中国人民银行行长潘功胜22日表示，截至今年6月末，中国银行业总资产近470万亿元，位居世界第一， 股票、债券市场规模位居世界第二，我国在绿色金融、普惠金融、数字金融等方面走在世界前列，基本 建成多渠道、广覆盖、安全高效的人民币跨境支付清算网络。（新华财经） ...

新华财经北京9月22日电 （王菁）日前，在2025中债担保品国际论坛上，中央结算公司作为发起机构， 联合境内外金融基础设施、行业协会、商业银行等16家金融机构，共同发布了《人民币债券担保品跨境 应用倡议》（以下简称《倡议》），引发多方关注与热烈讨论。 近年来，中国金融高水平开放持续深化。伴随国际市场优质担保资产供给日趋紧张，以中国国债为代表 的优质人民币债券，凭借其发展潜力大、避险属性强、市场深度好等优势，正逐渐成为全球合格担保品 的重要选择。在中国人民银行等管理部门的指导下，中央结算公司携手16家合作伙伴共同推出该《倡 议》，提出"互惠互利、互信互认、互联互通、互学互鉴"四项原则，呼吁各方共同推动人民币债券跨境 使用，助力全球金融体系发展。 中国银行指出，《倡议》为人民币债券"走出去"指明了方向。作为全球布局的大型国有银行，中国银行 将依托广泛的跨境服务网络，在回购、衍生品保证金等领域探索人民币债券担保品的使用，推动其成为 国际市场上广泛接受的合格担保品。 与此同时，作为担保品管理业务的重要参与机构，汇丰银行、浦发银行和东方汇理银行也充分肯定了 《倡议》的实践价值。 汇丰银行认为，《倡议》的发布体现了中央结 ...

Core Insights - The article emphasizes the importance of selecting bank wealth management products amidst a plethora of similar-sounding offerings, urging investors to discern and choose wisely [1] - The South Finance Wealth Management team compiles a weekly performance ranking of wealth management products available through various distribution channels, focusing on those with outstanding performance [1][6] - The ranking criteria include product type, specifically targeting pure fixed income, "fixed income plus," and mixed products, as well as performance stability over a minimum of three months [1] Group 1: Product Performance - The ranking showcases annualized performance over the past month, three months, and six months, sorted by the three-month annualized return to reflect multidimensional performance during recent market fluctuations [1] - The current focus is on pure fixed income products issued by wealth management companies, providing investors with a curated selection of available products [1] Group 2: Distribution Institutions - A total of 28 distribution institutions are involved, including major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [2] - The assessment of the "on sale" status of wealth management products is based on their investment cycle projections, although actual availability may vary due to factors like sold-out quotas or differing product lists for various clients [2] Group 3: Performance Data - The article includes specific performance data for various wealth management products, detailing their annualized returns over different periods, such as the "Stable Wealth High-Grade Pure Bond 18" from Bank of China, which has a three-month annualized return of 7.67% [5] - Other notable products include "Stable Enjoy Flexible Wisdom Day Open 20" from China Merchants Bank with a three-month return of 7.47% and "Stable Wealth High-Grade Pure Bond 36" also from Bank of China with a return of 7.27% [5][7]

Core Viewpoint - The article discusses the challenges investors face in selecting bank wealth management products due to the overwhelming variety of similar-sounding products, and it aims to provide a performance ranking of these products to assist investors in making informed choices [1]. Group 1: Product Selection Criteria - The ranking of wealth management products is based on two main criteria: product type, focusing on pure fixed income, "fixed income plus," and mixed products, and performance stability, requiring products to have been established for at least three months to ensure sufficient performance data [1]. - The sample selection includes RMB public wealth management products, and the ranking reflects annualized performance over the past month, three months, and six months, sorted by the three-month annualized yield [1]. Group 2: Participating Institutions - A total of 28 distribution institutions are involved in the ranking, including major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [2]. - The article notes that the "on sale" status of the products is based on investment cycle estimates, but actual availability may vary due to factors like sold-out quotas or differences in product listings for different customers [2]. Group 3: Performance Ranking Highlights - The article provides a performance ranking of various mixed wealth management products, highlighting specific products from banks like Bank of China and China Everbright Bank, with details on their annualized yields over different time frames [4]. - For instance, the top-ranked product from Bank of China has a three-month annualized yield of 9%, while other products show varying yields, indicating a competitive landscape among wealth management offerings [4].

Core Viewpoint - The article emphasizes the importance of distinguishing between various bank wealth management products with similar names and characteristics, providing a weekly performance ranking of these products to assist investors in making informed choices [1][2]. Group 1: Product Performance Rankings - The article presents a ranking of wealth management products based on their annualized returns for different holding periods: 7 days, 14 days, 30 days, and 60 days [1]. - For the 7-day holding period, the top-performing product is from Minsheng Bank with an annualized return of 9.75% [4]. - The 14-day holding period rankings show Minsheng Bank's product achieving an annualized return of 8.34% [6]. - In the 30-day holding period, Hangzhou Bank leads with a return of 24.26% [11]. - For the 60-day holding period, China Bank's product tops the list with a return of 26.21% [15]. Group 2: Investment Institutions - The ranking includes products from 28 distribution institutions, such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1]. - The performance data is sourced from the Nanfang Financial Terminal, ensuring a comprehensive overview of available products [4][11][15]. Group 3: Methodology and Data Collection - The performance metrics are calculated based on the annualized yield over the respective holding periods, with the same institution and product series retained for comparison [1]. - The article advises investors to refer to the actual product listings on the banks' apps, as availability may vary due to factors like quota exhaustion [1].

9月15日，中国银行淄博分行与人保财险淄博市分公司、人保寿险淄博中心支公司签署全面战略合作协 议，标志着银保合作迈入深度融合、协同发展的新阶段。 "人保集团与中国银行有着广泛的合作基础和良好的合作条件，今天三方签订全面战略合作协议，拉开 合作序幕，既是关系的进一步深化，更是推动工作融合发展的生动实践。"中国银行淄博分行主要负责 人表示，中国银行拥有百年历史积淀，是国内持续经营时间最长、全球化和综合化程度最高的大型国有 商业银行。中国银行淄博分行作为中国银行驻淄金融机构，坚持以服务地方经济社会发展为己任，引灌 金融"活水"，增进民生福祉，提升服务质效，连续两年本外币贷款新增超50亿元，市场份额每年提升超 1%。此次，三方将充分发挥各自优势，在公司金融、普惠金融、个人金融等各领域开展深入合作，构 建客户共享、优势互补、共赢发展的合作模式，为淄博市高质量发展贡献力量。 "这不仅是强化联动、深化交流，开展更深层次合作的重要起点，也是双方全力服务全市经济社会发展 的具体实践。"人保财险淄博市分公司主要负责人表示，下一步将重点锚定构建全周期、本地化金融服 务生态，紧密围绕乡村振兴战略，深度融入地方政府"粮食安全、产业升级 ...

Group 1 - The core viewpoint of the article highlights the increasing demand for financial technology talent and the introduction of specialized positions in banks, such as the "Five Major Articles" initiative [1] - Agricultural Bank plans to recruit 10 individuals for its green finance position, focusing on policy research, industry analysis, product innovation, marketing, and risk management related to environmental and social factors [1] - China Bank has established a dedicated "Pension Finance Center" position responsible for comprehensive research and market analysis in pension finance, including policy development and marketing management [1] Group 2 - The overall trend in recruitment across banks indicates a shift towards a demand for multifaceted and refined talent, moving from traditional human resource management to a talent strategy empowered by technology [1]

Group 1 - The 15th China Henan International Investment and Trade Fair aims to serve high-level openness and industrial development through a series of economic and trade activities [1] - The event includes the "Zhengzhou International Financial Development Dialogue and China (Henan) - ASEAN Cooperation Development New Opportunities Exchange Activity," focusing on financial cooperation to deepen connections between Henan and ASEAN regions [3] - China Bank's Henan branch plays a crucial role in supporting high-level foreign openness, with over 70% coverage of service for import and export enterprises in the province [3][4] Group 2 - China Bank's Henan branch actively engages with nearly 7,000 import and export enterprises, providing customized cross-border financial services, including foreign currency settlement and financing [4] - The bank has facilitated over 4.5 billion USD in foreign exchange hedging transactions for enterprises throughout the year [4] - The upcoming event will gather representatives from various sectors to explore new pathways for regional financial cooperation and provide financial support for modern industrial upgrades [4]

Core Viewpoint - The 22nd China-ASEAN Expo has enhanced payment services to improve the experience for foreign guests, creating a comprehensive payment service network that ensures convenience and efficiency throughout the event [1]. Group 1: Payment Service Upgrades at Entry Points - Payment services have been upgraded at major entry points such as Nanning Wuxu International Airport and Guilin Liangjiang International Airport, providing a one-stop service center for foreign guests [2]. - The airports now feature English electronic service maps, foreign currency exchange services, and multiple ATMs supporting various currencies, including USD and EUR, to meet cash needs [2][3]. Group 2: Comprehensive Payment Support at the Venue - A payment service center and consultation desk have been established at the main venue of the expo, offering multilingual payment guides and assistance with card payments and mobile transactions [4]. - A "green channel" for payment services has been created, with a dedicated online team to respond to service requests promptly [4]. Group 3: Expanded Payment Network in Nanning - Nanning has established 106 service points for foreign guests, simplifying account opening processes and providing multilingual support [5]. - The city has 13 foreign currency exchange institutions and 386 bank branches that accept foreign currency, ensuring accessibility for international visitors [5]. Group 4: Integrated Payment Services Across Various Scenarios - Payment services are integrated into all aspects of travel, including transportation, accommodation, and shopping, enhancing the overall experience for foreign guests [6][7]. - Key tourist areas have been equipped with foreign card acceptance terminals, and hotels have upgraded their payment services to support foreign cards and provide currency exchange [7][8]. Group 5: Efficient Tax Refund Processes - Multi-language tax refund operation guides have been placed in tax refund stores and tourist attractions, facilitating a smoother refund process for foreign guests [8]. - The introduction of immediate tax refund services at designated points allows guests to receive refunds quickly, enhancing their shopping experience [8].

二、中国银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由抚州金融监管分局办理行政许可注销手续。 三、中国银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 一、核准衷文卿中国银行抚州市分行副行长的任职资格。 2025年9月19日，抚州金融监管分局发布批复称，中国银行（601988）《中国银行江西省分行关于衷文 卿高管任职资格核准的请示》（赣中银报〔2025〕112号）收悉。经审核，现批复如下： ...