COMEX黄金重回4200美元上方。 受国际金价上涨影响，13日国内多家金店调整金饰价格。周大福、周大生足金饰品价格由前一日的1313 元/克，上涨至1333元/克，克价一夜上涨20元；周生生足金饰品价格由前一日的1309元/克上涨至1326 元/克，克价一夜上涨17元。 消息面上，路透社报道，美国国债收益率在众议院投票重新开放政府之前下滑；同时，美国政府结 束"停摆"后可能会恢复经济数据发布，并提振对美联储12月降息的预期。 报道指出，美国政府为期42天的"停摆"对经济造成了压力，并导致政府数据中断，促使政策制定者和市 场依赖私人指标来衡量经济状况。而美国自动数据处理公司(ADP)公布数据显示，美国劳动力市场持续 疲软。此外，乌克兰停止与俄罗斯谈判，也让地缘政治风险加剧。 中新网11月13日电(记者 左雨晴) 价格巨震后，黄金迎来"4连涨"。 当地时间11月12日，国际金价连续第4个交易日上涨，在重回4100美元两天后，再次突破4200美元关 口。COMEX黄金涨2.07%，报4201.4美元/盎司；伦敦现货黄金突破4200美元关口后回落，收报4194.605 美元/盎司，涨1.68%。11月13日，国际金 ...

Group 1: Currency Depreciation - The Korean won is approaching its lowest point since the 2009 global financial crisis, having depreciated 6% in the last three months, making it the largest decline among Asian currencies [1] - The won fell to 1475 against the US dollar, nearing the critical level of 1487.45 reached in March 2009 [1] Group 2: Foreign Capital Outflow - A significant factor behind the depreciation is the massive outflow of foreign capital, with overseas investors net selling 7.26 trillion won (approximately 5.2 billion USD) in Korean stocks in the first week of November, marking the largest single-week outflow on record [2] - This outflow exceeded the total outflow of 5.34 trillion won in October and nearly erased all inflows from September [2] - The focus of foreign selling has been on semiconductor manufacturers, which were previously overvalued due to AI hype, amid concerns over an overheated AI stock market [2] Group 3: Domestic Investment Trends - South Korean residents invested 99.85 billion USD in foreign stocks and bonds from January to September, more than three times the 29.65 billion USD foreign investment in Korean securities [2] - This strong demand for overseas securities is contributing to the depreciation pressure on the won [2] Group 4: Economic Vulnerabilities - The Korean economy's structural vulnerabilities, particularly its heavy reliance on semiconductor exports and the US dollar, make it susceptible to risks from US-driven tariffs and policies [2] - A report from Citibank highlighted that South Korea's commitment to invest 350 billion USD in the US could exert significant long-term pressure on the won [2] Group 5: Government Response - In response to the ongoing depreciation, the Bank of Korea has indicated a willingness to intervene in the currency market if volatility escalates, although it downplayed the weakening trend of the won [4] - The Bank of Korea has taken measures to enhance foreign exchange supply, including increasing banks' forward foreign exchange position limits and relaxing restrictions on foreign currency loans for domestic use [5][6] Group 6: Economic Growth Outlook - The continuous depreciation of the won casts a shadow over South Korea's economic recovery, with the International Monetary Fund projecting a growth rate of only 0.9% for the year, the slowest among Asian countries [6] - The Bank of Korea has maintained interest rates unchanged since a cut in May, contrasting with recent rate cuts by Indonesia, Malaysia, and Thailand [6]

Core Insights - The People's Bank of China reported that in the first ten months of this year, RMB loans increased by 14.97 trillion yuan, with corporate loans accounting for 13.79 trillion yuan [1] - As of the end of October, the total RMB loan balance reached 270.61 trillion yuan, reflecting a year-on-year growth of 6.5% [1] - The total social financing scale increased by 30.9 trillion yuan in the first ten months, which is 3.83 trillion yuan more than the same period last year [1] Loan Statistics - Corporate loans increased by 13.79 trillion yuan, with medium to long-term loans contributing 8.32 trillion yuan [1] - Household loans saw an increase of 739.6 billion yuan during the same period [1] Money Supply - As of the end of October, the broad money supply (M2) stood at 335.13 trillion yuan, growing by 8.2% year-on-year [1] - The narrow money supply (M1) was recorded at 112 trillion yuan, with a year-on-year increase of 6.2% [1] - The currency in circulation (M0) reached 13.55 trillion yuan, reflecting a year-on-year growth of 10.6% [1] Deposit Growth - In the first ten months, total RMB deposits increased by 23.32 trillion yuan, with household deposits rising by 11.39 trillion yuan [1] Social Financing - The total social financing stock at the end of October was 437.72 trillion yuan, showing a year-on-year growth of 8.5% [1]

Core Insights - The People's Bank of China reported that in the first ten months, RMB loans increased by 14.97 trillion yuan [1] Loan Breakdown - Household loans increased by 739.6 billion yuan, with short-term loans decreasing by 517 billion yuan and medium to long-term loans increasing by 1.26 trillion yuan [1] - Corporate loans increased by 13.79 trillion yuan, with short-term loans rising by 4.34 trillion yuan, medium to long-term loans increasing by 8.32 trillion yuan, and bill financing increasing by 975.8 billion yuan [1] - Non-bank financial institution loans decreased by 18.5 billion yuan [1] Social Financing - As of the end of October, the total social financing stock was 437.72 trillion yuan, reflecting a year-on-year growth of 8.5% [1] - The cumulative increase in social financing for the first ten months was 30.9 trillion yuan, which is 3.83 trillion yuan more than the same period last year [1] Monetary Supply - As of the end of October, the broad money supply (M2) was 335.13 trillion yuan, with a year-on-year growth of 8.2% [1] - The narrow money supply (M1) was 112 trillion yuan, showing a year-on-year growth of 6.2% [1] - The currency in circulation (M0) was 13.55 trillion yuan, with a year-on-year growth of 10.6% [1] - A net cash injection of 728.4 billion yuan was recorded in the first ten months [1]

Core Viewpoint - The central theme of the article is the analysis of China's financial data for October, highlighting the growth in M2 and social financing, which supports the economic recovery and provides a favorable monetary environment for growth [3]. Group 1: Social Financing and Loans - As of the end of October, the total social financing stock reached 437.72 trillion yuan, reflecting a year-on-year growth of 8.5% [3]. - The balance of RMB loans to the real economy was 267.01 trillion yuan, increasing by 6.3% year-on-year, while foreign currency loans decreased by 16.9% [3]. - The cumulative increase in social financing for the first ten months was 30.9 trillion yuan, which is 3.83 trillion yuan more than the same period last year [5]. Group 2: Monetary Supply - The broad money supply (M2) stood at 335.13 trillion yuan, with a year-on-year growth of 8.2% [6]. - Narrow money supply (M1) was 112 trillion yuan, growing by 6.2% year-on-year, while the currency in circulation (M0) reached 13.55 trillion yuan, up by 10.6% [6]. Group 3: Deposits - By the end of October, the total deposits in both domestic and foreign currencies amounted to 332.92 trillion yuan, with RMB deposits at 325.55 trillion yuan, reflecting an 8% year-on-year increase [7]. - The increase in RMB deposits for the first ten months was 23.32 trillion yuan, with household deposits rising by 11.39 trillion yuan [8]. Group 4: Interest Rates and Market Activity - In October, the weighted average interest rate for interbank RMB market lending was 1.39%, which is lower than both the previous month and the same month last year [12]. - The total transaction volume in the interbank RMB market reached 164.86 trillion yuan, with a daily average transaction of 9.16 trillion yuan, showing a year-on-year increase of 0.9% [12]. Group 5: Cross-Border Transactions - In October, the cross-border RMB settlement amount under the current account was 1.41 trillion yuan, with direct investment cross-border RMB settlement amounting to 0.65 trillion yuan [13].

前十个月人民币存款增加23.32万亿元。其中，住户存款增加11.39万亿元，非金融企业存款增加4447亿 元，财政性存款增加2.09万亿元，非银行业金融机构存款增加6.66万亿元。 10月末，外币存款余额1.04万亿美元，同比增长24.3%。前十个月外币存款增加1866亿美元。 北京商报讯（记者 岳品瑜 董晗萱）11月13日，人民银行发布2025年10月金融统计数据报告。10月末， 本外币存款余额332.92万亿元，同比增长8.3%。月末人民币存款余额325.55万亿元，同比增长8%。 ...

前十个月人民币贷款增加14.97万亿元。分部门看，住户贷款增加7396亿元，其中，短期贷款减少5170 亿元，中长期贷款增加1.26万亿元；企（事）业单位贷款增加13.79万亿元，其中，短期贷款增加4.34万 亿元，中长期贷款增加8.32万亿元，票据融资增加9758亿元；非银行业金融机构贷款减少185亿元。 10月末，外币贷款余额5546亿美元，同比下降3%。前十个月外币贷款增加125亿美元。 北京商报讯（记者 岳品瑜 董晗萱）11月13日，人民银行发布2025年10月金融统计数据报告。10月末， 本外币贷款余额274.54万亿元，同比增长6.3%。月末人民币贷款余额270.61万亿元，同比增长6.5%。 ...

初步统计，2025年前十个月社会融资规模增量累计为30.9万亿元，比上年同期多3.83万亿元。其中，对 实体经济发放的人民币贷款增加14.52万亿元，同比少增1.16万亿元；对实体经济发放的外币贷款折合人 民币减少1146亿元，同比少减1627亿元；委托贷款增加1082亿元，同比多增1456亿元；信托贷款增加 2160亿元，同比少增1574亿元；未贴现的银行承兑汇票增加116亿元，同比多增2988亿元；企业债券净 融资1.82万亿元，同比多1361亿元；政府债券净融资11.95万亿元，同比多3.72万亿元；非金融企业境内 股票融资3863亿元，同比多1875亿元。 从结构看，10月末对实体经济发放的人民币贷款余额占同期社会融资规模存量的61%，同比低1.3个百 分点；对实体经济发放的外币贷款折合人民币余额占比0.3%，同比持平；委托贷款余额占比2.6%，同 比低0.2个百分点；信托贷款余额占比1%，同比低0.1个百分点；未贴现的银行承兑汇票余额占比0.5%， 同比持平；企业债券余额占比7.7%，同比低0.3个百分点；政府债券余额占比21.3%，同比高2个百分 点；非金融企业境内股票余额占比2.8%，同比低0. ...

【重点关注】 ·人民银行：10月末广义货币（M2)增长8.2% ·荷方代表是否已来华磋商安世半导体问题？商务部回应 ·知情人士：预计动力电池分类标准将在明年落地 ·今年前10月全国完成水利建设投资超万亿元 【国内要闻】 ·据人民银行，10月末，广义货币（M2)余额335.13万亿元，同比增长8.2%。狭义货币（M1)余额112万 亿元，同比增长6.2%。流通中货币（M0)余额13.55万亿元，同比增长10.6%。前十个月净投放现金7284 亿元。 ·据人民银行初步统计，2025年前十个月社会融资规模增量累计为30.9万亿元，比上年同期多3.83万亿 元。2025年10月末社会融资规模存量为437.72万亿元，同比增长8.5%。10月末，本外币存款余额332.92 万亿元，同比增长8.3%。10月末，本外币贷款余额274.54万亿元，同比增长6.3%。 ·11月13日，在2025世界动力电池大会上，中国汽车技术研究中心首席科学家王芳表示，当前需要明确 固态电池相关的术语、分类等基础内容，"我们正在制定相应的国家标准。在术语和分类中，将电池分 为了固态电池、固液混合电池、液态电池三大类。"知情人士表示，预计相关标 ...

Core Viewpoint - The Shandong provincial government is implementing measures to enhance the quality of financial services during the "14th Five-Year Plan" period, focusing on agricultural finance, food production support, and rural financial services to promote rural revitalization and economic stability [1][2][3]. Group 1: Agricultural Financial Support - Financial investment in agricultural industries is steadily increasing, with a focus on enhancing credit support for well-known local agricultural products. By the end of September 2025, the balance of inclusive agricultural loans in the region is expected to reach 962.09 billion, doubling from the end of 2020 [1]. - Significant improvements in financial support for grain production have been noted, with loans in key grain sectors reaching 53.44 billion, an increase of 16.79 billion or 45.82% since the beginning of the year [2]. Group 2: Rural Financial Services - Financial services in county and rural areas are rapidly developing, achieving full coverage of banking institutions in townships and basic financial services in administrative villages. By the end of September 2025, the loan balance in monitored counties is projected to reach 6.44 trillion, an increase of 1.71 trillion or 36.15% from the end of 2022 [2]. - Small loans for poverty alleviation are being fully utilized, with 59,600 households benefiting from a total loan amount of 2.625 billion, an increase of 224 million since the end of 2020 [3].