专题：财富启新程 湾区共潮生 2025招商银行财富合作伙伴论坛 8月7日金融一线消息，招商银行在深举办"财富启新程 湾区共潮生——2025财富合作伙伴论坛"，头部基金、理财、保险、私募机构齐聚粤港澳大湾区，共 商大财富管理高质量发展新征程。 建信理财有限责任公司党委书记、董事长齐建功发表主题演讲 建信理财有限责任公司党委书记、董事长齐建功出席论坛并发表主题演讲，他表示在净值化趋势下，银行理财面临挑战和机遇并存。随着低利率运行周期深 化，居民财富动能转换演进，银行理财产品对投资人吸引力是逐步增强的，但同时行业深层次问题也逐步凸显，挑战很多。面向未来，理财公司应紧紧围绕 客户和渠道需求，细化客群分类，挖掘客户真实需求。 尊敬的王良行长、王颖副行长，各位同仁，大家下午好！ 非常荣幸能有这么一个宝贵的机会，跟大家一起共同汇报、交流理财业务发展的话题。 资管新规实施以来，中国理财市场经历了深刻的变化，尤其是在监管推动下，到今年年底，完成估值整改的，真正的净值化时代将要来临了，这将深刻重塑 我们行业的生态。借这次机会，主要向大家汇报两个方面的话题：1、关于现在的形势，主要围绕怎么看。2、关于未来的发展，聚焦怎么干。 对当 ...

Group 1 - The asset management market is entering a new era characterized by low interest rates and high volatility, necessitating a reliance on technological management for investments and products [1][2] - The current environment shows a significant decline in high-yield assets as many have matured, leading to a scarcity of investment managers capable of meeting investors' demand for flexible returns [2][4] - The market is experiencing a shift where traditional fixed-income assets are under pressure, and the focus is now on generating excess returns beyond fixed income [4][5] Group 2 - The main challenges in the asset management industry include product classification and customer segmentation, with a need to provide suitable products for different client needs [5][6] - The investment strategy involves a diversified approach with three core teams: fixed income, innovation (REITs), and multi-strategy, focusing on various asset classes [6][9] - The company aims to differentiate itself from banks and public funds by seeking absolute returns rather than relative performance, utilizing derivatives and other strategies [7][10] Group 3 - The company is focusing on macro allocation and aims to become a specialized asset manager in this field, seeking excess returns through strategic asset allocation [10][12] - Current investment opportunities include precious metals like gold, agricultural products, and certain overproduced commodities, reflecting a cautious yet opportunistic approach [13][14] - The strategy emphasizes finding arbitrage opportunities across different asset classes, with a focus on macroeconomic conditions and market volatility [15]