Group 1 - Fujian is a significant birthplace of Xi Jinping's thoughts on socialism with Chinese characteristics, where he worked for 17.5 years, leading reforms and modernizations in the financial sector [1] - The financial empowerment event held in Fuzhou is part of the World Fujian Business Conference and reflects the province's strategy to strengthen its financial sector [2][5] - Xi Jinping's long-term vision during his tenure in Fujian laid the groundwork for the province's modern financial organizational system and contributed to national financial reforms [6][11] Group 2 - The establishment of Xiamen International Bank marked a significant innovation in China's financial history, facilitating the introduction of overseas Chinese capital [20][21] - The financial sector in China has seen substantial growth, with over 4,000 banking institutions and a broad money supply (M2) exceeding 320 trillion yuan [13] - The focus on technology, green finance, inclusive finance, pension finance, and digital finance aims to provide higher quality financial services for economic and social development [13] Group 3 - The emphasis on risk prevention and financial security has been a fundamental principle in Fujian's financial development, maintaining a low non-performing loan ratio of 1.19% [14][17] - Xi Jinping's proactive measures in addressing financial risks, such as the restructuring of Huamin Company during the Asian financial crisis, exemplify effective financial governance [16][17] - The ongoing financial reforms in China, including the removal of foreign investment restrictions in various financial sectors, demonstrate a commitment to deepening financial openness [24][25] Group 4 - The financial practices and theories developed in Fujian serve as a foundation for the broader financial development path in China, emphasizing the need for continuous exploration and improvement [27]

Group 1 - The report provides a comprehensive review and summary of Xi Jinping's exploration of the path of financial development with Chinese characteristics, highlighting its practical experiences and global significance [1][2] - It is divided into three parts: the theoretical origins and distinct characteristics of the path of financial development with Chinese characteristics, the source of vitality, and the enlightening experiences for the world [1] - The report emphasizes that Xi Jinping's financial discourse and practices during his tenure in Fujian are systematic, profound, and rich in results, providing a theoretical and practical foundation for the development of this financial path [1] Group 2 - The report analyzes the unique paths of the financial development with Chinese characteristics, including its service to national strategies, prevention of systemic risks, promotion of common prosperity, and empowerment of global financial governance [2] - It highlights a "financial for good" institutionalized path that integrates the advantages of party leadership with market mechanism innovations, achieving a threefold paradigm breakthrough [2] - The report suggests that when finance is effectively embedded within the national governance framework, its potential to serve common human values can be greatly unleashed [2]

Core Viewpoint - The development of a financial system with Chinese characteristics is a product of historical progress since the founding of New China, particularly since the reform and opening up, integrating Marxist financial theory with contemporary Chinese realities and traditional culture [3][4]. Group 1: Cultural Support for Financial Development - The financial development path requires strong cultural support and nourishment from Chinese culture, which is considered the soul of the nation [3][7]. - Emphasizing honesty and trustworthiness is crucial, as credit is a core element of the financial industry, impacting the efficiency of the financial system [4][6]. Group 2: Ethical Perspectives in Finance - A correct view of righteousness and profit is essential, balancing functionality and profitability in financial services [5][6]. - The financial system should focus on providing high-quality services in areas such as technology finance, green finance, inclusive finance, pension finance, and digital finance, which may not yield immediate economic benefits but are vital for long-term development [6][7]. Group 3: Strategic Goals and Implementation - The path of financial development with Chinese characteristics is innovative and rooted in national conditions, requiring both hard and soft power enhancements [7]. - The goal is to build a strong financial nation, maintaining strategic determination and practical efforts to achieve high-quality financial development that supports national rejuvenation [7].

朱进元则表示，协会要发挥好平台作用，进一步增强工作高度、深度、广度、开放度和参与度，做好监 管助手、发展推手、维权抓手、服务帮手。一要厘清价值，明确定位，增强荣誉感；二要抓住关键，立 体推动，开拓新局面；三要密切配合，携手并肩，共创馨家园。 会上，程忠代表新一届理事会表示，将守正创新，稳中求进，推动财务公司坚定不移走好中国特色金融 发展之路。一是坚持政治引领，把牢行业发展方向；二是聚焦主责主业，服务国家战略大局；三是深化 监管协同，发挥好参谋助手作用；四是加强自律建设，营造良好行业生态；五是强化义务履行，构建责 任共同体。 中信财务公司总经理王爱明受张云亭委托，代表新一届监事会表示，将以全体会员的根本利益为出发 点，以"监督促规范、规范助发展"。一是坚守政治监督根本，护航行业发展航向；二是助力治理体系改 革，凝聚行业发展合力；三是履行监督职责，保障行业稳健运行；四是创新监督机制，提升行业服务效 能；五是提升履职能力，夯实履职保障根基。 本报讯 （记者邢萌）5月16日，中国财务公司协会在北京召开第十一届会员大会第一次会议。会议由中 国财务公司协会党委书记、常务副会长朱进元主持，国家金融监督管理总局副局长丛林出席 ...

Core Viewpoint - The development of a financial system with Chinese characteristics is a product of historical progress since the founding of New China, particularly since the reform and opening up, and is a theoretical and practical innovation that combines Marxist financial theory with contemporary Chinese realities and traditional culture [1][4] Group 1: Importance of Cultural Support - The path to developing a financial system with Chinese characteristics requires strong support and nourishment from Chinese culture, which is considered the soul of a nation [1][4] Group 2: Emphasis on Honesty and Trust - Adhering to honesty and trust is essential in the financial industry, as all financial products and activities are based on credit. Enhancing the efficiency of the financial system involves reducing the cost of establishing trust between supply and demand [2][4] - A robust legal framework is necessary to maintain contract relationships and promote a good social credit environment [2] Group 3: Correct View of Profit and Ethics - A balanced view of profit and ethics is crucial, as financial activities should not solely focus on profitability but also on creating value for economic and social development. This requires a deep understanding of the political and public nature of financial work [3][4] - The financial system should focus on providing high-quality services in areas such as technology finance, green finance, inclusive finance, pension finance, and digital finance, which may not yield immediate economic benefits but are essential for long-term development [3] Group 4: Building a Financial Powerhouse - The path to developing a financial system with Chinese characteristics is innovative and rooted in national conditions. It requires both the strengthening of hard infrastructure and the enhancement of soft power, including values and behavioral norms [4] - The goal is to build a strong financial nation, maintaining strategic determination and practical efforts to achieve long-term success in financial development [4]

刘锡良 王之扬 金融是国民经济的血脉，是国家核心竞争力的重要组成部分。中国特色金融发展之路是我们党把马克思 主义金融理论同当代中国具体实际相结合、同中华优秀传统文化相结合，不断深化对金融工作本质规律 和发展道路认识而取得的重要成果。在《习近平经济文选》第一卷中，《走好中国特色金融发展之路》 对此作出深刻论述，指出"党的十八大以来，我们积极探索新时代金融发展规律，不断加深对中国特色 社会主义金融本质的认识，不断推进金融实践创新、理论创新、制度创新，积累了宝贵经验，逐步走出 一条中国特色金融发展之路"；以"八个坚持"对中国特色金融发展之路作出精辟概括：坚持党中央对金 融工作的集中统一领导，坚持以人民为中心的价值取向，坚持把金融服务实体经济作为根本宗旨，坚持 把防控风险作为金融工作的永恒主题，坚持在市场化法治化轨道上推进金融创新发展，坚持深化金融供 给侧结构性改革，坚持统筹金融开放和安全，坚持稳中求进工作总基调。深刻理解和把握中国特色金融 发展之路，是破解新时代金融发展难题、加快建设金融强国的内在要求。 中国特色金融发展之路与西方金融模式具有本质区别 习近平总书记在《走好中国特色金融发展之路》中指出："中国特色金融 ...

Core Viewpoint - The importance of preventing and resolving financial risks is emphasized as a fundamental task for maintaining economic stability and promoting high-quality development in China [1][2][3]. Group 1: Importance of Financial Risk Prevention - Financial risks are complex and can disrupt normal economic operations, with systemic risks posing long-term impacts on national economic development [2]. - Effective prevention and resolution of financial risks ensure the overall stability of the financial system and orderly market operations, which helps smooth economic cycles and maintain resilience against external shocks [3]. - The stability of the financial environment supports the rational flow and effective allocation of funds, which is essential for high-quality development [4]. Group 2: Measures for Financial Risk Management - The establishment of a comprehensive financial regulatory system is crucial for the stable operation of the financial system, requiring all financial activities to be regulated to eliminate blind spots [7]. - Strengthening financial law and governance is necessary to provide a solid institutional guarantee for preventing and resolving financial risks, ensuring that financial resources are effectively allocated to high-end manufacturing and emerging industries [8]. - Continuous improvement of risk prevention, early warning, and resolution mechanisms is essential to enhance the quality and effectiveness of financial risk management [6].

3月28日，东北地区历史最久、规模最大的总部银行—盛京银行(2066.HK)发布了2024年度业绩报告。回 顾财报，过去一年里，盛京银行紧紧围绕"做一家惠企利民的好银行"的战略愿景，立足"三服务"市场定 位，深入践行金融工作"五篇大文章"，实现资产规模稳中有升、业务结构有序优化的同时，持续增强风 险抵御能力，主要经营指标稳健向好，展现出良好的发展势头。 一、资产规模稳中有升，资产负债结构持续优化 从收入端看，2024年盛京银行实现营业收入85.8亿元，同比下降14.6%；净利润6.43亿元，同比下降 15.9%。主要受到贷款市场报价利率(LPR)持续下调，市场利率下行，银行业净息差收窄的影响，导致 短期利润周期性下调。 细分来看，截至2024年末，盛京银行实现利息净收入68.9亿元，同比下滑22.3%，主要受宏观经济环境 和市场因素影响导致净息差持续收窄；实现非利息净收入16.9亿元，同比大幅增长44%，主要得益于银 行持续强化投资交易能力，精准把握市场机遇，推动债券投资收益显著增加，有效缓解了部分利息收入 的下行压力。 从负债端看，报告期内，盛京银行负债总额为1.04万亿元，同比增长4.2%。其中，吸收存款 ...

Core Points - The company reported a stable growth in operating performance for the year, achieving a revenue of 709.4 billion yuan, a year-on-year increase of 6.4%, and a net profit of 42.9 billion yuan, up 88.2% from the previous year [2] - The company aims to build a world-class insurance financial group by focusing on five key areas: excellent functionality, efficient operations, clear core business, modern governance, and international competitiveness [3] - In 2025, the company will implement its strategy by focusing on six reforms and four solid actions to enhance innovation and management efficiency [4][5] Financial Performance - The company achieved a return on equity (ROE) of 16.7%, an increase of 7.1 percentage points year-on-year [2] - The company handled nearly 500,000 claims daily, with a payout of 1.23 billion yuan [2] Strategic Development - The company emphasizes the importance of serving the public and contributing to social governance and economic development [3] - The strategic focus includes enhancing risk management, improving service quality, and optimizing product offerings [6][7] Reform Initiatives - The company plans to deepen governance reforms, enhance strategic management, and improve resource allocation to respond effectively to market competition [5] - The company will also focus on digital transformation and talent development to create a conducive working environment [5][6]