Group 1 - The core viewpoint of the articles emphasizes the potential for cross-strait industrial integration and the new opportunities for Taiwanese businesses investing in mainland China, particularly in high-tech and service sectors [1][2][3] - The demand for high-end technology and smart solutions in mainland China is driving the growth of five new industries: digital economy, artificial intelligence, new materials, new energy, and high-end equipment manufacturing [1] - Taiwanese businesses have significant advantages in sectors such as semiconductors, precision manufacturing, and digital economy, and are encouraged to invest more in these areas to participate in the modernization of the industrial system [1] - The aging population and changing consumption patterns in mainland China are creating substantial growth opportunities in elder care, childcare, health management, and medical rehabilitation services for Taiwanese businesses [1] Group 2 - Taiwan's strengths in traditional manufacturing, high-tech, and service industries position it as a key player in China's modernization process, with a shift from manufacturing-driven to consumption-driven economic growth [2] - The transformation of cross-strait economic cooperation is moving from traditional OEM (Original Equipment Manufacturer) models to innovative collaboration, reflecting both the internal demands of mainland industrial upgrades and the collaborative drive of Taiwanese enterprises [2] - Taiwanese businesses are encouraged to leverage the advantages of a shared cultural background and the vast mainland market to develop their own brands and core technologies, enhancing global competitiveness [2][3] - The investment focus of Taiwanese businesses in mainland China is shifting from manufacturing and primary services to cultural creativity and healthcare, indicating a need for adaptation to new market dynamics [3]

在此背景下，银发经济正在成为扩内需、促消费的重要领域。从基础照护服务到高品质生活，从医疗健 康到文化娱乐，银发经济产业链长、辐射面广、带动力强，既是民生保障的"责任题"，也是经济发展 的"机遇场"。未来，随着养老服务支持政策细化落地、各类试点工作有序开展，银发经济潜力有望进一 步释放，成为推动内需增长的新引擎。（央广财经评论员万玉航） [ 责编：丛芳瑶 ] 从消费端来看，补贴政策的精准发力，缓解了失能老年人家庭照护的负担。政策规定，针对中度、重 度、完全失能等级的老年人，给予相应补贴。补贴标准根据失能等级梯度设置，有效匹配照护需求强 度，确保资源向高照护需求群体倾斜。同时，服务机构需经民政部门认定并纳入监管体系，保障了服务 质量与安全，让消费者更安心。 从供给端来看，发放针对特定领域的消费券，可以引导资源的投向，优化养老服务供给的结构。当下， 我国养老服务市场虽然潜力巨大，但发展仍处于早期阶段。养老服务消费券的发放，有利于挖掘市场需 求，推进供需匹配，从而推动各类参与主体扩大投资、增加服务供给。同时，政策明确规定，本次消费 券的发放范围涵盖长期入住养老机构、短期入住养老机构、日间托养和居家上门等4大类，这对于 ...

Core Insights - The life expectancy in China is projected to reach 79 years during the 14th Five-Year Plan, an increase of 1.07 years from 2020, surpassing the global average by 5 years [1] - The aging population is rapidly increasing, with projections indicating that by the end of 2024, the population aged 60 and above will reach 310 million, accounting for 22% of the total population [3] - The elderly population is expected to grow significantly, with the proportion of those aged 65 and above reaching 15.6% by 2024 [3] Aging Population Trends - The aging trend in China is characterized by both absolute growth in the elderly population and structural changes, with the population aged 60 and above reaching 264 million in 2020, representing 18.7% of the total population [3] - The period from 2021 to 2040 is predicted to be a "high-speed growth period" for the aging population, leading to increased healthcare burdens due to chronic diseases [3] - The prevalence of chronic diseases among those aged 65 and above has consistently exceeded 50% from 2013 to 2018, with a 15.3% increase over five years [3] Elderly Care Demand - The demand for elderly care is growing, but the current care structure in China, based on the "9073" model, is not fully developed, with home care accounting for 96% of the market, community care at 3%, and institutional care at 1% [4] - The existing elderly care market is unable to meet the increasing needs of the elderly population [4] Growth of the Elderly Care Industry - The Chinese elderly care market reached 13 trillion yuan in 2022 and is expected to exceed 19.5 trillion yuan by 2029, driven by the aging trend and the awakening of middle-class awareness regarding elderly care [8] - There is a shift in elderly care from basic living assistance to personalized health management and integrated services, reflecting the rising expectations for quality elderly care [8] Policy and Technological Integration - The transition from family-based care to socialized elderly care is underway, with calls for policy support, a layered service system, precise service content, and the integration of smart technology [10] - The "Smart Health and Elderly Care Industry Development Action Plan (2021-2025)" has been issued, emphasizing the strategic importance of smart elderly care [10] - Digital technologies are reshaping the elderly care industry, with applications such as health monitoring devices, AI for resource matching, and VR for enhancing cultural experiences for the elderly [10]

Core Insights - The aging population in China is leading to a significant transformation in retirement living, with a projected 400 million people aged 60 and above by 2035, creating a silver economy worth 30 trillion yuan [1][2] - The demand for travel-based retirement living is increasing, with estimates suggesting that by the end of 2025, 1.005 billion elderly individuals will participate in domestic tourism [2] - The company, Taikang Insurance Group, has been proactive in the elder care sector since 2007, developing innovative solutions to meet the evolving needs of the aging population [1][3] Group 1: Demand for Travel-based Elder Care - The elderly population in China is expected to exceed 300 million by the end of 2024, with a growing proportion of affluent retirees [2] - Policies are being implemented to support the development of travel-based elder care, including the establishment of a "winter south, summer north" migratory retirement model in Beijing [2] - Taikang's new facility in Yunnan attracted nearly 700 reservations before its opening, indicating strong demand for specialized elder care communities [2] Group 2: Comprehensive Elder Care Service System - Taikang Insurance Group employs a "new life insurance" business model that integrates payment, service, and investment to create a comprehensive elder care service system [3] - The company has established a unique "one community, one hospital" model, ensuring medical services are integrated within its 27 operational communities [3] - Taikang operates a network of 27 communities across 24 cities, facilitating over 30,000 experiences in travel-based elder care services [3] Group 3: Innovative Service Extensions - The "Elder Care Network" model allows for high-quality elder care services to be delivered at home, enhancing the social elder care service network [4] - This model optimizes community-based support while integrating professional institutional care and medical services [4] Group 4: Redefining the Elderly Experience - The practices of Taikang reflect broader trends in elder care, emphasizing the integration of healthcare and technology to enhance service efficiency and reduce costs [5][6] - The company promotes a dual approach of inclusive and personalized services, catering to diverse needs within the elderly population [5] - Taikang's initiatives encourage social participation and lifelong learning, transforming elderly individuals from passive recipients of care to active contributors to society [6]

Core Insights - Wuxi has 150 elderly care institutions, with over 80% of beds being nursing-type, and aims for full coverage of comprehensive elderly service centers by the end of the year [1] - By the end of 2024, Wuxi's elderly population aged 60 and above is projected to reach 1.54 million, accounting for 29.46% of the total population, indicating a deep aging society [1][2] Group 1: Elderly Care Infrastructure - Wuxi has approximately 40,000 elderly care beds and 137 institutions have achieved a standardization rating, with a 91.3% evaluation rate [2] - The city is developing a "1+N" service network, with 75 comprehensive elderly service centers established, providing integrated medical and care services [2] Group 2: Medical and Care Integration - The initiative includes the establishment of three centers: community health centers, elderly service centers, and call service centers, enhancing local medical and care services [3] - Wuxi is the first in the province to support grassroots medical institutions in building public nursing homes, integrating them into health insurance [3] Group 3: Meal Assistance for the Elderly - A three-tiered meal assistance network has been created, addressing the urgent need for cross-district dining for elderly residents [4] - The city has implemented a subsidy program for meal assistance, with an annual budget of 3.2 million yuan to support operation costs [4] Group 4: Technological Innovations in Elderly Care - Wuxi is promoting technological advancements in elderly care, including the development of wearable robots and AI applications to enhance service efficiency [4] - The city aims to provide a seamless experience for elderly residents in accessing care services through technology [4]

Core Viewpoint - The city of Xianyang is advancing its elderly care services through the integration of smart technology and community-based support, aiming to transform traditional elderly care into a more enjoyable experience for seniors [1][4]. Group 1: Smart Elderly Care Initiatives - The establishment of the first "one-stop" elderly product display and experience center in Xianyang showcases various smart elderly care devices, enhancing the quality of home care for seniors [3]. - The "Huiyang Bangban" platform in Binzhou integrates local resources to provide on-demand services for elderly residents, ensuring a rapid response to their needs [5][6]. - Xianyang has built a comprehensive elderly care service network, including 46 care institutions, 205 community day care centers, and 850 rural mutual aid happiness homes, to support local elderly populations [6][7]. Group 2: Community Engagement and Support - The city promotes community-based elderly care by embedding medical services within neighborhoods, allowing for close and personalized care for seniors [6][7]. - The establishment of the first rural public canteen in Xianyang provides free meals for seniors, demonstrating community involvement and support for the elderly [7]. Group 3: Economic Development and Industry Integration - Xianyang is fostering the silver economy by establishing a collaborative platform involving government, enterprises, and educational institutions to enhance the elderly care industry [8]. - The city is actively promoting the development of local elderly care brands and has supported the establishment of 26 three-star or higher elderly care institutions [8][10]. - The "Silver Age Action" initiative encourages the active participation of seniors in community service, creating a positive interaction between the elderly's contributions and their care needs [9].

银发经济加快发展。我省13家金融机构为养老产业发展贷款授信1165亿元，与17个省份建立旅居康 养合作关系，10家养老产业前沿科技企业成立科技创新联合体。我省联合11个西部省市签订推进银发经 济产业园合作共建协议。西安国际养老产业博览会连续举办三届。 推进老年友好型社会建设。3000余名老教师参与"银龄名师"乡村教育服务活动，全省46.3万名老年 人参与"银龄行动"。全省建成老年教育机构260所、各类老年大学828所；累计投入3.5亿元支持500多个 老年人体育健身场地设施建设。2024年，全省实施适老化、无障碍改造小区561个，完成加装并投入使 用的电梯452部。 9月22日，省政府新闻办举办新闻发布会，省民政厅相关负责人介绍全省人口老龄化状况和老龄事 业发展情况。 老年人社会保障水平持续提升。截至2024年末，全省参加城镇企业职工基本养老保险人数1185.87 万人，参加城乡居民基本养老保险人数1798.01万人，养老保险覆盖范围持续扩大。个人养老金试点缴 费人数超259万户，累计缴存金额超14亿元。商业养老金试点以来积累养老资金超36亿元。全省参保人 数3716.12万人，参保覆盖面稳定在95%左右。 ...

Core Insights - The Jilin Provincial Government has issued an action plan to promote the high-quality development of the silver economy, focusing on sectors such as elderly care services, traditional Chinese medicine, leisure and health, and medical services, aiming to create a high-quality development system and improve the quality of life for the elderly by 2030 and 2035 [1][2] Group 1: Development Goals - By 2030, Jilin aims to establish 10 silver industry parks and cultivate a number of related enterprises, making the silver economy a new growth point [1] - By 2035, the silver economy scale in Jilin is expected to exceed 1 trillion yuan, with a robust and distinctive silver industry system [1] Group 2: Industry Focus Areas - The plan emphasizes the growth of the elderly care service industry, traditional Chinese medicine, leisure and health industries, and medical services [2] - Jilin will implement a smart elderly care model, creating a provincial comprehensive service platform to integrate resources and develop smart home products for elderly safety [2] Group 3: Infrastructure Development - Jilin will establish silver industry parks focusing on the traditional Chinese medicine industry chain, smart health equipment development, rehabilitation aids manufacturing, and senior-friendly food production [2] - The plan includes the construction of two major hot spring health clusters around Changbai Mountain and the Changchun-Jilin-Songyuan area, enhancing the service levels of hot spring resorts and promoting cultural tourism integration [3] Group 4: Medical Services Enhancement - The plan aims to establish green channels for elderly patients in large medical institutions and enhance chronic disease management through telemedicine platforms [3] - By the end of 2030, at least 80% of secondary and above hospitals in Jilin are expected to have established geriatric medicine departments [3] Group 5: Integration of Medical and Aesthetic Services - Jilin plans to develop a medical beauty industry park in Changchun, collaborating with local universities and research institutions to drive research and development in the anti-aging sector [4] - The establishment of a Northeast Asia medical and health industry park in Yanji will introduce Korean medical beauty technologies, creating a base for "medical beauty + traditional Chinese medicine anti-aging" [4]

聚焦优化养老服务体系 陕西与17个省份建立旅居康养合作关系 中新网西安9月22日电 (李一璠)"截至2024年末，陕西省60岁及以上老年人887万人，占全省常住人口的 22.4%，高于全国0.4个百分点；65岁及以上老年人620万人，占全省常住人口的15.7%。"陕西省民政厅 副厅长李平22日表示。 聚焦加快发展银发经济，陕西省举办全省银发经济高质量发展大会，13家金融机构为养老产业发展贷款 授信1165亿元，与17个省份建立旅居康养合作关系，10家养老产业前沿科技企业成立科技创新联合体； 联合11个西部省市签订推进银发经济产业园合作共建协议，连续举办三届西安国际养老产业博览会，吸 引500多家企业参展参会。 2025年1月，"丝路号"环秦岭迎新年银发旅游专列开行。 任伟 摄 下一步，陕西省将持续完善老龄工作的政策制度体系、服务保障体系、监督管理体系、社会参与体系， 切实把该省老年人的生活保障好、作用发挥好、权益维护好。(完) 来源：中国新闻网 编辑：张嘉怡 广告等商务合作，请点击这里 当日，陕西省人民政府新闻办公室举办新闻发布会，介绍陕西省老龄事业发展状况。 据悉，陕西省人口老龄化呈现老龄化程度高、老龄化速 ...

9月12日上午，2025深圳国际智慧养老产业博览会暨"兴业银行杯"首届深圳康养机器人大赛在深圳会展 中心(福田)开幕。展会以"科技赋能，激发银发经济新动能"为主题，设立7大特色展区，覆盖智慧居 家、智能服务机器人及康复辅具、智慧医疗等多个领域，让观众近距离、沉浸式感受科技重塑老年生活 的品质与内涵，展现出深圳正以科技赋能应对人口老龄化挑战，打造智慧养老产业高地。 作为国内养老金融先行者，兴业银行深耕养老金融业务领域十余载，自2012年推出"安愉人生"综合服务 方案，该行持续发挥集团化优势，打造养老产业金融产品体系，加大对养老产业企业的支持力度，贯彻 落实服务银发经济的社会责任，谱写具有兴业特色的养老金融大文章。截至2025年6月末，该行已支持 养老设施建设、养老照护服务等多个重点领域典型项目，开立个人养老金账户超721万户，服务50岁以 上客户超2800万。 本届展会由深圳市委老干部局、深圳市民政局指导，深圳市养老服务发展促进会、深圳国际智能养老产 业博览会组委会联合主办，兴业银行深圳分行独家冠名。 作为首席融资顾问，兴业银行深圳分行为大会提供全流程专业咨询，并与深圳龙头养老国企、参赛企 业、参展养老企业和投 ...