本报（chinatimes.net.cn）记者付乐 北京报道 《华夏时报》记者从交行获悉，其将发挥交行账户多元、全球协同、创新引领优势，打造跨境贸易结 算、跨境投融资、跨境财资管理、跨境资管和个人跨境金融服务五大特色跨境服务体系，将政策优势转 化为发展动能，以金融创新助力海南自贸港高质量发展。 截至目前，交通银行海南省分行已向文体娱乐及住宿餐饮行业累计投放贷款达29亿元，契合海南自贸港 封关后"文旅+免税""文旅+会展"的融合发展需求，为封关后国际旅游消费中心建设筑牢产业根基，推动 文旅业态提质升级。 作为本土金融企业，海南银行先后出台一系列措施，集中金融资源支持种业、深海、航天、数字、绿色 五大领域，创新推出专属信贷产品，重点支持专精特新企业等科创企业，助力产业升级动能转换，服务 新质生产力培育壮大。特别是在服务商业航天产业发展方面，海南银行还将进一步深化与文昌国际航天 城平台公司、园区产业基金等业务深度协同，赋能"向天图强"技术研发、成果转化、企业孵化、产业培 育一体化发展，助力培育火箭链、卫星链、数据链，服务打造千亿级的商业航天产业集群。 12月18日，海南自贸港全岛封关正式启动，开启了高水平对外开放的 ...

Group 1 - The Hainan Free Trade Port officially launched its full island closure on December 18, with China Life Insurance focusing on providing comprehensive social security services to the local population, including healthcare and elderly care [1] - China Life Insurance's "Hui Qiong Bao" medical insurance program aims to cover over 700,000 participants by 2025, with cumulative payouts exceeding 41 million yuan since its inception in 2021 [1] - The company has provided over 20 billion yuan in risk protection for more than 7,000 new economy workers in Hainan, and has launched specialized insurance plans for rural revitalization workers, offering over 65 billion yuan in risk coverage [1] Group 2 - China Life Insurance is actively developing personal pension services to support residents' retirement planning, with over 9,000 personal pension accounts opened in Hainan [2] - The company is involved in the preparation of a long-term care insurance system in Hainan, aiming to provide effective support for disabled elderly individuals and their families [2] - Guangfa Bank has introduced green credit initiatives in Hainan, with a balance of 1.16 billion yuan, reflecting a 23.4% increase from the previous year, supporting various green industries [2] Group 3 - China Life Property & Casualty Insurance has tailored insurance products to meet the needs of Hainan's industries, including a 120 million yuan health insurance plan for high-level talent and innovative agricultural insurance products [3] - The company has launched a wellness and health management project in Sanya, integrating traditional Chinese medicine with tourism to enhance the local health and wellness experience [3] - Guangfa Bank has established a cross-border financial channel in Hainan, leading in cross-border RMB settlement volumes among local financial institutions [3] Group 4 - China Life Property & Casualty Insurance has introduced a comprehensive cargo insurance product covering multiple transportation modes to support Hainan's manufacturing sector [4] - The company is exploring new models for catastrophe insurance to strengthen risk management in Hainan [4] - China Life is building an intelligent risk control system to enhance risk identification and management, ensuring financial stability in the region [4]

活动期间，面对企业出海过程中的市场选择、合规风控、文化融合、供应链重构等复杂挑战，浦发银行上海分行发起"跨境+合作伙伴计划"，携手同业、保 险、税务、法律、财会、人力等各领域机构，为企业出海提供一站式解决方案。活动现场，浦发银行为长期合作的跨境客户代表颁发奖项，以荣誉见证互信 共赢的深厚情谊。参会代表带着出海拓疆的实践经验，围绕跨境人民币使用、自贸金改、数智化跨境服务等核心领域深入交流，在思想碰撞中凝聚合作共 识，气氛热烈。 截至目前，浦发银行上海分行已服务跨境客户超7000家，跨境业务量突破1.5万亿元，跨境本外币融资余额超1000亿元，已累计落地70余项跨境及自贸金融 创新，是唯一连续11次全量入围"上海市自贸区金融创新案例"的股份制银行，多次荣获"上海市金融创新奖"。2025年率先落地临港新片区FTN并购贷款试 点、临港离岸贸易试点、FT升级账户等首批创新业务。 近年来，浦发银行聚焦科技金融、供应链金融、普惠金融、跨境金融及财资金融五大赛道，深耕业务纵深布局，以高质量金融供给赋能实体经济高质量发 展。作为核心赛道之一，该行跨境金融业务凭借数智化转型持续突破，极速汇、极速证等明星产品大幅提升结算效率，跨境 ...

此次跨境年会既是过往合作成果的总结，更是未来生态协同的启动。浦发银行上海分行将以此为纽带，持续深化跨境生态建设，与各界伙伴携手同心，聚力 同行，共拓跨境金融新征程，书写高质量发展新篇章。 浦发银行 SPDBANK stangui Bo ch (2) 发银行 BANK AT 2000 100 US I TOD WATER 近年来，浦发银行聚焦科技金融、供应链金融、普惠金融、跨境金融及财资金融五大赛道，深耕业务纵深布局，以高质量金融供给赋能实体经济高质量发 展。作为核心赛道之一，该行跨境金融业务凭借数智化转型持续突破，极速汇、极速证等明星产品大幅提升结算效率，跨境E站通平台实现业务"一点接 入"，跨境结算、融资、财资管理等数智化场景不断丰富，为跨境贸易高质量发展筑牢金融支撑。 在跨境生态持续完善、业务蓬勃发展的背景下，12月16日，浦发银行上海分行成功举办"跨境无界，浦写未来"2025年跨境年会，百余家重点合作伙伴齐聚一 堂，共话跨境出海发展新机遇，共商生态协同新路径。本次年会上，面对企业出海过程中的市场选择、合规风控、文化融合、供应链重构等复杂挑战，浦发 银行上海分行发起"跨境+合作伙伴计划"，携手同业、保险、 ...

| | | | 金融中心 | | GFCI 38 | | GFCI 37 | 较上期变化 | | | --- | --- | --- | --- | --- | --- | --- | | | 排名 | 评分 | 排名 | 评分 | 排名 | 评分 | | 纽约 | 1 | 766 | 1 | 769 | 0 | ▼3 | | 伦敦 | 2 | 765 | 2 | 762 | 0 | ▲3 | | 香港 | 3 | 764 | 3 | 760 | 0 | ▲4 | | 新加坡 | 4 | 763 | 4 | 750 | 0 | ▲ 13 | | 旧要山 | રે | 754 | રે | 749 | 0 | ▲5 | | 芝加哥 | ୧ | 753 | 6 | 746 | 0 | ▲7 | | 洛杉矶 | 7 | 752 | 7 | 745 | 0 | ▲7 | | 上海 | 8 | 751 | 8 | 744 | 0 | ▲7 | | 深圳 | 9 | 750 | 9 | 743 | 0 | ▲7 | 今年香港IPO市场的最大亮点，无疑是A+H同步上市的热潮。全年共完成17宗A+H上市项目，创历史新高。所谓 ...

Group 1 - The core point of the news is that the Hainan Free Trade Port will officially start its full island closure on December 18, which is expected to bring structural opportunities for the futures market, particularly in cross-border financial policies [1][3]. - After the closure, the rules and mechanisms for futures trading in Hainan will remain unchanged, allowing both individual and corporate traders to continue their activities without any adjustments [2][3]. - The new regulatory framework will facilitate cross-border capital flows and market openness, enhancing the participation of foreign investors in specific futures trading and delivery in Hainan [3][6]. Group 2 - Hainan is offering various financial incentives for futures companies, including one-time rewards based on regulatory classification evaluations, which can reach up to 3 million yuan for A-class companies [4]. - Local futures companies are focusing on deepening their domestic operations while expanding their cross-border business, particularly in sectors like tropical agriculture and oil and gas [5][6]. - The closure of the Hainan Free Trade Port is seen as a stepping stone rather than a barrier, with significant opportunities for institutions and professional traders in cross-border business and industry services [6].

Core Viewpoint - The recent Central Economic Work Conference emphasizes the integration of technological and industrial innovation to develop new productive forces, highlighting the role of financial services in supporting the entire lifecycle of technological innovation [1] Group 1: Challenges in Financing Technology Startups - Technology innovation is characterized as a high-investment, long-cycle "marathon," with the most challenging phase often being the initial stage where startups face difficulties in obtaining loans due to lack of revenue and collateral [2] - Shenzhen Guarantee Group has introduced the "Crossing Loan" program to address the financing challenges faced by startups, providing 4 million yuan in initial loan support to a technology company focused on AI-driven manufacturing systems [2] Group 2: Credit and Financing Solutions - The People's Bank of China in Shenzhen is promoting collaboration among local credit platforms, government financing guarantee institutions, and banks to provide credit scoring and guarantee services for "no-loan" technology enterprises, resulting in 2 billion yuan in loans approved for 69 companies through the "Crossing Loan" program [3] - The "Technology Startup Pass" initiative offers a digital credit solution for early-stage tech companies, utilizing public and industry data to create comprehensive credit scores and reports, helping over 5,000 companies secure 8 billion yuan in loans [3] Group 3: Investment and Support for Technological Development - Shenzhen Zhujidongli Technology Co., known for its humanoid robots, has attracted investment from Dongfang Fuhai, which issued a 400 million yuan technology innovation bond to support hard tech sectors like AI and semiconductors [4] - Guangdong Blue Potential Marine Technology Co. has developed underwater robots and received nearly 20 million yuan in integrated financing support through a collaborative model involving equity investment and credit loans, aiding in their production expansion [6][7] Group 4: Cross-Border Financial Innovations - The "Kehui Tong" pilot program facilitates cross-border flow of innovation elements between Shenzhen and Hong Kong, with over 77 million yuan in research funds successfully transferred to research institutions in the Qianhai Shenzhen-Hong Kong Cooperation Zone [8][9] - Financial institutions are expanding their services to include high-end research talent and providing comprehensive financial services to core research institutions and scientists in the cooperation zone [9]

Group 1 - The Shenzhen Municipal Financial Office emphasizes the importance of financial work in Shenzhen, particularly in the context of the 14th Five-Year Plan, and aims to align actions with the central government's economic assessments [1] - The meeting highlights the need to effectively manage financial risks, particularly focusing on key enterprises and real estate companies, while implementing a tailored approach for small financial institutions [2] - There is a strong commitment to enhancing the quality of financial services, particularly in supporting technological innovation and high-quality industrial development, with a focus on creating a globally influential industrial financial center [3] Group 2 - The meeting calls for a robust regulatory framework to prevent financial risks, including strict measures against illegal financial activities and improved collaboration among departments [2] - The financial system's party-building efforts are emphasized, aiming to strengthen the political and organizational functions of grassroots party organizations within the financial sector [3] - The strategic focus for 2026 includes balancing development and safety, with plans to support small and medium-sized enterprises, expand domestic demand, and enhance innovation in capital formation [3]

扬州农商银行党委副书记、行长黄海在会议总结时表示，扬州农商银行将坚定落实国家金融政策，持续 聚焦外贸企业需求，不断提升跨境金融服务的精准性与便利性，为外贸企业发展注入更多金融动能。 陈欣 扬州大学商学院教授吴进红深入分析全球产业链发展趋势，为企业拓展市场与管控风险提供专业建议； 中国人民银行扬州市分行专家系统解读跨境人民币政策的发展历程与实务操作；扬州农商银行重点介 绍"本币+外币""境内+境外"一站式综合服务方案。现场，企业代表围绕跨境结算、融资支持等议题踊跃 提问，互动热烈、反响积极。 11月27日，扬州农商银行成功举办"跨境人民币政策宣介暨重点外贸企业答谢恳谈会"。活动以"本币优 先、本币主导"为主题，特邀人民银行专家、扬州大学商学院教授及全市14家重点外贸企业代表共聚一 堂，共话跨境金融新机遇。 扬州农商银行党委委员、副行长孟晋致欢迎辞。他向与会嘉宾表示诚挚感谢，并表示下阶段将始终坚持 以企业需求为导向，通过政策对接、产品创新和流程优化，为外贸企业提供全方位、多层次的跨境金融 支持，助力企业在复杂国际贸易环境中稳健前行。 ...

全国首创的"科汇通"试点业务，打通了深港科创关键脉络。 在工作日的清晨，从香港科学园出发，乘坐跨境直通巴士越过深圳河，35分钟即可抵达香港科学园深圳 分园。这一"点对点"的高效通勤，已成为河套深港科技创新合作区"过河者"的日常。 人员跨境往来效率大幅提升的同时，资金跨境流动的创新突破同样亮眼。全国首创的"科汇通"试点业 务，成功破解境外非企业主体资金入境的制度梗阻，以"几天办结"的高效流程、灵活的币种选择和优惠 的手续费率，为科研资金跨境调拨打通了便捷通道。 作为粤港澳大湾区唯一以科技创新为主题的重大合作平台，自2023年8月国务院印发《河套深港科技创 新合作区深圳园区发展规划》（下称《河套发展规划》）以来，短短两年多时间，河套深港科技创新合 作区凭借"一区两园"的跨境优势，率先实现多项金融创新突破，让资金跨境流动愈发通畅，也让科技与 金融融合更加深入。 "科汇通"从试点走向全国 科技创新，资金先行。 河套深港科技创新合作区作为深港跨境合作的前沿阵地，曾面临非企业科研机构境外汇入科研资金无据 可依、调拨不便的难题。为打通科研资金跨境流动"堵点"，落实《河套发展规划》中关于"创新科研相 关资金跨境流动监管"的专 ...