转自：新华财经 新华财经上海3月26日电（记者 王淑娟）最新财报数据显示，2025年中国平安实现归属于母公司股东的 营运利润1344.15亿元，同比增长10.3%。归属于母公司股东的扣非净利润1437.73亿元，同比增长 22.5%。值得关注的是，中国平安持续深化"综合金融+医疗养老"战略，医疗养老差异化赋能金融主 业，已加速成为第二增长曲线。 自营康养社区方面，平安臻颐年高品质康养社区项目已布局5个城市，共计6个项目，其中，上海颐年城 •静安8号已正式运营，深圳颐年城•福田已投入试运营。合作康养社区方面，逸享城佛山体验展示中心 启动试运营，后续将在新一线城市布局。 编辑：林郑宏 财报显示，2025年，中国平安的医疗养老生态有效推动客户加保率及件均保费提升，2025年使用医养服 务的客户加保率提升4个百分点；医疗健康权益客户寿险新单件均提升至1.5倍；居家养老权益客户寿险 新单件均提升至5.2倍；高品质养老权益客户寿险新单件均提升至23.4倍。平安集团医疗养老生态圈自有 旗舰北大医疗集团营业收入持续增长，2025年达57.23亿元；平安健康打造中国特色的管理式医疗模 式，建立差异化优势，2025年实现营业收入 ...

3月26日金融一线消息，中国平安公布2025年全年业绩。中国平安表示，截至2025年末，集团个人客户 数2.51亿，较年初增长3.5%；2025年线上月均活跃客户数约9，000万，领先同业；持有集团内3类及以 上产品的客户留存率99%。 责任编辑：王馨茹 3月26日金融一线消息，中国平安公布2025年全年业绩。中国平安表示，截至2025年末，集团个人客户 数2.51亿，较年初增长3.5%；2025年线上月均活跃客户数约9，000万，领先同业；持有集团内3类及以 上产品的客户留存率99%。 责任编辑：王馨茹 ...

Core Insights - China Ping An announced its full-year performance for 2025, emphasizing its commitment to social responsibility and support for green development and rural revitalization [1][2] Financial Performance - The company has invested over 10.88 trillion yuan to support the development of the real economy [1][2] - By the end of 2025, the scale of green investments from insurance funds is projected to reach 530.87 billion yuan, with a green loan balance of 266.43 billion yuan [1][2] - In 2025, the original insurance premium income from green insurance is expected to be 76.474 billion yuan, and the company will provide 57.148 billion yuan in support for rural industries [1][2] ESG and Sustainability - The company's MSCI ESG rating has been upgraded to AAA, maintaining the top position in the Asia-Pacific region for "comprehensive insurance and brokerage" for four consecutive years [1][2] - China Ping An has been included in the S&P Global "Sustainability Yearbook (China Edition) 2025," being the only insurance company from mainland China to be selected [1][2]

Core Viewpoint - China Ping An reported strong financial performance for the year 2025, with significant growth in profits and shareholder returns, indicating a robust operational strategy and market position [1][11]. Financial Performance - The operating profit attributable to shareholders reached 134.415 billion RMB, a year-on-year increase of 10.3% [1][15]. - The net profit attributable to shareholders, excluding non-recurring items, was 143.773 billion RMB, reflecting a 22.5% year-on-year growth [1][15]. - Shareholder equity surpassed 1 trillion RMB for the first time, totaling 1,000.419 billion RMB, up 7.7% from the beginning of the year [1][15]. Shareholder Returns - The company proposed a final cash dividend of 1.75 RMB per share for 2025, marking a 5.9% increase year-on-year [3][15]. - The total cash dividend for the year amounted to 48.891 billion RMB, continuing a streak of 14 consecutive years of increases [1][15]. Business Growth - The new business value in life and health insurance reached 36.897 billion RMB, with a year-on-year growth of 29.3%, maintaining double-digit growth for three consecutive years [1][17]. - The number of personal customers increased to 251 million, a growth of 3.5% from the beginning of the year [3][17]. Investment Performance - The comprehensive investment return rate was 6.3%, the best in the last five years [6][18]. - The insurance fund investment portfolio grew to 6.49 trillion RMB, a 13.2% increase from the start of the year [5][18]. Operational Efficiency - The overall combined cost ratio improved to 96.8%, a reduction of 1.5 percentage points year-on-year [5][18]. - The company achieved a net profit of 42.633 billion RMB with a non-performing loan ratio of 1.05% [7][18]. Strategic Initiatives - The health insurance premium income reached approximately 159 billion RMB, with medical insurance contributing around 73.4 billion RMB [19]. - The company is enhancing its healthcare services, with a focus on home care and medical services, which are becoming a second growth curve [19]. Technological Advancements - The company has developed over 70,000 intelligent applications, utilizing AI to enhance customer service and operational efficiency [20]. - AI-assisted sales reached at least 133.179 billion RMB, demonstrating the effectiveness of technology in driving sales [20]. Social Responsibility - The company has invested over 10.88 trillion RMB to support the real economy and has a green investment scale of 530.087 billion RMB [20][21]. - Ping An's MSCI ESG rating has improved to AAA, ranking first in the Asia-Pacific region for four consecutive years in the comprehensive insurance and brokerage sector [21].

Core Insights - China Ping An reported its full-year performance for 2025, highlighting continuous growth in property insurance business and steady improvement in operational efficiency [1][2] Financial Performance - Original insurance premium income reached 343.168 billion yuan, representing a year-on-year increase of 6.6% [1][2] - Insurance service income amounted to 338.912 billion yuan, with a year-on-year growth of 3.3% [1][2] - Overall comprehensive cost ratio stood at 96.8%, improving by 1.5 percentage points year-on-year, indicating sustained profitability [1][2] - The comprehensive cost ratio for auto insurance was 95.8%, which improved by 2.3 percentage points year-on-year, consistently outperforming the market average [1][2] Cash Flow and Investment - Net cash inflow from operating activities increased by 48.3% year-on-year, significantly enhancing liquidity [1][2] - Driven by premium cash flow, the investment scale (excluding sold repurchased financial assets) grew by 12.1% compared to the beginning of the year [1][2]

Core Viewpoint - China Ping An reported its full-year performance for 2025, highlighting significant growth in investment portfolio and returns [1] Group 1: Financial Performance - The investment portfolio size reached 6.49 trillion yuan, representing a 13.2% increase from the beginning of the year [1] - The comprehensive investment return rate was 6.3%, an increase of 0.5 percentage points year-on-year [1] - The average net investment return rate over the past 10 years was 4.8%, while the average comprehensive investment return rate was 4.9%, exceeding the long-term investment return assumptions based on intrinsic value [1]

Core Insights - China Ping An reported its 2025 annual results, showing a significant increase in operational profit and net profit attributable to shareholders [1] Financial Performance - The operating profit attributable to shareholders reached 134.415 billion yuan, a year-on-year increase of 10.3% [1] - The net profit attributable to shareholders, excluding non-recurring items, was 143.773 billion yuan, reflecting a year-on-year growth of 22.5% [1] - Total revenue stood at 1,140.324 billion yuan, remaining stable compared to the previous year [1] - Shareholders' equity surpassed 1 trillion yuan for the first time, reaching 1,000.419 billion yuan, an increase of 7.7% from the beginning of the year [1] Dividend Distribution - The company plans to distribute a final cash dividend of 1.75 yuan per share for 2025, with an annual cash dividend of 2.7 yuan per share, marking a year-on-year increase of 5.9% [1] - The total cash dividend amounts to 48.891 billion yuan, with a cash dividend payout ratio based on operational profit of 36.4% [1] Business Segments - The life and health insurance business maintained a high growth trajectory, with new business value reaching 36.897 billion yuan, a substantial increase of 29.3% year-on-year [1] - The new business value rate (based on standard premium) was 28.5%, up by 5.8 percentage points year-on-year [1] - In the property and casualty insurance sector, the original insurance premium income was 343.168 billion yuan, reflecting a year-on-year growth of 6.6% [1] - Insurance service income was 338.912 billion yuan, with a year-on-year increase of 3.3% [1] - The overall combined cost ratio improved to 96.8%, a year-on-year optimization of 1.5 percentage points [1]

3月26日金融一线消息，中国平安公布2025年全年业绩，拟派发2025年末期股息每股现金人民币1.75 元；全年股息每股现金人民币2.70元，同比增长5.9%；现金分红总额488.91亿元，基于归母营运利润计 算的现金分红比例为36.4%。 责任编辑：王馨茹 3月26日金融一线消息，中国平安公布2025年全年业绩，拟派发2025年末期股息每股现金人民币1.75 元；全年股息每股现金人民币2.70元，同比增长5.9%；现金分红总额488.91亿元，基于归母营运利润计 算的现金分红比例为36.4%。 责任编辑：王馨茹 ...

责任编辑：王馨茹 责任编辑：王馨茹 3月26日金融一线消息，中国平安公布2025年全年业绩。寿险及健康险业务新业务价值368.97亿元，同 比增长29.3%，新业务价值率（按标准保费）28.5%，同比上升5.8个百分点。代理人渠道新业务价值同 比增长10.4%，人均新业务价值同比增长17.2%；银保渠道新业务价值同比增长138.0%；银保渠道、社 区金融服务及其他等渠道对平安寿险新业务价值的贡献占比同比提升12.1个百分点。 3月26日金融一线消息，中国平安公布2025年全年业绩。寿险及健康险业务新业务价值368.97亿元，同 比增长29.3%，新业务价值率（按标准保费）28.5%，同比上升5.8个百分点。代理人渠道新业务价值同 比增长10.4%，人均新业务价值同比增长17.2%；银保渠道新业务价值同比增长138.0%；银保渠道、社 区金融服务及其他等渠道对平安寿险新业务价值的贡献占比同比提升12.1个百分点。 ...

香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 公 告 的 內 容 概 不 負 責 ， 對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明 ， 並 明 確 表 示 ， 概 不 對 因 本 公 告 全 部 或 任 何 部 份 內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 ( 在中華人民共和國註冊成立之股份有限公司 ) (股份代號: 2328) 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第 13.10B 條作出。 茲載列本公司《二零二五年度信息披露報告》如下，僅供參閱。 承董事會命 中國人民財產保險股份有限公司 畢欣 董事會秘書 中國北京，2026 年 3 月 26 日 於 本 公 告 日 ， 本 公 司 董 事 長 為 丁 向 群 女 士 （ 非 執 行 董 事 ） ， 執 行 董 事 為 張 道 明 先 生 、 降 彩 石 先 生 及 胡 偉 先 生 ， 職 工 董 事 為 李 玲 女 士 （ 非 執 行 董 事 ） ， 獨 立 董 事 為 程 鳳 朝 先 生、魏晨陽先生、李偉斌先生、曲小波先生及薛爽女士 ...