【大河财立方 记者 夏晨翔 文 马腾飞 洪昊旸 摄影】12月18日，"澎湃金融动能 赋能现代产业"清华五道口金融PLUS产业峰会在郑州举办。 生产侧方面，他表示，"十五五"规划建议将现代产业体系建设置于重点任务首位，强调坚持实体经济导向，推进产业基础高级化、产业链现代化，加快建设 制造强国、质量强国、网络强国、数字中国。 会上，全球顶尖科学家、清华大学五道口金融学院讲席教授陆毅以《经济增长模式与"十五五"建议》为题进行主题演讲，从宏观角度勾勒了未来发展的政策 脉络与金融布局。 在科技创新领域，需强化国家战略科技力量，打好关键核心技术攻坚战，瞄准人工智能、量子信息、集成电路等前沿领域实施重大科技项目，同时强化企业 创新主体地位，促进产学研深度融合，培育壮大战略性新兴产业和未来产业，推动新质生产力加速崛起。 "我国经济已由高速增长阶段转向高质量发展阶段，正经历深刻的发展方式转变。2002年之前为探索确立期，奠定市场经济体制基础；2002年至2010年为外 需引领的投资驱动型发展，加入WTO后形成'外需带动生产投资'格局，城市化与基础设施建设快速推进，但也埋下了'供需错配'的隐患；2010年以来则转向 消费引领的发 ...

Core Viewpoint - The "14th Five-Year Plan" emphasizes significantly increasing the resident consumption rate, aiming to enhance domestic demand and drive economic growth through consumption [4][8]. Group 1: Economic Development Strategy - The "14th Five-Year Plan" outlines new goals and measures for economic and social development, focusing on enhancing the role of domestic demand and consumption in economic growth [3][4]. - The plan indicates a shift towards a consumption-driven economic model, with a clear target for improving the resident consumption rate [4][8]. Group 2: Current Consumption Landscape - China's resident consumption rate is currently at 39.9% in 2024, an increase of 4.3 percentage points since 2012, indicating a growing trend in consumer spending [7]. - Over the past decade, resident consumption expenditure has more than doubled, from 26.7 trillion yuan in 2015 to 53.9 trillion yuan in 2024 [7]. Group 3: Future Consumption Potential - There is significant potential for increasing the resident consumption rate, with estimates suggesting that a 1 percentage point increase could represent a market space worth trillions [8]. - The middle-income group in China is projected to grow from over 400 million to 800 million in the next decade, further supporting the potential for increased consumption [8]. Group 4: Strategies for Consumption Growth - Key strategies to boost consumption include optimizing the environment, innovating consumption scenarios, and reducing restrictions, particularly in service consumption [9][10]. - The government aims to enhance service consumption, which currently lags behind other countries, with projections indicating that service consumption could exceed 50% of total consumption by 2030 [10]. Group 5: Policy Implications for Consumer Welfare - The "14th Five-Year Plan" emphasizes the integration of consumer welfare and consumption promotion, highlighting the importance of improving living standards to stimulate consumption [11][12]. - Recent policies, such as subsidies for replacing old products, have already benefited over 300 million consumers, indicating a strong government push to enhance consumer spending [12][13].

Economic Growth Certainty - The "15th Five-Year Plan" aims for China's economy to reach approximately 140 trillion RMB by the end of 2025, continuing the momentum from the "14th Five-Year Plan" [2] - The focus remains on high-quality development, emphasizing the importance of the real economy and promoting new growth points such as quantum technology and biomanufacturing [2] - The plan encourages a shift towards an economy driven by domestic demand, consumption, and endogenous growth, with detailed measures across various sectors to ensure sustained economic growth [2] Quality Development Certainty - The plan emphasizes the need for a balance between qualitative improvements and reasonable quantitative growth, with a focus on ensuring that growth translates into tangible benefits for the public [3] - Key goals include significantly enhancing technological self-reliance and advancing the construction of a unified national market, alongside achieving high-quality employment and synchronized growth in residents' income and the economy [3][4] Open Economy Certainty - In response to rising unilateralism and protectionism, the plan advocates for creating a win-win cooperation framework and sharing opportunities with countries worldwide [6] - China's vast market will continue to open up, fostering cross-border trade cooperation and providing significant opportunities for other nations [6] - The plan emphasizes maintaining a multilateral trade system and expanding bilateral investment cooperation, aiming to inject stability into the global economic landscape [6] Reform Deepening Certainty - The plan outlines the goal of achieving breakthroughs in comprehensive reforms during the "15th Five-Year Plan" period, with over 300 important reform measures targeted for completion by 2029 [7][8] - Key reform initiatives include unifying market rules, eliminating local protectionism, and enhancing the market-oriented allocation of resources, reflecting a commitment to overcoming systemic barriers and fostering internal growth [8]