CoGoLinks结行国际相关负责人表示：新加坡作为全球金融中心之一和东南亚的重要门户，拥有成熟的 金融基础设施和严格、透明的监管环境。在新加坡大型支付机构牌照的布局，是CoGoLinks结行国际海 外合规能力建设成果的重要体现，也标志着我们的业务能力向着国际化的服务标准再次迈进。 9月22日，跨境贸易数字化解决方案的赋能者、专业的全球化跨境支付服务平台CoGoLinks结行国际正 式宣布，其境外主体正式获得新加坡金融管理局原则性批复，准许其推进大型支付机构牌照(Major Payment Institution，简称"MPI牌照")的筹备工作。 "下一步，我们将以新加坡做为国际化进程中的核心点之一，围绕合规资质构建覆盖东南亚的数字化支 付服务网络。未来，我们会继续立足中国、放眼世界，通过更多国家和地区的牌照布局与创新产品服 务，一方面陪同中国企业结伴出海，另一方面还会把服务范围延伸至海外国家和地区的本土原生企业， 将来自中国的数字科技力量推向世界。"CoGoLinks结行国际相关负责人说道。 近年来，随着跨境电商新业态的加速演进，我国的产业出海形态也在悄然发生着改变：众多中国企业纷 纷加深国际化布局，以在海 ...

Core Viewpoint - The recent penalties imposed on three payment institutions highlight the increasing regulatory scrutiny in the industry, signaling a need for compliance and governance improvements [1][2][4]. Regulatory Actions - Three payment institutions, namely Guizhou Huiliantong Payment Service Co., Ltd., Shanghai Jinchengtong Electronic Payment Service Co., Ltd., and Yitong Jinfu Payment Co., Ltd., have received penalties from regulatory authorities for various violations [1][2]. - Guizhou Huiliantong was fined 100,000 yuan and its legal representative was fined 50,000 yuan for unauthorized changes in management personnel [2]. - Yitong Jinfu faced a total penalty of 1.8 million yuan for five violations, including non-compliance with prepayment card management regulations [3]. - Shanghai Jinchengtong was fined 1.25 million yuan for breaching customer reserve fund management regulations [3]. Industry Trends - Since 2025, the regulatory environment for payment institutions has tightened, with over 50 penalties issued within the year, primarily for management and reporting violations [4]. - Significant penalties have been noted, such as Huyuan Yintong being fined 24.31 million yuan for six violations, indicating a trend of increasing financial repercussions for non-compliance [4]. Compliance Recommendations - Experts suggest that payment institutions should enhance their management practices and integrate compliance into their overall risk management frameworks to ensure sustainable business development [4]. - Recommendations include establishing comprehensive compliance systems, leveraging technology for real-time monitoring, prioritizing quality over scale in business strategies, and fostering a culture of compliance within organizations [4].

根据9月12日杉德支付向合作机构发出的《通知函》显示，自9月17日零时起，小微商户的信用卡受理额度将被设限，9月20日起全面停止服务，相关合作协 议自动终止。据悉，此次调整涉及以身份证入网、无营业执照的小微商户，覆盖旗下多个POS子品牌，这也意味着大量个体经营者、夫妻老婆店等将被迫更 换支付通道。 值得注意的是，杉德支付此前曾因风控不力、商户信息违规等问题被央行重罚，今年8月内蒙古分公司更因反洗钱违规被罚没近450万元。此次业务收缩，或 也与其合规压力、盈利模式调整密切相关。 在支付行业持续承压的背景下，曾经的行业"老兵"杉德支付日前正式宣布，将于2025年9月20日起全面终止对小微商户的支付服务。 ...

当国内支付市场几近饱和，新牌照发放没有增长空间之际，国内的持牌支付机构开始加大对海外市场 的"攻城略地"。 9月18日，国内跨境支付机构CoGoLinks结行国际宣布，其海外主体公司递交的验收材料已通过迪拜金 融服务管理局（DFSA）审核，在阿联酋获得金钱服务许可，允许CoGoLinks结行国际在阿联酋境内开 展支付账户运营、支付交易处理及支付工具发行等业务。CoGoLinks结行也成为首家在阿联酋获得正式 支付牌照的中国跨境支付平台。 近期，有数家拥有支付牌照机构宣布海外市场拓展进展，诸如新大陆宣布在中国香港及美国设立子公司 香港星驿支付公司及NovaPay，获批MSB（货币服务业务）牌照，并筹备申请MSO（货币服务运营商） 牌照；新国都也组建成立跨境事业群，负责跨境支付和境外本地收单业务的开展，公司取得卢森堡PI （支付机构许可证）牌照、香港MSO牌照、美国MSB牌照；移卡获得美国MSB联邦支付牌照和亚利桑 那州MTL（货币转移许可证）州级支付牌照，并获得日本经济产业省的正式批准，可在日本开展线上 线下扫码收单业务。 "近年来，在政策支持鼓励与全球经济变革日益深化的大背景下，出海已成为支付机构谋求多元业务 ...

Group 1 - The U.S.-led global payment system is evolving into an "invisible financial weapon," forcing countries to choose sides in a new economic confrontation [3][5] - The rapid disconnection of Visa and MasterCard from Russia during the Ukraine conflict highlighted the potential for the U.S. to use financial infrastructure as a geopolitical tool [5][6] - Countries are increasingly aware of the risks associated with reliance on U.S. payment platforms, prompting a search for alternative payment solutions [8][9] Group 2 - Europe is leading the charge to develop an independent pan-European payment standard to ensure regional trade is not subject to external interference [8][9] - Asian countries are innovating in financial technology, utilizing blockchain and digital currencies to create efficient cross-border payment solutions, such as India's UPI international version [8][9] - A global restructuring of payment sovereignty is underway, with nations striving to build a more diverse and balanced international payment ecosystem [9] Group 3 - The F-35 fighter jet exemplifies the risks of dependency on U.S. technology, as its operational control remains largely with American companies, raising concerns about potential supply chain disruptions [10] - Trump's pressure on the Federal Reserve has undermined the perceived independence of the U.S. central bank, leading to a global shift towards "de-dollarization" as countries seek to enhance their financial autonomy [11][14] - In response to U.S. control in financial, military, and monetary policies, countries are actively working to diminish U.S. dominance through technological innovation and cooperation [14]

"同学们好呀！我是人见人爱的反诈'闪电侠'，我的CPU里装满了反诈秘籍，骗子见我都得喊'拔电 源'。"9月19日，深圳大学丽湖校区文汇礼堂内，一个活泼的机器人刚一登场，就用俏皮话点燃了全场 气氛。当天，"青年反诈在行动—反诈宣传进校园"高校联合宣讲活动在此举行，这场融合科技感、趣味 性与教育性的反诈盛宴，让在校大学生沉浸式上了一堂"走新"更"走心"的必修课。 除了机器人的精彩互动，多元节目轮番登场。招商银行深圳分行带来的反诈主题情景剧《反诈神医 坐诊：怕被骗，先挂号！》真实再现拦截劝阻案例，"神医"开出的防骗"药方"让观众恍然大悟；财付通 支付科技有限公司的乐队表演《天下无诈》一边嗨爆全场，一边传授反诈大招，将现场氛围推向高潮。 在活动中，2025年深圳市金融行业反诈短视频大赛优秀作品集锦精彩展播。前期，由中国人民银行 深圳市分行、深圳市打击治理电信网络诈骗工作协调机制办公室组织的2025年深圳市金融行业反诈短视 频大赛，共收到31家金融机构报送的49部高质量作品。其中，《双重代价》《反骗联盟，招招制胜》 《"荔"志反诈》等12部优秀作品脱颖而出，其集锦在现场精彩展播，充分展现了深圳金融业在反诈宣传 中的创意 ...

Core Viewpoint - Block, formerly known as Square, has seen its shares decline over 70% from their peak, despite being a significant player in the financial services and payments industries [1][2]. Company Overview - Block is recognized for its user-friendly financial solutions, particularly through its Square segment for small merchants and Cash App for individual banking needs [4]. - The company has a strong customer base, with over 4 million merchants using Square and 57 million monthly active users on Cash App [5]. Growth Strategy - The growth strategy for both Square and Cash App focuses on acquiring new customers and encouraging existing customers to utilize more products and services, which increases revenue [6]. - Block's total addressable market is substantial, with $130 billion for Square and $75 billion for Cash App, while the company generated $9.4 billion in gross profit over the past year, indicating significant growth potential [7]. Market Sensitivity - The company’s performance is sensitive to macroeconomic conditions, as its target customers are more vulnerable to economic downturns [8]. Bitcoin Involvement - Block is increasingly focusing on Bitcoin, with the cryptocurrency contributing $81 million to gross profit in Q2 2024. The company has introduced features for Bitcoin transactions and holds 8,692 units of Bitcoin on its balance sheet [9][10][11]. - The CEO has emphasized the importance of Bitcoin, suggesting that its integration into Block's offerings will likely increase in the coming years [11]. Valuation - The stock is currently undervalued, trading at a forward price-to-earnings ratio of 20, making it an attractive option for investors looking for exposure to payments and Bitcoin [12].

Group 1: Core Perspective - The U.S. payment system is perceived as a potential "financial weapon," leading countries to reconsider their reliance on it in a new global economic landscape [1][3][4] Group 2: U.S. Payment System Influence - U.S. payment companies like Visa and MasterCard hold a dominant position in the global payment landscape, which many countries have relied on for trade and cross-border transactions [3][4] - The abrupt suspension of services to Russia by Visa and MasterCard during the Ukraine conflict highlighted the controllable nature of the U.S. payment system, raising concerns about its use as a pressure tool [3][4] Group 3: Global Response and Alternatives - In response to the risks associated with U.S. payment systems, European countries are collaborating to create their own payment standards to reduce dependency [4][14] - Asian nations are also innovating in financial technology, with initiatives like India's UPI international version being implemented in neighboring countries to facilitate cross-border transactions [4] Group 4: Broader Implications - The concerns regarding the U.S. payment system are mirrored in the military domain, particularly with the F-35 fighter jet, where control over maintenance and support is heavily reliant on U.S. companies [6][9] - The erosion of the Federal Reserve's independence during Trump's presidency has led to a global trend of "de-dollarization," as countries seek to reduce their reliance on the U.S. dollar [11][12]

1.前8个月福建省汽车出口值增长超五成 据福州海关统计，前8个月，福建省汽车出口135.3亿元，同比（下同）增长55.9%。福建省汽车出口在欧盟 等传统市场和中东地区、东盟等新兴市场双向发力。前8个月，福建省对欧盟出口汽车15.7亿元，增长 119.4%，占同期福建省汽车出口总值的11.6%；对中东地区、东盟分别出口汽车52.1亿、13.5亿元，分别增 长94.8%、25.6%，二者合计占48.4%。 2.支付宝旗下两家经营主体完成更名，支付宝APP名字不变 据澎湃新闻，9月19日，中国人民银行上海市分行更新的非银行支付机构变更事项许可信息公示表显示，同 意支付宝支付牌照主体公司"支付宝（中国）网络技术有限公司变更名称为"支付宝支付科技有限公司"。据 了解，支付宝App的经营主体公司支付宝（杭州）信息技术有限公司也将更名为支付宝（杭州）数字服务技 术有限公司。 3.追觅发布首款智能手机 追觅发布首款智能手机--Dreame Space，目前已在海外市场斩获超过亿元人民币的预售订单。 点评：需验证实际场景落地性。 7.北京电影家协会发布致歉声明：寻访会员方法不当 9月19日，北京电影家协会发布致歉声明称，协会于 ...

来源：陕西法制网 9月16-17日，由中国支付清算协会主办的第十四届中国支付清算论坛在北京召开。汇付作为中国支付清 算协会理事单位受邀出席，汇付天下总裁穆海洁发表了主题为"数字化转型助力支付可持续发展"的演讲 分享。 当前，支付行业正处于机遇与挑战并存的关键阶段，传统模式已难以适配数字时代的发展需求，技术进 步对产品架构、业务流程与客户体验带来重大革新，产业数字化催生了支付后市场的新需求，行业 SaaS 也从单纯的 "工具" 升级为 "数字生态" 的重要连接点。 面对这样的行业格局，穆海洁认为，"数字化" 与 "国际化" 是破局的核心路径。通过系统架构重塑、效 能体验提升、管理精细化与商业模式转型实现数字化突破，依托出海解决方案、全球资金结算及汇兑增 值服务拓展国际市场，以双轮驱动助力支付行业可持续发展。 汇付天下作为支付领域技术和产品的领军者，为企业提供全球收款、数据集成、资金管理等数字化解决 方案。 斗拱平台依托云原生技术架构，搭建起涵盖全栈支付处理、数据集成、运营服务与软件开发的综合性平 台，与数百家SaaS/软件公司建立生态连接，为品牌连锁、综合集团、互联网平台、跨境电商及出海企 业高效定制场景化解决 ...