Core Insights - The article discusses the challenges faced by retail investors in the current financial market, particularly regarding the impact of fund losses on their investments and psychological well-being [2][3][4] Group 1: Fund Performance and Investor Behavior - Many retail investors are experiencing significant losses in their funds, leading to a "lying flat" mentality, which masks a deeper financial erosion [2] - A hypothetical investment of 100,000 yuan in a stock fund that loses 30% would leave the investor with only 70,000 yuan, while management fees continue to accrue [2] - Investors face a dilemma when considering redemption, as they incur fees of 0.5%-1.5%, and delaying redemption can lead to even greater losses [2][3] Group 2: Opportunity Costs and Market Timing - Being trapped in underperforming funds results in missed opportunities, such as the potential gains from AI-related ETFs that surged over 40% while traditional energy funds fell by 15% [3] - Historical data shows that 80% of stock market gains occur within just 20% of trading days, emphasizing the risk of missing out during market rebounds [3] - Behavioral finance indicates that when losses exceed 20%, a significant portion of investors may adopt a "ostrich mentality," avoiding market information and delaying decision-making [3] Group 3: Credit Impact and Legal Rights - Continuous losses can negatively affect investors' credit records, impacting their ability to secure loans or credit [3][4] - Investors have the right to take action against fund managers for negligence, as evidenced by a case where a quant fund was penalized for improper trading practices [4] - Strategies such as dollar-cost averaging and rebalancing can help mitigate risks during market fluctuations, allowing investors to navigate through volatile periods [4]

"未来的智能座舱不是冰冷的机器，而是能'察言观色'的家庭成员。"商汤绝影CEO、商汤科技联合创始人、首席科学家王晓刚在接受《每日经济新闻》记者 (以下简称NBD）独家采访时，借此形容当前智能座舱的发展方向。在他看来，智能座舱的进化分为三个阶段：早期的"问答工具"、大模型赋能的"全能助 手"，以及具备记忆与共情能力的"家庭成员"。 每经记者｜刘曦 每经实习编辑｜余婷婷 随着3A游戏大作开始"上车"，宝马等一众外资品牌在2025上海车展凭借"巨幕影院"和3D投影技术重新定义座舱体验，智能汽车竞争的焦点已从硬件参数转 向认知能力，行业正处于"软件定义汽车"向"认知重塑出行"跃迁的临界点。 工信部数据显示，2025年第一季度中国L2级辅助驾驶新车渗透率已达65%，但智能驾驶供应商正面临严峻挑战：价格战愈演愈烈，车企自研趋势日益明显， 同时智能驾驶事故频发引发公众对激光雷达等传感器的广泛讨论。在这一背景下，商汤绝影如何在没有激光雷达的情况下保障安全性？规模化上车如何实现 盈利？ 对此，王晓刚认为，车辆搭载激光雷达只是阶段性的技术选择，随着模型算法的演进、数据迭代和整体安全性的提高，激光雷达是可以被替代的。商汤绝影 选择 ...

Group 1 - The core idea emphasizes the necessity of mutual learning between different civilizations in the context of artificial intelligence reshaping human civilization, highlighting the integration of Western rationalism and Eastern holistic thinking in AI governance [1][6] - Western rationalism provides a methodological foundation for AI governance, as seen in the EU's AI Act which incorporates principles of technological transparency into legal frameworks [1][3] - Eastern holistic perspectives inject ecological wisdom into technological development, as demonstrated by China's AI ethics guidelines that prioritize ecological considerations alongside economic benefits [2][4] Group 2 - The governance paradigm is evolving towards a collaborative model that balances rights protection and shared responsibilities, with the EU's GDPR establishing a robust rights protection network while China emphasizes ethical risk management in AI development [3][4] - The integration of rights and responsibilities is not contradictory but rather a dialectical unity that forms a new governance paradigm, providing a reference model for global AI governance [4][5] - A dynamic balance between technological innovation and humanistic care is essential, as evidenced by the contrasting approaches to data governance and algorithm management in the West and East [4][6] Group 3 - The mutual learning between civilizations is seen as a pathway to a shared future, with initiatives like UNESCO's AI ethics recommendations reflecting a synthesis of Eastern and Western philosophical wisdom [5][6] - The essence of AI governance is framed as a choice of values, where Western precision meets Eastern ecological wisdom, creating governance insights that transcend cultural boundaries [6]

"我们使用自研的'清深'号深海智能原位实验观测平台与多序列微生物原位富集固定装置完成了联合 国'海洋十年'西太平洋黄昏带生态系统研究计划项目的首航任务。"5月15日，深圳市海洋生态前沿技术 重点实验室主任王勇告诉记者，此次科考活动从深圳启航，顺利完成了对南海北缘大陆架四个站位的调 查，采集了大量海洋沉积物、水样、微生物样品和现场图像。 依托各类重点实验室，深圳在基础研究和技术攻关上持续发力，推动创新驱动发展战略向纵深发展。 ■ 在"科研海洋"里深化国际科技合作 王勇的另一重身份是清华大学深圳国际研究生院海洋工程研究院副院长，长期从事深海环境微生物基因 组学研究和原位生态监测设备研发，担任"海洋十年"行动计划海洋黄昏带联合调查大科学计划下西太平 洋海洋黄昏带生态系统研究计划（简称TOWER）的负责人。 "黄昏带"覆盖海水深度200-1000米的范围，是海洋生产力最活跃、最重要的区域带，具有丰富的生物多 样性。多国科学家于2021年初开始实施"国际海洋黄昏带大科学计划"。作为该计划下设的35个项目之 一，TOWER计划以"西太平洋海洋黄昏带原位立体生态观测和生命过程研究"为主题，其研究成果有利 于增进中国和世界各 ...

撰文丨王聪 编辑丨王多鱼 排版丨水成文 CAR-T 细胞疗法 是癌症治疗领域的革命性突破，在白血病等血液类肿瘤中显示出了强大的治疗效果，近 年来还成功治疗了系统性红斑狼疮等多种自身免疫疾病。 然而， CAR-T 细胞疗法 却在临床应用中埋藏着一个意想不到的隐患—— 接受 CAR-T 细胞 治疗的部分患 者出现了记忆力减退、注意力不集中等"脑雾"症状。 2025 年 5 月 12 日，斯坦福大学医学院的研究人员在国际顶尖学术期刊 Cell 上发表了题为： Immunotherapy-related cognitive impairment after CAR T cell therapy in mice 的研究论文。 在此基础上， 短暂耗竭小胶质细胞 或 阻断 CCR3 ，可挽救 CAR-T 细胞治疗后小鼠的少突胶质细胞缺 陷，并在注意力和短期记忆功能的行为测试中恢复其认知表现。 癌症治疗相关认知障碍 （ Cancer therapy-related cognitive impairment，CRCI） 影响着众多癌症幸存 者。化疗等传统癌症疗法常常与一种持续性认知障碍综合征相关联，其特征表现为记忆、注意力、信 ...

每年五六月份，都是许多付费社群/圈子纳新、续费的日子。 其中有不少付费社群，一年营收都在四五千万以上。 比如在杭州，说得上名字的，一年靠收取会员费在1000万以上的不下10个。 以前朋友圈都会出现刷屏的现象，但是今年以来，明显感受到整个付费社群市场低迷了很多。 01 参加活动和付费都不积极了 某万人付费社群就在我公司附近，前几天和他们老板吃饭聊天。 以前4月份续费的时候，预约第一天就能有1万人，意味着至少1000万的收入。 但是今年预约时间过了3天，才只有6000多人，掉了40%。 许多生意本质上就是在赚信息差、认知差的钱。 但是对于许多普通用户来说，单纯的掌握信息是发不了财的。 还有个付费社群在滨江区，他们费用比较便宜，一年四五百块钱，也是一个万人社群。 前几年，许多会员帮他们做分销，都能赚几万块钱。 今年拉新第一名的会员，才赚了几千块钱，也就拉了六七十人。 像他们这种几千人、上万人的付费社群，每年三、四月份都会开一场线下大会。 一方面是为了总结表彰，另一方面是为了今年的拉新续费造势。 以往做活动，可谓是一票难求，许多人非会员加价都要来现场。 但是今年，运营私信都戳烂了，还有很多门票卖不出去。 02 用户对 ...

Core Viewpoint - Honor is shifting its focus towards the mid-to-low-end smartphone market, launching new models like the Power series, which features a competitive price point and large battery capacity, indicating a strategic pivot from its previous high-end positioning [1][3][7]. Market Position and Competition - Honor's market share in China has been declining, with IDC reporting a drop to 13.7% in Q4 2024, placing it fifth in the domestic smartphone market [4][5]. - The competitive landscape is dominated by major players like Xiaomi, Huawei, OPPO, vivo, and Apple, with Honor's brand recognition and fan base being relatively weak compared to its competitors [3][4][10]. Strategic Changes - Following a leadership change, Honor has introduced the "Alpha" strategy aimed at creating a global AI terminal ecosystem, which marks a significant shift in its operational focus [6][13]. - The company plans to invest $10 billion over the next five years to build this ecosystem, which is expected to enhance its brand positioning and market competitiveness [13][14]. Product Strategy - The new Power series is designed to cater to the mid-to-low-end market, featuring an 8000mAh battery, which is a key differentiator in a crowded market [16][22]. - Honor's pricing strategy has been adjusted to leverage government subsidies, making its products more appealing to cost-sensitive consumers [19][24]. Market Trends and Consumer Behavior - The introduction of government subsidies has positively impacted smartphone sales, with a reported 5.6% year-on-year growth in China's smartphone shipments for 2024 [20][26]. - Consumers are increasingly inclined to purchase mid-range smartphones, which presents both opportunities and challenges for Honor as it competes in a highly saturated market [25][30]. Challenges Ahead - Despite the potential benefits of the subsidy program, increased competition in the mid-range segment poses a significant challenge for Honor, as it must differentiate itself from established competitors like Xiaomi and OPPO [23][29]. - Honor's historical association with Huawei may hinder its efforts to establish a distinct brand identity, complicating its strategy to cultivate a loyal customer base [15][28].

（原标题：信"心"心理问答｜面对别人的恶意，为何"我"总害怕反击） 读者来信： 最近发生的一件事让我意识到，自己似乎陷入了一种难以摆脱的困境：当他人对我释放恶意时，我第一 反应不是反抗，而是恐惧 —— 甚至会因害怕激怒对方而选择沉默。这种矛盾的心理让我既痛苦又困惑。 上周，我在工作会议上被同事当众嘲讽： " 你的方案根本行不通，别浪费大家时间。 " 那一刻，我感到 血液涌上头顶，喉咙像被堵住一样说不出话。散会后，我反复回想他的话，明明觉得他的批评毫无根 据，却始终鼓不起勇气反驳。更让我羞愧的是，当晚我辗转反侧，甚至担心他第二天会变本加厉。 这种反应并非偶然。从小到大，类似的事情反复发生。 你提到自己害怕反抗会招致更猛烈的攻击，这让我想起了许多来访者曾经的描述：他们内心深处都住着 一个"恐惧的小孩"，时刻都在担心"如果我反抗，父母或者某某人会不会就不要我了"。这种对"被抛 弃"的深深恐惧，让你宁愿选择默默吞下委屈，也不敢去打破那个看似安全的"沉默契约"。 我似乎天生对 " 冲突 " 充满恐惧，害怕自己的反击会招来更猛烈的攻击，害怕被孤立，更害怕面对 " 如果 反抗无效怎么办 " 的绝望。 我也并非毫无行动，我告 ...

近日，来自哈佛大学、布朗大学以及图宾根大学研究者们，共同发表了一项关于Transformer模型与人类认知处理相关性的研 究论文： ——《Linking forward-pass dynamics in Transformers and real-time human processing》 意译过来就是：Transformer模型的"思考过程"与人类大脑实时认知的奇妙相似 问题来了：AI和人类，不只是最后的选项，连中间的"挣扎"和"转变"也能被对齐吗？ 这篇论文的作者，换了个角度：不只看AI模型的输出，还要扒一扒Transformer每一层的"处理动态"，与人脑处理信息的"实时 轨迹"是否能对上。 01 AI和人脑，真的在"想"同一件事吗？ 换句话说，它想搞清楚一个"老问题"：AI模型的内部处理过程，和人类大脑的实时认知，有多少相似？ 过去我们研究AI和人类的相似性，最常见的做法是什么？"看结果"：让AI做题，看它答对多少，概率分布和人的选择对不对 得上。例如，让GPT写作文、识别图片、做逻辑推理，然后对照人类的数据，得出一个"AI越来越像人了"的结论。 但这其实只是表象。 想象一个场景：在答一道不太确定的 ...

Core Viewpoint - The article discusses the common cognitive pattern of "catastrophizing," where individuals tend to imagine the worst possible outcomes in various situations, leading to unnecessary anxiety and distress [2][3][4]. Group 1: Understanding Catastrophizing - Catastrophizing is described as a thought process where individuals assume the worst outcomes are likely to happen, often leading to feelings of anxiety and fear [2][3]. - This cognitive distortion is linked to various anxiety disorders, including depression, eating disorders, and obsessive-compulsive disorder [4]. - Recognizing the tendency to catastrophize can help individuals understand the triggers of their anxiety and fear [4]. Group 2: Causes and Effects - Factors contributing to a propensity for negative thinking include overprotective parenting, exposure to extreme events, and personal experiences of trauma [4]. - Catastrophizing can provide a false sense of control over uncontrollable events, making individuals feel more cautious [5][6]. - The article emphasizes that while occasional negative thoughts are normal, persistent catastrophizing can severely impact daily life [4][5]. Group 3: Strategies for Managing Catastrophizing - The first step in managing negative thoughts is to recognize when they occur, often accompanied by feelings of anxiety and fear [7]. - Writing down these thoughts can help individuals identify patterns and challenge the validity of their fears [7][10]. - Techniques such as questioning the accuracy of negative thoughts and considering alternative, more realistic outcomes can help mitigate the effects of catastrophizing [10][11][14]. Group 4: Cognitive Behavioral Techniques - Cognitive Behavioral Therapy (CBT) and Rational Emotive Behavior Therapy (REBT) are suggested as effective methods for addressing catastrophizing [6][10]. - Practicing exposure therapy by imagining worst-case scenarios can help individuals confront their fears and reduce anxiety over time [18]. - Keeping a journal to track distressing thoughts and their triggers can aid in recognizing and replacing negative thought patterns with healthier ones [17].