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广州首批林业碳普惠项目落地
Zhong Guo Xin Wen Wang· 2025-06-25 15:39
今年以来,广州市林业和园林局紧扣绿美广州建设,深入实施森林质量精准提升等八大行动,累计完成 森林质量优化提升47.45万亩,着力推动森林资源和城乡绿化品质优化提升,持续巩固提升林业园林生 态系统的碳汇能力。 同时,广州市林业和园林局精心策划"我为全运种棵树"系列活动,掀起全民植绿热潮,累计开展各类义 务植树尽责活动1931场,参与人数达11万人次,共种植树木32.5万株,同时广泛发动"我为全运种棵 树"社会募捐,筹集金额超过4000万元,为城市增绿、为全运添彩。(完) (文章来源:中国新闻网) 林业碳普惠是鼓励自然人、法人或非法人组织购买林业碳汇,抵消生产经营、生活消费、大型活动等产 生的碳排放,将森林减碳增汇行为转化为普遍受益的重要机制。 去年9月,广州市林业和园林局联合广州市生态环境局等部门出台《广州市林业碳普惠方法学(2024年试 行版)》,明确该市林业碳普惠项目的申报主体、交易基准线、项目计入期及开发程序等关键要素,创 新性地将国有林场纳入开发主体范围。此举以制度创新为突破口,打通了将森林"碳库"转化为优质碳资 产的路径,是生态产品价值实现的"广州探索"。 中新网广州6月25日电(记者程景伟)据广州市 ...
省农信联社:“慧农通”助力数字化方案 赋能乡村振兴取得实效
Qi Lu Wan Bao· 2025-06-25 15:13
Core Viewpoint - The "Huinongtong" product, recognized as a model of "good financial products" in digital finance, enhances agricultural product transaction efficiency and supports rural revitalization in Shandong Province [1][5]. Group 1: Industry Pain Points - Shandong, as a major agricultural province, faces challenges such as low settlement efficiency and lack of specialized tools, leading to frequent disputes over "white slips" and delayed payments [2]. - The traditional manual accounting methods contribute to high operational costs and risks associated with cash transactions, including counterfeit currency [2]. Group 2: Innovative Service Model - "Huinongtong" integrates payment, management, and financing services through a mobile banking platform, allowing farmers to generate unique payment codes and enabling merchants to make bulk payments easily [3]. - The service enhances accessibility to inclusive finance and shifts the focus of rural banks from manual assistance to digital empowerment, transforming the financial service model [3]. Group 3: Government-Bank Collaboration - "Huinongtong" exemplifies the implementation of Shandong's digital agriculture action plan, promoting green finance and reducing carbon emissions through electronic payments and digital transactions [4]. - The platform utilizes big data to improve credit assessment for agricultural loans, enhancing approval efficiency and risk management [4]. Group 4: Current Impact and Future Plans - The platform has reached 1.4 million users, facilitating 480,000 transactions worth 2.8 billion yuan, significantly reducing costs and settlement times for both buyers and sellers [5]. - Future enhancements will include additional service features and stronger financial technology applications to further support rural revitalization and high-quality agricultural development in Shandong [4][5].
动能普惠公司:持续深化“红色引擎 转贷惠企”党建金融文化品牌
Qi Lu Wan Bao· 2025-06-25 15:13
近日,2025"好品金融"典型案例和产品名单公布,省新动能基金公司权属企业山东省新动能普惠金融服 务有限公司报送的"红色引擎 转贷惠企"党建金融文化品牌,成功入围"2025好品金融——金融文化品牌 建设创新实践案例"名单。 近年来,动能普惠公司聚焦普惠金融领域,发挥省转贷基金"十、百、万、万"四重效应,着力引导省转 贷体系成员支持民营中小微企业,助力全省民营中小企业缓解融资难、融资贵问题。动能普惠公司联合 省转贷体系备案机构15家党支部、22家合作银行党支部建立"党建共同体",持续强化党建与业务互融互 促,引导体系党员干部发挥好"头雁领航"功能,以高质量党建引领业务高质量发展。通过一系列举措, 推动"金融活水"更好地惠及全省中小微企业,截至2025年5月底,省应急转贷基金规模为10亿元,全省 备案机构达210家、签约驻鲁银行达183家,累计为全省7万余家中小企业提供应急转贷资金超1.7万亿 元,降低企业转贷成本700余亿元。 动能普惠公司创建的"红色引擎 转贷惠企"品牌是推动党建与业务深度融合的生动实践,其核心在于强 化党建引领,并将其转化为驱动普惠金融服务高质量发展的强劲动力。品牌聚焦中小企业融资难、融资 ...
仓单变“金单”:恒丰银行为农产品流通保驾护航
Qi Lu Wan Bao· 2025-06-25 15:12
Core Viewpoint - The introduction of "Agricultural Product Warehouse Receipt Pledge Loan" by Hengfeng Bank addresses the financing difficulties faced by agricultural product storage, enhancing access to credit for farmers and related businesses [1][2] Group 1: Agricultural Product Warehouse Receipt Pledge Loan - The product allows individuals or enterprises engaged in the cultivation, storage, production, processing, and trading of geographical indication agricultural products to obtain loans by pledging physical warehouse receipts [1] - Borrowers must be at least 18 years old and not exceed 70 years old at loan maturity, with a maximum financing limit of 10 million yuan and a loan term of up to 3 years [1] Group 2: Innovation and Technology in Financing - The loan process is expedited, taking only three minutes for the main procedure, significantly improving financing speed [2] - Real-time management of goods is facilitated through sensors and smart AR cameras linked to a monitoring and early warning center [2] - The use of blockchain technology ensures the authenticity and traceability of goods, providing clear ownership rights [2] - High safety of loans is achieved through comprehensive data analysis from various sectors, ensuring precise allocation of financial resources [2] Group 3: Expansion and Future Plans - The product has been successfully implemented in multiple regions within the province, covering various local agricultural products such as garlic, chili, and apples, and has expanded to include specialty products like medicinal herbs from Yunnan [2] - Hengfeng Bank aims to continue innovating inclusive financial products to support rural revitalization in line with central economic work conference directives [2]
东营市聚焦重点领域、重点行业和重点企业,力推节能降碳工作
Qi Lu Wan Bao Wang· 2025-06-25 15:12
Core Viewpoint - Dongying City is making significant progress in energy conservation and carbon reduction, focusing on key sectors, industries, and enterprises, guided by the "dual carbon" initiative [1][2] Group 1: Key Actions and Initiatives - Dongying has implemented the "Top Ten Actions for Carbon Peak" and is the first in the province to issue the "Dongying City Zero Carbon Industrial Park Planning and Construction Scheme (Trial)" [1] - The city has announced the first batch of municipal zero-carbon parks, including the Dongying Ningde Times lithium battery industry zero-carbon park and the Dongying offshore wind power equipment industry zero-carbon park [1] - Dongying aims to create a comprehensive zero-carbon demonstration city and a model for the new energy transformation of heavy chemical industries [1] Group 2: Strategic Collaborations and Planning - The city is deepening strategic cooperation with Ningde Times and expanding applications in zero-carbon oil areas, zero-carbon chemicals, and zero-carbon towns [1] - High-level planning for the "Dongying City Zero Carbon Urban Development Plan" is underway, with a focus on establishing a CCUS (Carbon Capture, Utilization, and Storage) full industry chain demonstration base [1] Group 3: Implementation and Monitoring - Dongying is enhancing energy conservation inspections to cover all key energy-consuming units in the city [1] - The city is implementing tailored energy efficiency diagnostics for key enterprises and planning a series of energy-saving and carbon reduction projects [1] Group 4: Public Awareness and Education - The city is actively promoting energy conservation and carbon reduction awareness through regular training and public campaigns, including Energy Conservation Week and Low Carbon Day [2]
齐鲁银行:金融“活水”润轴承“贷”动产业转起来
Qi Lu Wan Bao· 2025-06-25 14:46
Core Insights - The integration of finance and the real economy in the bearing industry is exemplified by Qilu Bank's innovative financial product "Bearing Village Loan," which has been recognized as a typical case of financial support reaching grassroots levels [1][9]. Group 1: Industry Overview - Yantian Town, known as the "Bearing Capital of China," hosts over 5,400 bearing-related enterprises and more than 6,600 individual businesses, employing over 70,000 people and generating an annual transaction volume exceeding 20 billion yuan, accounting for over 10% of the national bearing transaction total [1]. - The majority of enterprises in Yantian Town are small and micro businesses that face challenges in accessing timely financing for equipment upgrades and working capital [2][3]. Group 2: Financial Challenges - Many small enterprises struggle with financing, as traditional loan approval processes are slow, leading to missed opportunities in fluctuating markets, such as steel price changes [2][3]. - The need for rapid loan access is critical due to the close relationship between production cycles and raw material price fluctuations, with high-end equipment requiring investments in the millions that traditional small loans cannot meet [3]. Group 3: Financial Solutions - Qilu Bank has implemented a tailored financial strategy for the bearing industry, introducing the "Bearing Village Loan" to address financing difficulties for small and micro enterprises and facilitate their transition to high-end manufacturing [4][9]. - The bank's "Three Special, Three Fast" service model offers loan amounts up to 3 million yuan, rapid approval processes within three working days, and targeted services for the bearing industry supply chain [5]. Group 4: Innovative Service Models - Qilu Bank has established a "Bearing Financial Service Team" that combines on-the-ground visits and big data analysis to create dynamic credit profiles for hundreds of enterprises, streamlining the loan approval process [6]. - The "First Loan Cultivation Action" targets new enterprises, allowing them to secure initial loans with minimal documentation through an online pre-approval system [7]. Group 5: Impact and Outcomes - The "Bearing Village Loan" has successfully disbursed 712 million yuan to support 642 enterprises, enhancing R&D investments and increasing the proportion of high-end products in the market [9]. - The financial support has enabled companies like Pinwei Bearing to expand from small workshops to modern factories, significantly improving production precision and reducing costs, thereby facilitating access to high-end markets [9][10]. - The initiative has also contributed to local employment, with over 40,000 jobs created, and has fostered a positive cycle of financial support revitalizing the local economy and promoting the upgrade of family workshops to standardized production facilities [10].
无声的灌溉:小微金融里的韧性中国
远川研究所· 2025-06-25 12:27
这一年的 4月到9月,温州先后有29家企业老板断联,最先跑路的江南皮革厂还被魔改成了初代网络神曲 《浙江温州江南皮革厂倒闭了》。能在脑海里响起这首歌的读者,大概也都到品尝过创业滋味的年纪 了。 民营老板们成为那时口诛笔伐的对象,企业经营也背上无形的道德枷锁。核心矛盾却没解决,反而更加 严峻,那就是庞大的民间借贷问题。 对于温州老板们而言,民间借贷曾是救命稻草,他们大多出身草根,从小本生意做起,苦于金融体系的 信贷闸门,只对拥有合格抵押物和优秀还贷能力的大企业开启。当2008年金融危机和2010年欧债危机相 继吞噬着小厂房的订单与现金流时,他们不得不依靠高昂的民间借贷来周转资金、盘活生意。 中国人民银行温州中心支行发布的数据显示,2011年7月温州民间借贷市场的综合利率高达24.4%,不仅 远高于银行利率,更是比很多产业自身的利润率还要高。号称"眼镜大王"的信泰集团董事长胡福林跑路 美国前负债20亿元,其中12亿元为民间高利贷,光月息就高达2000多万元[2]。 研究"温州模式"的权威之一周德文,也为小企业主们的困境奔走疾呼:温州危机实为信用危机。 实际上,这样的故事当时并不仅仅发生在温州,只是这座民营经济之城 ...
山东中行“市场业户贷”:为2万余户个体工商户送去普惠甘霖
Qi Lu Wan Bao· 2025-06-25 12:05
齐鲁晚报·齐鲁壹点 胡晓娟 晨曦微露,城市随市集的喧腾渐次苏醒。淄博临淄区快餐店苑老板,却在蒸腾的烟火气里眉头紧锁——口碑日盛,食客盈门,有限的店面却困住了蓬勃的生 意。一笔用于扩张店面的贷款成了苑老板的渴盼。与此同时,在临沂经营手工艺品的王老板,面对日益增长的订单,却因前期投入耗尽资金,无法采购急需 的原材料。资金,这道无形的门槛,将无数个体工商户的梦想与现实生生隔开。而这正是中国银行山东省分行(以下简称"山东中行")普惠金融产品 ——"市场业户贷"破土而生的深层土壤。在2025"好品金融"活动中,该产品成功获评"普惠金融典型产品"名单。 品友布仪式 F 专属金融产 LIN 饰场监督管理局 中共山东省委会融委员会办公室 中国人民银行山东省分行 个体私营企业协会 济南市市场监督管理局 行山东省分行 III 群 作者 下载 发布 时 分 发 分 时 2025年4月 10 ▲2025年4月,在山东中行承办的山东省个体工商户分型分类结果及专属金融产品发布仪式上,个体工商户代表现场签订预授信贷款协议。 作为国有大行,山东中行深植"金融报国、金融为民"的初心,精准对接国家扶持个体工商户的战略部署,将目光投向"名特优新" ...
李强出席2025年夏季达沃斯论坛开幕式并致辞
证监会发布· 2025-06-25 08:57
新华社天津6月25日电 6月25日上午,国务院总理李强在天津出席2025年夏季达沃斯论 坛开幕式并致辞。厄瓜多尔总统诺沃亚、新加坡总理黄循财、吉尔吉斯斯坦总理卡瑟马利耶 夫、塞内加尔总理松科、越南总理范明政,以及来自90多个国家和地区的1700余名各界代 表出席。 李强表示,当前国际经贸格局正在发生深刻变化。经贸体系更趋多元,全球南方力量快 速崛起;传统贸易增速放缓,新兴贸易逆势增长;全球性机制受到冲击,区域协作日渐增 多;跨境投资波动下行,产供链碎片化风险上升。我们应当顺应正道和大势,拿出智慧和担 当,采取积极的态度和建设性的行动,坚定不移拥抱普惠包容的经济全球化,维护自由贸易 和多边主义,促进世界经济稳定发展。一是在平等协商中解决矛盾分歧。中国愿与世界各国 一起持续努力,筑牢国际经贸合作的信任基础。二是在互惠合作中维护共同利益。中国将继 续积极参与亚太经合组织、上海合作组织、金砖、二十国集团等多边合作,推动高质量共 建"一带一路"。三是在拓展增量中实现相互成就。中国愿进一步强化与各国产业协作,做大 合作蛋糕,分享发展成果。 李强强调,这次论坛以"新时代企业家精神"为主题,具有重要现实意义。新时代需要企 业 ...
东莞工行:深化“工行驿站+”生态建设,提升金融服务水平
Nan Fang Du Shi Bao· 2025-06-25 08:22
Group 1 - The core viewpoint of the news is that Dongguan Industrial and Commercial Bank (ICBC) is enhancing its financial services by developing a "ICBC Station+" service ecosystem, focusing on tailored services for the elderly and promoting inclusive finance [1][2] Group 2 - Dongguan ICBC has established 17 specialized financial service outlets for the elderly, providing various age-friendly services such as blood pressure monitors, first aid kits, and wheelchairs [1] - The bank has set up dedicated service windows for elderly customers to reduce waiting times and offers large print promotional materials for financial products, along with financial literacy lectures and anti-fraud campaigns [1] - The bank plans to further develop more elderly financial service outlets and enhance the quality and professionalism of its services [1] Group 3 - In promoting the "Station + Inclusive" service model, Dongguan ICBC has formed specialized teams to conduct financial outreach activities, targeting agricultural and cultural tourism enterprises with customized financial service solutions [2] - The bank is also implementing the "ICBC Station + Caring for Exam Candidates" initiative, showcasing its commitment to community support [2] - Dongguan ICBC aims to strengthen the functionality of its service scenarios and continuously improve the breadth and depth of its services, providing comprehensive and warm financial services to customers [2]