿元，支持创业主体6.82万人次，成为激活湖南就业创业生态的 重要金融引擎。 针对小微企业"融资难、融资贵"痛点，该行以"普惠金融综合服务商"为定位，践行小微企业融资协 调工作机制，组建工作专班，深入开展"千企万户大走访"活动，实现金融服务与企业需求的精准对接。 截至2025年4月末，该行普惠型小微企业贷款余额574.43亿元，通过利率下调、费用减免等举措切实降 低企业融资成本，减轻企业负担，同步创新线上贷款产品、优化审批流程，持续提升普惠金融服务水 平。 服务乡村振兴 绘就美丽乡村新图景 针对创业者不同发展阶段的金融需求，该行积极打造"初创—成长—成熟"的全链 ...

在邮储银行湘西州乾州支行信贷服务中心，客户经理小杨正在整理资料，只听见手机突然发 出"叮"的一声提示音，原来是正有人远程通过扫描微信银行二维码申请该行的"邮享贷"。"我们客户经 理都有自己的微信银行二维码，申请人只需要扫码提交申请，我们就能通过手机完成远程受理。"小杨 解释道。在传统模式下，小杨和同事们要么在银行网点等待申请人上门申请，要么主动出击，但也只能 进行粗放式的上门宣传，服务效率偏低，客户满意度也不高。在该行推出了微信银行服务后，小杨有了 新的业务渠道。通过微信朋友圈转发微信银行二维码，小杨能更加精准地获取客户信息，虽然减少了人 工环节，但微信银行系统会对数据进行安全加密处理和自动分析，确保数据的安全、准确、有效，能实 现快速受理、快速放款，既能提高客户满意度，也有助于业绩进一步提升。 今年以来，邮储银行湘西州分行通过线上渠道累计受理并发放各类贷款超30亿元，为地方经济发展 注入了强劲动能。下一步，该行还将进一步夯实科技基础，提高数据管理水平，打牢数智化底盘，扩大 数字金融服务覆盖面，在支撑乡村振兴、提振消费、助力企业转型等方面加力突围，为服务地方经济发 展贡献更多智慧与力量。 责任编辑：杨喜亭 近 ...

Group 1 - Postal Savings Bank of China Yongzhou Branch reported a loan balance of 19.96 billion yuan as of April 2025, with 4.698 billion yuan issued this year, focusing on inclusive finance to support local economic development [1] - The bank implements a "one county, one industry" strategy, providing tailored financial services for local specialties such as pomelo and pig farming, with personal operating loans exceeding 5.29 billion yuan [1] - The bank has created over 2,000 credit villages and collected data from 37,000 users, enhancing rural financial services [1] Group 2 - To address financing challenges for small and micro enterprises, the bank has launched various initiatives, with small enterprise loan balances exceeding 1.82 billion yuan and over 750 million yuan issued this year [2] - The bank focuses on "park finance + technology finance," offering products like online innovation loans and offline technology credit loans, with credit limits up to 100 million yuan for national-level specialized enterprises [2] - Manufacturing loans exceeded 940 million yuan, with over 530 million yuan issued this year, increasing by more than 180 million yuan [2] Group 3 - The bank supports local industries such as agricultural processing and advanced manufacturing, providing credit of 22.6 million yuan for the electric appliance industry and 36 million yuan for the light textile industry [3] - The bank promotes green development by supporting ecological projects, issuing 270 million yuan in loans for renewable energy projects and 250 million yuan for forest reserve projects [3] - As of April 2025, the bank's green loan balance exceeded 1.48 billion yuan, with a growth rate of over 28% [3]

2025年中央一号文件明确提出推广畜禽活体抵押融资贷款，将畜禽活体农业生产核心转化为金融机 构认可的抵押标的，为推动地方特色养殖产业发展带来全新机遇。宁夏吴忠市地处国际公认的"黄金奶 源带"，现已形成利通区五里坡、吴忠国家农业科技园区、青铜峡市牛首山三大奶牛养殖核心区，奶牛 存栏量30.8万头，占宁夏奶牛存栏量的33%，规模化养殖率达到98%以上，饲草种植、奶牛养殖、乳品 加工、冷链物流、印刷包装等上下游贯通的全产业链综合产值超过300亿元，占地区生产总值的32%左 右，奶产业已发展成为吴忠市"六大"农业重点特色产业之一。 近年来，中国人民银行吴忠市分行坚持聚焦乡村振兴金融服务提升目标，积极探索拓宽农村抵质押 物范围，推动盘活农村活体资产，为乡村振兴特色产业发展破解融资难题。目前，吴忠市开展活体抵押 贷款的银行机构已增至10家，活体抵押贷款余额达到7亿元，支持养殖主体110户，其中奶牛活体抵押贷 款余额6.2亿元。 政策赋能，破解活体抵押困局。随着农业产业现代化步伐加快，吴忠市养殖主体在规模化养殖、智 能化升级、技术研发等领域的资金需求持续扩大。但在传统金融模式下，养殖主体往往缺乏符合标准的 固定资产抵押物， ...

保险资金在资本市场举牌热潮仍在持续。 7月22日，中邮保险发布公告称，该公司触发了对绿色动力环保H股的举牌。在此之前，7月18日，泰康 人寿发布公告称以基石投资者身份参与峰岹科H股首次公开发行。据《金融时报》记者统计，截至目 前，今年以来，保险公司已举牌21次，超过2024年全年的20次。 在业内人士看来，此轮保险资金举牌热潮的背后是保险公司资产配置策略调整的直接表现，尤其是随着 多项支持中长期资金入市的政策推出，也让保险资金举牌动力增强。 记者注意到，今年以来，保险公司举牌热情依然保持高涨态势。仅在7月当月，就有包括利安人寿、信 泰人寿、泰康人寿和中邮保险4家险企在资本市场举牌上市公司股票。截至目前，共有10余家保险公司 累计举牌21次，除上述4家外，还涉及平安人寿、新华人寿、瑞众人寿、中国人寿寿险公司、长城人 寿、阳光人寿等多家公司。 举牌的上市公司则包括邮储银行、招商银行、农业银行、杭州银行、中信银行、北京控股、电投产融、 东航物流、中国儒意、中国水务、江南水务、华菱钢铁、峰岹科技、秦港股份、大唐新能源和中国神华 等，其中10余只股票为H股（含A+H股）。从投资标的所处行业来看，银行股被举牌次数最多，此 ...

Core Viewpoint - The Tianjin Financial Regulatory Bureau has approved the name change of a branch of China Postal Savings Bank, indicating ongoing adjustments and rebranding efforts within the banking sector in Tianjin [1] Group 1 - The name of "China Postal Savings Bank Co., Ltd. Tianjin Hexi District Limin Road Branch" will be changed to "China Postal Savings Bank Co., Ltd. Tianjin Hexi District Lushui Road Branch" [1] - The bank is required to handle the change and obtain new licenses in accordance with relevant regulations [1]