证券之星消息，8月27日国有大型银行板块较上一交易日下跌2.22%，邮储银行领跌。当日上证指数报收 于3800.35，下跌1.76%。深证成指报收于12295.07，下跌1.43%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 666109 | 建设银行 | 9.03 | -1.31% | 170.54万 | 15.46 Z | | 601398 | 工商银行 | 7.41 | -1.85% | 515.72万 | 38.53亿 | | 601988 | 中国银行 | 5.55 | -1.94% | 286.15万 | 16.01亿 | | 601328 | 交通银行 | 7.44 | -2.23% | 206.10万 | 15.46亿 | | 601288 | 农业银行 | 7.11 | -2.34% | 621.80万 | 44.43 Z | | 601658 | 邮储银行 | 6.00 | -4.31% | 257.19万 | 15.6517 | 以上内 ...

Group 1 - Recent inflows from domestic, foreign, and Hong Kong capital into the Hong Kong stock market indicate strong valuation attractiveness, especially with rising expectations of interest rate cuts by the Federal Reserve [1] - As of August 26, southbound funds have net purchased 105.18 billion HKD in August, marking 26 consecutive months of net buying [2] - Year-to-date, southbound funds have net purchased 972.02 billion HKD, with financial, consumer discretionary, information technology, and healthcare sectors being the most favored [2] Group 2 - Notable individual stock holdings by southbound funds include China Construction Bank at 258.20 billion HKD and several others exceeding 100 billion HKD, such as Industrial and Commercial Bank of China and HSBC [2] - The chief macroeconomic analyst at Huatai Securities notes that southbound funds now account for over 40% of trading in interconnectivity stocks, indicating potential for sustained inflows [3] - A report from Nomura Securities highlights a significant increase in holdings in Hong Kong and mainland China markets by emerging market funds, with passive foreign capital accelerating its inflow into Hong Kong stocks [4] Group 3 - Analysts suggest that the dovish stance of the Federal Reserve may lead to increased foreign capital allocation towards the Hong Kong stock market [5] - Recent data shows that foreign capital through ETFs net purchased 31 million USD, while local ETFs saw net subscriptions of 5.5 billion HKD [4]

近日，国家金融监督管理总局发布二季度银行业主要监管指标数据显示，今年上半年，全国普惠型小微 企业贷款、普惠型涉农贷款等投放保持较快增长。专家表示，普惠金融是以较低的成本覆盖更多客群， 银行机构加大让利各类涉农主体，有助于补齐县域融资短板，推动乡村全面振兴。接下来，还需打通信 贷赋能乡村的融资痛点，引金融活水精准滴灌田间地头。 信贷供给重点领域 涉农信贷是乡村全面振兴的"血脉"，也是强化县域发展的重要要素。数据显示，2025年二季度末，普惠 型涉农贷款余额13.9万亿元，较年初增加1.1万亿元。 中国普惠金融研究院研究员张晓峰表示，加大信贷供给对推动乡村全面振兴具有多维度的关键作用。一 是对基础设施建设具有重要作用。信贷投入对高标准农田建设、农业机械化、仓储物流体系等均有重要 作用。二是对培育新型农业经营主体具有关键作用。信贷供给可支持新型主体扩大经营规模、采用先进 技术，推动农业从"小散弱"向"集约化、专业化"转型。通过加大信贷供给，既是破解乡村发展资金瓶颈 的核心手段，也是激活乡村内生动力、实现城乡协调发展的重要支撑。 涉农贷款的增长离不开监管引领。今年以来，多地金融管理部门把引导银行机构支持乡村全面振兴摆 ...

Core Viewpoint - China Guoxin and China Construction Bank signed a strategic cooperation agreement to enhance collaboration in various financial sectors [1] Group 1 - The agreement aims to strengthen cooperation in bond underwriting, investment funds, equity investment, and financial services [1]

证券之星消息，8月26日国有大型银行板块较上一交易日下跌0.18%，交通银行领跌。当日上证指数报收 于3868.38，下跌0.39%。深证成指报收于12473.17，上涨0.26%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入 (元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601288 农业银行 | | 2.65 Z | 6.80% | -7322.66万 | -1.88% | -1.91亿 | -4.92% | | 601328 交通银行 | | -2748.73万 | -2.82% | 1080.49万 | 1.11% | 1668.24万 | 1.71% | | 601658 邮储银行 | | -3405.92万 | -3.11% | 4881.62万 | 4.46% | -1475.70万 | -1.35% | | 601988 中国银行 | | -6823.34万 | -5.42% | -1584.64万 | - ...

Group 1 - The China Securities State-Owned Enterprises Dividend Index (000824) decreased by 0.09% as of August 26, 2025, with mixed performance among constituent stocks [1] - China National Cereals, Oils and Foodstuffs Corporation (600737) led the gains with an increase of 5.90%, while Shaanxi Natural Gas (002267) experienced the largest decline [1] - The National State-Owned Enterprises Dividend ETF (159515) is consolidating, with the latest price at 1.17 yuan [1] Group 2 - The China Securities State-Owned Enterprises Dividend Index tracks 100 listed companies with high cash dividend yields, reflecting the overall performance of high-dividend securities among state-owned enterprises [2] - As of July 31, 2025, the top ten weighted stocks in the index accounted for 16.77% of the total index weight, including China COSCO Shipping (601919) and Jizhong Energy (000937) [2] Group 3 - Analysts from Minsheng Securities noted that insurance capital prefers undervalued, high-dividend stocks with strong performance certainty, especially in a declining long-term interest rate environment [1] - The report from Caixin Securities suggests that high dividend yield assets remain attractive, with long-term funds like insurance capital likely to continue flowing into these assets [1]

探索江豚生态密码，共赴自然共生之约。8月23日，中国建设银行江苏省分行联合南京分行，携手南京励志阳 光心汇心公益基金会，在长江江豚科教中心成功举办"邂逅长江，守护江豚"大型公益亲子活动，以沉浸式体验 筑牢亲子家庭生态保护意识，为保护长江注入金融公益力量。 活动举办地长江江豚科教中心，是国内首个以长江生物多样性保护、长江生态修复、长江大保护教育为核心的 科普场馆，为亲子家庭打开了了解长江生态的"窗口"。作为长江流域唯一的哺乳动物、全球仅存的江豚淡水亚 种，长江江豚素有"水中大熊猫"之称，其种群数量更是长江生态健康的"晴雨表"。20世纪90年代起，受环境污 染、过度捕捞、无序航运等影响，江豚栖息地萎缩、食物锐减，2013年被列为"极度濒危"物种，2021年升级为 国家一级重点保护野生动物。虽在"长江十年禁捕"政策推动下，其种群数量从2018年的约1012头回升至目前的 1249头，但"极度濒危"的根本现状尚未改变，保护工作仍需社会各界合力推进。 活动现场，亲子家庭在讲解员的带领下开启"生态探索之旅"：通过观察长江江豚、中华鲟等珍稀水生生物标 本，借助AI技术沉浸式感受江豚自然生活场景，孩子们不仅读懂了江豚的生活习 ...

Group 1 - The People's Bank of China and the Ministry of Agriculture and Rural Affairs emphasize the need to enhance financial services for rural industries, particularly focusing on local specialty products to promote high-quality development in county-level industries [1] - Commercial banks are optimizing their products and services to meet diverse financial needs of various financing entities, exploring financial support for rural industrial revitalization [1] Group 2 - Shanjiah Lake Town, with a population of less than 40,000, produces 80% of China's and 73% of the world's pearls, establishing itself as the largest pearl industry distribution center globally [2] - Local pearl merchants, like the couple Zhang Lingfeng and his wife, have successfully integrated modern payment solutions through bank services, leading to increased customer engagement and financial support for the pearl industry [3][4] Group 3 - The development of the pearl industry has significantly boosted the local economy, making freshwater pearls accessible to the general public and enhancing the reputation of Zhuji as the "Pearl Capital of China" [4] - In Qinghai's Binggou Village, the local dairy industry, particularly yogurt, has become a new favorite among food enthusiasts, supported by financial institutions that have enabled villagers to expand their cattle farming [5] Group 4 - The introduction of modern fermentation technology in Qinghai's dairy industry has improved production standards while preserving traditional flavors, supported by financial backing from Postal Savings Bank [6] - The financial support has allowed local dairy companies to upgrade their production lines and implement digital quality monitoring, transforming yogurt into a profitable product for local farmers [6]

Core Insights - The article highlights the significant role of China Construction Bank (CCB) Shenzhen Branch in supporting the development of the Shenzhen Special Economic Zone and the Guangdong-Hong Kong-Macao Greater Bay Area through innovative financial services [1][2][3]. Financial Services and Initiatives - CCB Shenzhen Branch launched a comprehensive financial service plan to support the "dual zone" construction, focusing on five key areas: technology, domestic demand, foreign trade, the Greater Bay Area, and people's livelihood [1]. - The bank provided 130 billion yuan in technology loans, 2 billion yuan in inclusive credit for cross-border transactions, and 1.3 billion yuan in housing loans, demonstrating its commitment to financial support [1]. - Over 20,000 technology enterprises have benefited from CCB's services, with consumer loans amounting to 18 billion yuan and strategic emerging industry loans reaching 134 billion yuan [1]. Innovation in Financing - CCB Shenzhen Branch utilized a "technology flow" evaluation system to enhance financing for small and micro technology enterprises, achieving rapid loan approvals and disbursements [3]. - The bank introduced various specialized products, such as "20+8 Industry Loan" and "Shenzhen融贷," to improve loan accessibility for small technology firms [3]. Support for Foreign Trade - CCB Shenzhen Branch implemented a digital inclusive finance strategy to alleviate the financing challenges faced by small foreign trade enterprises, providing over 2 billion yuan in inclusive loans by mid-2025 [5]. - The bank's "Platform Cloud Loan" product enabled quick credit assessments based on real sales data, facilitating significant sales growth for companies [4]. Commitment to Sustainable Development - CCB Shenzhen Branch is actively involved in financing green projects, such as the upgrade of the Ma Wan Power Plant, which aims to reduce coal consumption and emissions [6]. - The bank has also introduced innovative mortgage products for shared ownership housing and prioritized support for the elderly care finance sector [6]. Overall Impact - CCB Shenzhen Branch's multifaceted financial strategies are designed to support high-quality development and promote common prosperity, reflecting the bank's mission in the evolving economic landscape of Shenzhen and the Greater Bay Area [6].

Core Viewpoint - Shenzhen has rapidly transformed from a small town into a modern metropolis, achieving a GDP of 3.68 trillion yuan and a population of nearly 18 million, driven by the dual-zone strategy and the integration of finance and technology [1] Financial Landscape - By mid-2025, Shenzhen has established a credit structure with technology and inclusive loans totaling 2 trillion yuan each, and green and digital economy loans reaching 1 trillion yuan each, ranking among the top cities in China [2] - China Construction Bank (CCB) Shenzhen Branch has recognized the value of technology finance in promoting innovation and industrial upgrades, aligning with the dual-zone strategy to support the real economy [2] Infrastructure Development - CCB has a long-standing mission to support national infrastructure projects, having been involved in significant projects like the Daya Bay Nuclear Power Plant and the Guangzhou-Shenzhen Railway [3][6] - Recent projects financed by CCB include the Ma Wan Power Plant upgrade and various major infrastructure projects in the Greater Bay Area, enhancing energy supply and logistics [7][9] Support for Technology Industry - Shenzhen has become a technology hub with a strong semiconductor and electronic information industry, crucial for achieving self-sufficiency in manufacturing [11] - CCB has implemented innovative financing models such as public-private partnerships and investment-loan linkages to support high-risk, high-growth startups in the technology sector [11][13] Financial Innovations - CCB has provided significant financial support to technology companies, with over 120 billion yuan in loans to tech firms from early 2025 to July, and a loan balance of nearly 130 billion yuan [15] - The bank has developed a digital financing platform that allows for rapid loan approvals, benefiting over 10,000 tech companies [15][16] Strategic Initiatives - CCB has established a comprehensive organizational structure for technology finance, including a dedicated innovation center and specialized branches to enhance service delivery [17] - The bank has introduced various tailored loan products to improve accessibility for small and micro technology enterprises, supporting their growth [21]