2025年4月30日银行间外汇市场人民币汇率中间价 美元/人民币报7.2014，下调（人民币升值）15点； 欧元/人民币报8.2250，下调120点； 港元/人民币报0.92813，下调4点； 英镑/人民币报9.6867，下调149点； 澳元/人民币报4.6177，下调290点； 加元/人民币报5.2298，上调1点； 100日元/人民币报5.0872，下调25点； 人民币/俄罗斯卢布报11.2833，下调679点； 新西兰元/人民币报4.2996，下调229点； 人民币/林吉特报0.59837，下调33.1点； 瑞士法郎/人民币报8.7640，下调231点； 新加坡元/人民币报5.5219，上调40点。 ...

Core Viewpoint - The article provides the mid-exchange rates of the Chinese Yuan (RMB) against various currencies as of April 29, 2025, indicating fluctuations in the currency values. Exchange Rate Summary - USD/RMB is reported at 7.2029, a decrease (RMB appreciation) of 14 points [1] - EUR/RMB is reported at 8.2370, an increase of 245 points [1] - HKD/RMB is reported at 0.92853, a decrease of 2.4 points [1] - GBP/RMB is reported at 9.7016, an increase of 826 points [1] - AUD/RMB is reported at 4.6467, an increase of 225 points [1] - CAD/RMB is reported at 5.2297, an increase of 58 points [1] - 100 JPY/RMB is reported at 5.0897, an increase of 463 points [1] - RMB/RUB is reported at 11.3512, an increase of 153 points [1] - NZD/RMB is reported at 4.3225, an increase of 49 points [1] - RMB/MYR is reported at 0.60168, a decrease of 29.3 points [1] - CHF/RMB is reported at 8.7871, an increase of 538 points [1] - SGD/RMB is reported at 5.5179, an increase of 178 points [1]

Core Viewpoint - The People's Bank of China (PBOC) emphasizes the resilience of China's foreign exchange market and plans to implement more proactive macroeconomic policies to support employment and growth amid recent fluctuations in the US Treasury market [1][2]. Foreign Exchange Market - The impact of fluctuations in a single market or asset on China's foreign exchange reserves is generally limited, as the reserves are diversified and managed with safety, liquidity, and value preservation in mind [1]. - China's foreign exchange reserves remain stable at over $3.2 trillion, supported by a balanced international payment situation and a resilient foreign exchange market [2]. Monetary Policy - The PBOC plans to maintain a moderately loose monetary policy, with potential adjustments to reserve requirement ratios and interest rates based on domestic and international economic conditions [3]. - The central bank aims to enhance financial support for key sectors such as technology innovation, green finance, and inclusive finance, while ensuring reasonable growth in money and credit [3]. Employment and Economic Growth - The PBOC will intensify support for employment through policies like entrepreneurship guarantee loans, particularly targeting groups such as returning migrant workers and recent graduates [4]. - Financial institutions will be guided to continue lending to small and medium-sized enterprises (SMEs) that are heavily reliant on foreign trade and facing temporary difficulties [4]. Support for Private Enterprises - The PBOC is committed to enhancing financial services for private enterprises, ensuring a favorable monetary environment through adequate liquidity and targeted financial support measures [5]. - The central bank will broaden financing channels for private enterprises, including expanding bond financing and improving access to foreign capital [6]. Data Insights - As of March 2025, the loan balance for privately held enterprises is approximately 45 trillion yuan, with an increase of 2.4 trillion yuan in the first three months of the year [6]. - The weighted average interest rate for new loans to privately held enterprises in March was about 3.41%, a decrease of 58 basis points compared to the same period last year [6].

邹澜表示，将根据国内外经济形势和金融市场运行情况，适时降准降息，保持流动性充裕，发挥好货币 政策工具总量和结构双重功能，创设新的结构性货币政策工具，围绕稳就业、稳增长的重点领域精准发 力，做好金融支持。还在研究丰富政策工具箱，将适时推出增量政策，助力稳就业、稳企业、稳市场、 稳预期。 来源： 央视新闻客户端 关注" 新华网财经 "视频号 更多财经资讯等你来看 往期推荐 三只松鼠，赴港上市！ 重要数据发布！由降转增 中国人民银行副行长邹澜4月28日在国新办新闻发布会上表示，下一阶段， 中国人民银行将继续实施好 适度宽松的货币政策 ，加力支持实体经济，同时坚持以市场供求为基础，参考一揽子货币进行调节、 有管理的浮动汇率制度，坚持市场在汇率形成中的决定性作用，增强外汇市场韧性、稳定市场预期、加 强市场管理，坚决对市场顺周期行为进行纠偏，坚决对扰乱市场秩序行为进行处置，坚决防范汇率超调 风险， 保持人民币汇率在合理均衡水平上的基本稳定 。 央行：一季度个人住房贷款增约2200亿元 中国人民银行副行长邹澜表示，今年一季度末，个人住房贷款余额38万亿，增加约2200亿元，与去年一 季度相比同比多增超过2000亿元。 发挥 ...

下一阶段，邹澜表示，人民银行将继续实施好适度宽松的货币政策，加力支持实体经济。同时，坚持以 市场供求为基础、参考一篮子货币进行调节、有管理的浮动汇率制度，坚持市场在汇率形成中的决定性 作用，增强外汇市场韧性，稳定市场预期，加强市场管理，坚决对市场顺周期行为进行纠偏，坚决对扰 乱市场秩序行为进行处置，坚决防范汇率超调风险，保持人民币汇率在合理均衡水平上的基本稳定。 期货日报网讯4月28日，国新办举行新闻发布会，介绍稳就业稳经济推动高质量发展政策措施有关情 况。会上，中国人民银行副行长邹澜就今年人民币汇率表现进行了回应。 邹澜认为，我国经济基础坚实，国际收支基本平衡，外汇市场有韧性，将继续为人民币汇率保持基本稳 定提供有力支撑。一是经济基础坚实。4月25日，中央政治局会议对近期经济工作作出了重要部署。中 国经济将继续回升向好，以高质量发展的确定性应对外部环境急剧变化的不确定性。二是国际收支基本 平衡。外贸企业主动开拓多元化市场，快速响应全球市场的多样化需求。金融市场有序对外开放，跨境 投融资便利化水平持续提升，吸引境外中长期资本稳定流入。三是外汇市场有韧性。市场参与者更加成 熟，交易行为更加理性，企业运用外汇衍生 ...

转自：新华财经 新华财经上海4月28日电（葛佳明） 4月25日当周三大人民币汇率指数全线上涨，CFETS人民币汇率指数报96.29，按周涨0.15；BIS货币篮子人民币汇率指数 报102.25，按周涨0.11；SDR货币篮子人民币汇率指数报90.47，按周涨0.03。 | 指数名称 | 当日指数 | | --- | --- | | CFETS人民币汇率指数 | 96.29 | | BIS货币篮子人民币汇率指数 | 102.25 | | SDR货币篮子人民币汇率指数 | 90.47 | 图片来源：中国外汇交易中心 上周（4月21日-4月25日）在经历了连续4周的下跌后，美元指数出现了反弹迹象，周中跌至2022年以来新低98附近后反弹，全周累计收涨0.36%报99.58。非 美货币上周涨跌不一，在市场风险偏好回暖的背景下，澳元和新元上周分别收涨0.28%和0.44%，但欧元区PMI数据的走弱则压制了欧元，欧元上周小幅收跌 0.25%。 人民币汇率从月初低位小幅回升，并于近日与美元指数呈现一定的逆势同升现象，离岸人民币对美元报7.2889，周累计涨148点；在岸人民币对美元收报 7.2862，全周累计上涨177点； ...

Core Viewpoint - The People's Bank of China (PBOC) will continue to implement a moderately loose monetary policy to support the real economy while maintaining a managed floating exchange rate system based on market supply and demand and a basket of currencies [1] Group 1: Monetary Policy - The PBOC aims to enhance support for the real economy through appropriate monetary policy measures [1] - The central bank emphasizes the importance of market supply and demand in determining exchange rates [1] Group 2: Exchange Rate Management - The PBOC will reference a basket of currencies for exchange rate adjustments, ensuring a managed floating exchange rate system [1] - The central bank intends to strengthen the resilience of the foreign exchange market and stabilize market expectations [1] Group 3: Market Regulation - The PBOC will take measures to correct pro-cyclical market behaviors and address actions that disrupt market order [1] - There is a commitment to prevent excessive fluctuations in the exchange rate and maintain the stability of the RMB at a reasonable and balanced level [1]

Core Viewpoint - The article provides the mid-exchange rates of the Chinese Yuan (CNY) against various currencies on April 28, 2025, highlighting a general appreciation of the Yuan against most currencies, with specific numerical adjustments noted for each currency pair [1]. Currency Exchange Rates Summary - The USD/CNY rate is reported at 7.2043, reflecting a decrease (appreciation of CNY) by 23 points [1] - The EUR/CNY rate stands at 8.2125, down by 116 points [1] - The HKD/CNY rate is at 0.92877, down by 0.6 points [1] - The GBP/CNY rate is reported at 9.6190, down by 194 points [1] - The AUD/CNY rate is at 4.6242, down by 133 points [1] - The CAD/CNY rate is reported at 5.2239, down by 41 points [1] - The JPY/CNY rate is at 5.0434, down by 302 points [1] - The CNY/RUB rate is reported at 11.3359, down by 689 points [1] - The NZD/CNY rate is at 4.3176, down by 281 points [1] - The CNY/MYR rate is reported at 0.60461, up by 1.1 points [1] - The CHF/CNY rate stands at 8.7333, up by 40 points [1] - The SGD/CNY rate is at 5.5001, down by 135 points [1]

人民币汇率弹性增强 今年以来，我国外汇市场运行总体平稳。人民币汇率双向浮动，保持相对稳定。4月份以来，美方单边 主义、保护主义行径引发国际金融市场剧烈波动，人民币对美元汇率先贬后升，与4月3日美宣布对贸易 伙伴加征所谓"对等关税"前的水平大体相当。 今年以来，外部环境发生深刻变化，国际金融市场波动加大。我国有力有效应对外部挑战，经济保持回 升向好，外汇市场运行总体平稳。国家外汇管理局数据显示，今年一季度，我国外汇市场交易理性有 序，跨境资金呈现净流入。 跨境资金净流入 一季度，企业、个人等非银行部门跨境资金净流入517亿美元，处于历史同期较高水平。 "主要渠道跨境资金流动平稳有序。"国家外汇管理局副局长、新闻发言人李斌介绍，货物贸易资金净流 入较快增加。一季度，我国外贸克服外部压力呈现较强韧性，货物贸易项下跨境资金净流入2063亿美 元，同比增长1.2倍。外资配置人民币债券增多。2月份至3月份外资净增持境内债券269亿美元，同比增 长84%。服务贸易、外资企业利润汇出总体平稳。一季度，服务贸易跨境资金净流出同比增长25%，其 中旅行项下资金净流出增长12%。 近一段时间，境外机构普遍看好我国债券市场，增持债券 ...

Exchange Rate Trends - The CNY has recently appreciated against the USD, with the USD index closing at 99.84 on April 23, up 0.61% from the previous week, while the CNY closed at 7.293, up 0.12%[12] - Since Q2 2022, the USD has shown stronger performance compared to other currencies due to expansionary fiscal and industrial policies in the US, exerting depreciation pressure on the CNY[3] US Policy Impact - Trump's recent softening stance on tariffs has alleviated some market concerns, contributing to a slight recovery in the USD index[4] - The USD index has experienced two significant depreciations since March, contrary to actual interest rate trends, indicating heightened global economic risks due to US tariff policies[4] Future Outlook - The CNY's recent recovery may indicate a potential stabilization against the USD, but uncertainties remain due to ongoing US tariff strategies and potential fiscal expansions[5] - The Chinese government has prepared balanced policies to stabilize foreign trade, domestic demand, and exchange rates amid external shocks[5] Monetary Policy Considerations - The People's Bank of China (PBOC) aims to maintain the CNY at a reasonable equilibrium level, with a focus on avoiding excessive depreciation pressures[25] - The MLF net injection in April is projected to reach 500 billion, the highest monthly figure since 2024, indicating a shift in liquidity management strategies[25] Risks - There is a risk that the monetary policy easing may not meet expectations, which could impact the stability of the CNY[6]